Positive News Sentiment NASDAQ:UCBI United Community Banks - UCBI Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding United Community Banks, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $33.26 -0.48 (-1.42%) (As of 02/8/2023 12:00 AM ET) Add Compare Share Share Today's Range$33.16▼$33.6850-Day Range$31.01▼$38.6852-Week Range$27.85▼$39.50Volume340,615 shsAverage Volume563,212 shsMarket Capitalization$3.53 billionP/E Ratio13.20Dividend Yield2.64%Price Target$35.00 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability United Community Banks MarketRank™ ForecastAnalyst RatingHold2.25 Rating ScoreUpside/Downside5.2% Upside$35.00 Price TargetShort InterestHealthy1.86% of Shares Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.46Upright™ Environmental ScoreNews Sentiment1.77Based on 4 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.19 out of 5 starsFinance Sector469th out of 857 stocksState Commercial Banks Industry104th out of 181 stocks 1.1 Analyst's Opinion Consensus RatingUnited Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $35.00, United Community Banks has a forecasted upside of 5.2% from its current price of $33.26.Amount of Analyst CoverageUnited Community Banks has only been the subject of 3 research reports in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted1.86% of the outstanding shares of United Community Banks have been sold short.Short Interest Ratio / Days to CoverUnited Community Banks has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Community Banks has recently decreased by 4.83%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend YieldUnited Community Banks pays a meaningful dividend of 2.64%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Community Banks has been increasing its dividend for 8 years.Dividend CoverageThe dividend payout ratio of United Community Banks is 34.92%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Community Banks will have a dividend payout ratio of 28.57% next year. This indicates that United Community Banks will be able to sustain or increase its dividend. Previous Next 3.3 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUnited Community Banks has received a 35.42% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Wire transfer services", "Home equity loans", "Mortgages provided by brick and mortar banks", "Debit cards", and "Consumer savings accounts provided by brick and mortar banks" products. See details.Environmental SustainabilityThe Environmental Impact score for United Community Banks is -0.46. Previous Next 3.8 News and Social Media Coverage News SentimentUnited Community Banks has a news sentiment score of 1.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.56 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for United Community Banks this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for UCBI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows7 people have added United Community Banks to their MarketBeat watchlist in the last 30 days. This is an increase of 600% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Community Banks insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.54% of the stock of United Community Banks is held by insiders.Percentage Held by Institutions85.41% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.3 Earnings and Valuation Earnings GrowthEarnings for United Community Banks are expected to remain at $3.08 per share in the coming year.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Community Banks is 13.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 151.02.Price to Earnings Ratio vs. SectorThe P/E ratio of United Community Banks is 13.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 190.41.Price to Book Value per Share RatioUnited Community Banks has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Community Banks (NASDAQ:UCBI) StockUnited Community Banks, Inc. is a bank holding company, which engages in the provision of consumer and business banking services. The firm caters to individuals and small and medium-sized businesses. It offers checking, savings, mortgages, borrowing, digital baking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Blairsville, GA.Read More Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Stock News HeadlinesJanuary 19, 2023 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) Q4 2022 Earnings Call TranscriptJanuary 18, 2023 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q4 2022 Earnings Call TranscriptFebruary 9, 2023 | Vector Vest (Ad)Free Stock Analysis Report: Get Buy, Sell, or Hold RecommendationGet