NASDAQ:UCBI

United Community Banks Stock Forecast, Price & News

$31.51

-0.26 (-0.82 %)

(As of 01/25/2021 12:00 AM ET)

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Today's Range

$31.00

Now: $31.51▼

$31.80

50-Day Range

$26.39

MA: $29.31▼

$32.28

52-Week Range

$14.95

Now: $31.51▼

$32.52

Volume470,877 shs

Average Volume523,372 shs

Market Capitalization$2.73 billion

P/E Ratio17.03

Dividend Yield2.27%

Beta1.32

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides various banking products and services. The company accepts checking, savings, money market, negotiable order of withdrawal, time, and other deposit accounts, as well as certificates of deposit. Its loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage and construction, consumer direct loans, and indirect auto loans, as well as home equity lines of credits. The company also offers investment products; insurance products, including life insurance, long-term care insurance, and tax-deferred annuities; reinsurance on a property insurance contract; and payment processing, merchant, wire transfer, brokerage and advisory, and other financial services. It serves individuals, small businesses, mid-sized commercial businesses, and non-profit organizations. The company operates through 163 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is based in Blairsville, Georgia.

MarketRank^™

Overall MarketRank^™

2.03 out of 5 stars

Finance Sector

230th out of 1,930 stocks

State Commercial Banks Industry

49th out of 307 stocks

1.3 Analyst's Opinion

Consensus Rating
United Community Banks has received a consensus rating of Buy. The company's average rating score is 2.60, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $22.60, United Community Banks has a forecasted downside of 28.3% from its current price of $31.51.
Amount of Analyst Coverage
United Community Banks has only been the subject of 1 research reports in the past 90 days.

2.2 Community Rank

Outperform Votes
United Community Banks has received 294 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
United Community Banks has received 365 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
United Community Banks has received 55.39% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about United Community Banks and other stocks. Vote “Outperform” if you believe UCBI will outperform the S&P 500 over the long term. Vote “Underperform” if you believe UCBI will underperform the S&P 500 over the long term. You may vote once every thirty days.

2.5 Dividend Strength

Dividend Yield
United Community Banks pays a meaningful dividend of 2.27%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
United Community Banks has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of United Community Banks is 30.25%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, United Community Banks will have a dividend payout ratio of 35.29% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

1.7 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Community Banks insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 1.17% of the stock of United Community Banks is held by insiders.
Percentage Held by Institutions
82.27% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5 Earnings and Valuation

Earnings Growth
Earnings for United Community Banks are expected to grow by 9.68% in the coming year, from $1.86 to $2.04 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of United Community Banks is 17.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.31.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Community Banks is 17.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.07.
Price to Book Value per Share Ratio
United Community Banks has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry State commercial banks

Sub-IndustryRegional Banks

SectorFinance

Current SymbolNASDAQ:UCBI

Previous Symbol

CUSIP90984P30

CIK857855

Webwww.ucbi.com

Phone706-781-2265

Employees2,414

Year FoundedN/A

Debt

Debt-to-Equity Ratio0.17

Current Ratio0.87

Quick Ratio0.86

Price-To-Earnings

Trailing P/E Ratio17.03

Forward P/E Ratio16.94

P/E GrowthN/A

Sales & Book Value

Annual Sales$657.42 million

Price / Sales4.15

Cash Flow$2.73 per share

Price / Cash Flow11.56

Book Value$20.70 per share

Price / Book1.52

Profitability

EPS (Most Recent Fiscal Year)$2.38

Net Income$185.72 million

Net Margins22.36%

Return on Equity9.20%

Return on Assets1.08%

Miscellaneous

Outstanding Shares86,620,000

Market Cap$2.73 billion

Next Earnings Date4/20/2021 (Estimated)

OptionableOptionable

$31.51

-0.26 (-0.82 %)

(As of 01/25/2021 12:00 AM ET)

30 days | 90 days | 365 days | Advanced Chart

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United Community Banks (NASDAQ:UCBI) Frequently Asked Questions

How has United Community Banks' stock been impacted by COVID-19?

United Community Banks' stock was trading at $19.15 on March 11th, 2020 when COVID-19 reached pandemic status according to the World Health Organization (WHO). Since then, UCBI shares have increased by 64.5% and is now trading at $31.51.
View which stocks have been most impacted by COVID-19.

Is United Community Banks a buy right now?

5 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 2 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "buy" United Community Banks stock.
View analyst ratings for United Community Banks or view MarketBeat's top 5 stock picks.

What stocks does MarketBeat like better than United Community Banks?

Wall Street analysts have given United Community Banks a "Buy" rating, but there may be better short-term opportunities in the market. Some of MarketBeat's past winning trading ideas have resulted in 5-15% weekly gains. MarketBeat just released five new trading ideas, but United Community Banks wasn't one of them. MarketBeat thinks these five stocks may be even better buys.
View MarketBeat's top stock picks here.

What is Lynn Harton's approval rating as United Community Banks' CEO?

11 employees have rated United Community Banks CEO Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among United Community Banks' employees.

When is United Community Banks' next earnings date?

United Community Banks is scheduled to release its next quarterly earnings announcement on Tuesday, April 20th 2021.
View our earnings forecast for United Community Banks.

How were United Community Banks' earnings last quarter?

