Tiptree Financial (TIPT) Stock Price, News & Analysis

Company Overview

Tiptree Financial, Inc. (NASDAQ: TIPT) is a bank holding company headquartered in Wilmington, Delaware. Through its wholly owned subsidiary, Tiptree Financial Services, the company offers a full suite of personal and business banking solutions. Since its founding in 2002, Tiptree Financial has pursued a community-oriented approach, focusing on personalized service and local decision-making to support consumers, small to mid-sized businesses, and nonprofit organizations.

The company’s core offerings include deposit products such as checking accounts, savings accounts and money market accounts, alongside a broad range of lending solutions. Residential mortgage lending forms a significant part of its portfolio, with customized home‐purchase and refinancing options. Commercial real estate loans, construction financing and equipment lines of credit are also available to help businesses with capital needs. In addition, Tiptree Financial provides cash‐management services, merchant services and remote deposit capture for commercial clients.

Tiptree Financial’s footprint extends across the Mid-Atlantic region, with branches and lending offices in New Jersey, Pennsylvania and Delaware. By focusing on these geographies, the company aims to cultivate long­standing relationships with local customers and deliver community reinvestment through small business development initiatives. In recent years, Tiptree has also expanded its mortgage operation with a dedicated online platform, allowing it to reach homebuyers throughout the eastern seaboard.

The company is led by President and Chief Executive Officer John M. Hess, who joined Tiptree Financial in 2017 and brings over 25 years of banking and mortgage finance experience. Christine A. Thompson serves as Chief Financial Officer, overseeing financial planning, reporting and investor relations. Together with a board of directors composed of regional business leaders and banking veterans, the executive team guides Tiptree Financial’s strategic initiatives, risk management practices and community engagement programs.

Key Stats

• Today's Range: $21.00 to $21.50
• 50-Day Range: $20.65 to $24.72
• 52-Week Range: $17.07 to $26.90
• Volume: 219,922 shs
• Average Volume: 117,690 shs
• Market Capitalization: $794.63 million
• P/E Ratio: 17.66
• Dividend Yield: 1.13%
• Price Target: N/A
• Consensus Rating: N/A

Tiptree Financial Stock Analysis - MarketRank™

Tiptree Financial scored higher than 41% of companies evaluated by MarketBeat, and ranked 691st out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Tiptree Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Tiptree Financial is 17.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of Tiptree Financial is 17.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.15.

Price to Book Value per Share Ratio

Tiptree Financial has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.92% of the float of Tiptree Financial has been sold short.

Short Interest Ratio / Days to Cover

Tiptree Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Tiptree Financial has recently increased by 2.00%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Tiptree Financial pays a meaningful dividend of 1.14%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Tiptree Financial has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Tiptree Financial is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.92% of the float of Tiptree Financial has been sold short.

Short Interest Ratio / Days to Cover

Tiptree Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Tiptree Financial has recently increased by 2.00%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Tiptree Financial has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

MarketBeat Follows

1 people have added Tiptree Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Tiptree Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

31.78% of the stock of Tiptree Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 37.78% of the stock of Tiptree Financial is held by institutions.

TIPT Stock Analysis - Frequently Asked Questions

How have TIPT shares performed this year?

Tiptree Financial's stock was trading at $20.86 at the start of the year. Since then, TIPT stock has increased by 1.6% and is now trading at $21.19.

How were Tiptree Financial's earnings last quarter?

Tiptree Financial Inc. (NASDAQ:TIPT) announced its earnings results on Wednesday, April, 30th. The financial services provider reported $0.49 earnings per share for the quarter. The financial services provider earned $497.43 million during the quarter. Tiptree Financial had a trailing twelve-month return on equity of 13.87% and a net margin of 2.45%.

How do I buy shares of Tiptree Financial?

Shares of TIPT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Tiptree Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Tiptree Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Palo Alto Networks (PANW), Tesla (TSLA) and Broadcom (AVGO).

Company Calendar

• Last Earnings: 4/30/2025
• Record date for 5/19 Dividend: 5/12/2025
• Ex-Dividend for 5/19 Dividend: 5/12/2025
• Dividend Payable: 5/19/2025
• Today: 7/19/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - BROKERS
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:TIPT
• CIK: 1393726
• Web: www.tiptreeinc.com
• Phone: (212) 446-1400
• Fax: N/A
• Employees: 1,144
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.20
• Trailing P/E Ratio: 17.66
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $53.37 million
• Net Margins: 2.45%
• Pretax Margin: 7.10%
• Return on Equity: 13.87%
• Return on Assets: 1.62%

Debt

• Debt-to-Equity Ratio: 0.72
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $2.04 billion
• Price / Sales: 0.39
• Cash Flow: $3.15 per share
• Price / Cash Flow: 6.73
• Book Value: $17.63 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 37,500,000
• Free Float: 25,580,000
• Market Cap: $794.63 million
• Optionable: Optionable
• Beta: 1.14