NASDAQ:UCBI United Community Banks (UCBI) Stock Forecast, Price & News $23.47 +0.86 (+3.80%) (As of 12:34 PM ET) Add Compare Share Share Today's Range$22.51▼$23.5950-Day Range$21.09▼$28.6252-Week Range$20.37▼$39.50Volume106,783 shsAverage Volume672,517 shsMarket Capitalization$2.70 billionP/E Ratio8.99Dividend Yield3.92%Price Target$31.80 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainabilityProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability United Community Banks MarketRank™ ForecastAnalyst RatingModerate Buy2.60 Rating ScoreUpside/Downside40.9% Upside$31.80 Price TargetShort InterestHealthy3.23% of Shares Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.46Upright™ Environmental ScoreNews Sentiment1.49Based on 3 Articles This WeekInsider TradingN/AProj. Earnings Growth7.51%From $2.53 to $2.72 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.3.29 out of 5 starsFinance Sector31st out of 901 stocksState Commercial Banks Industry12th out of 192 stocks 3.3 Analyst's Opinion Consensus RatingUnited Community Banks has received a consensus rating of Buy. The company's average rating score is 2.60, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $31.80, United Community Banks has a forecasted upside of 40.9% from its current price of $22.57.Amount of Analyst CoverageUnited Community Banks has only been the subject of 4 research reports in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted3.23% of the outstanding shares of United Community Banks have been sold short.Short Interest Ratio / Days to CoverUnited Community Banks has a short interest ratio ("days to cover") of 4.8.Change versus previous monthShort interest in United Community Banks has recently decreased by 6.30%, indicating that investor sentiment is improving significantly. Previous Next 4.2 Dividend Strength Dividend LeadershipUnited Community Banks is a leading dividend payer. It pays a dividend yield of 3.94%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Community Banks has been increasing its dividend for 9 years.Dividend CoverageThe dividend payout ratio of United Community Banks is 35.25%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Community Banks will have a dividend payout ratio of 33.82% next year. This indicates that United Community Banks will be able to sustain or increase its dividend. Previous Next 3.3 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUnited Community Banks has received a 35.42% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Wire transfer services", "Home equity loans", "Mortgages provided by brick and mortar banks", "Debit cards", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for United Community Banks is -0.46. Previous Next 3.6 News and Social Media Coverage News SentimentUnited Community Banks has a news sentiment score of 1.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.57 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for United Community Banks this week, compared to 3 articles on an average week.Search Interest4 people have searched for UCBI on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.MarketBeat Follows2 people have added United Community Banks to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Community Banks insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.54% of the stock of United Community Banks is held by insiders.Percentage Held by Institutions85.41% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for United Community Banks are expected to grow by 7.51% in the coming year, from $2.53 to $2.72 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Community Banks is 8.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 127.72.Price to Earnings Ratio vs. SectorThe P/E ratio of United Community Banks is 8.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 157.35.Price to Book Value per Share RatioUnited Community Banks has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Community Banks (NASDAQ:UCBI) StockUnited Community Banks, Inc. is a bank holding company, which engages in the provision of consumer and business banking services. The firm caters to individuals and small and medium-sized businesses. It offers checking, savings, mortgages, borrowing, digital baking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Blairsville, GA.Read More Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Stock News HeadlinesJune 1, 2023 | finance.yahoo.comKBRA Affirms Ratings for United Community Banks, Inc.May 30, 2023 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) is largely controlled by institutional shareholders who own 85% of the companyJune 1, 2023 | Edge On The Street (Ad)The $193 Billion US-China War You Don't Know AboutThey're fighting for control of lithium – a key ingredient in EVs and clean energy technology. It's arguably the most important commodity of the 21st century. China owns 80% of global supply. But the US plans to grab a massive slice of the lithium market, which is forecasted to quadruple to $193 billion by 2028, according