NASDAQ:UCBIUnited Community Banks Stock Price, Forecast & News

$17.48

-1.43 (-7.56 %)

(As of 04/5/2020 03:25 PM ET)

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Today's Range

$17.01

Now: $17.48▼

$19.08

50-Day Range

$15.96

MA: $22.99▼

$29.50

52-Week Range

$15.71

Now: $17.48▼

$31.66

Volume633,719 shs

Average Volume744,298 shs

Market Capitalization$1.37 billion

P/E Ratio7.57

Dividend Yield3.81%

Beta1.41

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides retail and corporate banking services to individuals and businesses. It offers various deposit accounts, such as checking accounts, savings and time deposits accounts, NOW accounts, money market deposits, and certificates of deposit. The company also provides secured and unsecured loans that include commercial real estate, commercial and industrial, commercial construction, residential construction and mortgage, and indirect auto loans, as well as home equity lines of credits and fixed and adjustable-rate home mortgage loans. It also offers wire transfers, brokerage services, and other financial services, as well as risk management, payment processing, and merchant services. In addition, the company owns an insurance agency. As of December 31, 2017, it operated 156 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is based in Blairsville, Georgia.

Beat the Market (BTM) Rank^™

3.1 Analyst's Opinion

Consensus Rating
United Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $26.88, United Community Banks has a potential upside of 53.7% from its current price of $17.48.
Amount of Analyst Coverage
United Community Banks has only been the subject of 2 research reports in the past 90 days.

2.3 Community Rank

Outperform Votes
United Community Banks has received 286 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
United Community Banks has received 347 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
United Community Banks has received 54.82% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about United Community Banks and other stocks. Vote “Outperform” if you believe UCBI will outperform the S&P 500 over the long term. Vote “Underperform” if you believe UCBI will underperform the S&P 500 over the long term. You may vote once every thirty days.

3.3 Dividend Strength

Dividend Leadership
United Community Banks is a leading dividend payer. It pays a dividend yield of 3.81%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
United Community Banks has only been increasing its dividend for 4 years.
Dividend Coverage
The dividend payout ratio of United Community Banks is 30.25 %. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, United Community Banks will have a dividend payout ratio of 33.80 % next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

4.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Community Banks insiders have bought more of their company's stock than they have sold. Specifically, they have bought $28,310.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 1.18% of the stock of United Community Banks is held by insiders.
Percentage Held by Institutions
92.33% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5 Earnings and Valuation

Earnings Growth
Earnings for United Community Banks are expected to grow by 3.40% in the coming year, from $2.06 to $2.13 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of United Community Banks is 7.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 10.52.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Community Banks is 7.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 11.28.
Price to Book Value per Share Ratio
United Community Banks has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

3.05 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry State commercial banks

Sub-IndustryRegional Banks

SectorFinance

Current SymbolNASDAQ:UCBI

Previous Symbol

CUSIP90984P30

CIK857855

Webhttp://www.ucbi.com/

Phone706-781-2265

Debt

Debt-to-Equity Ratio0.13

Current Ratio0.85

Quick Ratio0.84

Price-To-Earnings

Trailing P/E Ratio7.57

Forward P/E Ratio8.49

P/E GrowthN/A

Sales & Book Value

Annual Sales$657.42 million

Price / Sales2.09

Cash Flow$2.52 per share

Price / Cash Flow6.94

Book Value$20.70 per share

Price / Book0.84

Profitability

EPS (Most Recent Fiscal Year)$2.38

Net Income$185.72 million

Net Margins28.04%

Return on Equity12.10%

Return on Assets1.50%

Miscellaneous

Employees2,309

Outstanding Shares78,500,000

Market Cap$1.37 billion

Next Earnings Date4/28/2020 (Estimated)

OptionableOptionable

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United Community Banks (NASDAQ:UCBI) Frequently Asked Questions

How has United Community Banks' stock been impacted by COVID-19 (Coronavirus)?

United Community Banks' stock was trading at $19.15 on March 11th, 2020 when Coronavirus reached pandemic status according to the World Health Organization (WHO). Since then, UCBI stock has decreased by 8.7% and is now trading at $17.48. View which stocks have been mosted impacted by Coronavirus.

Do Wall Street analysts recommend investors buy shares of United Community Banks?

4 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last year. There are currently 3 hold ratings and 1 buy rating for the stock, resulting in a consensus recommendation of "Hold." View analyst ratings for United Community Banks.

When is United Community Banks' next earnings date?

United Community Banks is scheduled to release its next quarterly earnings announcement on Tuesday, April 28th 2020. View our earnings forecast for United Community Banks.

How were United Community Banks' earnings last quarter?

