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NASDAQ:UNTY

Unity Bancorp (UNTY) Stock Price, News & Analysis

Unity Bancorp logo
$41.73 +0.33 (+0.80%)
As of 11:32 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Unity Bancorp Stock (NASDAQ:UNTY)

Key Stats

Today's Range
$41.12
$41.77
50-Day Range
$38.73
$47.49
52-Week Range
$25.60
$51.22
Volume
3,227 shs
Average Volume
28,127 shs
Market Capitalization
$419.72 million
P/E Ratio
10.28
Dividend Yield
1.34%
Price Target
$52.50
Consensus Rating
Buy

Company Overview

Unity Bancorp, Inc. operates as a bank holding company for Unity Bank that provides range of commercial and retail banking services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts, as well as noninterest and interest-bearing demand deposits. The company also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. In addition, it offers credit and debit cards, wire transfer, safe deposit box, automated teller, and internet and mobile banking services; and automated clearing house origination and remote deposit capture services. Unity Bancorp, Inc. was incorporated in 1991 and is headquartered in Clinton, New Jersey.

Unity Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
90th Percentile Overall Score

UNTY MarketRank™: 

Unity Bancorp scored higher than 90% of companies evaluated by MarketBeat, and ranked 213th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Unity Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Unity Bancorp has only been the subject of 1 research reports in the past 90 days.

  • Read more about Unity Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Unity Bancorp are expected to grow by 12.63% in the coming year, from $4.83 to $5.44 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Unity Bancorp is 10.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.73.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Unity Bancorp is 10.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.00.

  • Price to Book Value per Share Ratio

    Unity Bancorp has a P/B Ratio of 1.59. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Unity Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    1.13% of the float of Unity Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Unity Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Unity Bancorp has recently increased by 0.28%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Unity Bancorp pays a meaningful dividend of 1.33%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Unity Bancorp has been increasing its dividend for 12 years.

  • Dividend Coverage

    The dividend payout ratio of Unity Bancorp is 13.15%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Unity Bancorp will have a dividend payout ratio of 10.29% next year. This indicates that Unity Bancorp will be able to sustain or increase its dividend.

  • Read more about Unity Bancorp's dividend.
  • Percentage of Shares Shorted

    1.13% of the float of Unity Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Unity Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Unity Bancorp has recently increased by 0.28%, indicating that investor sentiment is decreasing.
  • News Sentiment

    Unity Bancorp has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for Unity Bancorp this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Unity Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $199,785.00 in company stock.

  • Percentage Held by Insiders

    29.68% of the stock of Unity Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    42.31% of the stock of Unity Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Unity Bancorp's insider trading history.
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UNTY Stock News Headlines

Elon Reveals Why There Soon Won’t Be Any Money For Social Security
Elon Musk's Near-Death Experience Sparks Dire Warning for Americans After cheating death twice—once in a terrifying supercar crash with billionaire Peter Thiel, then from a deadly strain of malaria—Elon Musk emerged with a stark warning for Americans about looming financial dangers. Discover the little-known Trump IRS loophole that thousands are now using to safeguard their retirement from inflation and market turmoil—before it's too late.
Unity Bancorp: Batting Away Tariff Concerns
Piper Sandler Reaffirms Their Buy Rating on Unity Bancorp (UNTY)
Unity Bancorp price target lowered to $50 from $54 at Piper Sandler
Unity Bancorp reports Q1 EPS $1.13, consensus $1.13
See More Headlines

UNTY Stock Analysis - Frequently Asked Questions

Unity Bancorp's stock was trading at $43.61 at the beginning of 2025. Since then, UNTY shares have decreased by 5.2% and is now trading at $41.3250.
View the best growth stocks for 2025 here
.

Unity Bancorp, Inc. (NASDAQ:UNTY) released its quarterly earnings data on Friday, April, 11th. The financial services provider reported $1.13 EPS for the quarter, beating the consensus estimate of $1.12 by $0.01. The financial services provider had revenue of $29.35 million for the quarter, compared to analyst estimates of $28.81 million. Unity Bancorp had a net margin of 25.24% and a trailing twelve-month return on equity of 15.08%.

Top institutional shareholders of Unity Bancorp include Bank of New York Mellon Corp (0.38%), Delphi Management Inc. MA (0.32%), Axecap Investments LLC (0.30%) and Janney Montgomery Scott LLC (0.05%). Insiders that own company stock include David D Dallas, James A Hughes, Wayne Courtright, Mark S Brody, John J Kauchak, Peter E Maricondo, Mary E Gross, David G Bove, Donald E Jr Souders, Vincent Geraci, George Boyan, James Joseph Donovan and Minsu Kim.
View institutional ownership trends
.

Shares of UNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Unity Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

Record date for 3/28 Dividend
3/14/2025
Ex-Dividend for 3/28 Dividend
3/14/2025
Dividend Payable
3/28/2025
Last Earnings
4/11/2025
Today
5/01/2025
Next Earnings (Estimated)
7/11/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:UNTY
Employees
230
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$52.50
High Stock Price Target
$55.00
Low Stock Price Target
$50.00
Potential Upside/Downside
+26.8%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
2 Analysts

Profitability

Trailing P/E Ratio
10.20
Forward P/E Ratio
8.57
P/E Growth
N/A
Net Income
$41.45 million
Pretax Margin
32.62%

Debt

Sales & Book Value

Annual Sales
$110.12 million
Cash Flow
$3.65 per share
Price / Cash Flow
11.35
Book Value
$25.99 per share
Price / Book
1.59

Miscellaneous

Free Float
7,102,000
Market Cap
$416.40 million
Optionable
Optionable
Beta
0.80

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This page (NASDAQ:UNTY) was last updated on 5/1/2025 by MarketBeat.com Staff
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