About United Community Banks (NASDAQ:UCBI)
United Community Banks, Inc. (United) is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Commercial Banks
- Sub-Industry: Regional Banks
- Symbol: NASDAQ:UCBI
- CUSIP: 90984P30
- Web: www.ucbi.com
- Market Cap: $2.09486 billion
- Outstanding Shares: 70,982,000
- 50 Day Moving Avg: $27.29
- 200 Day Moving Avg: $27.18
- 52 Week Range: $20.26 - $30.47
Sales & Book Value:
- Trailing P/E Ratio: 19.55
- Foreward P/E Ratio: 15.68
- P/E Growth: 17.52
- Annual Revenue: $424.67 million
- Price / Sales: 4.77
- Book Value: $15.96 per share
- Price / Book: 1.79
- Annual Dividend: $0.40
- Dividend Yield: 1.4%
- Net Margins: 23.07%
- Return on Equity: 10.42%
- Return on Assets: 1.07%
- Debt-to-Equity Ratio: 0.75%
- Current Ratio: 0.82%
- Quick Ratio: 0.82%
- Average Volume: 350,183 shs.
- Beta: 0.87
- Short Ratio: 4.97
Frequently Asked Questions for United Community Banks (NASDAQ:UCBI)
What is United Community Banks' stock symbol?
United Community Banks trades on the NASDAQ under the ticker symbol "UCBI."
How often does United Community Banks pay dividends? What is the dividend yield for United Community Banks?
United Community Banks declared a quarterly dividend on Wednesday, August 9th. Shareholders of record on Friday, September 15th will be paid a dividend of $0.10 per share on Thursday, October 5th. This represents a $0.40 annualized dividend and a yield of 1.40%. The ex-dividend date of this dividend is Thursday, September 14th. This is a positive change from United Community Banks's previous quarterly dividend of $0.09. View United Community Banks' Dividend History.
How were United Community Banks' earnings last quarter?
United Community Banks, Inc. (NASDAQ:UCBI) released its earnings results on Wednesday, July, 26th. The company reported $0.41 earnings per share for the quarter, beating analysts' consensus estimates of $0.40 by $0.01. The business earned $108 million during the quarter, compared to analysts' expectations of $110.49 million. United Community Banks had a net margin of 23.07% and a return on equity of 10.42%. United Community Banks's quarterly revenue was up 9.4% compared to the same quarter last year. During the same period last year, the firm posted $0.36 EPS. View United Community Banks' Earnings History.
When will United Community Banks make its next earnings announcement?
Where is United Community Banks' stock going? Where will United Community Banks' stock price be in 2017?
7 brokers have issued twelve-month price targets for United Community Banks' shares. Their forecasts range from $29.00 to $33.00. On average, they expect United Community Banks' stock price to reach $31.14 in the next year. View Analyst Ratings for United Community Banks.
What are analysts saying about United Community Banks stock?
Here are some recent quotes from research analysts about United Community Banks stock:
- 1. According to Zacks Investment Research, "United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank. " (10/18/2017)
- 2. Stephens analysts commented, "We also expect additional commentary on its two pending acquisitions of HCFB and FOFN that are anticipated to close in 3Q17 and 4Q17, respectively.WereiterateourEW rating." (7/26/2017)
Who are some of United Community Banks' key competitors?
Some companies that are related to United Community Banks include Home BancShares (HOMB), IBERIABANK Corporation (IBKC), MB Financial (MBFI), Associated Banc-Corp (ASB), Chemical Financial Corporation (CHFC), UMB Financial Corporation (UMBF), Bank of Hawaii Corporation (BOH), Sterling Bancorp (STL), Fulton Financial Corporation (FULT), First Financial Bankshares (FFIN), Columbia Banking System (COLB), Hope Bancorp (HOPE), Great Western Bancorp (GWB), Eagle Bancorp (EGBN), Trustmark Corporation (TRMK), ServisFirst Bancshares (SFBS), FCB Financial Holdings (FCB) and Independent Bank Corp. (INDB).
Who are United Community Banks' key executives?
United Community Banks' management team includes the folowing people:
- Jimmy C. Tallent, Chairman of the Board, Chief Executive Officer
- H. Lynn Harton, President, Chief Operating Officer, Director
- Jefferson L. Harralson CFA, Chief Financial Officer, Executive Vice President
- William M. Gilbert, President - Community Banking
- Robert A. Edwards, Executive Vice President, Chief Credit Officer
- W. C. Nelson Jr., Lead Independent Director
- Robert H. Blalock, Independent Director
- L. Cathy Cox, Independent Director
- Kenneth L. Daniels, Independent Director
- Thomas A. Richlovsky CPA., Independent Director
How do I buy United Community Banks stock?
Shares of United Community Banks can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Community Banks' stock price today?
MarketBeat Community Rating for United Community Banks (NASDAQ UCBI)MarketBeat's community ratings are surveys of what our community members think about United Community Banks and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of United Community Banks stock can currently be purchased for approximately $28.54.
