NASDAQ:UCBIUnited Community Banks Stock Price, Forecast & News

$17.95

-0.40 (-2.18 %)

(As of 05/25/2020 04:00 PM ET)

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Today's Range

$17.67

Now: $17.95▼

$18.61

50-Day Range

$15.86

MA: $18.53▼

$22.05

52-Week Range

$14.95

Now: $17.95▼

$31.66

Volume317,164 shs

Average Volume653,239 shs

Market Capitalization$1.41 billion

P/E Ratio8.31

Dividend Yield4.01%

Beta1.39

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides retail and corporate banking services to individuals and businesses. It offers various deposit accounts, such as checking accounts, savings and time deposits accounts, NOW accounts, money market deposits, and certificates of deposit. The company also provides secured and unsecured loans that include commercial real estate, commercial and industrial, commercial construction, residential construction and mortgage, and indirect auto loans, as well as home equity lines of credits and fixed and adjustable-rate home mortgage loans. It also offers wire transfers, brokerage services, and other financial services, as well as risk management, payment processing, and merchant services. In addition, the company owns an insurance agency. As of December 31, 2017, it operated 156 locations in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is based in Blairsville, Georgia.

Beat the Market (BTM) Rank^™

3.1 Analyst's Opinion

Consensus Rating
United Community Banks has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $27.13, United Community Banks has a potential upside of 51.1% from its current price of $17.95.
Amount of Analyst Coverage
United Community Banks has only been the subject of 2 research reports in the past 90 days.

2.2 Community Rank

Outperform Votes
United Community Banks has received 286 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
United Community Banks has received 352 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
United Community Banks has received 55.17% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about United Community Banks and other stocks. Vote “Outperform” if you believe UCBI will outperform the S&P 500 over the long term. Vote “Underperform” if you believe UCBI will underperform the S&P 500 over the long term. You may vote once every thirty days.

3.3 Dividend Strength

Dividend Leadership
United Community Banks is a leading dividend payer. It pays a dividend yield of 4.01%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
United Community Banks has only been increasing its dividend for 4 years.
Dividend Coverage
The dividend payout ratio of United Community Banks is 30.25 %. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, United Community Banks will have a dividend payout ratio of 41.62 % next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

1.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Community Banks insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 1.17% of the stock of United Community Banks is held by insiders.
Percentage Held by Institutions
89.79% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5 Earnings and Valuation

Earnings Growth
Earnings for United Community Banks are expected to grow by 8.81% in the coming year, from $1.59 to $1.73 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of United Community Banks is 8.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 12.97.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Community Banks is 8.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 14.23.
Price to Book Value per Share Ratio
United Community Banks has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

2.43 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry State commercial banks

Sub-IndustryRegional Banks

SectorFinance

Current SymbolNASDAQ:UCBI

Previous Symbol

CUSIP90984P30

CIK857855

Webwww.ucbi.com

Phone706-781-2265

Debt

Debt-to-Equity Ratio0.13

Current Ratio0.85

Quick Ratio0.84

Price-To-Earnings

Trailing P/E Ratio8.31

Forward P/E Ratio11.29

P/E GrowthN/A

Sales & Book Value

Annual Sales$657.42 million

Price / Sales2.14

Cash Flow$2.72 per share

Price / Cash Flow6.59

Book Value$20.70 per share

Price / Book0.87

Profitability

EPS (Most Recent Fiscal Year)$2.38

Net Income$185.72 million

Net Margins25.98%

Return on Equity11.07%

Return on Assets1.38%

Miscellaneous

Employees2,309

Outstanding Shares78,290,000

Market Cap$1.41 billion

Next Earnings Date7/28/2020 (Estimated)

OptionableOptionable

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United Community Banks (NASDAQ:UCBI) Frequently Asked Questions

How has United Community Banks' stock been impacted by COVID-19 (Coronavirus)?

United Community Banks' stock was trading at $19.15 on March 11th, 2020 when Coronavirus (COVID-19) reached pandemic status according to the World Health Organization (WHO). Since then, UCBI shares have decreased by 6.3% and is now trading at $17.95. View which stocks have been most impacted by Coronavirus.

Do Wall Street analysts recommend investors buy shares of United Community Banks?

4 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last year. There are currently 3 hold ratings and 1 buy rating for the stock, resulting in a consensus recommendation of "Hold." View analyst ratings for United Community Banks.

When is United Community Banks' next earnings date?

United Community Banks is scheduled to release its next quarterly earnings announcement on Tuesday, July 28th 2020. View our earnings forecast for United Community Banks.

How were United Community Banks' earnings last quarter?

United Community Banks, Inc. (NASDAQ:UCBI) released its earnings results on Tuesday, April, 21st. The financial services provider reported $0.41 earnings per share (EPS) for the quarter, missing the Thomson Reuters' consensus estimate of $0.47 by $0.06. The financial services provider had revenue of $144.42 million for the quarter, compared to analysts' expectations of $141.58 million. United Community Banks had a net margin of 25.98% and a return on equity of 11.07%. During the same quarter in the prior year, the business posted $0.56 earnings per share. View United Community Banks' earnings history.

How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?

