NASDAQ:USIO Usio (USIO) Stock Price, News & Analysis $1.64 +0.01 (+0.61%) Closing price 05/1/2025 03:57 PM EasternExtended Trading$1.63 -0.01 (-0.61%) As of 05/1/2025 06:02 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Usio Stock (NASDAQ:USIO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Usio alerts:Sign Up Key Stats Today's Range$1.59▼$1.6650-Day Range$1.27▼$1.6552-Week Range$1.24▼$2.92Volume26,627 shsAverage Volume128,044 shsMarket Capitalization$43.48 millionP/E Ratio18.22Dividend YieldN/APrice Target$5.00Consensus RatingBuy Company OverviewUsio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.Read More… Usio Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreUSIO MarketRank™: Usio scored higher than 75% of companies evaluated by MarketBeat, and ranked 151st out of 321 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingUsio has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageUsio has only been the subject of 1 research reports in the past 90 days.Read more about Usio's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Usio are expected to grow in the coming year, from ($0.03) to $0.14 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Usio is 18.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.57.Price to Earnings Ratio vs. SectorThe P/E ratio of Usio is 18.22, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 30.70.Price to Book Value per Share RatioUsio has a P/B Ratio of 2.88. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Usio's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.14% of the float of Usio has been sold short.Short Interest Ratio / Days to CoverUsio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Usio has recently decreased by 69.63%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldUsio does not currently pay a dividend.Dividend GrowthUsio does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.14% of the float of Usio has been sold short.Short Interest Ratio / Days to CoverUsio has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Usio has recently decreased by 69.63%, indicating that investor sentiment is improving significantly. News and Social Media3.6 / 5News Sentiment1.44 News SentimentUsio has a news sentiment score of 1.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Usio this week, compared to 1 article on an average week.MarketBeat Follows1 people have added Usio to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Usio insiders have not sold or bought any company stock.Percentage Held by Insiders20.00% of the stock of Usio is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 20.23% of the stock of Usio is held by institutions.Read more about Usio's insider trading history. Receive USIO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Usio and its competitors with MarketBeat's FREE daily newsletter. Email Address USIO Stock News HeadlinesUsio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025April 23, 2025 | globenewswire.comUsio (USIO) Gets a Hold from BarringtonApril 2, 2025 | markets.businessinsider.comTrump to solve American wealth loss?Is President Trump’s Executive Order 14179… A secret way to restore wealth for good citizens? If you’ve suffered financial hardship…Our President may have solved everything.May 2, 2025 | Paradigm Press (Ad)Usio Full Year 2024 Earnings: EPS Beats ExpectationsMarch 28, 2025 | finance.yahoo.comI Like Usio's Direction, But Not Enough To Buy Right NowMarch 28, 2025 | seekingalpha.comUsio, Inc.: Usio Increases and Extends Share Repurchase ProgramMarch 27, 2025 | finanznachrichten.deUsio backs FY25 revenue view up 14%-16%March 27, 2025 | markets.businessinsider.comUsio Increases, Extends Share Repurchase ProgramMarch 27, 2025 | marketwatch.comSee More Headlines USIO Stock Analysis - Frequently Asked Questions How have USIO shares performed this year? Usio's stock was trading at $1.46 at the beginning of 2025. Since then, USIO stock has increased by 12.3% and is now trading at $1.64. View the best growth stocks for 2025 here. How were Usio's earnings last quarter? Usio, Inc. (NASDAQ:USIO) posted its earnings results on Wednesday, March, 26th. The company reported $0.02 earnings per share for the quarter, topping the consensus estimate of $0.01 by $0.01. The business earned $20.56 million during the quarter, compared to analysts' expectations of $21.10 million. Usio had a net margin of 3.33% and a negative trailing twelve-month return on equity of 2.98%. Read the conference call transcript. Who are Usio's major shareholders? Top institutional investors of Usio include Ritholtz Wealth Management (0.09%). Insiders that own company stock include Topline Capital Management, Ll, Topline Capital Partners, Lp and Houston Korth Frost. View institutional ownership trends. How do I buy shares of Usio? Shares of USIO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Usio own? Based on aggregate information from My MarketBeat watchlists, some other companies that Usio investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), Meta Platforms (META), e.l.f. Beauty (ELF) and Adobe (ADBE). Company Calendar Last Earnings3/26/2025Today5/01/2025Next Earnings (Estimated)5/14/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Functions related to depository banking Sub-IndustryBanking Current SymbolNASDAQ:USIO CIK1088034 Webwww.usio.com Phone(210) 249-4100Fax210-249-4130Employees110Year FoundedN/APrice Target and Rating Average Stock Price Target$5.00 High Stock Price Target$6.00 Low Stock Price Target$4.00 Potential Upside/Downside+204.9%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$0.11 Trailing P/E Ratio18.22 Forward P/E RatioN/A P/E GrowthN/ANet Income$-470,000.00 Net Margins3.33% Pretax Margin-0.25% Return on Equity-2.98% Return on Assets-0.45% Debt Debt-to-Equity Ratio0.03 Current Ratio1.10 Quick Ratio1.10 Sales & Book Value Annual Sales$82.93 million Price / Sales0.52 Cash Flow$0.06 per share Price / Cash Flow28.81 Book Value$0.57 per share Price / Book2.88Miscellaneous Outstanding Shares26,514,000Free Float21,704,000Market Cap$43.48 million OptionableOptionable Beta1.75 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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