NASDAQ:UCBI United Community Banks - UCBI Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding United Community Banks, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $28.32 -0.01 (-0.04%) (As of 03/29/2023 12:00 AM ET) Add Compare Share Share Today's Range$28.01▼$28.8250-Day Range$26.51▼$34.1252-Week Range$25.13▼$39.50Volume1.19 million shsAverage Volume719,223 shsMarket Capitalization$3.26 billionP/E Ratio11.24Dividend Yield3.25%Price Target$33.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability United Community Banks MarketRank™ ForecastAnalyst RatingHold2.25 Rating ScoreUpside/Downside16.5% Upside$33.00 Price TargetShort InterestBearish2.76% of Shares Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.46Upright™ Environmental ScoreNews Sentiment0.94Based on 9 Articles This WeekInsider TradingN/AProj. Earnings Growth1.32%From $3.02 to $3.06 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.43 out of 5 starsFinance Sector487th out of 892 stocksState Commercial Banks Industry131st out of 188 stocks 2.1 Analyst's Opinion Consensus RatingUnited Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $33.00, United Community Banks has a forecasted upside of 16.5% from its current price of $28.32.Amount of Analyst CoverageUnited Community Banks has only been the subject of 3 research reports in the past 90 days. Previous Next 2.0 Short Interest Percentage of Shares Shorted2.76% of the outstanding shares of United Community Banks have been sold short.Short Interest Ratio / Days to CoverUnited Community Banks has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in United Community Banks has recently increased by 46.08%, indicating that investor sentiment is decreasing significantly. Previous Next 3.3 Dividend Strength Dividend YieldUnited Community Banks pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Community Banks has been increasing its dividend for 9 years.Dividend CoverageThe dividend payout ratio of United Community Banks is 36.51%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Community Banks will have a dividend payout ratio of 30.07% next year. This indicates that United Community Banks will be able to sustain or increase its dividend. Previous Next 3.3 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUnited Community Banks has received a 35.42% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Wire transfer services", "Home equity loans", "Mortgages provided by brick and mortar banks", "Debit cards", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for United Community Banks is -0.46. Previous Next 3.9 News and Social Media Coverage News SentimentUnited Community Banks has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for United Community Banks this week, compared to 2 articles on an average week.Search Interest1 people have searched for UCBI on MarketBeat in the last 30 days. MarketBeat Follows10 people have added United Community Banks to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Community Banks insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.54% of the stock of United Community Banks is held by insiders.Percentage Held by Institutions85.41% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for United Community Banks are expected to grow by 1.32% in the coming year, from $3.02 to $3.06 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Community Banks is 11.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 133.73.Price to Earnings Ratio vs. SectorThe P/E ratio of United Community Banks is 11.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 144.30.Price to Book Value per Share RatioUnited Community Banks has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Community Banks (NASDAQ:UCBI) StockUnited Community Banks, Inc. is a bank holding company, which engages in the provision of consumer and business banking services. The firm caters to individuals and small and medium-sized businesses. It offers checking, savings, mortgages, borrowing, digital baking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Blairsville, GA.Read More Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Stock News HeadlinesMarch 28, 2023 | finance.yahoo.comUnited Community Bank Announces New LogoMarch 24, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Price Target Lowered to $30.00 at Truist FinancialMarch 30, 2023 | Weiss Ratings (Ad)Fed's Shocking New Plan to Control Your MoneyThe Federal Reserve has a disturbing plan that is getting ready to roll out as soon as May. This is a lot more than printing trillions of dollars or manipulating interest rates. It's about every checking account, every purchase and every money transfer in America — including yours and mine. March 11, 2023 | nasdaq.comUnited Community Banks (UCBI) Passes Through 3% Yield MarkMarch 9, 2023 | finance.yahoo.comBe Sure To Check Out United Community Banks, Inc. (NASDAQ:UCBI) Before It Goes