United Community Banks, Inc. (NASDAQ:UCBI) announced its quarterly earnings data on Tuesday, January, 21st. The financial services provider reported $0.61 earnings per share for the quarter, beating the Thomson Reuters' consensus estimate of $0.58 by $0.03. The financial services provider earned $143.30 million during the quarter, compared to analysts' expectations of $143.29 million. United Community Banks had a net margin of 28.04% and a return on equity of 12.10%. The business's revenue for the quarter was up 5.5% on a year-over-year basis. During the same quarter in the prior year, the business earned $0.57 EPS. View United Community Banks' earnings history.

How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?

United Community Banks declared a quarterly dividend on Thursday, February 6th. Stockholders of record on Monday, March 16th will be paid a dividend of $0.18 per share on Monday, April 6th. This represents a $0.72 annualized dividend and a dividend yield of 4.12%. The ex-dividend date of this dividend is Friday, March 13th. View United Community Banks' dividend history.

What price target have analysts set for UCBI?

4 analysts have issued twelve-month price objectives for United Community Banks' shares. Their forecasts range from $22.00 to $33.00. On average, they expect United Community Banks' stock price to reach $26.88 in the next twelve months. This suggests a possible upside of 53.7% from the stock's current price. View analysts' price targets for United Community Banks.

Has United Community Banks been receiving favorable news coverage?

News articles about UCBI stock have trended very negative on Sunday, according to InfoTrie. InfoTrie ranks the sentiment of news coverage by monitoring more than six thousand news and blog sources in real time. The firm ranks coverage of publicly-traded companies on a scale of negative five to five, with scores closest to five being the most favorable. United Community Banks earned a news impact score of -3.3 on InfoTrie's scale. They also gave news coverage about the financial services provider a news buzz of 0.0 out of 10, indicating that recent news coverage is extremely unlikely to have an impact on the company's share price in the near term. View the latest news aboutUnited Community Banks.

Are investors shorting United Community Banks?

United Community Banks saw a decline in short interest during the month of March. As of March 13th, there was short interest totaling 1,872,900 shares, a decline of 10.8% from the February 27th total of 2,100,000 shares. Based on an average daily volume of 573,700 shares, the days-to-cover ratio is presently 3.3 days. Currently, 2.4% of the shares of the stock are sold short. View United Community Banks' Current Options Chain.

Who are some of United Community Banks' key competitors?

Some companies that are related to United Community Banks include PNC Financial Services Group (PNC), Truist Financial (TFC), SunTrust Banks (STI), First Republic Bank (FRC), M&T Bank (MTB), Fifth Third Bancorp (FITB), KeyCorp (KEY), Regions Financial (RF), Huntington Bancshares (HBAN), SVB Financial Group (SIVB), Commerce Bancshares (CBSH), Prosperity Bancshares (PB), Zions Bancorporation NA (ZION), Signature Bank (SBNY) and First Financial Bankshares (FFIN).

What other stocks do shareholders of United Community Banks own?

Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Co (WFC), Energy Transfer LP Unit (ET), Harley-Davidson (HOG), Snap (SNAP), AT&T (T), Tapestry (TPR), Twitter (TWTR), Pattern Energy Group (PEGI), Walgreens Boots Alliance (WBA) and Bank of America (BAC).

Who are United Community Banks' key executives?

United Community Banks' management team includes the following people:

Mr. Jimmy Carl Tallent, Exec. Chairman (Age 66)
Mr. Herbert Lynn Harton, Pres, CEO & Director (Age 57)
Mr. Jefferson Lee Harralson CFA, Exec. VP & CFO (Age 53)
Mr. William M. Gilbert, Pres of Community Banking (Age 66)
Mr. Alan H. Kumler, Chief Accounting Officer, Sr. VP & Controller

What is United Community Banks' stock symbol?

United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."

How do I buy shares of United Community Banks?

Shares of UCBI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is United Community Banks' stock price today?

One share of UCBI stock can currently be purchased for approximately $17.48.

How big of a company is United Community Banks?

United Community Banks has a market capitalization of $1.37 billion and generates $657.42 million in revenue each year. The financial services provider earns $185.72 million in net income (profit) each year or $2.38 on an earnings per share basis. United Community Banks employs 2,309 workers across the globe. View additional information about United Community Banks.

What is United Community Banks' official website?

The official website for United Community Banks is http://www.ucbi.com/.

How can I contact United Community Banks?

United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The financial services provider can be reached via phone at 706-781-2265.

This page was last updated on 4/5/2020 by MarketBeat.com Staff

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NASDAQ:UCBIUnited Community Banks Stock Price, Forecast & News

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Beat the Market (BTM) Rank™

3.1 Analyst's Opinion

Consensus Rating

Price Target Upside/Downside

Amount of Analyst Coverage

2.3 Community Rank

Outperform Votes

Underperform Votes

Community Sentiment