NASDAQ:UCBI

United Community Banks (UCBI) Stock Forecast, Price & News

$24.77

-0.46 (-1.82%)

(As of 09/26/2023 ET)

Compare

Today's Range: $24.72
▼
$25.28
50-Day Range: $24.71
▼
$30.15
52-Week Range: $20.37
▼
$39.50

Volume: 600,258 shs
Average Volume: 525,287 shs
Market Capitalization: $2.94 billion

P/E Ratio: 9.79
Dividend Yield: 3.71%
Price Target: $30.80

United Community Banks MarketRank™ Forecast

Analyst Rating: Moderate Buy
2.50 Rating Score
Upside/Downside: 24.3% Upside
$30.80 Price Target
Short Interest: Healthy
3.87% of Shares Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.46
Upright™ Environmental Score
News Sentiment: 0.81
Based on 4 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: 7.62%
From $2.23 to $2.40 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.75 out of 5 stars

Finance Sector

199th out of 833 stocks

State Commercial Banks Industry

53rd out of 172 stocks

2.3

Analyst's Opinion

Consensus Rating
United Community Banks has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, 3 hold ratings, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $30.80, United Community Banks has a forecasted upside of 24.3% from its current price of $24.77.
Amount of Analyst Coverage
United Community Banks has only been the subject of 4 research reports in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
3.87% of the outstanding shares of United Community Banks have been sold short.
Short Interest Ratio / Days to Cover
United Community Banks has a short interest ratio ("days to cover") of 8.
Change versus previous month
Short interest in United Community Banks has recently decreased by 5.74%, indicating that investor sentiment is improving significantly.

4.2

Dividend Strength

Dividend Leadership
United Community Banks is a leading dividend payer. It pays a dividend yield of 3.65%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
United Community Banks has been increasing its dividend for 9 years.
Dividend Coverage
The dividend payout ratio of United Community Banks is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, United Community Banks will have a dividend payout ratio of 38.33% next year. This indicates that United Community Banks will be able to sustain or increase its dividend.

3.3

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
United Community Banks has received a 35.42% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Wire transfer services", "Home equity loans", "Mortgages provided by brick and mortar banks", "Debit cards", and "Consumer savings accounts provided by brick and mortar banks" products. See details.
Environmental Sustainability
The Environmental Impact score for United Community Banks is -0.46.

2.7

News and Social Media Coverage

News Sentiment
United Community Banks has a news sentiment score of 0.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for United Community Banks this week, compared to 2 articles on an average week.
Search Interest
Only 1 people have searched for UCBI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
MarketBeat Follows
81 people have added United Community Banks to their MarketBeat watchlist in the last 30 days. This is an increase of 8,000% compared to the previous 30 days.

1.7

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Community Banks insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 0.55% of the stock of United Community Banks is held by insiders.
Percentage Held by Institutions
80.99% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5

Earnings and Valuation

Earnings Growth
Earnings for United Community Banks are expected to grow by 7.62% in the coming year, from $2.23 to $2.40 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of United Community Banks is 9.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.76.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Community Banks is 9.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 82.47.
Price to Book Value per Share Ratio
United Community Banks has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About United Community Banks (NASDAQ:UCBI) Stock

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

UCBI Price History

30 days | 90 days | 365 days | Advanced Chart

UCBI Stock News Headlines

September 26, 2023 | finance.yahoo.com

Investors in United Community Banks (NASDAQ:UCBI) have seen respectable returns of 62% over the past three years

September 25, 2023 | americanbankingnews.com

United Community Banks, Inc. (NASDAQ:UCBI) Receives Consensus Recommendation of "Moderate Buy" from Brokerages

September 27, 2023 | Stansberry Research (Ad)

A 73-Year-Old Market Signal With 95% Accuracy Just Flashed

This signal has flashed just 24 times in the past 73 years – and it has signaled the exact moment to move your money with 95% accuracy. Now, it's flashing again. Discover where here.

September 17, 2023 | americanbankingnews.com

DA Davidson Cuts United Community Banks (NASDAQ:UCBI) Price Target to $30.00

September 7, 2023 | finance.yahoo.com

Miami-Dade County office center in foreclosure

September 3, 2023 | markets.businessinsider.com

Truist Financial Keeps Their Hold Rating on United Community Banks (UCBI)

August 29, 2023 | finance.yahoo.com

Community banks with Charlotte presence predict Fed will pause rate hikes with recession still in picture

August 1, 2023 | finance.yahoo.com

Seaside Bank and Trust Rebrands as United Community

September 27, 2023 | Stansberry Research (Ad)

A 73-Year-Old Market Signal With 95% Accuracy Just Flashed

This signal has flashed just 24 times in the past 73 years – and it has signaled the exact moment to move your money with 95% accuracy. Now, it's flashing again. Discover where here.