a full report that tells you what a stock is really worth, how safe the stock is, and if the timing is right to buy the stock. Plus a definitive Buy, Sell, Hold recommendation. January 17, 2023 | seekingalpha.comUnited Community Banks: Let It Pull BackJanuary 17, 2023 | finance.yahoo.comUnited Community Banks (UCBI) Lags Q4 Earnings EstimatesJanuary 17, 2023 | finance.yahoo.comUnited Community Banks, Inc. Reports Fourth Quarter 2022 ResultsJanuary 16, 2023 | benzinga.comEarnings Outlook For United Community BanksJanuary 3, 2023 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Fourth Quarter 2022 Earnings Release and Conference CallFebruary 9, 2023 | Vector Vest (Ad)Free Stock Analysis Report: See the Right Way to Analyze StocksGet a full report that tells you what a stock is really worth, how safe the stock is, and if the timing is right to buy the stock. Plus a definitive Buy, Sell, Hold recommendation. January 2, 2023 | finance.yahoo.comHere’s Why You Should Invest in United Community Banks (UCBI)December 21, 2022 | finance.yahoo.comUnited Community Banks, Inc. (NASDAQ:UCBI) is largely controlled by institutional shareholders who own 87% of the companyNovember 16, 2022 | seekingalpha.comUnited Community Banks Combines Solid Execution With An Ongoing M&A Growth StoryNovember 15, 2022 | finance.yahoo.comUnited Community Bank Earns 6th Consecutive Recognition as a Best Banks to Work ForNovember 9, 2022 | finance.yahoo.comUnited Community Banks Third Quarter 2022 Earnings: Beats ExpectationsOctober 24, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Is Up 3.56% in One Week: What You Should KnowOctober 23, 2022 | finance.yahoo.comInvesting in United Community Banks (NASDAQ:UCBI) five years ago would have delivered you a 46% gainOctober 19, 2022 | seekingalpha.comUnited Community Banks, Inc. (UCBI) Q3 2022 Earnings Call TranscriptOctober 18, 2022 | finance.yahoo.comUnited Community Banks (UCBI) Meets Q3 Earnings EstimatesOctober 18, 2022 | msn.comUnited Community Banks: Q3 Earnings InsightsOctober 1, 2022 | seekingalpha.comUCBI United Community Banks, Inc.September 30, 2022 | finance.yahoo.comUnited Community Banks, Inc. Announces Date for Third Quarter 2022 Earnings Release and Conference CallSeptember 21, 2022 | finance.yahoo.comUnited Community Banks, Inc. (UCBI)September 11, 2022 | nasdaq.comUnited Community Banks, Inc. (NASDAQ:UCBI) Passed Our Checks, And It's About To Pay A US$0.22 DividendSeptember 6, 2022 | nasdaq.comUnited Community Banks Enters Oversold Territory (UCBI)August 29, 2022 | nasdaq.comUnited Community Banks Breaks Below 200-Day Moving Average - Notable for UCBIAugust 16, 2022 | reuters.comUnited Community Banks IncAugust 10, 2022 | finance.yahoo.comUnited Community Bank names new state leaderSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive UCBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter. Email Address UCBI Company Calendar Ex-Dividend for 1/5 Dividend12/14/2022Dividend Payable1/05/2023Last Earnings1/17/2023Today2/09/2023Next Earnings (Estimated)4/18/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:UCBI CUSIP90984P30 CIK857855 Webwww.ucbi.com Phone(706) 781-2265Fax706-745-8960Employees2,921Year FoundedN/APrice Target and Rating Average Stock Price Forecast$35.00 High Stock Price Forecast$36.00 Low Stock Price Forecast$34.00 Forecasted Upside/Downside+5.2%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.52 Trailing P/E Ratio13.20 Forward P/E Ratio10.80 P/E GrowthN/ANet Income$277.47 million Net Margins29.18% Pretax Margin37.44% Return on Equity11.37% Return on Assets1.22% Debt Debt-to-Equity Ratio0.34 Current Ratio0.78 Quick Ratio0.78 Sales & Book Value Annual Sales$868.13 million Price / Sales4.07 Cash Flow$2.82 per share Price / Cash Flow11.81 Book Value$24.53 per share Price / Book1.36Miscellaneous Outstanding Shares106,170,000Free Float105,597,000Market Cap$3.53 billion OptionableOptionable Beta0.98 Key ExecutivesHerbert Lynn HartonChairman, President & Chief Executive OfficerJefferson L. HarralsonChief Financial Officer & Executive Vice PresidentMark TerryChief Information OfficerRobert A. EdwardsChief Risk Officer & Executive Vice PresidentMelinda Davis LuxSecretary, Executive VP & General CounselKey CompetitorsCVB FinancialNASDAQ:CVBFTexas Capital BancsharesNASDAQ:TCBIAmeris BancorpNASDAQ:ABCBCathay General BancorpNASDAQ:CATYIndependent BankNASDAQ:INDBView All CompetitorsInsiders & InstitutionsThrivent Financial for LutheransSold 735 shares on 2/8/2023Ownership: 0.103%UBS Group AGBought 3,859 shares on 2/8/2023Ownership: 0.045%Arizona State Retirement SystemBought 1,115 shares on 2/8/2023Ownership: 0.028%Raymond James Financial Services Advisors Inc.Bought 467 shares on 2/8/2023Ownership: 0.009%Van ECK Associates CorpBought 3,391 shares on 2/8/2023Ownership: 0.003%View All Insider TransactionsView All Institutional Transactions UCBI Stock - Frequently Asked Questions Should I buy or sell United Community Banks stock right now? 4 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" UCBI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in UCBI, but not buy additional shares or sell existing shares. View UCBI analyst ratings or view top-rated stocks. What is United Community Banks' stock price forecast for 2023? 