United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides retail and corporate banking services to individuals and businesses. It offers various deposit accounts, such as checking accounts, savings and time deposits accounts, NOW accounts, money market deposits, and certificates of deposit. The company also provides secured and unsecured loans that include commercial real estate, commercial and industrial, commercial construction, residential construction and mortgage, and indirect auto loans, as well as home equity lines of credits and fixed and adjustable-rate home mortgage loans. It also offers wire transfers, brokerage services, and other financial services, as well as risk management, payment processing, and merchant services. In addition, the company owns an insurance agency. As of December 31, 2017, it operated 156 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is based in Blairsville, Georgia.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryRegional Banks
SectorFinance
SymbolNASDAQ:UCBI
CUSIP90984P30
Phone706-781-2265
Debt
Debt-to-Equity Ratio0.56
Current Ratio0.84
Quick Ratio0.84
Price-To-Earnings
Trailing P/E Ratio20.40
Forward P/E Ratio14.89
P/E GrowthN/A
Sales & Book Value
Annual Sales$477.98 million
Price / Sales5.47
Cash Flow$1.8746 per share
Price / Cash17.63
Book Value$16.67 per share
Price / Book1.98
Profitability
EPS (Most Recent Fiscal Year)$1.63
Net Income$67.82 million
Net Margins16.20%
Return on Equity10.49%
Return on Assets1.14%
Miscellaneous
Employees2,137
Outstanding Shares79,130,000
United Community Bank (NASDAQ:UCBI) Frequently Asked Questions
What is United Community Bank's stock symbol?
United Community Bank trades on the NASDAQ under the ticker symbol "UCBI."
How often does United Community Bank pay dividends? What is the dividend yield for United Community Bank?
United Community Bank declared a quarterly dividend on Monday, May 14th. Shareholders of record on Friday, June 15th will be given a dividend of $0.15 per share on Thursday, July 5th. This represents a $0.60 dividend on an annualized basis and a yield of 1.82%. The ex-dividend date is Thursday, June 14th. This is an increase from United Community Bank's previous quarterly dividend of $0.12. View United Community Bank's Dividend History.
How were United Community Bank's earnings last quarter?
United Community Bank, Inc. (NASDAQ:UCBI) posted its quarterly earnings data on Tuesday, April, 24th. The financial services provider reported $0.50 EPS for the quarter, hitting the Zacks' consensus estimate of $0.50. The financial services provider earned $121.90 million during the quarter, compared to analyst estimates of $127.02 million. United Community Bank had a return on equity of 10.49% and a net margin of 16.20%. United Community Bank's quarterly revenue was up 16.3% compared to the same quarter last year. During the same period in the previous year, the firm earned $0.39 EPS. View United Community Bank's Earnings History.
When is United Community Bank's next earnings date?
What price target have analysts set for UCBI?
5 brokers have issued 1-year price objectives for United Community Bank's stock. Their forecasts range from $29.00 to $33.00. On average, they anticipate United Community Bank's stock price to reach $31.25 in the next twelve months. View Analyst Ratings for United Community Bank.
What are Wall Street analysts saying about United Community Bank stock?
Here are some recent quotes from research analysts about United Community Bank stock:
- 1. According to Zacks Investment Research, "United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank. " (3/28/2018)
- 2. Stephens analysts commented, "We also expect additional commentary on its two pending acquisitions of HCFB and FOFN that are anticipated to close in 3Q17 and 4Q17, respectively.WereiterateourEW rating." (7/26/2017)
Who are some of United Community Bank's key competitors?
Some companies that are related to United Community Bank include East West Bancorp (EWBC), Signature Bank (SBNY), Commerce Bancshares (CBSH), Western Alliance Bancorporation (WAL), Bank Of The Ozarks (OZRK), Wintrust Financial (WTFC), First Citizens BancShares Inc. Class A (FCNCA), Prosperity Bancshares (PB), Associated Banc (ASB), Popular (BPOP), Texas Capital Bancshares (TCBI), Iberiabank (IBKC), Hancock (HBHC), First Hawaiian Bank (FHB) and Chemical Financial (CHFC).
Who are United Community Bank's key executives?
United Community Bank's management team includes the folowing people:
- Mr. Jimmy Carl Tallent, Chairman & CEO (Age 65)
- Mr. Herbert Lynn Harton, Pres, COO & Director (Age 56)
- Mr. William M. Gilbert, Pres of Community Banking (Age 65)
- Mr. Jefferson Lee Harralson CFA, Exec. VP & CFO
- Mr. Alan H. Kumler, Chief Accounting Officer, Sr. VP & Controller
Has United Community Bank been receiving favorable news coverage?
Media headlines about UCBI stock have been trending positive this week, according to Accern Sentiment Analysis. The research firm rates the sentiment of press coverage by monitoring more than twenty million news and blog sources in real time. Accern ranks coverage of public companies on a scale of -1 to 1, with scores closest to one being the most favorable. United Community Bank earned a media sentiment score of 0.28 on Accern's scale. They also assigned news articles about the financial services provider an impact score of 46.34 out of 100, meaning that recent press coverage is somewhat unlikely to have an impact on the stock's share price in the next few days.
Who are United Community Bank's major shareholders?
United Community Bank's stock is owned by a variety of of institutional and retail investors. Top institutional investors include BlackRock Inc. (13.72%), Dimensional Fund Advisors LP (4.16%), Schroder Investment Management Group (3.03%), Vaughan Nelson Investment Management L.P. (2.61%), Royal Bank of Canada (2.25%) and Victory Capital Management Inc. (2.16%). View Institutional Ownership Trends for United Community Bank.
Which institutional investors are selling United Community Bank stock?
UCBI stock was sold by a variety of institutional investors in the last quarter, including Maltese Capital Management LLC, Systematic Financial Management LP, Hancock Holding Co., Banc Funds Co. LLC, Dimensional Fund Advisors LP, Schroder Investment Management Group, Stevens Capital Management LP and BNP Paribas Arbitrage SA. View Insider Buying and Selling for United Community Bank.
Which institutional investors are buying United Community Bank stock?
UCBI stock was bought by a variety of institutional investors in the last quarter, including BlackRock Inc., Pier Capital LLC, Hsbc Holdings PLC, JPMorgan Chase & Co., Russell Investments Group Ltd., Vaughan Nelson Investment Management L.P., Millennium Management LLC and Royal Bank of Canada. View Insider Buying and Selling for United Community Bank.
How do I buy shares of United Community Bank?
Shares of UCBI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Community Bank's stock price today?
One share of UCBI stock can currently be purchased for approximately $33.05.
How big of a company is United Community Bank?
United Community Bank has a market capitalization of $2.64 billion and generates $477.98 million in revenue each year. The financial services provider earns $67.82 million in net income (profit) each year or $1.63 on an earnings per share basis. United Community Bank employs 2,137 workers across the globe.
How can I contact United Community Bank?
United Community Bank's mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The financial services provider can be reached via phone at 706-781-2265.
MarketBeat Community Rating for United Community Bank (UCBI)
MarketBeat's community ratings are surveys of what our community members think about United Community Bank and other stocks. Vote "Outperform" if you believe UCBI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe UCBI will underperform the S&P 500 over the long term. You may vote once every thirty days.
