NASDAQ:UCBI

United Community Banks - UCBI Stock Forecast, Price & News

$35.90

+0.20 (+0.56%)

(As of 08/15/2022 12:00 AM ET)

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Today's Range: $34.49
▼
$35.93
50-Day Range: $27.96
▼
$35.90
52-Week Range: $27.62
▼
$39.32

Volume: 344,838 shs
Average Volume: 656,860 shs
Market Capitalization: $3.80 billion

P/E Ratio: 14.90
Dividend Yield: 2.35%
Price Target: $36.67

United Community Banks MarketRank™ Forecast

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 2.1% Upside
$36.67 Price Target
Short Interest: Bearish
2.39% of Shares Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: -0.52
Upright™ Environmental Score
News Sentiment: 1.77
Based on 2 Articles This Week
Insider Trading: Acquiring Shares
$14,100 Bought Last Quarter
Proj. Earnings Growth: 22.26%
From $2.65 to $3.24 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.37 out of 5 stars

Finance Sector

440th out of 926 stocks

State Commercial Banks Industry

96th out of 193 stocks

1.0

Analyst's Opinion

Consensus Rating
United Community Banks has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $36.67, United Community Banks has a forecasted upside of 2.1% from its current price of $35.90.
Amount of Analyst Coverage
United Community Banks has received no research coverage in the past 90 days.

2.0

Short Interest

Percentage of Shares Shorted
2.39% of the outstanding shares of United Community Banks have been sold short.
Short Interest Ratio / Days to Cover
United Community Banks has a short interest ratio ("days to cover") of 5.
Change versus previous month
Short interest in United Community Banks has recently increased by 7.66%, indicating that investor sentiment is decreasing significantly.

2.5

Dividend Strength

Dividend Yield
United Community Banks pays a meaningful dividend of 2.35%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
United Community Banks has only been increasing its dividend for 2 years.
Dividend Coverage
The dividend payout ratio of United Community Banks is 34.85%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, United Community Banks will have a dividend payout ratio of 25.93% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

3.5

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
United Community Banks has received a 40.40% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", "Consumer savings accounts provided by brick and mortar banks", and "Home equity loans" products. See details.
Environmental Sustainability
The Environmental Impact score for United Community Banks is -0.52.

3.2

News and Social Media Coverage

News Sentiment
United Community Banks has a news sentiment score of 1.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for United Community Banks this week, compared to 1 article on an average week.
Search Interest
Only 1 people have searched for UCBI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Community Banks insiders have bought more of their company's stock than they have sold. Specifically, they have bought $14,100.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 0.54% of the stock of United Community Banks is held by insiders.
Percentage Held by Institutions
79.51% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.1

Earnings and Valuation

Earnings Growth
Earnings for United Community Banks are expected to grow by 22.26% in the coming year, from $2.65 to $3.24 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of United Community Banks is 14.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.69.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Community Banks is 14.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 149.85.
Price to Book Value per Share Ratio
United Community Banks has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

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About United Community Banks (NASDAQ:UCBI) Stock

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking, savings, money market, and other deposit accounts. It also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, the company originate loans partially guaranteed by the SBA and USDA loan programs. Further, it provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, the company offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. It operates through a network of 171 branches in Florida, Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.

United Community Banks Stock Up 0.6 %

UCBI traded up $0.20 during trading on Monday, hitting $35.90. 344,838 shares of the company's stock were exchanged, compared to its average volume of 656,860. The company has a quick ratio of 0.74, a current ratio of 0.74 and a debt-to-equity ratio of 0.13. The business's 50 day moving average is $31.53 and its two-hundred day moving average is $33.08. United Community Banks has a fifty-two week low of $27.62 and a fifty-two week high of $39.32. The stock has a market cap of $3.80 billion, a P/E ratio of 14.81 and a beta of 1.05.

United Community Banks (NASDAQ:UCBI - Get Rating) last announced its earnings results on Tuesday, July 19th. The financial services provider reported $0.66 EPS for the quarter, missing the consensus estimate of $0.69 by ($0.03). The firm had revenue of $212.36 million during the quarter, compared to analysts' expectations of $213.19 million. United Community Banks had a net margin of 30.10% and a return on equity of 11.27%. The business's revenue for the quarter was up 21.9% on a year-over-year basis. During the same quarter in the prior year, the company earned $0.79 EPS. As a group, equities analysts expect that United Community Banks will post 2.65 earnings per share for the current fiscal year.

United Community Banks Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Tuesday, July 5th. Investors of record on Wednesday, June 15th were given a dividend of $0.21 per share. The ex-dividend date of this dividend was Tuesday, June 14th. This represents a $0.84 annualized dividend and a yield of 2.34%. United Community Banks's payout ratio is currently 34.85%.

