About United Community Bank (NASDAQ:UCBI)
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides retail and corporate banking services to individuals and businesses. It offers various deposit accounts, such as checking accounts, savings and time deposits accounts, NOW accounts, money market deposits, and certificates of deposit. The company also provides secured and unsecured loans that include commercial real estate, commercial and industrial, commercial construction, residential construction and mortgage, and indirect auto loans, as well as home equity lines of credits and fixed and adjustable-rate home mortgage loans. It also offers wire transfers, brokerage services, and other financial services, as well as risk management, payment processing, and merchant services. In addition, the company owns an insurance agency. As of December 31, 2017, it operated 156 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is based in Blairsville, Georgia.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryRegional Banks
SectorFinance
SymbolNASDAQ:UCBI
CUSIP90984P30
Phone706-781-2265
Debt
Debt-to-Equity Ratio0.48%
Current Ratio0.81%
Quick Ratio0.81%
Price-To-Earnings
Trailing P/E Ratio19.94
Forward P/E Ratio14.71
P/E GrowthN/A
Sales & Book Value
Annual Sales$477.98 million
Price / Sales5.38
Cash Flow$1.8743 per share
Price / Cash17.34
Book Value$16.67 per share
Price / Book1.95
Profitability
EPS (Most Recent Fiscal Year)$1.63
Net Income$67.82 million
Net Margins14.14%
Return on Equity10.12%
Return on Assets1.08%
Miscellaneous
Employees2,137
Outstanding Shares79,110,000
United Community Bank (NASDAQ:UCBI) Frequently Asked Questions
What is United Community Bank's stock symbol?
United Community Bank trades on the NASDAQ under the ticker symbol "UCBI."
How often does United Community Bank pay dividends? What is the dividend yield for United Community Bank?
United Community Bank declared a quarterly dividend on Monday, February 12th. Investors of record on Thursday, March 15th will be given a dividend of $0.12 per share on Thursday, April 5th. This represents a $0.48 annualized dividend and a yield of 1.48%. The ex-dividend date is Wednesday, March 14th. This is a boost from United Community Bank's previous quarterly dividend of $0.10. View United Community Bank's Dividend History.
How were United Community Bank's earnings last quarter?
United Community Bank, Inc. (NASDAQ:UCBI) issued its earnings results on Tuesday, April, 24th. The financial services provider reported $0.50 earnings per share (EPS) for the quarter, hitting the consensus estimate of $0.50. The financial services provider earned $121.90 million during the quarter, compared to analysts' expectations of $127.02 million. United Community Bank had a return on equity of 10.12% and a net margin of 14.14%. The firm's revenue for the quarter was up 16.3% on a year-over-year basis. During the same quarter last year, the firm posted $0.39 earnings per share. View United Community Bank's Earnings History.
What price target have analysts set for UCBI?
7 equities research analysts have issued 1 year target prices for United Community Bank's shares. Their predictions range from $29.00 to $33.00. On average, they anticipate United Community Bank's stock price to reach $31.20 in the next twelve months. View Analyst Ratings for United Community Bank.
What are Wall Street analysts saying about United Community Bank stock?
Here are some recent quotes from research analysts about United Community Bank stock:
- 1. According to Zacks Investment Research, "United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank. " (3/28/2018)
- 2. Stephens analysts commented, "We also expect additional commentary on its two pending acquisitions of HCFB and FOFN that are anticipated to close in 3Q17 and 4Q17, respectively.WereiterateourEW rating." (7/26/2017)
Are investors shorting United Community Bank?
United Community Bank saw a increase in short interest in the month of March. As of March 29th, there was short interest totalling 1,235,250 shares, an increase of 88.5% from the March 15th total of 655,306 shares. Based on an average daily volume of 631,313 shares, the days-to-cover ratio is presently 2.0 days. Approximately 1.6% of the shares of the stock are short sold.
Who are some of United Community Bank's key competitors?
Some companies that are related to United Community Bank include East West Bancorp (EWBC), Signature Bank (SBNY), Commerce Bancshares (CBSH), Western Alliance Bancorporation (WAL), Bank of the Ozarks (OZRK), Prosperity Bancshares (PB), Wintrust Financial (WTFC), First Citizens BancShares (FCNCA), Texas Capital Bancshares (TCBI), Popular (BPOP), Hancock (HBHC), Investors Bank (ISBC), Iberiabank (IBKC), Chemical Bank (CHFC) and Associated Banc (ASB).
