Beacon Financial (BBT) Stock Price, News & Analysis

Company Overview

Truist Financial Corp. operates as a financial holding company, which engages in the provision of banking services to individuals, businesses and municipalities. The firm offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing and equipment financing. It also markets a range of other services, including deposits, life insurance, property and casualty insurance, health Truist Financial Corp. operates as a financial holding company. It engages in the provision of banking services to individuals, businesses and municipalities. The company operates through the following segments: Consumer Banking and Wealth; Corporate and Commercial Banking; and Insurance Holdings. The firm offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing and equipment financing. It also markets a range of other services, including deposits, life insurance, property and casualty insurance, health insurance and commercial general liability insurance on an agency basis and through a wholesale insurance brokerage operation, merchant services, trust and retirement services, comprehensive wealth advisory services, asset management and capital markets services. The company was founded on December 6, 2019 and is headquartered in Charlotte, NC. insurance and commercial general liability insurance on an agency basis and through a wholesale insurance brokerage operation, merchant services, trust and retirement services, comprehensive wealth advisory services, asset management and capital markets services. The company was founded on December 6, 2019 and is headquartered in Charlotte, NC.

Key Stats

• Today's Range: $31.26 to $31.96
• 50-Day Range: $28.23 to $31.49
• 52-Week Range: $22.81 to $32.83
• Volume: 358,131 shs
• Average Volume: 810,482 shs
• Market Capitalization: $2.68 billion
• P/E Ratio: 24.21
• Dividend Yield: 4.04%
• Price Target: $32.00
• Consensus Rating: Hold

Beacon Financial Stock Analysis - MarketRank™

Beacon Financial scored higher than 61% of companies evaluated by MarketBeat, and ranked 524th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

Beacon Financial has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Beacon Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Beacon Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.62%

Earnings Growth

Earnings for Beacon Financial are expected to grow by 9.62% in the coming year, from $3.12 to $3.42 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Beacon Financial is 24.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.27.

Price to Earnings Ratio vs. Sector

The P/E ratio of Beacon Financial is 24.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 28.76.

Price to Book Value per Share Ratio

Beacon Financial has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.54% of the float of Beacon Financial has been sold short.

Short Interest Ratio / Days to Cover

Beacon Financial has a short interest ratio ("days to cover") of 5.73.

Change versus previous month

Short interest in Beacon Financial has recently decreased by 0.86%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Beacon Financial is a leading dividend payer. It pays a dividend yield of 4.21%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Beacon Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Beacon Financial is 97.73%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Beacon Financial will have a dividend payout ratio of 37.72% next year. This indicates that Beacon Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.69

News Sentiment

Beacon Financial has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 12 news articles for Beacon Financial this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Beacon Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.09% of the stock of Beacon Financial is held by insiders.

Percentage Held by Institutions

83.07% of the stock of Beacon Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/29 Dividend: 5/15/2026
• Ex-Dividend for 5/29 Dividend: 5/15/2026
• Dividend Payable: 5/29/2026
• Last Earnings: 7/29/2026
• Today: 8/03/2026
• Record date for 8/28 Dividend: 8/14/2026
• Ex-Dividend for 8/28 Dividend: 8/14/2026
• Dividend Payable: 8/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:BBT
• CIK: 1108134
• Web: www.bbt.com
• Phone: (336) 747-9795
• Fax: 413-443-3587
• Employees: 2,050
• Year Founded: 1865

Price Target and Rating

• Average Price Target for Beacon Financial: $32.50
• High Price Target: $36.00
• Low Price Target: $30.00
• Potential Upside/Downside: +1.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.43
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.32
• Trailing P/E Ratio: 24.18
• Forward P/E Ratio: 10.23
• P/E Growth: N/A
• Net Income: $90.27 million
• Net Margins: 8.96%
• Pretax Margin: 17.28%
• Return on Equity: 9.15%
• Return on Assets: 1.01%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 1.00
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $800.81 million
• Price / Sales: 3.34
• Cash Flow: $1.62 per share
• Price / Cash Flow: 19.65
• Book Value: $29.75 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 83,816,000
• Free Float: 82,902,000
• Market Cap: $2.67 billion
• Optionable: Optionable
• Beta: 0.55