NASDAQ:UCBI United Community Banks - UCBI Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding United Community Banks, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $31.70 -0.24 (-0.75%) (As of 01/30/2023 03:49 PM ET) Add Compare Share Share Today's Range$31.57▼$32.0050-Day Range$31.01▼$39.1752-Week Range$27.85▼$39.50Volume233,034 shsAverage Volume577,965 shsMarket Capitalization$3.37 billionP/E Ratio12.58Dividend Yield2.76%Price Target$35.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability United Community Banks MarketRank™ ForecastAnalyst RatingHold2.25 Rating ScoreUpside/Downside10.2% Upside$35.00 Price TargetShort InterestHealthy1.86% of Shares Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.46Upright™ Environmental ScoreNews Sentiment0.65Based on 5 Articles This WeekInsider TradingSelling Shares$24,999 Sold Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.46 out of 5 starsFinance Sector513th out of 891 stocksState Commercial Banks Industry116th out of 191 stocks 2.1 Analyst's Opinion Consensus RatingUnited Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $35.00, United Community Banks has a forecasted upside of 10.2% from its current price of $31.77.Amount of Analyst CoverageUnited Community Banks has only been the subject of 3 research reports in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted1.86% of the outstanding shares of United Community Banks have been sold short.Short Interest Ratio / Days to CoverUnited Community Banks has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Community Banks has recently decreased by 4.83%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend YieldUnited Community Banks pays a meaningful dividend of 2.76%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Community Banks has been increasing its dividend for 8 years.Dividend CoverageThe dividend payout ratio of United Community Banks is 34.92%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Community Banks will have a dividend payout ratio of 28.57% next year. This indicates that United Community Banks will be able to sustain or increase its dividend. Previous Next 3.3 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUnited Community Banks has received a 35.42% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Wire transfer services", "Home equity loans", "Mortgages provided by brick and mortar banks", "Debit cards", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for United Community Banks is -0.46. Previous Next 2.6 News and Social Media Coverage News SentimentUnited Community Banks has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for United Community Banks this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for UCBI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added United Community Banks to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Community Banks insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $24,999.00 in company stock.Percentage Held by InsidersOnly 0.54% of the stock of United Community Banks is held by insiders.Percentage Held by Institutions85.41% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.3 Earnings and Valuation Earnings GrowthEarnings for United Community Banks are expected to remain at $3.08 per share in the coming year.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Community Banks is 12.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.26.Price to Earnings Ratio vs. SectorThe P/E ratio of United Community Banks is 12.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 180.22.Price to Book Value per Share RatioUnited Community Banks has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Community Banks (NASDAQ:UCBI) StockUnited Community Banks, Inc. is a bank holding company, which engages in the provision of consumer and business banking services. The firm caters to individuals and small and medium-sized businesses. It offers checking, savings, mortgages, borrowing, digital baking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Blairsville, GA.Read More Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Stock News HeadlinesJanuary 24, 2023 | americanbankingnews.comDA Davidson Equities Analysts Decrease Earnings Estimates for United Community Banks, Inc. (NASDAQ:UCBI)January 22, 2023 | americanbankingnews.comUnited Community Banks, Inc. (NASDAQ:UCBI) Forecasted to Post Q1 2023 Earnings of $0.77 Per ShareJanuary 30, 2023 | Investing Trends (Ad)"We need batteries. Literally everywhere."Pretty much every technological megatrend today requires batteries. That includes EVs... 5G... AI... charging stations... and smart energy storage systems. Find out why the