TrustCo Bank Corp NY (TRST) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, media sentiment, valuation, dividends, institutional ownership, earnings, risk and analyst recommendations.

Which has stronger valuation and earnings, TRST or BUSE?

First Busey has higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$175.70M	3.85	$48.83M	$2.68	13.27
First Busey	$663.36M	3.29	$113.69M	$1.07	22.77

Do insiders & institutionals have more ownership in TRST or BUSE?

68.6% of TrustCo Bank Corp NY shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 2.9% of TrustCo Bank Corp NY shares are owned by company insiders. Comparatively, 3.9% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts recommend TRST or BUSE?

First Busey has a consensus target price of $27.67, suggesting a potential upside of 13.57%. Given First Busey's stronger consensus rating and higher probable upside, analysts plainly believe First Busey is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is TRST or BUSE more profitable?

TrustCo Bank Corp NY has a net margin of 19.14% compared to First Busey's net margin of 8.32%. First Busey's return on equity of 8.46% beat TrustCo Bank Corp NY's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	19.14%	7.59%	0.82%
First Busey	8.32%	8.46%	0.96%

Is TRST or BUSE a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.0%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. TrustCo Bank Corp NY pays out 53.7% of its earnings in the form of a dividend. First Busey pays out 93.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to TRST or BUSE?

In the previous week, First Busey had 13 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 16 mentions for First Busey and 3 mentions for TrustCo Bank Corp NY. First Busey's average media sentiment score of 0.34 beat TrustCo Bank Corp NY's score of 0.22 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TrustCo Bank Corp NY	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Busey	4 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Neutral

Which has more volatility and risk, TRST or BUSE?

TrustCo Bank Corp NY has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Summary

First Busey beats TrustCo Bank Corp NY on 14 of the 19 factors compared between the two stocks.