Who are United Community Bank's key executives?
United Community Bank's management team includes the folowing people:
- Mr. Jimmy Carl Tallent, Chairman & CEO (Age 65)
- Mr. Herbert Lynn Harton, Pres, COO & Director (Age 56)
- Mr. William M. Gilbert, Pres of Community Banking (Age 65)
- Mr. Jefferson Lee Harralson CFA, Exec. VP & CFO
- Mr. Alan H. Kumler, Chief Accounting Officer, Sr. VP & Controller
Has United Community Bank been receiving favorable news coverage?
News coverage about UCBI stock has been trending somewhat positive recently, Accern Sentiment Analysis reports. Accern rates the sentiment of press coverage by analyzing more than 20 million blog and news sources in real time. Accern ranks coverage of public companies on a scale of -1 to 1, with scores nearest to one being the most favorable. United Community Bank earned a news impact score of 0.14 on Accern's scale. They also assigned media coverage about the financial services provider an impact score of 45.97 out of 100, indicating that recent press coverage is somewhat unlikely to have an effect on the stock's share price in the next several days.
How do I buy shares of United Community Bank?
Shares of UCBI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Community Bank's stock price today?
One share of UCBI stock can currently be purchased for approximately $32.50.
How big of a company is United Community Bank?
United Community Bank has a market capitalization of $2.59 billion and generates $477.98 million in revenue each year. The financial services provider earns $67.82 million in net income (profit) each year or $1.63 on an earnings per share basis. United Community Bank employs 2,137 workers across the globe.
How can I contact United Community Bank?
United Community Bank's mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The financial services provider can be reached via phone at 706-781-2265.
MarketBeat Community Rating for United Community Bank (UCBI)
MarketBeat's community ratings are surveys of what our community members think about United Community Bank and other stocks. Vote "Outperform" if you believe UCBI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe UCBI will underperform the S&P 500 over the long term. You may vote once every thirty days.
United Community Bank (NASDAQ:UCBI) Price Target and Consensus Rating
(How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
7 Wall Street analysts have issued ratings and price targets for United Community Bank in the last 12 months. Their average twelve-month price target is $31.20, suggesting that the stock has a possible downside of 4.00%. The high price target for UCBI is $33.00 and the low price target for UCBI is $29.00. There are currently 1 hold rating, 5 buy ratings and 1 strong buy rating for the stock, resulting in a consensus rating of "Buy."
| Today | 30 Days Ago | 90 Days Ago | 180 Days Ago |
| Consensus Rating: | Buy | Buy | Buy | Buy |
| Consensus Rating Score: | 3.00 | 3.00 | 3.00 | 2.88 |
| Ratings Breakdown: | 0 Sell Rating(s)
1 Hold Rating(s)
5 Buy Rating(s)
1 Strong Buy Rating(s) | 0 Sell Rating(s)
1 Hold Rating(s)
5 Buy Rating(s)
1 Strong Buy Rating(s) | 0 Sell Rating(s)
1 Hold Rating(s)
5 Buy Rating(s)
1 Strong Buy Rating(s) | 0 Sell Rating(s)
2 Hold Rating(s)
5 Buy Rating(s)
1 Strong Buy Rating(s) |
| Consensus Price Target: | $31.20 | $31.00 | $31.00 | $31.1429 |
| Price Target Upside: | 4.00% downside | 0.80% downside | 0.80% downside | 9.47% upside |
United Community Bank (NASDAQ:UCBI) Consensus Price Target History
United Community Bank (NASDAQ:UCBI) Analyst Ratings History
Show:
(Data available from 4/26/2016 forward)
United Community Bank (NASDAQ:UCBI) Dividend Information
United Community Bank pays an annual dividend of $0.48 per share, with a dividend yield of 1.48%. UCBI's most recent quarterly dividend payment was Thursday, April 5. United Community Bank pays out 29.45% of its earnings out as a dividend.