Wall Street Analyst Weigh In

UCBI has been the subject of several analyst reports. Truist Financial dropped their target price on shares of United Community Banks from $34.00 to $32.00 in a research report on Wednesday, June 15th. StockNews.com lowered shares of United Community Banks from a "hold" rating to a "sell" rating in a report on Friday, July 29th. Finally, Piper Sandler reduced their target price on shares of United Community Banks to $36.00 in a report on Friday, July 22nd.

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UCBI Stock News Headlines

August 10, 2022 | finance.yahoo.com

United Community Bank names new state leader

July 31, 2022 | americanbankingnews.com

United Community Banks (NASDAQ:UCBI) Stock Rating Lowered by StockNews.com

July 27, 2022 | americanbankingnews.com

United Community Banks, Inc. Expected to Earn FY2022 Earnings of $2.64 Per Share (NASDAQ:UCBI)

July 24, 2022 | americanbankingnews.com

StockNews.com Upgrades United Community Banks (NASDAQ:UCBI) to "Hold"

July 20, 2022 | seekingalpha.com

United Community Banks, Inc. (UCBI) CEO Lynn Harton on Q2 2022 Results - Earnings Call Transcript

July 19, 2022 | finance.yahoo.com

United Community Banks (UCBI) Q2 Earnings Lag Estimates

July 18, 2022 | msn.com

A Preview Of United Community Banks's Earnings

July 13, 2022 | finance.yahoo.com

Analysts Estimate Amerant Bancorp Inc. (AMTB) to Report a Decline in Earnings: What to Look Out for

July 1, 2022 | finance.yahoo.com

United Community Banks, Inc. Announces Date for Second Quarter 2022 Earnings Release and Conference Call

May 31, 2022 | finance.yahoo.com

United Community Bank Launches Consumer-friendly United Essential Banking Account

May 19, 2022 | seekingalpha.com

United Community Banks declares $0.21 dividend

May 15, 2022 | finance.yahoo.com

United Community Banks (NASDAQ:UCBI) shareholders have endured a 14% loss from investing in the stock a year ago

May 5, 2022 | bizjournals.com

United Community Bank to acquire Progress Bank not long after buying Cornelius-based Aquesta

May 4, 2022 | seekingalpha.com

United Community Banks and Progress Financial to merge

April 28, 2022 | nasdaq.com

United Community Banks Enters Oversold Territory

April 19, 2022 | seekingalpha.com

United Community Banks GAAP EPS of $0.43 beats by $0.03, revenue of $179.68M misses by $23.21M

April 19, 2022 | nasdaq.com

United Community Banks (UCBI) Q1 Earnings and Revenues Miss Estimates

April 15, 2022 | finance.yahoo.com

Multiple insiders bought United Community Banks, Inc. (NASDAQ:UCBI) stock earlier this year, a positive sign for shareholders

April 13, 2022 | finance.yahoo.com

Is a Surprise Coming for United Community Banks (UCBI) This Earnings Season?

April 11, 2022 | finance.yahoo.com

United Community Bank Ranks #1 in Customer Satisfaction with Consumer Banking in the Southeast, 8 out of 9 Years

April 9, 2022 | forbes.com

United Community Bank (UCBI)

April 8, 2022 | finance.yahoo.com

Down 14.6% in 4 Weeks, Here's Why You Should You Buy the Dip in United Community Banks (UCBI)

April 6, 2022 | benzinga.com

Raymond James Downgrades United Community Banks to Market Perform

April 5, 2022 | finance.yahoo.com

United Community Banks (UCBI) Could Find Support Soon, Here's Why You Should Buy the Stock Now

April 4, 2022 | nasdaq.com

Notable Two Hundred Day Moving Average Cross - UCBI

See More Headlines

30 days | 90 days | 365 days | Advanced Chart

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UCBI Company Calendar

Ex-Dividend for 7/5 Dividend: 6/14/2022
Dividend Payable: 7/05/2022
Last Earnings: 7/19/2022
Today: 8/15/2022
Next Earnings (Estimated): 10/18/2022
Fiscal Year End: 12/31/2022

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: Regional Banks
Sector: Finance
Current Symbol: NASDAQ:UCBI
CUSIP: 90984P30
CIK: 857855
Web: www.ucbi.com
Phone: (706) 781-2265
Fax: 706-745-8960
Employees: 2,921
Year Founded: N/A

Price Target and Rating

Average Stock Price Forecast: $36.67
High Stock Price Forecast: $42.00
Low Stock Price Forecast: $32.00
Forecasted Upside/Downside: +2.1%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 1 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.41
Trailing P/E Ratio: 14.90
Forward P/E Ratio: 13.55
P/E Growth: N/A
Net Income: $269.80 million
Net Margins: 30.10%
Pretax Margin: 38.52%
Return on Equity: 11.27%
Return on Assets: 1.18%

