TRST vs. FFIC, CTBI, LBAI, HMST, EQBK, MSBI, HBNC, IBCP, CCB, and CPF
Should you be buying TrustCo Bank Corp NY stock or one of its competitors? The main competitors of TrustCo Bank Corp NY include Flushing Financial (FFIC), Community Trust Bancorp (CTBI), Lakeland Bancorp (LBAI), HomeStreet (HMST), Equity Bancshares (EQBK), Midland States Bancorp (MSBI), Horizon Bancorp (HBNC), Independent Bank (IBCP), Coastal Financial (CCB), and Central Pacific Financial (CPF). These companies are all part of the "state commercial banks" industry.
Flushing Financial (NASDAQ:FFIC) and TrustCo Bank Corp NY (NASDAQ:TRST) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, community ranking, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.
Flushing Financial presently has a consensus target price of $15.50, indicating a potential upside of 32.71%. Given TrustCo Bank Corp NY's higher possible upside, equities research analysts clearly believe Flushing Financial is more favorable than TrustCo Bank Corp NY.
Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 7.5%. TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 5.3%. Flushing Financial pays out 83.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TrustCo Bank Corp NY pays out 51.6% of its earnings in the form of a dividend.
67.1% of Flushing Financial shares are held by institutional investors. Comparatively, 68.6% of TrustCo Bank Corp NY shares are held by institutional investors. 5.5% of Flushing Financial shares are held by insiders. Comparatively, 3.3% of TrustCo Bank Corp NY shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
TrustCo Bank Corp NY has a net margin of 21.17% compared to TrustCo Bank Corp NY's net margin of 7.37%. Flushing Financial's return on equity of 8.41% beat TrustCo Bank Corp NY's return on equity.
Flushing Financial received 74 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. However, 54.11% of users gave TrustCo Bank Corp NY an outperform vote while only 52.35% of users gave Flushing Financial an outperform vote.
In the previous week, TrustCo Bank Corp NY had 1 more articles in the media than Flushing Financial. MarketBeat recorded 10 mentions for TrustCo Bank Corp NY and 9 mentions for Flushing Financial. Flushing Financial's average media sentiment score of 0.44 beat TrustCo Bank Corp NY's score of -0.42 indicating that TrustCo Bank Corp NY is being referred to more favorably in the news media.
TrustCo Bank Corp NY has lower revenue, but higher earnings than Flushing Financial. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than Flushing Financial, indicating that it is currently the more affordable of the two stocks.
Flushing Financial has a beta of 0.73, indicating that its stock price is 27% less volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.
Summary
TrustCo Bank Corp NY beats Flushing Financial on 12 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding TRST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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