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NASDAQ:UBFO

United Security Bancshares (UBFO) Stock Price, News & Analysis

United Security Bancshares logo
$10.51 0.00 (0.00%)
As of 05/14/2026

About United Security Bancshares Stock (NASDAQ:UBFO)

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Key Stats

Today's Range
$10.51
$10.51
50-Day Range
$9.99
$10.64
52-Week Range
$7.32
$11.52
Volume
N/A
Average Volume
46,829 shs
Market Capitalization
$181.36 million
P/E Ratio
14.80
Dividend Yield
4.57%
Price Target
N/A
Consensus Rating
Buy

Company Overview

United Security Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
35th Percentile Overall Score

UBFO MarketRank™: 

United Security Bancshares scored higher than 35% of companies evaluated by MarketBeat, and ranked 772nd out of 888 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Security Bancshares has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    United Security Bancshares has received no research coverage in the past 90 days.

  • Read more about United Security Bancshares' stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Security Bancshares is 14.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.58.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Security Bancshares is 14.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.17.

  • Price to Book Value per Share Ratio

    United Security Bancshares has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Short Interest

    There is no current short interest data available for UBFO.
  • Dividend Leadership

    United Security Bancshares is a leading dividend payer. It pays a dividend yield of 4.57%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    United Security Bancshares has only been increasing its dividend for 2 years.

  • Dividend Coverage

    The dividend payout ratio of United Security Bancshares is 67.61%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about United Security Bancshares' dividend.
  • News Sentiment

    United Security Bancshares has a news sentiment score of 1.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for United Security Bancshares this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, United Security Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    22.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    30.88% of the stock of United Security Bancshares is held by institutions.

  • Read more about United Security Bancshares' insider trading history.
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UBFO Stock News Headlines

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See More Headlines

UBFO Stock Analysis - Frequently Asked Questions

United Security Bancshares' stock was trading at $10.07 at the beginning of 2026. Since then, UBFO stock has increased by 4.4% and is now trading at $10.51.

United Security Bancshares (NASDAQ:UBFO) issued its quarterly earnings results on Thursday, January, 22nd. The financial services provider reported $0.19 EPS for the quarter. The financial services provider had revenue of $13.54 million for the quarter. United Security Bancshares had a net margin of 18.65% and a trailing twelve-month return on equity of 9.03%.

Top institutional shareholders of United Security Bancshares include Dimensional Fund Advisors LP (5.37%), Renaissance Technologies LLC (0.66%), Bank of New York Mellon Corp (0.18%) and Transmarket Holdings LP (0.14%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack and Thomas G Walker.
View institutional ownership trends
.

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

Last Earnings
1/22/2026
Today
5/15/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - WEST
Sub-Industry
Banking
Current Symbol
NASDAQ:UBFO
CIK
1137547
Employees
120
Year Founded
1987

Profitability

EPS (Trailing Twelve Months)
$0.71
Trailing P/E Ratio
14.80
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$12.29 million
Net Margins
18.65%
Pretax Margin
25.33%
Return on Equity
9.03%
Return on Assets
1.01%

Debt

Debt-to-Equity Ratio
0.05
Current Ratio
0.94
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$53.51 million
Price / Sales
3.39
Cash Flow
$0.85 per share
Price / Cash Flow
12.36
Book Value
$7.95 per share
Price / Book
1.32

Miscellaneous

Outstanding Shares
17,256,000
Free Float
13,442,000
Market Cap
$181.36 million
Optionable
Optionable
Beta
0.34

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This page (NASDAQ:UBFO) was last updated on 5/15/2026 by MarketBeat.com Staff.
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