| Most Recent Dividend: | 4/5/2018 |
| Annual Dividend: | $0.48 |
| Dividend Yield: | 1.48% |
| Payout Ratio: | 29.45% (Trailing 12 Months of Earnings)
21.72% (Based on This Year's Estimates)
19.43% (Based on Next Year's Estimates)
|
United Community Bank (NASDAQ:UCBI) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 2/12/2018 | quarterly | $0.12 | 1.58% | 3/14/2018 | 3/15/2018 | 4/5/2018 |
| 11/6/2017 | quarterly | $0.10 | 1.47% | 12/14/2017 | 12/15/2017 | 1/5/2018 |
| 8/9/2017 | quarterly | $0.10 | 1.49% | 9/14/2017 | 9/15/2017 | 10/5/2017 |
| 5/25/2017 | quarterly | $0.09 | 1.34% | 6/13/2017 | 6/15/2017 | 7/5/2017 |
| 2/17/2017 | quarterly | $0.08 | 1.1% | 3/13/2017 | 3/15/2017 | 4/5/2017 |
| 11/7/2016 | Quarterly | $0.08 | | 12/13/2016 | 12/15/2016 | 1/5/2017 |
| 7/27/2016 | Quarterly | $0.08 | | 9/13/2016 | 9/15/2016 | 10/5/2016 |
| 5/16/2016 | Quarterly | $0.07 | | 6/13/2016 | 6/15/2016 | 7/1/2016 |
| 2/8/2016 | Quarterly | $0.07 | | 3/11/2016 | 3/15/2016 | 4/1/2016 |
| 11/4/2015 | Quarterly | $0.06 | | 12/11/2015 | 12/15/2015 | 1/4/2016 |
| 8/13/2015 | | $0.06 | | 9/11/2015 | 9/15/2015 | 10/1/2015 |
| 5/28/2015 | quarterly | $0.05 | 1.05% | 6/11/2015 | 6/15/2015 | 7/1/2015 |
| 2/13/2015 | quarterly | $0.05 | 1.04% | 3/11/2015 | 3/15/2015 | 4/1/2015 |
| 10/16/2014 | quarterly | $0.05 | 1.26% | 12/12/2014 | 12/15/2014 | 1/2/2015 |
| 8/25/2014 | quarterly | $0.03 | 0.7% | 9/12/2014 | 9/16/2014 | 10/1/2014 |
| 5/14/2014 | quarterly | $0.03 | | 6/12/2014 | 6/16/2014 | 7/1/2014 |
(Data available from 1/1/2013 forward)
United Community Bank (NASDAQ UCBI) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 1.77%
Institutional Ownership Percentage: 82.63%
United Community Bank (NASDAQ UCBI) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 8/11/2017 | Robert A Edwards | EVP | Sell | 11,550 | $26.06 | $300,993.00 | 16,858 |  |
| 5/6/2016 | Nicholas B Paumgarten | Director | Sell | 7,300,047 | $19.66 | $143,518,924.02 | | |
| 11/25/2015 | Nicholas B Paumgarten | Director | Sell | 3,000,000 | $20.15 | $60,450,000.00 | | |
| 6/11/2015 | Bradley J Miller | EVP | Sell | 1,500 | $19.55 | $29,325.00 | | |
| 5/26/2015 | W C Nelson Jr | Director | Buy | 5,000 | $18.80 | $94,000.00 | | |
| 5/18/2015 | Tim Wallis | Director | Buy | 10,000 | $18.75 | $187,500.00 | | |
| 12/8/2014 | Michael J Burke | SVP | Sell | 1,138 | $18.75 | $21,337.50 | | |
| 11/24/2014 | Michael J Burke | SVP | Sell | 1,000 | $18.35 | $18,350.00 | | |
| 9/12/2014 | Michael J Burke | SVP | Sell | 1,200 | $18.17 | $21,804.00 | | |
| 5/16/2014 | Thomas Richlovsky | Director | Buy | 5,000 | $15.25 | $76,250.00 | 6,534 | |
| 3/25/2013 | Thomas A Richlovsky | Director | Buy | 3,000 | $11.25 | $33,750.00 | | |
| 9/5/2012 | Glenn S White | Insider | Sell | 7,000 | $8.37 | $58,590.00 | | |
(Data available from 1/1/2013 forward)
United Community Bank (NASDAQ UCBI) News Headlines
| Source: |
|
| Date | Headline |
|---|
 | United Community Banks' (UCBI) CEO Jimmy Tallent on Q1 2018 Results - Earnings Call Transcript
seekingalpha.com - April 25 at 4:08 PM |
 | United Community Banks: 1Q Earnings Snapshot
finance.yahoo.com - April 25 at 10:17 AM |
 | United Community Bank (UCBI) Issues Earnings Results, Hits Estimates
www.americanbankingnews.com - April 24 at 9:10 PM |
| $128.67 Million in Sales Expected for United Community Bank, Inc. (UCBI) This Quarter
www.americanbankingnews.com - April 22 at 1:02 AM |
| United Community Bank, Inc. (UCBI) Expected to Post Earnings of $0.51 Per Share
www.americanbankingnews.com - April 20 at 11:14 PM |