July 22, 2023 | finance.yahoo.com

United Community Banks, Inc. (NASDAQ:UCBI) Q2 2023 Earnings Call Transcript

July 20, 2023 | markets.businessinsider.com

United Community Banks: Organic Loan Growth And M&A Catalysts Counterbalance Q2 Miss, Says Analyst

July 20, 2023 | finance.yahoo.com

United Community Lands a Top Spot on Newsweek's List of Most Trusted Companies in America

July 19, 2023 | markets.businessinsider.com

Analysts Are Bullish on Top Financial Stocks: United Community Banks (UCBI), Western Alliance (WAL)

July 19, 2023 | seekingalpha.com

United Community Banks, Inc. 2023 Q2 - Results - Earnings Call Presentation

July 18, 2023 | finance.yahoo.com

United Community Banks (UCBI) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

July 17, 2023 | msn.com

United Community Banks Earnings Preview

July 5, 2023 | bizjournals.com

First National Bank of South Miami acquisition completed. All the details.

June 29, 2023 | finance.yahoo.com

United Community Banks, Inc. Announces Date for Second Quarter 2023 Earnings Release and Conference Call

June 12, 2023 | seekingalpha.com

United Community Banks Offers Solid 8.7% Yielding Preferred Shares

June 9, 2023 | finance.yahoo.com

There's A Lot To Like About United Community Banks' (NASDAQ:UCBI) Upcoming US$0.23 Dividend

June 2, 2023 | ca.finance.yahoo.com

UCBI - United Community Banks, Inc.

June 1, 2023 | finance.yahoo.com

KBRA Affirms Ratings for United Community Banks, Inc.

May 30, 2023 | finance.yahoo.com

United Community Banks, Inc. (NASDAQ:UCBI) is largely controlled by institutional shareholders who own 85% of the company

May 19, 2023 | seekingalpha.com

United Community Banks declares $0.23 dividend

April 26, 2023 | finance.yahoo.com

United Community Banks, Inc. (NASDAQ:UCBI) Q1 2023 Earnings Call Transcript

April 24, 2023 | markets.businessinsider.com

D.A. Davidson Keeps Their Buy Rating on United Community Banks (UCBI)

April 22, 2023 | msn.com

Truist Securities Maintains United Community Banks (UCBI) Hold Recommendation

See More Headlines

Receive UCBI Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for United Community Banks and its competitors with MarketBeat's FREE daily newsletter.

UCBI Company Calendar

Ex-Dividend for 7/5 Dividend: 6/14/2023
Dividend Payable: 7/05/2023
Last Earnings: 7/19/2023
Ex-Dividend for 10/5 Dividend: 9/14/2023
Today: 9/27/2023
Dividend Payable: 10/05/2023
Next Earnings (Estimated): 10/17/2023
Fiscal Year End: 12/31/2023

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: Regional Banks
Sector: Finance
Current Symbol: NASDAQ:UCBI
CUSIP: 90984P30
CIK: 857855
Web: www.ucbi.com
Phone: (706) 781-2265
Fax: 706-745-8960
Employees: 3,046
Year Founded: N/A

Price Target and Rating

Average Stock Price Forecast: $30.80
High Stock Price Forecast: $33.00
Low Stock Price Forecast: $30.00
Forecasted Upside/Downside: +24.3%
Consensus Rating: Moderate Buy
Rating Score (0-4): 2.50
Research Coverage: 6 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.53
Trailing P/E Ratio: 9.79
Forward P/E Ratio: 11.11
P/E Growth: N/A
Net Income: $277.47 million
Net Margins: 24.81%
Pretax Margin: 31.95%
Return on Equity: 10.79%
Return on Assets: 1.20%

Debt

Debt-to-Equity Ratio: 0.11
Current Ratio: 0.79
Quick Ratio: 0.79

Sales & Book Value

Annual Sales: $931.31 million
Price / Sales: 3.16
Cash Flow: $3.20 per share
Price / Cash Flow: 7.74
Book Value: $24.52 per share
Price / Book: 1.01

Miscellaneous

Outstanding Shares: 118,853,000
Free Float: 118,199,000
Market Cap: $2.94 billion
Optionable: Optionable
Beta: 1.01

Beginner's Guide to Pot Stock Investing

Click the link below and we'll send you MarketBeat's guide to pot stock investing and which pot companies show the most promise.

Get This Free Report

Key Executives

Mr. Herbert Lynn Harton (Age 61)
Chairman & CEO
Comp: $2.54M

Mr. Richard William Bradshaw (Age 61)
Pres & Chief Banking Officer
Comp: $1.07M

Mr. Jefferson Lee Harralson C.F.A. (Age 57)
Exec. VP & CFO
Comp: $1.05M

Ms. Melinda Davis Lux (Age 49)
Exec. VP, Gen. Counsel & Corp. Sec.
Comp: $743.03k

Mr. Robert A. Edwards (Age 58)
Exec. VP & Chief Risk Officer
Comp: $829.2k

Mr. Alan H. Kumler
Chief Accounting Officer, Sr. VP & Controller

Mr. Mark Aaron Terry (Age 56)
Chief Information Officer

Ms. Carol A. Chastain
Chief Compliance Officer

Mr. Abraham A. Cox
Exec. VP & Chief Marketing Officer

Ms. Holly Berry (Age 49)
Chief HR Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

