TrustCo Bank Corp NY (TRST) Stock Price, News & Analysis

Company Overview

TrustCo Bank Corp NY is the bank holding company for Trustco Bank, a community-focused savings bank headquartered in Glenville, New York. Founded in 1902, Trustco has built its business around relationship banking and serves individuals, families, and businesses through a network of branches and digital banking services.

Trustco Bank provides a range of traditional banking products, including deposit accounts, checking and savings accounts, certificates of deposit, residential mortgages, home equity loans and lines of credit, personal loans, and commercial lending. The bank also offers online and mobile banking, electronic payment services, and other financial products designed to support everyday banking and homeownership.

The company primarily serves communities in New York and has expanded its branch operations into selected markets in New Jersey, Massachusetts, Vermont, and Florida. TrustCo Bank Corp NY is led by Robert J. McCormick, who serves as president and chief executive officer.

Key Stats

• Today's Range: $55.05 to $56.20
• 50-Day Range: $54.29 to $59.11
• 52-Week Range: $34.31 to $59.28
• Volume: 107,460 shs
• Average Volume: 144,850 shs
• Market Capitalization: $948.40 million
• P/E Ratio: 15.47
• Dividend Yield: 2.87%
• Price Target: N/A
• Consensus Rating: Buy

TrustCo Bank Corp NY Stock Analysis - MarketRank™

TrustCo Bank Corp NY scored higher than 31% of companies evaluated by MarketBeat, and ranked 705th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

TrustCo Bank Corp NY has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

TrustCo Bank Corp NY has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of TrustCo Bank Corp NY is 15.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of TrustCo Bank Corp NY is 15.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

TrustCo Bank Corp NY has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.95% of the float of TrustCo Bank Corp NY has been sold short.

Short Interest Ratio / Days to Cover

TrustCo Bank Corp NY has a short interest ratio ("days to cover") of 7.68.

Change versus previous month

Short interest in TrustCo Bank Corp NY has recently increased by 26.96%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

TrustCo Bank Corp NY pays a meaningful dividend of 2.92%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

TrustCo Bank Corp NY does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of TrustCo Bank Corp NY is 44.44%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.57

News Sentiment

TrustCo Bank Corp NY has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for TrustCo Bank Corp NY this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added TrustCo Bank Corp NY to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TrustCo Bank Corp NY insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.41% of the stock of TrustCo Bank Corp NY is held by insiders.

Percentage Held by Institutions

68.57% of the stock of TrustCo Bank Corp NY is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/21/2026
• Record date for 10/1 Dividend: 9/04/2026
• Ex-Dividend for 10/1 Dividend: 9/04/2026
• Dividend Payable: 10/01/2026
• Today: 10/02/2026
• Next Earnings (Estimated): 10/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TRST
• CIK: 357301
• Web: www.trustcobank.com
• Phone: (518) 377-3311
• Fax: 518-381-3839
• Employees: 819
• Year Founded: 1902

Profitability

• EPS (Trailing Twelve Months): $3.60
• Trailing P/E Ratio: 15.47
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $61.14 million
• Net Margins: 22.76%
• Pretax Margin: 30.25%
• Return on Equity: 9.62%
• Return on Assets: 1.01%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $278.36 million
• Price / Sales: 3.41
• Cash Flow: $3.69 per share
• Price / Cash Flow: 15.09
• Book Value: $37.27 per share
• Price / Book: 1.49

Miscellaneous

• Outstanding Shares: 17,030,000
• Free Float: 16,447,000
• Market Cap: $948.40 million
• Optionable: Optionable
• Beta: 0.65