| United Community Bank (UCBI) Rating Lowered to Buy at BidaskClub
www.americanbankingnews.com - April 18 at 9:51 AM |
| United Community Bank (UCBI) Set to Announce Quarterly Earnings on Tuesday
www.americanbankingnews.com - April 17 at 2:17 AM |
| United Community Bank (UCBI) Price Target Cut to $31.00
www.americanbankingnews.com - April 15 at 12:00 PM |
| United Community Bank, Inc. (UCBI) Sees Large Increase in Short Interest
www.americanbankingnews.com - April 14 at 1:40 AM |
| United Community Bank (UCBI) Cut to "Sell" at BidaskClub
www.americanbankingnews.com - April 11 at 8:59 PM |
| Georgia bank's new CEO: Raleigh will continue to be a priority
finance.yahoo.com - April 9 at 10:19 AM |
| United Community Bank (UCBI) Lowered to Hold at Zacks Investment Research
www.americanbankingnews.com - April 6 at 1:55 PM |
| United Community Bank, Inc. (UCBI) Expected to Post Quarterly Sales of $128.73 Million
www.americanbankingnews.com - April 6 at 4:52 AM |
| United Community Banks, Inc. (UCBI) Given Consensus Recommendation of "Buy" by Brokerages
www.americanbankingnews.com - April 4 at 5:30 AM |
| Zacks: Brokerages Anticipate United Community Banks, Inc. (UCBI) to Announce $0.51 Earnings Per Share
www.americanbankingnews.com - April 4 at 1:20 AM |
| United Community Banks announces CEO succession plan
seekingalpha.com - April 3 at 10:25 AM |
 | United Community Banks (UCBI) CEO Jimmy Tallent Will Move to New Role as Executive Chairman; Lynn Harton to Become CEO
www.streetinsider.com - April 3 at 10:25 AM |
| United Community Banks, Inc. Announces CEO Succession Plan
finance.yahoo.com - April 3 at 10:25 AM |
| One of Georgia's longest-serving bank CEOs announces retirement
finance.yahoo.com - April 3 at 10:25 AM |
| United Community Banks (UCBI) Lowered to "Hold" at ValuEngine
www.americanbankingnews.com - April 2 at 10:52 PM |
| United Community Banks, Inc. Announces Annual Meeting of Shareholders
finance.yahoo.com - March 30 at 4:00 PM |
 | United Community Banks, Inc. Announces Annual Meeting of Shareholders
feeds.benzinga.com - March 30 at 12:37 PM |
| United Community Banks, Inc. Announces Date for First Quarter 2018 Earnings Release and Conference Call
feeds.benzinga.com - March 29 at 5:06 PM |
| United Community Banks (UCBI) Stock Rating Lowered by Zacks Investment Research
www.americanbankingnews.com - March 28 at 2:40 PM |
| United Community Banks (UCBI) Raised to Strong-Buy at BidaskClub
www.americanbankingnews.com - March 21 at 10:36 PM |
| $128.73 Million in Sales Expected for United Community Banks, Inc. (UCBI) This Quarter
www.americanbankingnews.com - March 19 at 2:42 AM |
| Head to Head Comparison: United Community Banks (UCBI) vs. Charter Financial (CHFN)
www.americanbankingnews.com - March 16 at 12:36 PM |
| The Zacks Analyst Blog Highlights: BCB Bancorp, CB Financial Services, Triumph Bancorp and United Community Banks
finance.yahoo.com - March 16 at 10:35 AM |
| Short Interest in United Community Banks, Inc. (UCBI) Decreases By 39.7%
www.americanbankingnews.com - March 13 at 1:40 AM |
| United Community Banks, Inc. (UCBI) Receives Average Recommendation of "Buy" from Brokerages
www.americanbankingnews.com - March 10 at 5:42 AM |
| Swiss National Bank Has $3.50 Million Holdings in United Community Banks, Inc. (UCBI)
www.americanbankingnews.com - March 6 at 3:41 PM |
| United Community Banks, Inc. (UCBI) Shares Sold by Allianz Asset Management GmbH
www.americanbankingnews.com - March 6 at 4:16 AM |
| United Community Banks, Inc. (UCBI) Stake Decreased by Kennedy Capital Management Inc.