4 Wall Street analysts have issued 1 year price objectives for United Community Banks' stock. Their UCBI share price forecasts range from $34.00 to $36.00. On average, they predict the company's share price to reach $35.00 in the next twelve months. This suggests a possible upside of 5.2% from the stock's current price. View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts. How have UCBI shares performed in 2023? United Community Banks' stock was trading at $33.80 at the beginning of the year. Since then, UCBI stock has decreased by 1.6% and is now trading at $33.26. View the best growth stocks for 2023 here. When is United Community Banks' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 18th 2023. View our UCBI earnings forecast. How were United Community Banks' earnings last quarter? United Community Banks, Inc. (NASDAQ:UCBI) issued its earnings results on Tuesday, January, 17th. The financial services provider reported $0.75 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.83 by $0.08. The financial services provider earned $243.24 million during the quarter, compared to analyst estimates of $239.50 million. United Community Banks had a trailing twelve-month return on equity of 11.37% and a net margin of 29.18%. How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks? United Community Banks announced a quarterly dividend on Thursday, November 10th. Investors of record on Thursday, December 15th will be paid a dividend of $0.22 per share on Thursday, January 5th. This represents a $0.88 dividend on an annualized basis and a yield of 2.65%. The ex-dividend date of this dividend is Wednesday, December 14th. Read our dividend analysis for UCBI. Is United Community Banks a good dividend stock? United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.88 per share and currently has a dividend yield of 2.64%. The company has been increasing its dividend for 8 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 34.92%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 28.57% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UCBI. What is Lynn Harton's approval rating as United Community Banks' CEO? 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees. What other stocks do shareholders of United Community Banks own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO). What is United Community Banks' stock symbol? United Community Banks trades on the NASDAQ under the ticker symbol "UCBI." Who are United Community Banks' major shareholders? United Community Banks' stock is owned by many different institutional and retail investors. Top institutional investors include Fisher Asset Management LLC (0.79%), New York State Common Retirement Fund (0.70%), Vaughan Nelson Investment Management L.P. (0.60%), Cidel Asset Management Inc. (0.40%), Ziegler Capital Management LLC (0.33%) and Peregrine Capital Management LLC (0.28%). Insiders that own company stock include Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Kenneth L Daniels, Richard Bradshaw, Robert A Edwards, Robert H Blalock and Thomas A Richlovsky. View institutional ownership trends. How do I buy shares of United Community Banks? Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Community Banks' stock price today? One share of UCBI stock can currently be purchased for approximately $33.26. How much money does United Community Banks make? United Community Banks (NASDAQ:UCBI) has a market capitalization of $3.53 billion and generates $950.86 million in revenue each year. The financial services provider earns $277.47 million in net income (profit) each year or $2.52 on an earnings per share basis. How many employees does United Community Banks have? The company employs 2,921 workers across the globe. How can I contact United Community Banks? United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960. This page (NASDAQ:UCBI) was last updated on 2/9/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.