SmartFinancial (SMBK) Earnings Date, Estimates & Call Transcripts $35.67 -0.40 (-1.10%) Closing price 03:58 PM EasternExtended Trading$35.52 -0.16 (-0.45%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Earnings Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock SmartFinancial Earnings Summary SmartFinancial released Q2 earnings on July 21, 2025, reporting an EPS of $0.69, which beat the consensus estimate of $0.66 by $0.03. With a trailing EPS of $2.26 and a P/E Ratio of 16.67, SmartFinancial's earnings are expected to grow 20.82% next year, from $2.45 to $2.96 per share. Q2 Earnings ResourcesQ2 Earnings ReportLatest Q2 Earnings DateJul. 21ConfirmedConsensus EPS (Jul. 21) $0.66 Actual EPS (Jul. 21) $0.69 Beat By $0.03 Get SmartFinancial Earnings Alerts Want to stay updated on the latest earnings announcements and upcoming reports? Sign up for Earnings360's daily newsletter to receive timely earnings updates on SmartFinancial and other key companies, straight to your inbox. Enter your email to sign up for newsletter Sign Up Skip Charts & View Estimated and Actual Earnings DataSMBK Earnings Estimates and Actuals by QuarterEarnings Estimates and Acutals by Quarter Chart DescriptionThe chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.SMBK Estimated and Actual Revenue by QuarterEstimated Revenue and Actual Revenue by Quarter Chart DescriptionThe chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter. SmartFinancial Analyst EPS EstimatesCurrent Year EPS Consensus Estimate $2.45 EPSNext Year EPS Consensus Estimate $2.96 EPS SmartFinancial Earnings History by Quarter Custom Range 3 Months 6 Months Year-to-Date 1 Year 2 Years 3 Years 5 Years 10 Years Time Frame Start Date End Date Export to Excel DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails7/21/2025Q2$0.66$0.69+$0.03-$48.49M-10/21/2024Q3 2024$0.49$0.54+$0.05$0.54$42.32M$73.10M7/22/2024Q2 2024$0.41$0.46+$0.05$0.44$40.32M$68.89M4/22/2024Q1 2024$0.41$0.49+$0.08$0.43$38.98M$40.10M1/22/2024Q4 2023$0.43$0.41 -$0.02$0.45$39.14M$65.07M10/23/2023Q3 2023$0.47$0.43 -$0.04$0.74$38.87M$31.70M7/24/2023Q2 2023$0.54$0.52 -$0.02$0.52$41.29M$38.71M SmartFinancial Earnings - Frequently Asked Questions When did SmartFinancial announce their last quarterly earnings? SmartFinancial (NASDAQ:SMBK) last announced its quarterly earning data on Monday, July 21, 2025. Learn more on SMBK's earnings history. Did SmartFinancial beat their earnings estimates last quarter? In the previous quarter, SmartFinancial (NASDAQ:SMBK) reported $0.69 earnings per share (EPS) to beat the analysts' consensus estimate of $0.66 by $0.03. Learn more on analysts' earnings estimate vs. SMBK's actual earnings. How much revenue does SmartFinancial generate each year? SmartFinancial (NASDAQ:SMBK) has a recorded annual revenue of $178.24 million. How much profit does SmartFinancial generate each year? SmartFinancial (NASDAQ:SMBK) has a recorded net income of $36.14 million. SMBK has generated $2.26 earnings per share over the last four quarters. What is SmartFinancial's price-to-earnings ratio? SmartFinancial (NASDAQ:SMBK) has a trailing price-to-earnings ratio of 16.67 and a forward price-to-earnings ratio of 14.56. What is SmartFinancial's EPS forecast for next year? SmartFinancial's earnings are expected to grow from $2.45 per share to $2.96 per share in the next year, which is a 20.82% increase. 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Earnings Date First Mid Bancshares Earnings Date Mercantile Bank Earnings Date Origin Bancorp Earnings Date OceanFirst Financial Earnings Date Peapack-Gladstone Financial Earnings Date Towne Bank Earnings Date Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Earnings By Country U.S. Earnings Reports Canadian Earnings Reports U.K. Earnings Reports Latest Articles Amazon Stock Rally Hits New Highs: Buy Into Earnings?TSLA Earnings Week: Can Tesla Break Through $350?Netflix Q2 2025 Earnings: What Investors Need to KnowHow Goldman Sachs Earnings Help You Strategize Your PortfolioCitigroup Earnings Could Signal What’s Next for Markets3 Analysts Set $600 Target Ahead of Microsoft EarningsTesla: 2 Plays Ahead of Next Week's Earnings Report This page (NASDAQ:SMBK) was last updated on 7/22/2025 by MarketBeat.com Staff From Our PartnersTreasury Secretary Bessent Is Betting Big on GoldWhen the U.S. Treasury Secretary’s largest personal investment is gold — that’s a signal. 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