www.americanbankingnews.com - March 5 at 11:38 AM |
| United Community Banks, Inc. (UCBI) Short Interest Update
www.americanbankingnews.com - March 4 at 1:20 AM |
| United Community Banks, Inc. (UCBI) Stake Lessened by Banc Funds Co. LLC
www.americanbankingnews.com - March 3 at 4:32 AM |
| Arizona State Retirement System Has $3.39 Million Stake in United Community Banks, Inc. (UCBI)
www.americanbankingnews.com - March 3 at 4:23 AM |
| United Community Banks, Inc. (UCBI) Shares Bought by Schwab Charles Investment Management Inc.
www.americanbankingnews.com - March 2 at 5:54 AM |
| Analysts Expect United Community Banks, Inc. (UCBI) Will Post Quarterly Sales of $128.73 Million
www.americanbankingnews.com - March 2 at 2:28 AM |
| Snyder Capital Management L P Sells 62,302 Shares of United Community Banks, Inc. (UCBI)
www.americanbankingnews.com - March 1 at 7:02 PM |
| Analysts Expect United Community Banks, Inc. (UCBI) Will Announce Earnings of $0.51 Per Share
www.americanbankingnews.com - February 28 at 9:14 PM |
| United Community Banks Inc (UCBI) Files 10-K for the Fiscal Year Ended on December 31, 2017
finance.yahoo.com - February 28 at 10:01 AM |
| Pinebridge Investments L.P. Decreases Position in United Community Banks, Inc. (UCBI)
www.americanbankingnews.com - February 26 at 11:46 AM |
| FIG Partners Brokers Raise Earnings Estimates for United Community Banks, Inc. (UCBI)
www.americanbankingnews.com - February 26 at 1:28 AM |
| SunTrust Banks Weighs in on United Community Banks, Inc.'s Q1 2018 Earnings (UCBI)
www.americanbankingnews.com - February 16 at 6:44 AM |
| $128.30 Million in Sales Expected for United Community Banks, Inc. (UCBI) This Quarter
www.americanbankingnews.com - February 14 at 11:06 AM |
| United Community Banks, Inc. (UCBI) Receives Average Recommendation of "Buy" from Analysts
www.americanbankingnews.com - February 13 at 5:40 AM |
| United Community Banks, Inc. (UCBI) to Issue Quarterly Dividend of $0.12
www.americanbankingnews.com - February 12 at 6:10 PM |
| Comparing First Mid-Illinois Bancshares (FMBH) & United Community Banks (UCBI)
www.americanbankingnews.com - February 12 at 1:23 PM |
| Analysts Expect United Community Banks, Inc. (UCBI) Will Post Earnings of $0.50 Per Share
www.americanbankingnews.com - February 12 at 5:12 AM |
| United Community Banks (UCBI) Rating Increased to Buy at BidaskClub
www.americanbankingnews.com - February 10 at 7:24 AM |
United Community Bank (NASDAQ:UCBI) SEC Filings
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United Community Bank (NASDAQ:UCBI) Income Statement, Balance Sheet and Cash Flow Statement
United Community Bank (NASDAQ UCBI) Stock Chart for Thursday, April, 26, 2018
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