Consensus Ratings for United Community Banks (NASDAQ:UCBI) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||2 Hold Ratings, 4 Buy Ratings, 1 Strong Buy Rating|
|Consensus Rating:||Buy (Score: 2.86)|
|Consensus Price Target: ||$31.14 (9.12% upside)|Consensus Price Target History for United Community Banks (NASDAQ:UCBI)
Analysts' Ratings History for United Community Banks (NASDAQ:UCBI)
(Data available from 10/22/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|10/12/2017||SunTrust Banks, Inc.||Reiterated Rating||Buy||$33.00||N/A|
|8/16/2017||FIG Partners||Upgrade||Market Perform -> Outperform||$32.00||Medium|
|7/27/2017||Raymond James Financial, Inc.||Lower Price Target||Strong-Buy||$32.00 -> $31.00||Medium|
|5/3/2017||Hovde Group||Upgrade||Market Perform -> Outperform||$31.00||Low|
|4/10/2017||Keefe, Bruyette & Woods||Set Price Target||Hold||$30.00||Low|
Earnings History for United Community Banks (NASDAQ:UCBI)Earnings History by Quarter for United Community Banks (NASDAQ UCBI)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/26/2017||Q2 2017||$0.40||$0.41||$110.49 million||$108.00 million||View||N/A|
|4/26/2017||Q1 2017||$0.38||$0.39||$104.30 million||$104.83 million||View||N/A|
|1/25/2017||Q416||$0.39||$0.40||$105.20 million||$106.20 million||View||Listen|
|10/26/2016||Q316||$0.37||$0.39||$105.13 million||$105.35 million||View||Listen|
|7/27/2016||Q216||$0.35||$0.36||$96.07 million||$98.42 million||View||Listen|
|4/27/2016||Q116||$0.32||$0.33||$94.03 million||$93.56 million||View||Listen|
|1/20/2016||Q415||$0.33||$0.33||$92.47 million||$95.05 million||View||Listen|
|10/27/2015||Q315||$0.33||$0.33||$84.03 million||$83.72 million||View||Listen|
|7/22/2015||Q215||$0.31||$0.32||$76.93 million||$78.58 million||View||Listen|
|4/22/2015||Q1||$0.29||$0.29||$72.57 million||$72.92 million||View||N/A|
|1/21/2015||Q414||$0.30||$0.30||$72.47 million||$72.76 million||View||N/A|
|10/23/2014||Q314||$0.29||$0.29||$70.65 million||$71.38 million||View||Listen|
|7/24/2014||Q214||$0.27||$0.27||$67.87 million||$69.09 million||View||N/A|
|4/24/2014||Q114||$0.25||$0.25||$68.93 million||$65.99 million||View||N/A|
|1/23/2014||Q4 13||$0.22||$0.22||$68.75 million||$66.40 million||View||N/A|
|7/25/2013||Q2 2013||($0.04)||$3.90||$67.43 million||View||N/A|
|4/25/2013||Q1 2013||$0.17||$0.15||$69.71 million||View||N/A|
|1/24/2013||Q4 2012||$0.12||$0.11||$68.43 million||View||N/A|
Earnings Estimates for United Community Banks (NASDAQ:UCBI)
2017 EPS Consensus Estimate: $1.61
2018 EPS Consensus Estimate: $1.84
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for United Community Banks (NASDAQ:UCBI)
|Most Recent Dividend:||10/5/2017|
|Payout Ratio:||27.40% (Trailing 12 Months of Earnings) |
24.69% (Based on This Year's Estimates)
21.98% (Based on Next Year's Estimates)
Dividend History by Quarter for United Community Banks (NASDAQ UCBI)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for United Community Banks (NASDAQ:UCBI)
Insider Ownership Percentage: 2.18%Insider Trades by Quarter for United Community Banks (NASDAQ:UCBI)
Institutional Ownership Percentage: 86.71%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|8/11/2017||Robert A Edwards||EVP||Sell||11,550||$26.06||$300,993.00|| |
|5/6/2016||Nicholas B Paumgarten||Director||Sell||7,300,047||$19.66||$143,518,924.02|| |
|11/25/2015||Nicholas B Paumgarten||Director||Sell||3,000,000||$20.15||$60,450,000.00|| |
|6/11/2015||Bradley J Miller||EVP||Sell||1,500||$19.55||$29,325.00|| |
|5/26/2015||W C Nelson Jr||Director||Buy||5,000||$18.80||$94,000.00|| |
|5/18/2015||Tim Wallis||Director||Buy||10,000||$18.75||$187,500.00|| |
|12/8/2014||Michael J Burke||SVP||Sell||1,138||$18.75||$21,337.50|| |
|11/24/2014||Michael J Burke||SVP||Sell||1,000||$18.35||$18,350.00|| |
|9/12/2014||Michael J Burke||SVP||Sell||1,200||$18.17||$21,804.00|| |
|5/16/2014||Thomas Richlovsky||Director||Buy||5,000||$15.25||$76,250.00|| |
|3/25/2013||Thomas A Richlovsky||Director||Buy||3,000||$11.25||$33,750.00|| |
|9/5/2012||Glenn S White||Insider||Sell||7,000||$8.37||$58,590.00|| |
Headline Trends for United Community Banks (NASDAQ:UCBI)
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United Community Banks (UCBI) Chart for Sunday, October, 22, 2017