Ex-DividendMarch 1, 2023 | msn.comUnited Community Banks (UCBI) Declares $0.23 DividendFebruary 14, 2023 | finance.yahoo.comFirst National Bank of South Miami to be acquired for $116 millionJanuary 19, 2023 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) Q4 2022 Earnings Call TranscriptMarch 30, 2023 | Weiss Ratings (Ad)Fed's Shocking New Plan to Control Your MoneyThe Federal Reserve has a disturbing plan that is getting ready to roll out as soon as May. This is a lot more than printing trillions of dollars or manipulating interest rates. It's about every checking account, every purchase and every money transfer in America — including yours and mine. January 18, 2023 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q4 2022 Earnings Call TranscriptJanuary 17, 2023 | seekingalpha.comUnited Community Banks: Let It Pull BackJanuary 17, 2023 | finance.yahoo.comUnited Community Banks (UCBI) Lags Q4 Earnings EstimatesJanuary 17, 2023 | finance.yahoo.comUnited Community Banks, Inc. Reports Fourth Quarter 2022 ResultsJanuary 16, 2023 | benzinga.comEarnings Outlook For United Community BanksJanuary 3, 2023 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Fourth Quarter 2022 Earnings Release and Conference CallJanuary 2, 2023 | finance.yahoo.comHere’s Why You Should Invest in United Community Banks (UCBI)December 21, 2022 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) is largely controlled by institutional shareholders who own 87% of the companyNovember 16, 2022 | seekingalpha.comUnited Community Banks Combines Solid Execution With An Ongoing M&A Growth StoryNovember 15, 2022 | finance.yahoo.comUnited Community Bank Earns 6th Consecutive Recognition as a Best Banks to Work ForNovember 9, 2022 | finance.yahoo.comUnited Community Banks Third Quarter 2022 Earnings: Beats ExpectationsOctober 24, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Is Up 3.56% in One Week: What You Should KnowOctober 23, 2022 | finance.yahoo.comInvesting in United Community Banks (NASDAQ:UCBI) five years ago would have delivered you a 46% gainOctober 19, 2022 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q3 2022 Earnings Call TranscriptOctober 18, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Meets Q3 Earnings EstimatesOctober 18, 2022 | msn.comUnited Community Banks: Q3 Earnings InsightsOctober 1, 2022 | seekingalpha.comUCBI United Community Banks, Inc.September 30, 2022 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Third Quarter 2022 Earnings Release and Conference CallSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Company Calendar Ex-Dividend for 1/5 Dividend12/14/2022Dividend Payable1/05/2023Last Earnings1/17/2023Ex-Dividend for 4/5 Dividend3/14/2023Today3/29/2023Dividend Payable4/05/2023Next Earnings (Estimated)4/18/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:UCBI CUSIP90984P30 CIK857855 Webwww.ucbi.com Phone(706) 781-2265Fax706-745-8960Employees3,046Year FoundedN/APrice Target and Rating Average Stock Price Forecast$33.00 High Stock Price Forecast$36.00 Low Stock Price Forecast$30.00 Forecasted Upside/Downside+16.5%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.52 Trailing P/E Ratio11.24 Forward P/E Ratio9.38 P/E GrowthN/ANet Income$277.47 million Net Margins29.18% Pretax Margin37.44% Return on Equity11.37% Return on Assets1.22% Debt Debt-to-Equity Ratio0.34 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$950.86 million Price / Sales3.43 Cash Flow$3.21 per share Price / Cash Flow8.83 Book Value$24.52 per share Price / Book1.15Miscellaneous Outstanding Shares115,030,000Free Float114,411,000Market Cap$3.26 billion OptionableOptionable Beta0.98 Key ExecutivesHerbert Lynn HartonChairman & Chief Executive OfficerRichard W. BradshawPresident & Chief Banking OfficerJefferson L. HarralsonChief Financial Officer & Executive Vice PresidentMark TerryChief Information OfficerRobert A. EdwardsChief Risk Officer & Executive Vice PresidentKey CompetitorsFirst Interstate BancSystemNASDAQ:FIBKIndependent BankNASDAQ:INDBWestern Alliance BancorporationNYSE:WALInternational BancsharesNASDAQ:IBOCPopularNASDAQ:BPOPView All CompetitorsInsiders & InstitutionsVictory Capital Management Inc.Bought 11,464 shares on 3/10/2023Ownership: 0.913%Rockefeller Capital Management L.P.Bought 2,106 shares on 3/6/2023Ownership: 0.300%Voya Investment Management LLCSold 113,212 shares on 2/28/2023Ownership: 0.090%Macquarie Group Ltd.Sold 316,344 shares on 2/21/2023Ownership: 1.805%Axxcess Wealth Management LLCSold 611 shares on 2/16/2023Ownership: 0.031%View All Insider TransactionsView All Institutional Transactions UCBI Stock - Frequently Asked Questions Should I buy or sell United Community Banks stock right now? 4 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "hold" UCBI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in UCBI, but not buy additional shares or sell existing shares. View UCBI analyst ratings or view top-rated stocks. What is United Community Banks' stock price forecast for 2023? 