U.S. just added graphite to a list of super-critical minerals, calling it "essential for America's National Defense." January 21, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Given New $34.00 Price Target at Truist FinancialJanuary 20, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Given New $36.00 Price Target at Piper SandlerJanuary 20, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Stock Price Down 4.9%January 20, 2023 | americanbankingnews.comJanney Montgomery Scott Downgrades United Community Banks (NASDAQ:UCBI) to NeutralJanuary 19, 2023 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) Q4 2022 Earnings Call TranscriptJanuary 30, 2023 | Investing Trends (Ad)Profit From the Commercial Solar Boom?Solar energy had its best year ever in 2021, with a record 24 gigawatts of power installed. That's enough to power 18 million homes! Analysts expect the global solar farm market to reach $356 billion by 2028. The utility segment of the solar market is expected to grow at the highest annual growth rate in the industry, especially with the many tax incentives now offered. January 18, 2023 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q4 2022 Earnings Call TranscriptJanuary 17, 2023 | seekingalpha.comUnited Community Banks: Let It Pull BackJanuary 17, 2023 | finance.yahoo.comUnited Community Banks (UCBI) Lags Q4 Earnings EstimatesJanuary 17, 2023 | finance.yahoo.comUnited Community Banks, Inc. Reports Fourth Quarter 2022 ResultsJanuary 16, 2023 | benzinga.comEarnings Outlook For United Community BanksJanuary 3, 2023 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Fourth Quarter 2022 Earnings Release and Conference CallJanuary 2, 2023 | finance.yahoo.comHere’s Why You Should Invest in United Community Banks (UCBI)December 21, 2022 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) is largely controlled by institutional shareholders who own 87% of the companyNovember 16, 2022 | seekingalpha.comUnited Community Banks Combines Solid Execution With An Ongoing M&A Growth StoryNovember 15, 2022 | finance.yahoo.comUnited Community Bank Earns 6th Consecutive Recognition as a Best Banks to Work ForNovember 9, 2022 | finance.yahoo.comUnited Community Banks Third Quarter 2022 Earnings: Beats ExpectationsOctober 24, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Is Up 3.56% in One Week: What You Should KnowOctober 23, 2022 | finance.yahoo.comInvesting in United Community Banks (NASDAQ:UCBI) five years ago would have delivered you a 46% gainOctober 19, 2022 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q3 2022 Earnings Call TranscriptOctober 18, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Meets Q3 Earnings EstimatesOctober 18, 2022 | msn.comUnited Community Banks: Q3 Earnings InsightsOctober 1, 2022 | seekingalpha.comUCBI United Community Banks, Inc.September 30, 2022 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Third Quarter 2022 Earnings Release and Conference CallSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Company Calendar Ex-Dividend for 1/5 Dividend12/14/2022Dividend Payable1/05/2023Last Earnings1/17/2023Today1/30/2023Next Earnings (Estimated)4/18/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:UCBI CUSIP90984P30 CIK857855 Webwww.ucbi.com Phone(706) 781-2265Fax706-745-8960Employees2,921Year FoundedN/APrice Target and Rating Average Stock Price Forecast$35.00 High Stock Price Forecast$36.00 Low Stock Price Forecast$34.00 Forecasted Upside/Downside+10.4%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.52 Trailing P/E Ratio12.58 Forward P/E Ratio10.29 P/E GrowthN/ANet Income$277.47 million Net Margins29.18% Pretax Margin37.44% Return on Equity11.37% Return on Assets1.22% Debt Debt-to-Equity Ratio0.34 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$950.86 million Price / Sales3.54 Cash Flow$2.80 per share Price / Cash Flow11.32 Book Value$24.53 per share Price / Book1.29Miscellaneous Outstanding Shares106,170,000Free Float105,597,000Market Cap$3.37 billion OptionableOptionable Beta1.03 Key ExecutivesHerbert Lynn HartonChairman, President & Chief Executive OfficerJefferson L. HarralsonChief Financial Officer & Executive Vice PresidentMark TerryChief Information OfficerRobert A. EdwardsChief Risk Officer & Executive Vice PresidentMelinda Davis LuxSecretary, Executive VP & General CounselKey CompetitorsCVB FinancialNASDAQ:CVBFAmeris BancorpNASDAQ:ABCBIndependent BankNASDAQ:INDBCathay General BancorpNASDAQ:CATYTexas Capital BancsharesNASDAQ:TCBIView All CompetitorsInsiders & InstitutionsNatixis Advisors L.P.Bought 52,292 shares on 1/27/2023Ownership: 0.131%Comerica BankSold 18,277 shares on 1/26/2023Ownership: 0.059%Strs OhioSold 500 shares on 1/26/2023Ownership: 0.007%Inspire Investing LLCBought 691 shares on 1/26/2023Ownership: 0.007%Eagle Bay Advisors LLCBought 487 shares on 1/26/2023Ownership: 0.002%View All Insider TransactionsView All Institutional Transactions UCBI Stock - Frequently Asked Questions Should I buy or sell United Community Banks stock right now? 4 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" UCBI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in UCBI, but not buy additional shares or sell existing shares. View UCBI analyst ratings or view top-rated stocks. What is United Community Banks' stock price forecast for 2023? 