United Community Banks Company Profile (NASDAQ:UCBI)

About United Community Banks (NASDAQ:UCBI)

United Community Banks logoUnited Community Banks, Inc. (United) is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Commercial Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:UCBI
  • CUSIP: 90984P30
  • Web: www.ucbi.com
Capitalization:
  • Market Cap: $2.09486 billion
  • Outstanding Shares: 70,982,000
Average Prices:
  • 50 Day Moving Avg: $27.29
  • 200 Day Moving Avg: $27.18
  • 52 Week Range: $20.26 - $30.47
P/E:
  • Trailing P/E Ratio: 19.55
  • Foreward P/E Ratio: 15.68
  • P/E Growth: 17.52
Sales & Book Value:
  • Annual Revenue: $424.67 million
  • Price / Sales: 4.77
  • Book Value: $15.96 per share
  • Price / Book: 1.79
Dividend:
  • Annual Dividend: $0.40
  • Dividend Yield: 1.4%
Profitability:
  • Net Margins: 23.07%
  • Return on Equity: 10.42%
  • Return on Assets: 1.07%
Debt:
  • Debt-to-Equity Ratio: 0.75%
  • Current Ratio: 0.82%
  • Quick Ratio: 0.82%
Misc:
  • Average Volume: 350,183 shs.
  • Beta: 0.87
  • Short Ratio: 4.97
 

Frequently Asked Questions for United Community Banks (NASDAQ:UCBI)

What is United Community Banks' stock symbol?

United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."

How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?

United Community Banks declared a quarterly dividend on Wednesday, August 9th. Shareholders of record on Friday, September 15th will be paid a dividend of $0.10 per share on Thursday, October 5th. This represents a $0.40 annualized dividend and a yield of 1.40%. The ex-dividend date of this dividend is Thursday, September 14th. This is a positive change from United Community Banks's previous quarterly dividend of $0.09. View United Community Banks' Dividend History.

How were United Community Banks' earnings last quarter?

United Community Banks, Inc. (NASDAQ:UCBI) released its earnings results on Wednesday, July, 26th. The company reported $0.41 earnings per share for the quarter, beating analysts' consensus estimates of $0.40 by $0.01. The business earned $108 million during the quarter, compared to analysts' expectations of $110.49 million. United Community Banks had a net margin of 23.07% and a return on equity of 10.42%. United Community Banks's quarterly revenue was up 9.4% compared to the same quarter last year. During the same period last year, the firm posted $0.36 EPS. View United Community Banks' Earnings History.

When will United Community Banks make its next earnings announcement?

United Community Banks is scheduled to release their next quarterly earnings announcement on Wednesday, October, 25th 2017. View Earnings Estimates for United Community Banks.

Where is United Community Banks' stock going? Where will United Community Banks' stock price be in 2017?

7 brokers have issued twelve-month price targets for United Community Banks' shares. Their forecasts range from $29.00 to $33.00. On average, they expect United Community Banks' stock price to reach $31.14 in the next year. View Analyst Ratings for United Community Banks.

What are analysts saying about United Community Banks stock?

Here are some recent quotes from research analysts about United Community Banks stock:

  • 1. According to Zacks Investment Research, "United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank. " (10/18/2017)
  • 2. Stephens analysts commented, "We also expect additional commentary on its two pending acquisitions of HCFB and FOFN that are anticipated to close in 3Q17 and 4Q17, respectively.WereiterateourEW rating." (7/26/2017)

Who are some of United Community Banks' key competitors?

Who are United Community Banks' key executives?

United Community Banks' management team includes the folowing people:

  • Jimmy C. Tallent, Chairman of the Board, Chief Executive Officer
  • H. Lynn Harton, President, Chief Operating Officer, Director
  • Jefferson L. Harralson CFA, Chief Financial Officer, Executive Vice President
  • William M. Gilbert, President - Community Banking
  • Robert A. Edwards, Executive Vice President, Chief Credit Officer
  • W. C. Nelson Jr., Lead Independent Director
  • Robert H. Blalock, Independent Director
  • L. Cathy Cox, Independent Director
  • Kenneth L. Daniels, Independent Director
  • Thomas A. Richlovsky CPA., Independent Director

How do I buy United Community Banks stock?