United Community Banks, Inc. (NASDAQ:UCBI) issued its quarterly earnings results on Monday, January, 18th. The financial services provider reported $0.68 earnings per share for the quarter, topping analysts' consensus estimates of $0.60 by $0.08. The financial services provider had revenue of $186.77 million for the quarter, compared to analysts' expectations of $148.29 million. United Community Banks had a trailing twelve-month return on equity of 9.20% and a net margin of 22.36%. During the same quarter in the prior year, the company posted $0.61 earnings per share.
View United Community Banks' earnings history.

How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?

United Community Banks announced a quarterly dividend on Thursday, November 5th. Investors of record on Tuesday, December 15th will be given a dividend of $0.18 per share on Tuesday, January 5th. This represents a $0.72 dividend on an annualized basis and a yield of 2.28%. The ex-dividend date of this dividend is Monday, December 14th.
View United Community Banks' dividend history.

Is United Community Banks a good dividend stock?

United Community Banks pays an annual dividend of $0.72 per share and currently has a dividend yield of 2.27%. United Community Banks does not yet have a strock track record of dividend growth. The dividend payout ratio of United Community Banks is 30.25%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, United Community Banks will have a dividend payout ratio of 35.29% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.
View United Community Banks' dividend history.

What price target have analysts set for UCBI?

5 Wall Street analysts have issued twelve-month target prices for United Community Banks' stock. Their forecasts range from $20.00 to $23.50. On average, they expect United Community Banks' share price to reach $22.60 in the next year. This suggests that the stock has a possible downside of 28.3%.
View analysts' price targets for United Community Banks or view Wall Street analyst' top-rated stocks.

Who are some of United Community Banks' key competitors?

Some companies that are related to United Community Banks include Truist Financial (TFC), The PNC Financial Services Group (PNC), First Republic Bank (FRC), SVB Financial Group (SIVB), Fifth Third Bancorp (FITB), M&T Bank (MTB), KeyCorp (KEY), Regions Financial (RF), Huntington Bancshares (HBAN), East West Bancorp (EWBC), Signature Bank (SBNY), Commerce Bancshares (CBSH), First Horizon (FHN), Zions Bancorporation, National Association (ZION) and Western Alliance Bancorporation (WAL).
View all of UCBI's competitors.

What other stocks do shareholders of United Community Banks own?

Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and The Southern (SO).

Who are United Community Banks' key executives?

United Community Banks' management team includes the following people:

Mr. Herbert Lynn Harton, Chairman, Pres & CEO (Age 59, Pay $1.96M)
Mr. Jefferson Lee Harralson CFA, Exec. VP & CFO (Age 55, Pay $854.09k)
Mr. Richard William Bradshaw, Exec. VP & Chief Banking Officer (Age 59, Pay $729.94k)
Mr. Robert A. Edwards, Exec. VP & Chief Risk Officer (Age 56, Pay $726.11k)
Mr. Jimmy Carl Tallent, Consultant (Age 68, Pay $1.04M)
Mr. Alan H. Kumler, Chief Accounting Officer, Sr. VP & Controller
Mr. Mark Aaron Terry, Chief Information Officer (Age 54)
Ms. Carol A. Chastain, Chief Compliance Officer
Ms. Melinda Davis Lux, Exec. VP, Gen. Counsel & Corp. Sec.
Mr. Doug Higgins, Pres of Atlanta Metro

What is United Community Banks' stock symbol?

United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."

Who are United Community Banks' major shareholders?

United Community Banks' stock is owned by a number of institutional and retail investors. Top institutional investors include Peregrine Capital Management LLC (0.51%), Nachman Norwood & Parrott Inc (0.20%), State of Alaska Department of Revenue (0.08%), Thomasville National Bank (0.01%) and Crossmark Global Holdings Inc. (0.01%). Company insiders that own United Community Banks stock include Alan H Kumler, Bill M Gilbert, Bradley J Miller, Jefferson L Harralson, Kenneth L Daniels, L Cathy Cox and Thomas A Richlovsky.
View institutional ownership trends for United Community Banks.

Which major investors are selling United Community Banks stock?

UCBI stock was sold by a variety of institutional investors in the last quarter, including State of Alaska Department of Revenue.
View insider buying and selling activity for United Community Banks or view top insider-selling stocks.

Which major investors are buying United Community Banks stock?

UCBI stock was acquired by a variety of institutional investors in the last quarter, including Peregrine Capital Management LLC, Thomasville National Bank, Crossmark Global Holdings Inc., and Nachman Norwood & Parrott Inc. Company insiders that have bought United Community Banks stock in the last two years include Jefferson L Harralson, Kenneth L Daniels, L Cathy Cox, and Thomas A Richlovsky.
View insider buying and selling activity for United Community Banks or or view top insider-buying stocks.

How do I buy shares of United Community Banks?

Shares of UCBI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is United Community Banks' stock price today?

One share of UCBI stock can currently be purchased for approximately $31.51.

How big of a company is United Community Banks?

United Community Banks has a market capitalization of $2.73 billion and generates $657.42 million in revenue each year. The financial services provider earns $185.72 million in net income (profit) each year or $2.38 on an earnings per share basis. United Community Banks employs 2,414 workers across the globe.

What is United Community Banks' official website?

The official website for United Community Banks is www.ucbi.com.

How can I contact United Community Banks?

United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The financial services provider can be reached via phone at 706-781-2265.

This page was last updated on 1/25/2021 by MarketBeat.com Staff

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