NASDAQ:UNTY Unity Bancorp (UNTY) Stock Price, News & Analysis $56.44 +0.87 (+1.56%) As of 12:59 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Unity Bancorp Stock (NASDAQ:UNTY) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Unity Bancorp alerts:Sign Up Key Stats Today's Range$55.57▼$56.6450-Day Range$54.22▼$61.8252-Week Range$44.34▼$62.50Volume11,552 shsAverage Volume54,644 shsMarket Capitalization$566.61 millionP/E Ratio9.34Dividend Yield1.20%Price Target$65.50Consensus RatingBuy Company Overview Unity Bancorp, Inc. is the bank holding company for Unity Bank, a community-focused financial institution serving individuals, families and businesses in New Jersey and eastern Pennsylvania. Headquartered in Clinton, New Jersey, Unity Bank operates through a network of branches and provides relationship-based banking services to customers in its local markets. The bank offers a range of deposit products, including checking, savings, money market accounts and certificates of deposit. Its lending activities include commercial and industrial loans, commercial real estate financing, residential mortgages, home equity loans and consumer loans. Unity Bank also provides business cash-management services, online and mobile banking, debit cards and other treasury-management solutions. Unity Bancorp was established in 1991 and has expanded its presence across communities in central and northern New Jersey and neighboring areas of Pennsylvania. The company is led by James A. Hughes, who serves as president and chief executive officer of Unity Bancorp and Unity Bank.AI Generated. May Contain Errors. Read More Unity Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks94th Percentile Overall ScoreUNTY MarketRank™: 4.68774966711 of 5 starsUnity Bancorp scored higher than 94% of companies evaluated by MarketBeat, and ranked 117th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingBuy Consensus RatingUnity Bancorp has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 strong buy ratings, 4 buy ratings, no hold ratings, and no sell ratings.Upside PotentialUnity Bancorp has a consensus price target of $65.50, representing about 16.0% upside from its current price of $56.47.Amount of Analyst CoverageUnity Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about Unity Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.50% Earnings GrowthEarnings for Unity Bancorp are expected to grow by 8.50% in the coming year, from $5.88 to $6.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Unity Bancorp is 9.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.68.Price to Earnings Ratio vs. SectorThe P/E ratio of Unity Bancorp is 9.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.69.Price to Book Value per Share RatioUnity Bancorp has a P/B Ratio of 1.64. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.05% of the float of Unity Bancorp has been sold short.Short Interest Ratio / Days to CoverUnity Bancorp has a short interest ratio ("days to cover") of 3.33, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Unity Bancorp has recently increased by 34.27%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldUnity Bancorp pays a meaningful dividend of 1.21%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnity Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of Unity Bancorp is 11.26%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Unity Bancorp will have a dividend payout ratio of 10.66% next year. This indicates that Unity Bancorp will be able to sustain or increase its dividend.Read more about Unity Bancorp's dividend. News and Social Media2.9 / 5News Sentiment0.63 News SentimentUnity Bancorp has a news sentiment score of 0.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Unity Bancorp this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Unity Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership1.9 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Unity Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $434,725.00 in company stock.Percentage Held by Insiders28.87% of the stock of Unity Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.31% of the stock of Unity Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Unity Bancorp's insider trading history. Receive UNTY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Unity Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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UNTY Stock News HeadlinesAnalysts Offer Insights on Financial Companies: Goldman Sachs Group (GS), Unity