United Community Banks declared a quarterly dividend on Wednesday, May 6th. Shareholders of record on Monday, June 15th will be paid a dividend of $0.18 per share on Monday, July 6th. This represents a $0.72 annualized dividend and a yield of 4.01%. The ex-dividend date of this dividend is Friday, June 12th. View United Community Banks' dividend history.

What price target have analysts set for UCBI?

4 brokers have issued 1-year price objectives for United Community Banks' shares. Their forecasts range from $23.00 to $33.00. On average, they anticipate United Community Banks' stock price to reach $27.13 in the next year. This suggests a possible upside of 51.1% from the stock's current price. View analysts' price targets for United Community Banks.

Has United Community Banks been receiving favorable news coverage?

News articles about UCBI stock have trended extremely negative on Tuesday, InfoTrie Sentiment reports. InfoTrie identifies positive and negative news coverage by monitoring more than six thousand news and blog sources in real time. The firm ranks coverage of companies on a scale of negative five to five, with scores closest to five being the most favorable. United Community Banks earned a media sentiment score of -4.8 on InfoTrie's scale. They also gave news articles about the financial services provider a news buzz of 0.0 out of 10, meaning that recent news coverage is extremely unlikely to have an effect on the company's share price in the near future. View the latest news aboutUnited Community Banks.

Are investors shorting United Community Banks?

United Community Banks saw a increase in short interest in the month of May. As of May 15th, there was short interest totaling 2,180,000 shares, an increase of 13.5% from the April 30th total of 1,920,000 shares. Based on an average daily trading volume, of 567,800 shares, the short-interest ratio is presently 3.8 days. Approximately 2.8% of the shares of the company are sold short. View United Community Banks' Current Options Chain.

Who are some of United Community Banks' key competitors?

Some companies that are related to United Community Banks include Truist Financial (TFC), PNC Financial Services Group (PNC), SunTrust Banks (STI), First Republic Bank (FRC), M&T Bank (MTB), Fifth Third Bancorp (FITB), KeyCorp (KEY), SVB Financial Group (SIVB), Regions Financial (RF), Huntington Bancshares (HBAN), Commerce Bancshares (CBSH), Prosperity Bancshares (PB), Signature Bank (SBNY), Zions Bancorporation NA (ZION) and East West Bancorp (EWBC). View all competitors.

What other stocks do shareholders of United Community Banks own?

Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Co (WFC), Energy Transfer LP Unit (ET), Harley-Davidson (HOG), Ring Energy (REI), Ring Energy (REI), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY) and Realty Income (O).

Who are United Community Banks' key executives?

United Community Banks' management team includes the following people:

Mr. Jimmy Carl Tallent, Exec. Chairman (Age 66)
Mr. Herbert Lynn Harton, Pres, CEO & Director (Age 57)
Mr. Jefferson Lee Harralson CFA, Exec. VP & CFO (Age 53)
Mr. William M. Gilbert, Pres of Community Banking (Age 66)
Mr. Alan H. Kumler, Chief Accounting Officer, Sr. VP & Controller

What is United Community Banks' stock symbol?

United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."

Who are United Community Banks' major shareholders?

United Community Banks' stock is owned by a variety of institutional and retail investors. Top institutional shareholders include BlackRock Inc. (14.56%), State Street Corp (3.81%), Janus Henderson Group PLC (3.33%), Schroder Investment Management Group (2.61%), Bank of New York Mellon Corp (2.43%) and Vaughan Nelson Investment Management L.P. (2.13%). Company insiders that own United Community Banks stock include Alan H Kumler, Bill M Gilbert, Bradley J Miller, Kenneth L Daniels and L Cathy Cox. View institutional ownership trends for United Community Banks.

Which major investors are selling United Community Banks stock?

UCBI stock was sold by a variety of institutional investors in the last quarter, including Morgan Stanley, Vaughan Nelson Investment Management L.P., Principal Financial Group Inc., UBS Group AG, Elizabeth Park Capital Advisors Ltd., SG Americas Securities LLC, JPMorgan Chase & Co., and Schroder Investment Management Group. View insider buying and selling activity for United Community Banks.

Which major investors are buying United Community Banks stock?

UCBI stock was acquired by a variety of institutional investors in the last quarter, including Ziegler Capital Management LLC, Janus Henderson Group PLC, Deutsche Bank AG, State Street Corp, BlackRock Inc., First Trust Advisors LP, Geode Capital Management LLC, and Wellington Management Group LLP. Company insiders that have bought United Community Banks stock in the last two years include Kenneth L Daniels, and L Cathy Cox. View insider buying and selling activity for United Community Banks.

How do I buy shares of United Community Banks?

Shares of UCBI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is United Community Banks' stock price today?

One share of UCBI stock can currently be purchased for approximately $17.95.

How big of a company is United Community Banks?

United Community Banks has a market capitalization of $1.41 billion and generates $657.42 million in revenue each year. The financial services provider earns $185.72 million in net income (profit) each year or $2.38 on an earnings per share basis. United Community Banks employs 2,309 workers across the globe.

What is United Community Banks' official website?

The official website for United Community Banks is www.ucbi.com.

How can I contact United Community Banks?

United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The financial services provider can be reached via phone at 706-781-2265.

This page was last updated on 5/26/2020 by MarketBeat.com Staff