Shares of United Community Banks can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is United Community Banks' stock price today?

One share of United Community Banks stock can currently be purchased for approximately $28.54.


MarketBeat Community Rating for United Community Banks (NASDAQ UCBI)
Community Ranking:  2.4 out of 5 (star star)
Outperform Votes:  138 (Vote Outperform)
Underperform Votes:  150 (Vote Underperform)
Total Votes:  288
MarketBeat's community ratings are surveys of what our community members think about United Community Banks and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for United Community Banks (NASDAQ:UCBI) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 2 Hold Ratings, 4 Buy Ratings, 1 Strong Buy Rating
Consensus Rating:Buy (Score: 2.86)
Consensus Price Target: $31.14 (9.12% upside)
Consensus Price Target History for United Community Banks (NASDAQ:UCBI)
Price Target History for United Community Banks (NASDAQ:UCBI)
Analysts' Ratings History for United Community Banks (NASDAQ:UCBI)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/12/2017SunTrust Banks, Inc.Reiterated RatingBuy$33.00N/AView Rating Details
8/16/2017FIG PartnersUpgradeMarket Perform -> Outperform$32.00MediumView Rating Details
7/27/2017Raymond James Financial, Inc.Lower Price TargetStrong-Buy$32.00 -> $31.00MediumView Rating Details
7/26/2017StephensReiterated RatingHold$29.00LowView Rating Details
5/3/2017Hovde GroupUpgradeMarket Perform -> Outperform$31.00LowView Rating Details
4/10/2017Keefe, Bruyette & WoodsSet Price TargetHold$30.00LowView Rating Details
12/15/2016Citigroup Inc.DowngradeOutperform$32.00N/AView Rating Details
(Data available from 10/22/2015 forward)

Earnings

Earnings History for United Community Banks (NASDAQ:UCBI)
Earnings by Quarter for United Community Banks (NASDAQ:UCBI)
Earnings History by Quarter for United Community Banks (NASDAQ UCBI)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/24/2017$0.40N/AView Earnings Details
7/26/2017Q2 2017$0.40$0.41$110.49 million$108.00 millionViewN/AView Earnings Details
4/26/2017Q1 2017$0.38$0.39$104.30 million$104.83 millionViewN/AView Earnings Details
1/25/2017Q416$0.39$0.40$105.20 million$106.20 millionViewListenView Earnings Details
10/26/2016Q316$0.37$0.39$105.13 million$105.35 millionViewListenView Earnings Details
7/27/2016Q216$0.35$0.36$96.07 million$98.42 millionViewListenView Earnings Details
4/27/2016Q116$0.32$0.33$94.03 million$93.56 millionViewListenView Earnings Details
1/20/2016Q415$0.33$0.33$92.47 million$95.05 millionViewListenView Earnings Details
10/27/2015Q315$0.33$0.33$84.03 million$83.72 millionViewListenView Earnings Details
7/22/2015Q215$0.31$0.32$76.93 million$78.58 millionViewListenView Earnings Details
4/22/2015Q1$0.29$0.29$72.57 million$72.92 millionViewN/AView Earnings Details
1/21/2015Q414$0.30$0.30$72.47 million$72.76 millionViewN/AView Earnings Details
10/23/2014Q314$0.29$0.29$70.65 million$71.38 millionViewListenView Earnings Details
7/24/2014Q214$0.27$0.27$67.87 million$69.09 millionViewN/AView Earnings Details
4/24/2014Q114$0.25$0.25$68.93 million$65.99 millionViewN/AView Earnings Details
1/23/2014Q4 13$0.22$0.22$68.75 million$66.40 millionViewN/AView Earnings Details
10/24/2013Q313$0.19$0.21$66.42 millionViewN/AView Earnings Details
7/25/2013Q2 2013($0.04)$3.90$67.43 millionViewN/AView Earnings Details
4/25/2013Q1 2013$0.17$0.15$69.71 millionViewN/AView Earnings Details
1/24/2013Q4 2012$0.12$0.11$68.43 millionViewN/AView Earnings Details
10/25/2012$0.12$0.13ViewN/AView Earnings Details
7/26/2012$0.17$0.06ViewN/AView Earnings Details
4/26/2012$0.14$0.15ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for United Community Banks (NASDAQ:UCBI)
2017 EPS Consensus Estimate: $1.61
2018 EPS Consensus Estimate: $1.84
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20172$0.36$0.40$0.38
Q2 20172$0.40$0.41$0.41
Q3 20172$0.40$0.41$0.41
Q4 20172$0.42$0.42$0.42
Q1 20182$0.42$0.43$0.43
Q2 20182$0.45$0.46$0.46
Q3 20182$0.47$0.48$0.48
Q4 20182$0.48$0.49$0.49
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for United Community Banks (NASDAQ:UCBI)
Most Recent Dividend:10/5/2017
Annual Dividend:$0.40
Dividend Yield:1.40%
Payout Ratio:27.40% (Trailing 12 Months of Earnings)
24.69% (Based on This Year's Estimates)
21.98% (Based on Next Year's Estimates)
Dividend Payments by Quarter for United Community Banks (NASDAQ:UCBI)

