Axos Financial (AX) Stock Price, News & Analysis

Company Overview

Axos Financial, Inc. is a diversified financial services company and the parent of Axos Bank, a federally chartered savings bank headquartered in San Diego, California. The company specializes in delivering a full suite of digital banking solutions designed to meet the needs of consumers, small businesses and institutional clients. Through its online-first platform, Axos Financial offers checking and savings accounts, certificates of deposit, and money market accounts with competitive interest rates and low fee structures.

In addition to deposit products, Axos Financial provides a range of lending services, including residential mortgages, home equity lines of credit, personal loans and commercial lending. The company’s mortgage division serves borrowers across the United States, offering both purchase and refinance options with digital application tools and streamlined underwriting processes. Axos Financial also supports small business customers with business checking accounts, lines of credit, equipment financing and payment processing services geared toward supporting entrepreneurial growth.

Founded in 2000 as Bank of Internet USA, the company completed its initial public offering in 2005 and later rebranded to Axos Financial in 2018 to reflect its expanded digital banking capabilities. Over the years, Axos has invested in technology and strategic partnerships to enhance its online platform, offering mobile and web-based services that deliver 24/7 account access, real-time alerts and integrated financial management tools. The company maintains its national footprint through remote service delivery and regional offices located in key markets across the country.

Led by President and Chief Executive Officer Gregory Garrabrants, Axos Financial’s leadership team brings extensive banking and technology experience to its operations. The company’s governance structure emphasizes risk management, compliance and customer service, with an independent board of directors overseeing strategic initiatives. Committed to innovation and efficiency, Axos Financial continues to expand its offerings and enhance its platform in response to evolving customer preferences and regulatory developments in the financial services industry.

Key Stats

• Today's Range: $83.11 to $85.88
• 50-Day Range: $65.57 to $84.26
• 52-Week Range: $54.46 to $88.46
• Volume: 182,506 shs
• Average Volume: 471,981 shs
• Market Capitalization: $4.80 billion
• P/E Ratio: 11.62
• Dividend Yield: N/A
• Price Target: $85.86
• Consensus Rating: Moderate Buy

Axos Financial Stock Analysis - MarketRank™

Axos Financial scored higher than 60% of companies evaluated by MarketBeat, and ranked 515th out of 903 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Axos Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 5 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Axos Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.88%

Earnings Growth

Earnings for Axos Financial are expected to grow by 3.88% in the coming year, from $7.22 to $7.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Axos Financial is 11.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Axos Financial is 11.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.10.

Price to Book Value per Share Ratio

Axos Financial has a P/B Ratio of 2.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.35% of the float of Axos Financial has been sold short.

Short Interest Ratio / Days to Cover

Axos Financial has a short interest ratio ("days to cover") of 7.9.

Change versus previous month

Short interest in Axos Financial has recently decreased by 5.25%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Axos Financial does not currently pay a dividend.

Dividend Growth

Axos Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.35% of the float of Axos Financial has been sold short.

Short Interest Ratio / Days to Cover

Axos Financial has a short interest ratio ("days to cover") of 7.9.

Change versus previous month

Short interest in Axos Financial has recently decreased by 5.25%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.59

News Sentiment

Axos Financial has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for Axos Financial this week, compared to 8 articles on an average week.

Search Interest

3 people have searched for AX on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

1 people have added Axos Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Axos Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,042,700.00 in company stock.

Percentage Held by Insiders

Only 5.07% of the stock of Axos Financial is held by insiders.

Percentage Held by Institutions

83.79% of the stock of Axos Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AX Stock Analysis - Frequently Asked Questions

How have AX shares performed this year?

Axos Financial's stock was trading at $69.85 on January 1st, 2025. Since then, AX stock has increased by 22.1% and is now trading at $85.2710.

How were Axos Financial's earnings last quarter?

Axos Financial, Inc (NYSE:AX) released its quarterly earnings results on Wednesday, April, 30th. The company reported $1.81 EPS for the quarter, beating the consensus estimate of $1.74 by $0.07. The business had revenue of $432.72 million for the quarter, compared to the consensus estimate of $305.04 million. Axos Financial had a net margin of 21.93% and a trailing twelve-month return on equity of 17.58%.
Read the conference call transcript.

How will Axos Financial's stock buyback program work?

Axos Financial's board authorized a stock buyback program on Monday, May 12th 2025, which allows the company to repurchase $100,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 2.5% of its stock through open market purchases. Stock buyback programs are generally an indication that the company's board believes its stock is undervalued.

Who are Axos Financial's major shareholders?

Axos Financial's top institutional investors include Livforsakringsbolaget Skandia Omsesidigt (0.07%), Exchange Traded Concepts LLC (0.03%), Wealth Enhancement Advisory Services LLC (0.02%) and Pallas Capital Advisors LLC (0.01%). Insiders that own company stock include Gregory Garrabrants, Andrew J Micheletti, Paul Grinberg, Mosich Nick, Edward James Ratinoff, Ron Pitters, Sara Wardell-Smith and Thomas M Constantine.
View institutional ownership trends.

How do I buy shares of Axos Financial?

Shares of AX stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Axos Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Axos Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Arista Networks (ANET), Adobe (ADBE) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 4/30/2025
• Today: 7/10/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NYSE:AX
• CIK: 1299709
• Web: axosfinancial.com
• Phone: (858) 649-2218
• Fax: 858-350-0443
• Employees: 1,781
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Axos Financial: $85.86
• High Price Target: $92.00
• Low Price Target: $75.00
• Potential Upside/Downside: +1.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.34
• Trailing P/E Ratio: 11.48
• Forward P/E Ratio: 11.67
• P/E Growth: N/A
• Net Income: $450.01 million
• Net Margins: 21.93%
• Pretax Margin: 30.92%
• Return on Equity: 17.58%
• Return on Assets: 1.83%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 1.09
• Quick Ratio: 1.09

Sales & Book Value

• Annual Sales: $1.21 billion
• Price / Sales: 3.92
• Cash Flow: $6.40 per share
• Price / Cash Flow: 13.17
• Book Value: $40.21 per share
• Price / Book: 2.10

Miscellaneous

• Outstanding Shares: 56,373,000
• Free Float: 53,515,000
• Market Cap: $4.75 billion
• Optionable: Optionable
• Beta: 1.29