to Fortune Business Insights.May 26, 2023 | americanbankingnews.comAnalysts Set United Community Banks, Inc. (NASDAQ:UCBI) PT at $31.80May 20, 2023 | americanbankingnews.comStockNews.com Initiates Coverage on United Community Banks (NASDAQ:UCBI)May 19, 2023 | seekingalpha.comUnited Community Banks declares $0.23 dividendMay 9, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) vs. Five Star Bancorp (NASDAQ:FSBC) Critical SurveyMay 5, 2023 | americanbankingnews.comReviewing United Community Banks (NASDAQ:UCBI) and LINKBANCORP (NASDAQ:LNKB)June 1, 2023 | Edge On The Street (Ad)ChatGPT Is Already "Old School"As good as ChatGPT is at writing content, it still doesn't understand what it's saying. But a new AI technology breakthrough will understand and process information like a human. One young company is leading the way.May 1, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) vs. FinWise Bancorp (NASDAQ:FINW) Financial ReviewMay 1, 2023 | americanbankingnews.comUnited Community Banks, Inc. (NASDAQ:UCBI) Receives $31.80 Consensus Target Price from BrokeragesApril 29, 2023 | americanbankingnews.comFY2023 EPS Estimates for United Community Banks, Inc. Cut by Analyst (NASDAQ:UCBI)April 28, 2023 | americanbankingnews.comUnited Community Banks, Inc. Forecasted to Post Q2 2023 Earnings of $0.64 Per Share (NASDAQ:UCBI)April 27, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Sets New 52-Week Low After Analyst DowngradeApril 26, 2023 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) Q1 2023 Earnings Call TranscriptApril 26, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Price Target Lowered to $30.00 at DA DavidsonApril 24, 2023 | markets.businessinsider.comD.A. Davidson Keeps Their Buy Rating on United Community Banks (UCBI)April 24, 2023 | americanbankingnews.comTruist Financial Trims United Community Banks (NASDAQ:UCBI) Target Price to $29.00April 23, 2023 | americanbankingnews.comPiper Sandler Cuts United Community Banks (NASDAQ:UCBI) Price Target to $31.00April 22, 2023 | msn.comTruist Securities Maintains United Community Banks (UCBI) Hold RecommendationApril 21, 2023 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q1 2023 Earnings Call TranscriptApril 20, 2023 | msn.comPiper Sandler Maintains United Community Banks (UCBI) Overweight RecommendationApril 19, 2023 | finance.yahoo.comThose who invested in United Community Banks (NASDAQ:UCBI) three years ago are up 66%April 18, 2023 | finance.yahoo.comUnited Community Banks (UCBI) Misses Q1 Earnings and Revenue EstimatesApril 16, 2023 | americanbankingnews.comUnited Community Banks (UCBI) to Release Quarterly Earnings on TuesdayApril 10, 2023 | americanbankingnews.comUnited Community Banks (NASDAQ:UCBI) Price Target Cut to $35.00April 9, 2023 | americanbankingnews.comFY2023 EPS Estimates for United Community Banks, Inc. (NASDAQ:UCBI) Lowered by DA DavidsonSee More Headlines UCBI Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UCBI Company Calendar Ex-Dividend for 4/5 Dividend3/14/2023Dividend Payable4/05/2023Last Earnings4/19/2023Today6/01/2023Ex-Dividend for 7/5 Dividend6/14/2023Dividend Payable7/05/2023Next Earnings (Estimated)7/18/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:UCBI CUSIP90984P30 CIK857855 Webwww.ucbi.com Phone(706) 781-2265Fax706-745-8960Employees3,046Year FoundedN/APrice Target and Rating Average Stock Price Forecast$31.80 High Stock Price Forecast$35.00 Low Stock Price Forecast$29.00 Forecasted Upside/Downside+40.6%Consensus RatingModerate Buy Rating Score (0-4)2.60 Research Coverage5 Analysts Profitability EPS (Most Recent Fiscal Year)$2.61 Trailing P/E Ratio8.66 Forward P/E Ratio8.94 P/E GrowthN/ANet Income$277.47 million Net Margins27.77% Pretax Margin35.76% Return on Equity11.48% Return on Assets1.25% Debt Debt-to-Equity Ratio0.12 Current Ratio0.79 Quick Ratio0.79 Sales & Book Value Annual Sales$950.86 million Price / Sales2.74 Cash Flow$3.10 per share Price / Cash Flow7.30 Book Value$25.89 per share Price / Book0.87Miscellaneous Outstanding Shares115,150,000Free Float114,522,000Market Cap$2.60 billion OptionableOptionable Beta0.96 Key ExecutivesHerbert Lynn HartonChairman & Chief Executive OfficerRichard W. BradshawPresident & Chief Banking OfficerJefferson L. HarralsonChief Financial Officer & Executive Vice PresidentMark TerryChief Information OfficerRobert A. EdwardsChief Risk Officer & Executive Vice PresidentKey CompetitorsInternational BancsharesNASDAQ:IBOCFirst Interstate BancSystemNASDAQ:FIBKTexas Capital BancsharesNASDAQ:TCBIAmeris BancorpNASDAQ:ABCBCathay General BancorpNASDAQ:CATYView All CompetitorsInsiders & InstitutionsProShare Advisors LLCSold 1,127 shares on 5/26/2023Ownership: 0.014%Brandywine Global Investment Management LLCBought 45,076 shares on 5/25/2023Ownership: 0.128%Ameriprise Financial Inc.Sold 10,189 shares on 5/22/2023Ownership: 0.450%JPMorgan Chase & Co.Bought 238,451 shares on 5/18/2023Ownership: 0.418%Rockefeller Capital Management L.P.Sold 5,685 shares on 5/17/2023Ownership: 0.271%View All Insider TransactionsView All Institutional Transactions UCBI Stock - Frequently Asked Questions Should I buy or sell United Community Banks stock right now? 5 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 2 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "buy" UCBI shares. View UCBI analyst ratings or view top-rated stocks. What is United Community Banks' stock price forecast for 2023? 