UCBI Stock - Frequently Asked Questions

Should I buy or sell United Community Banks stock right now?: 6 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Community Banks in the last twelve months. There are currently 3 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" UCBI shares.
View UCBI analyst ratings or view top-rated stocks.
What is United Community Banks' stock price forecast for 2023?: 6 analysts have issued twelve-month price objectives for United Community Banks' stock. Their UCBI share price forecasts range from $30.00 to $33.00. On average, they anticipate the company's share price to reach $30.80 in the next year. This suggests a possible upside of 24.3% from the stock's current price.
View analysts price targets for UCBI or view top-rated stocks among Wall Street analysts.
How have UCBI shares performed in 2023?: United Community Banks' stock was trading at $33.80 on January 1st, 2023. Since then, UCBI shares have decreased by 26.7% and is now trading at $24.77.
View the best growth stocks for 2023 here.
When is United Community Banks' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, October 17th 2023.
View our UCBI earnings forecast.
How were United Community Banks' earnings last quarter?: United Community Banks, Inc. (NASDAQ:UCBI) announced its earnings results on Wednesday, July, 19th. The financial services provider reported $0.55 earnings per share for the quarter, missing analysts' consensus estimates of $0.63 by $0.08. The financial services provider earned $332.16 million during the quarter, compared to the consensus estimate of $240.15 million. United Community Banks had a trailing twelve-month return on equity of 10.79% and a net margin of 24.81%. During the same period in the prior year, the business earned $0.66 EPS.
How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?: United Community Banks announced a quarterly dividend on Thursday, August 17th. Investors of record on Friday, September 15th will be paid a dividend of $0.23 per share on Thursday, October 5th. This represents a $0.92 annualized dividend and a dividend yield of 3.71%. The ex-dividend date is Thursday, September 14th.
Read our dividend analysis for UCBI.
What ETFs hold United Community Banks' stock?: ETFs with the largest weight of United Community Banks (NASDAQ:UCBI) stock in their portfolio include Invesco KBW Regional Banking ETF (KBWR), First Trust NASDAQ ABA Community Bank Index Fund (QABA), Invesco S&P SmallCap Financials ETF (PSCF), ProShares Russell 2000 Dividend Growers ETF (SMDV), Invesco S&P SmallCap Low Volatility ETF (XSLV), SPDR S&P Regional Banking ETF (KRE), iShares ESG Screened S&P Small-Cap ETF (XJR) and SPDR S&P 600 Small Cap ETF (SLY).
Is United Community Banks a good dividend stock?: United Community Banks (NASDAQ:UCBI) pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.69%. The company has been increasing its dividend for 9 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 36.36%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UCBI will have a dividend payout ratio of 38.33% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for UCBI.

What is Lynn Harton's approval rating as United Community Banks' CEO?: 11 employees have rated United Community Banks Chief Executive Officer Lynn Harton on Glassdoor.com. Lynn Harton has an approval rating of 82% among the company's employees.
What other stocks do shareholders of United Community Banks own?: Based on aggregate information from My MarketBeat watchlists, some companies that other United Community Banks investors own include Wells Fargo & Company (WFC), Energy Transfer (ET), Harley-Davidson (HOG), AT&T (T), Enbridge (ENB), Invesco (IVZ), KeyCorp (KEY), Realty Income (O), Royal Bank of Canada (RY) and Southern (SO).
What is United Community Banks' stock symbol?: United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."
Who are United Community Banks' major shareholders?: United Community Banks' stock is owned by many different retail and institutional investors. Top institutional investors include BlackRock Inc. (14.58%), State Street Corp (4.59%), Dimensional Fund Advisors LP (3.11%), Earnest Partners LLC (2.85%), Principal Financial Group Inc. (2.16%) and Geode Capital Management LLC (2.04%). Insiders that own company stock include Alan H Kumler, H Lynn Harton, Jefferson L Harralson, Kenneth L Daniels, Richard Bradshaw, Robert A Edwards and Robert H Blalock.
View institutional ownership trends.
How do I buy shares of United Community Banks?: Shares of UCBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is United Community Banks' stock price today?: One share of UCBI stock can currently be purchased for approximately $24.77.
How much money does United Community Banks make?: United Community Banks (NASDAQ:UCBI) has a market capitalization of $2.94 billion and generates $931.31 million in revenue each year. The financial services provider earns $277.47 million in net income (profit) each year or $2.53 on an earnings per share basis.
How many employees does United Community Banks have?: The company employs 3,046 workers across the globe.
How can I contact United Community Banks?: United Community Banks' mailing address is 125 HIGHWAY 515 EAST, BLAIRSVILLE GA, 30512. The official website for the company is www.ucbi.com. The financial services provider can be reached via phone at (706) 781-2265 or via fax at 706-745-8960.

This page (NASDAQ:UCBI) was last updated on 9/27/2023 by MarketBeat.com Staff

Get 30 Days of MarketBeat All Access Free

Best-in-Class Portfolio Monitoring
View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio.
Stock Ideas and Recommendations
Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report.
Advanced Stock Screeners and Research Tools
Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis.

Start Your 30-Day Free Trial