American Financial Group, Inc. (NYSE: AFG) is a diversified holding company primarily engaged in property and casualty insurance and reinsurance. Through its flagship subsidiary, Great American Insurance Company, the firm underwrites a broad range of specialty insurance products for commercial and industrial clients, including inland marine, excess and surplus lines, executive liability, and environmental liability coverage. In addition, American Financial Group offers supplemental accident and health insurance and assumes reinsurance risks from other insurers, helping to diversify its underwriting portfolio.
The company traces its roots to 1946, when it was founded by Carl Lindner, Sr. in Cincinnati, Ohio. Over the decades, American Financial Group has expanded both organically and through acquisitions, evolving into a leading insurer known for underwriting expertise in niche markets. The Lindner family continues to maintain a significant ownership stake and active role in governance, with an executive team and board of directors focused on disciplined risk management and long-term value creation.
American Financial Group operates principally in the United States but also participates in international reinsurance markets, serving clients across North America, Europe, and Asia. Its distribution network includes independent agents, brokers, and wholesale intermediaries, enabling the company to address the needs of small businesses, large corporations, municipalities, and specialty market segments. With a reputation for tailored coverage and financial stability, American Financial Group continues to pursue targeted underwriting opportunities and disciplined capital deployment to support growth.
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