Bancorp (UNTY) and Citigroup (C)October 15, 2026 | theglobeandmail.comDA Davidson Reaffirms Buy Rating for Unity Bancorp (NASDAQ:UNTY)October 15, 2026 | americanbankingnews.com“The crisis that’s emerging now is just the tip of the iceberg,” says Dr. Martin D. Weiss, who has made shocking and accurate predictions for 55 yearsDr. Martin D. Weiss, who predicted the Dot-Com collapse and the failures of Fannie Mae, Bear Stearns, and Lehman Brothers, is warning of a developing financial crisis. The New York Times has credited him as among the first to see the dangers ahead, and Forbes dubbed him Mr. Independence. He says this emerging situation could trigger a chain reaction across banks and markets. Watch his free video breakdown and see the five steps he outlines for investors.October 20 at 1:00 AM | Weiss Ratings (Ad)Unity Bancorp, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026October 13, 2026 | marketscreener.comMUnity Bancorp Q3 Profit, Net Interest Income RiseOctober 13, 2026 | rttnews.comUnity Bancorp (NASDAQ:UNTY) Releases Quarterly Earnings Results, Beats Expectations By $0.02 EPSOctober 13, 2026 | americanbankingnews.comUnity Bancorp Reports Third Quarter 2026 Net Income of $17.4 Million, or $1.70 per Diluted ShareOctober 13, 2026 | quiverquant.comQUnity Bancorp Reports Quarterly Earnings of $17.4 MillionOctober 13, 2026 | globenewswire.comSee More Headlines UNTY Stock Analysis - Frequently Asked Questions How have UNTY shares performed this year? Unity Bancorp's stock was trading at $51.72 at the beginning of 2026. Since then, UNTY shares have increased by 9.2% and is now trading at $56.4660. How were Unity Bancorp's earnings last quarter? Unity Bancorp, Inc. (NASDAQ:UNTY) released its quarterly earnings data on Tuesday, October, 13th. The financial services provider reported $1.51 EPS for the quarter, topping analysts' consensus estimates of $1.49 by $0.02. The financial services provider had revenue of $36.65 million for the quarter, compared to the consensus estimate of $35.63 million. Unity Bancorp had a trailing twelve-month return on equity of 16.34% and a net margin of 31.00%. How do I buy shares of Unity Bancorp? Shares of UNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Unity Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Unity Bancorp investors own include Tesla (TSLA), Alibaba Group (BABA), Block (XYZ), CrowdStrike (CRWD), Netflix (NFLX), Palantir Technologies (PLTR) and Bank of America (BAC). Company Calendar Record date for 9/17 Dividend9/03/2026Ex-Dividend for 9/17 Dividend9/03/2026Dividend Payable9/17/2026Last Earnings10/13/2026Today10/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (11m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 UNTY's financial health is in the Green zone, according to TradeSmith. UNTY has been in this zone for over 11 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:UNTY CIK920427 Webwww.unitybank.com Phone(908) 730-7630Fax908-730-9430Employees245Year Founded1991Price Target and Rating Average Price Target for Unity Bancorp$65.50 High Price Target$68.00 Low Price Target$61.00 Potential Upside/Downside+16.1%Consensus RatingBuy Rating Score (0-4)3.33 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$6.04 Trailing P/E Ratio9.32 Forward P/E Ratio9.59 P/E GrowthN/ANet Income$57.95 million Net Margins31.00% Pretax Margin39.08% Return on Equity16.34% Return on Assets1.91% Debt Debt-to-Equity Ratio0.88 Current Ratio1.17 Quick Ratio1.17 Sales & Book Value Annual Sales$188.41 million Price / Sales3.01 Cash Flow$4.28 per share Price / Cash Flow13.19 Book Value$34.43 per share Price / Book1.64Miscellaneous Outstanding Shares10,040,000Free Float7,144,000Market Cap$566.20 million OptionableOptionable Beta0.65 Social Links 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. "Physical AI" is coming. Learn which seven companies are most positioned to benefit as intelligent robots enter the workforce.Get This Free Report This page (NASDAQ:UNTY) was last updated on 10/20/2026 by MarketBeat.com Staff. From Our PartnersYour Social Security check is scheduled for a 22% cutThe U.S. now borrows money just to pay interest on money it already borrowed, a pattern economists call a debt...American Alternative | SponsoredTrump’s Plan To Cheat HistoryChina has slashed its U.S. Treasury holdings by more than 45% from their peak, while building gold vaults and ...Porter & Company | SponsoredFinancial legend: “This is bad, really bad...”Dr. Martin D. 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