Axos Financial (AX) Stock Price, News & Analysis

Company Overview

Axos Financial, Inc. is a diversified financial services holding company whose principal subsidiary, Axos Bank, provides digital banking services to individuals and businesses across the United States. Its offerings include deposit accounts, mortgages, personal loans, and banking and lending solutions for businesses.

The company also serves financial institutions and investors through businesses that provide securities clearing, custody, and related services. Its range of operations combines consumer and commercial banking with specialized financial services.

Axos traces its roots to Bank of Internet USA, which began operations in 2000 as an online-focused bank. The bank adopted the Axos Bank name in 2018, the same year its parent company became Axos Financial.

Key Stats

• Today's Range: $91.24 to $92.91
• 50-Day Range: $86.43 to $98.16
• 52-Week Range: $74.89 to $105.74
• Volume: 181,821 shs
• Average Volume: 356,266 shs
• Market Capitalization: $5.18 billion
• P/E Ratio: 10.40
• Dividend Yield: N/A
• Price Target: $115.67
• Consensus Rating: Moderate Buy

Axos Financial Stock Analysis - MarketRank™

Axos Financial scored higher than 75% of companies evaluated by MarketBeat, and ranked 437th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Axos Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.88, and is based on 1 strong buy rating, 5 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Axos Financial has a consensus price target of $115.67, representing about 26.0% upside from its current price of $91.80.

Amount of Analyst Coverage

Axos Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.38%

Earnings Growth

Earnings for Axos Financial are expected to grow by 13.38% in the coming year, from $9.64 to $10.93 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Axos Financial is 10.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of Axos Financial is 10.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.00.

Price to Book Value per Share Ratio

Axos Financial has a P/B Ratio of 1.58. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.93% of the float of Axos Financial has been sold short.

Short Interest Ratio / Days to Cover

Axos Financial has a short interest ratio ("days to cover") of 9.31.

Change versus previous month

Short interest in Axos Financial has recently decreased by 2.45%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Axos Financial does not currently pay a dividend.

Dividend Growth

Axos Financial does not have a long track record of dividend growth.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.98

News Sentiment

Axos Financial has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Axos Financial this week, compared to 3 articles on an average week.

Search Interest

Only 4 people have searched for AX on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Axos Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.30% of the stock of Axos Financial is held by insiders.

Percentage Held by Institutions

83.79% of the stock of Axos Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 10/29/2026
• Today: 11/12/2026
• Next Earnings (Estimated): 1/28/2027
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:AX
• CIK: 1299709
• Web: axosfinancial.com
• Phone: (858) 649-2218
• Fax: 858-350-0443
• Employees: 2,191
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Axos Financial: $115.67
• High Price Target: $128.00
• Low Price Target: $100.00
• Potential Upside/Downside: +26.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.88
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.78
• Trailing P/E Ratio: 10.46
• Forward P/E Ratio: 8.40
• P/E Growth: N/A
• Net Income: $490.37 million
• Net Margins: 22.33%
• Pretax Margin: 29.56%
• Return on Equity: 16.75%
• Return on Assets: 1.76%

Debt

• Debt-to-Equity Ratio: 0.33
• Current Ratio: 1.07
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $2.19 billion
• Price / Sales: 2.38
• Cash Flow: $8.68 per share
• Price / Cash Flow: 10.58
• Book Value: $57.98 per share
• Price / Book: 1.58

Miscellaneous

• Outstanding Shares: 56,720,000
• Free Float: 54,282,000
• Market Cap: $5.21 billion
• Optionable: Optionable
• Beta: 1.31