4 Wall Street analysts have issued twelve-month price targets for United Community Banks' stock. Their UCBI share price forecasts range from $34.00 to $36.00. On average, they predict the company's share price to reach $35.00 in the next twelve months. This suggests a possible upside of 9.6% from the stock's current price. View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts. How have UCBI shares performed in 2023? United Community Banks' stock was trading at $33.80 at the beginning of 2023. Since then, UCBI stock has decreased by 5.5% and is now trading at $31.94. View the best growth stocks for 2023 here. When is United Community Banks' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 18th 2023. View our UCBI earnings forecast. How were United Community Banks' earnings last quarter? United Community Banks, Inc. (NASDAQ:UCBI) posted its quarterly earnings results on Tuesday, January, 17th. The financial services provider reported $0.75 earnings per share for the quarter, missing analysts' consensus estimates of $0.83 by $0.08. The financial services provider had revenue of $243.24 million for the quarter, compared to the consensus estimate of $239.50 million. United Community Banks had a net margin of 29.18% and a trailing twelve-month return on equity of 11.37%. How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks? United Community Banks announced a quarterly dividend on Thursday, November 10th. Investors of record on Thursday, December 15th will be given a dividend of $0.22 per share on Thursday, January 5th. This represents a $0.88 annualized dividend and a dividend yield of 2.76%. The ex-dividend date is Wednesday, December 14th. Read our dividend analysis for UCBI. Is United Community Banks a good dividend stock? United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.88 per share and currently has a dividend yield of 2.78%. The company has been increasing its dividend for 8 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 34.92%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 28.57% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UCBI. What is Lynn Harton's approval rating as United Community Banks' CEO? 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees. What other stocks do shareholders of United Community Banks own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO). What is United Community Banks' stock symbol? United Community Banks trades on the NASDAQ under the ticker symbol "UCBI." Who are United Community Banks' major shareholders? United Community Banks' stock is owned by many different institutional and retail investors. Top institutional investors include Ziegler Capital Management LLC (0.33%), Peregrine Capital Management LLC (0.28%), Natixis Advisors L.P. (0.13%), Hunter Perkins Capital Management LLC (0.12%), State of Alaska Department of Revenue (0.07%) and Yousif Capital Management LLC (0.06%). Insiders that own company stock include Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Kenneth L Daniels, Richard Bradshaw, Robert A Edwards, Robert H Blalock and Thomas A Richlovsky. View institutional ownership trends. How do I buy shares of United Community Banks? Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Community Banks' stock price today? One share of UCBI stock can currently be purchased for approximately $31.94. How much money does United Community Banks make? United Community Banks (NASDAQ:UCBI) has a market capitalization of $3.39 billion and generates $868.13 million in revenue each year. The financial services provider earns $277.47 million in net income (profit) each year or $2.52 on an earnings per share basis. How many employees does United Community Banks have? The company employs 2,921 workers across the globe. How can I contact United Community Banks? United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960. This page (NASDAQ:UCBI) was last updated on 1/30/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. 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