4 brokerages have issued 12 month target prices for United Community Banks' stock. Their UCBI share price forecasts range from $30.00 to $36.00. On average, they expect the company's stock price to reach $33.00 in the next year. This suggests a possible upside of 16.5% from the stock's current price. View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts. How have UCBI shares performed in 2023? United Community Banks' stock was trading at $33.80 on January 1st, 2023. Since then, UCBI shares have decreased by 16.2% and is now trading at $28.32. View the best growth stocks for 2023 here. Are investors shorting United Community Banks? United Community Banks saw a increase in short interest in March. As of March 15th, there was short interest totaling 3,170,000 shares, an increase of 46.1% from the February 28th total of 2,170,000 shares. Based on an average trading volume of 661,600 shares, the days-to-cover ratio is currently 4.8 days. View United Community Banks' Short Interest. When is United Community Banks' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 18th 2023. View our UCBI earnings forecast. How were United Community Banks' earnings last quarter? United Community Banks, Inc. (NASDAQ:UCBI) posted its earnings results on Tuesday, January, 17th. The financial services provider reported $0.75 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.83 by $0.08. The financial services provider earned $243.24 million during the quarter, compared to analysts' expectations of $239.50 million. United Community Banks had a net margin of 29.18% and a trailing twelve-month return on equity of 11.37%. How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks? United Community Banks declared a quarterly dividend on Wednesday, February 22nd. Investors of record on Wednesday, March 15th will be paid a dividend of $0.23 per share on Wednesday, April 5th. This represents a $0.92 annualized dividend and a yield of 3.25%. The ex-dividend date is Tuesday, March 14th. This is a boost from the stock's previous quarterly dividend of $0.22. Read our dividend analysis for UCBI. What ETFs hold United Community Banks' stock? ETFs with the largest weight of United Community Banks (NASDAQ:UCBI) stock in their portfolio include Invesco KBW Regional Banking ETF (KBWR), First Trust NASDAQ ABA Community Bank Index Fund (QABA), Invesco S&P SmallCap Financials ETF (PSCF), SPDR S&P Bank ETF (KBE), SPDR S&P Regional Banking ETF (KRE), Invesco S&P SmallCap Low Volatility ETF (XSLV), Direxion Daily Regional Banks Bull 3x Shares (DPST) and FlexShares US Quality Low Volatility Index Fund (QLV). Is United Community Banks a good dividend stock? United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.26%. The company has been increasing its dividend for 9 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 36.51%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 30.07% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UCBI. What is Lynn Harton's approval rating as United Community Banks' CEO? 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees. What other stocks do shareholders of United Community Banks own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO). What is United Community Banks' stock symbol? United Community Banks trades on the NASDAQ under the ticker symbol "UCBI." Who are United Community Banks' major shareholders? United Community Banks' stock is owned by many different retail and institutional investors. Top institutional shareholders include Earnest Partners LLC (3.27%), Neuberger Berman Group LLC (3.26%), Dimensional Fund Advisors LP (3.08%), Principal Financial Group Inc. (2.90%), Geode Capital Management LLC (1.91%) and Macquarie Group Ltd. (1.81%). Insiders that own company stock include Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Richard Bradshaw, Robert A Edwards, Robert H Blalock and Thomas A Richlovsky. View institutional ownership trends. How do I buy shares of United Community Banks? Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Community Banks' stock price today? One share of UCBI stock can currently be purchased for approximately $28.32. How much money does United Community Banks make? United Community Banks (NASDAQ:UCBI) has a market capitalization of $3.26 billion and generates $950.86 million in revenue each year. The financial services provider earns $277.47 million in net income (profit) each year or $2.52 on an earnings per share basis. How many employees does United Community Banks have? The company employs 3,046 workers across the globe. How can I contact United Community Banks? United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960. This page (NASDAQ:UCBI) was last updated on 3/30/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. 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