5 Wall Street research analysts have issued 12-month target prices for United Community Banks' stock. Their UCBI share price forecasts range from $29.00 to $35.00. On average, they expect the company's share price to reach $31.80 in the next year. This suggests a possible upside of 40.6% from the stock's current price. View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts. How have UCBI shares performed in 2023? United Community Banks' stock was trading at $33.80 at the start of the year. Since then, UCBI shares have decreased by 33.1% and is now trading at $22.61. View the best growth stocks for 2023 here. When is United Community Banks' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 18th 2023. View our UCBI earnings forecast. How were United Community Banks' earnings last quarter? United Community Banks, Inc. (NASDAQ:UCBI) announced its quarterly earnings results on Wednesday, April, 19th. The financial services provider reported $0.58 EPS for the quarter, missing the consensus estimate of $0.68 by $0.10. The financial services provider had revenue of $241.68 million for the quarter, compared to analysts' expectations of $248.78 million. United Community Banks had a trailing twelve-month return on equity of 11.48% and a net margin of 27.77%. United Community Banks's revenue for the quarter was up 19.2% compared to the same quarter last year. During the same quarter last year, the business earned $0.50 EPS. How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks? United Community Banks declared a quarterly dividend on Thursday, May 18th. Investors of record on Thursday, June 15th will be paid a dividend of $0.23 per share on Wednesday, July 5th. This represents a $0.92 dividend on an annualized basis and a dividend yield of 4.07%. The ex-dividend date of this dividend is Wednesday, June 14th. Read our dividend analysis for UCBI. What ETFs hold United Community Banks' stock? ETFs with the largest weight of United Community Banks (NASDAQ:UCBI) stock in their portfolio include Invesco KBW Regional Banking ETF (KBWR), First Trust NASDAQ ABA Community Bank Index Fund (QABA), Invesco S&P SmallCap Financials ETF (PSCF), SPDR S&P Regional Banking ETF (KRE), SPDR S&P Bank ETF (KBE), Invesco S&P SmallCap Low Volatility ETF (XSLV), FlexShares US Quality Low Volatility Index Fund (QLV) and First Trust Horizon Managed Volatility Small/Mid ETF (HSMV). Is United Community Banks a good dividend stock? United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.95%. The company has been increasing its dividend for 9 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 35.25%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 33.82% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UCBI. What is Lynn Harton's approval rating as United Community Banks' CEO? 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees. What other stocks do shareholders of United Community Banks own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO). What is United Community Banks' stock symbol? United Community Banks trades on the NASDAQ under the ticker symbol "UCBI." Who are United Community Banks' major shareholders? United Community Banks' stock is owned by a variety of retail and institutional investors. Top institutional shareholders include BlackRock Inc. (14.66%), FMR LLC (4.68%), State Street Corp (4.46%), Dimensional Fund Advisors LP (2.96%), Principal Financial Group Inc. (2.61%) and Snyder Capital Management L P (2.02%). Insiders that own company stock include Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Richard Bradshaw, Robert A Edwards, Robert H Blalock and Thomas A Richlovsky. View institutional ownership trends. How do I buy shares of United Community Banks? Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Community Banks' stock price today? One share of UCBI stock can currently be purchased for approximately $22.61. How much money does United Community Banks make? United Community Banks (NASDAQ:UCBI) has a market capitalization of $2.60 billion and generates $950.86 million in revenue each year. The financial services provider earns $277.47 million in net income (profit) each year or $2.61 on an earnings per share basis. How many employees does United Community Banks have? The company employs 3,046 workers across the globe. How can I contact United Community Banks? United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960. This page (NASDAQ:UCBI) was last updated on 6/1/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding United Community Banks, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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