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United Security Bancshares (UBFO) Stock Price, News & Analysis

United Security Bancshares logo
$8.60 -0.12 (-1.38%)
Closing price 07/18/2025 04:00 PM Eastern
Extended Trading
$8.64 +0.04 (+0.41%)
As of 07/18/2025 05:23 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About United Security Bancshares Stock (NASDAQ:UBFO)

Key Stats

Today's Range
$8.55
$8.80
50-Day Range
$8.09
$9.27
52-Week Range
$7.30
$10.49
Volume
28,418 shs
Average Volume
32,383 shs
Market Capitalization
$150.33 million
P/E Ratio
13.03
Dividend Yield
5.58%
Price Target
N/A
Consensus Rating
N/A

Company Overview

United Security Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
58th Percentile Overall Score

UBFO MarketRank™: 

United Security Bancshares scored higher than 58% of companies evaluated by MarketBeat, and ranked 555th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for United Security Bancshares.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Security Bancshares is 13.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.55.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Security Bancshares is 13.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.16.

  • Price to Book Value per Share Ratio

    United Security Bancshares has a P/B Ratio of 1.14. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    332.97% of the float of United Security Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Security Bancshares has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Security Bancshares has recently increased by 77,653.00%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    United Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.58%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    United Security Bancshares has only been increasing its dividend for 2 years.

  • Dividend Coverage

    The dividend payout ratio of United Security Bancshares is 72.73%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about United Security Bancshares' dividend.
  • Percentage of Shares Shorted

    332.97% of the float of United Security Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Security Bancshares has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in United Security Bancshares has recently increased by 77,653.00%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    United Security Bancshares has a news sentiment score of 1.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.77 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 6 news articles for United Security Bancshares this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $19,081.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    22.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 30.88% of the stock of United Security Bancshares is held by institutions.

  • Read more about United Security Bancshares' insider trading history.
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UBFO Stock News Headlines

United Security Bancshares Reports Second Quarter 2025 Earnings
United Security Bancshares Reports Q2 2025 Earnings
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UBFO United Security Bancshares - Seeking Alpha
United Security Bancshares declares $0.12 dividend
See More Headlines

UBFO Stock Analysis - Frequently Asked Questions

United Security Bancshares' stock was trading at $10.10 at the beginning of 2025. Since then, UBFO stock has decreased by 14.9% and is now trading at $8.60.

United Security Bancshares (NASDAQ:UBFO) announced its earnings results on Thursday, July, 17th. The financial services provider reported $0.13 earnings per share for the quarter. The financial services provider earned $12.62 million during the quarter. United Security Bancshares had a net margin of 17.07% and a trailing twelve-month return on equity of 8.46%.

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE).

Company Calendar

Record date for 4/22 Dividend
4/07/2025
Ex-Dividend for 4/22 Dividend
4/07/2025
Dividend Payable
4/22/2025
Record date for 7/22 Dividend
7/07/2025
Ex-Dividend for 7/22 Dividend
7/07/2025
Last Earnings
7/17/2025
Today
7/20/2025
Dividend Payable
7/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - WEST
Sub-Industry
Banking
Current Symbol
NASDAQ:UBFO
CIK
1137547
Employees
120
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$0.66
Trailing P/E Ratio
13.03
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$14.78 million
Net Margins
17.07%
Pretax Margin
27.53%
Return on Equity
8.46%
Return on Assets
0.92%

Debt

Debt-to-Equity Ratio
0.09
Current Ratio
0.92
Quick Ratio
0.92

Sales & Book Value

Annual Sales
$65.46 million
Price / Sales
2.30
Cash Flow
$1.00 per share
Price / Cash Flow
8.60
Book Value
$7.53 per share
Price / Book
1.14

Miscellaneous

Outstanding Shares
17,480,000
Free Float
13,614,000
Market Cap
$150.33 million
Optionable
Optionable
Beta
0.36

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This page (NASDAQ:UBFO) was last updated on 7/20/2025 by MarketBeat.com Staff
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