Debt

Debt-to-Equity Ratio: 0.13
Current Ratio: 0.74
Quick Ratio: 0.74

Sales & Book Value

Annual Sales: $736.61 million
Price / Sales: 5.17
Cash Flow: $3.14 per share
Price / Cash Flow: 11.45
Book Value: $23.79 per share
Price / Book: 1.51

Miscellaneous

Outstanding Shares: 105,981,000
Free Float: 105,409,000
Market Cap: $3.80 billion
Optionable: Optionable
Beta: 1.05

Key Executives

Mr. Herbert Lynn Harton (Age 60)
Chairman, Pres & CEO
Comp: $1.98M
Mr. Jefferson Lee Harralson (Age 56)
Exec. VP & CFO
Comp: $856.55k
Ms. Melinda Davis Lux (Age 49)
Exec. VP, Gen. Counsel & Corp. Sec.
Comp: $712.61k
Mr. Richard William Bradshaw (Age 60)
Exec. VP & Chief Banking Officer
Comp: $854.84k
Mr. Robert A. Edwards (Age 57)
Exec. VP & Chief Risk Officer
Comp: $768.24k
Mr. Alan H. Kumler
Chief Accounting Officer, Sr. VP & Controller
Mr. Mark Aaron Terry (Age 55)
Chief Information Officer
Ms. Carol A. Chastain
Chief Compliance Officer
Holly Berry
Chief HR Officer
Mr. Doug Higgins
Pres of Atlanta Metro

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

UCBI Stock - Frequently Asked Questions

Should I buy or sell United Community Banks stock right now?: 1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" UCBI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in UCBI, but not buy additional shares or sell existing shares.
View UCBI analyst ratings or view top-rated stocks.
What is United Community Banks' stock price forecast for 2022?: 1 brokers have issued twelve-month price targets for United Community Banks' shares. Their UCBI share price forecasts range from $32.00 to $42.00. On average, they anticipate the company's share price to reach $36.67 in the next year. This suggests a possible upside of 2.1% from the stock's current price.
View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts.
How have UCBI shares performed in 2022?: United Community Banks' stock was trading at $35.94 at the beginning of 2022. Since then, UCBI stock has decreased by 0.1% and is now trading at $35.90.
View the best growth stocks for 2022 here.
When is United Community Banks' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 18th 2022.
View our UCBI earnings forecast.
How were United Community Banks' earnings last quarter?: United Community Banks, Inc. (NASDAQ:UCBI) posted its quarterly earnings data on Tuesday, July, 19th. The financial services provider reported $0.66 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.69 by $0.03. The financial services provider earned $212.36 million during the quarter, compared to the consensus estimate of $213.19 million. United Community Banks had a trailing twelve-month return on equity of 11.27% and a net margin of 30.10%. United Community Banks's quarterly revenue was up 21.9% compared to the same quarter last year. During the same quarter last year, the business posted $0.79 EPS.
How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?: United Community Banks declared a quarterly dividend on Thursday, May 19th. Investors of record on Wednesday, June 15th will be paid a dividend of $0.21 per share on Tuesday, July 5th. This represents a $0.84 dividend on an annualized basis and a yield of 2.34%. The ex-dividend date of this dividend is Tuesday, June 14th.
Read our dividend analysis for UCBI.
Is United Community Banks a good dividend stock?: United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.84 per share and currently has a dividend yield of 2.35%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 34.85%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 25.93% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for UCBI.

What is Lynn Harton's approval rating as United Community Banks' CEO?: 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees.
What other stocks do shareholders of United Community Banks own?: Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO).
What is United Community Banks' stock symbol?: United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."
Who are United Community Banks' major shareholders?: United Community Banks' stock is owned by a variety of institutional and retail investors. Top institutional investors include FMR LLC (4.39%), Principal Financial Group Inc. (3.12%), Massachusetts Financial Services Co. MA (1.45%), Northern Trust Corp (1.39%), Victory Capital Management Inc. (0.99%) and Aristotle Capital Boston LLC (0.92%). Insiders that own company stock include Alan H Kumler, Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Kenneth L Daniels, Robert A Edwards, Robert H Blalock and Thomas A Richlovsky.
View institutional ownership trends.
How do I buy shares of United Community Banks?: Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is United Community Banks' stock price today?: One share of UCBI stock can currently be purchased for approximately $35.90.
How much money does United Community Banks make?: United Community Banks (NASDAQ:UCBI) has a market capitalization of $3.80 billion and generates $736.61 million in revenue each year. The financial services provider earns $269.80 million in net income (profit) each year or $2.41 on an earnings per share basis.
How many employees does United Community Banks have?: The company employs 2,921 workers across the globe.
How can I contact United Community Banks?: United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960.

This page (NASDAQ:UCBI) was last updated on 8/16/2022 by MarketBeat.com Staff

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United Community Banks - UCBI Stock Forecast, Price & News

United Community Banks MarketRank™ Forecast

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month