Dividend History by Quarter for United Community Banks (NASDAQ UCBI)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
8/9/2017quarterly$0.101.49%9/14/20179/15/201710/5/2017
5/25/2017quarterly$0.091.34%6/13/20176/15/20177/5/2017
2/17/2017quarterly$0.081.1%3/13/20173/15/20174/5/2017
11/7/2016Quarterly$0.0812/13/201612/15/20161/5/2017
7/27/2016Quarterly$0.089/13/20169/15/201610/5/2016
5/16/2016Quarterly$0.076/13/20166/15/20167/1/2016
2/8/2016Quarterly$0.073/11/20163/15/20164/1/2016
11/4/2015Quarterly$0.0612/11/201512/15/20151/4/2016
8/13/2015$0.069/11/20159/15/201510/1/2015
5/28/2015quarterly$0.051.05%6/11/20156/15/20157/1/2015
2/13/2015quarterly$0.051.04%3/11/20153/15/20154/1/2015
10/16/2014quarterly$0.051.26%12/12/201412/15/20141/2/2015
8/25/2014quarterly$0.030.7%9/12/20149/16/201410/1/2014
5/14/2014quarterly$0.036/12/20146/16/20147/1/2014
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for United Community Banks (NASDAQ:UCBI)
Insider Ownership Percentage: 2.18%
Institutional Ownership Percentage: 86.71%
Insider Trades by Quarter for United Community Banks (NASDAQ:UCBI)
Institutional Ownership by Quarter for United Community Banks (NASDAQ:UCBI)
Insider Trades by Quarter for United Community Banks (NASDAQ:UCBI)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
8/11/2017Robert A EdwardsEVPSell11,550$26.06$300,993.00View SEC Filing  
5/6/2016Nicholas B PaumgartenDirectorSell7,300,047$19.66$143,518,924.02View SEC Filing  
11/25/2015Nicholas B PaumgartenDirectorSell3,000,000$20.15$60,450,000.00View SEC Filing  
6/11/2015Bradley J MillerEVPSell1,500$19.55$29,325.00View SEC Filing  
5/26/2015W C Nelson JrDirectorBuy5,000$18.80$94,000.00View SEC Filing  
5/18/2015Tim WallisDirectorBuy10,000$18.75$187,500.00View SEC Filing  
12/8/2014Michael J BurkeSVPSell1,138$18.75$21,337.50View SEC Filing  
11/24/2014Michael J BurkeSVPSell1,000$18.35$18,350.00View SEC Filing  
9/12/2014Michael J BurkeSVPSell1,200$18.17$21,804.00View SEC Filing  
5/16/2014Thomas RichlovskyDirectorBuy5,000$15.25$76,250.00View SEC Filing  
3/25/2013Thomas A RichlovskyDirectorBuy3,000$11.25$33,750.00View SEC Filing  
9/5/2012Glenn S WhiteInsiderSell7,000$8.37$58,590.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

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United Community Banks (UCBI) Chart for Sunday, October, 22, 2017

This page was last updated on 10/22/2017 by MarketBeat.com Staff

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