Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc. is a global financial services company headquartered in New York City and operates under the Citi brand. The company provides banking, lending, investment, wealth management and other financial services to individuals, businesses, institutions and governments.

Citi’s consumer offerings include checking and savings accounts, credit cards, mortgages, personal lending and wealth management services. Through its institutional businesses, the company provides investment banking, commercial banking, securities brokerage, markets and trading, cash management, trade finance and custody services. Its institutional network supports multinational corporations and other clients across major global markets.

Citigroup was formed in 1998 through the merger of Citicorp and Travelers Group, although its principal predecessor, Citibank, traces its history to 1812. The company maintains operations in the United States and serves clients across international markets, with a particularly significant presence in global financial centers and emerging markets. Jane Fraser has served as Citigroup’s chief executive officer since 2021 and is the company’s first female CEO.

Key Stats

• Today's Range: $122.68 to $124.44
• 50-Day Range: $120.66 to $138.83
• 52-Week Range: $95.83 to $147.96
• Volume: 8.10 million shs
• Average Volume: 9.27 million shs
• Market Capitalization: $209.82 billion
• P/E Ratio: 12.00
• Dividend Yield: 2.18%
• Price Target: $150.87
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 99% of companies evaluated by MarketBeat, and ranked 31st out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 1 strong buy rating, 14 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Citigroup has a consensus price target of $150.87, representing about 22.6% upside from its current price of $123.02.

Amount of Analyst Coverage

Citigroup has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 14.51%

Earnings Growth

Earnings for Citigroup are expected to grow by 14.51% in the coming year, from $11.44 to $13.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 12.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.31.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 12.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.75.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.54. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.30% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.12, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 5.24%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 2.13%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 26.15%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 20.46% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.32

News Sentiment

Citigroup has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 92 news articles for Citigroup this week, compared to 8 articles on an average week.

Search Interest

138 people have searched for C on MarketBeat in the last 30 days. This is an increase of 86% compared to the previous 30 days.

MarketBeat Follows

33 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 136% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.11% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/28 Dividend: 8/03/2026
• Ex-Dividend for 8/28 Dividend: 8/03/2026
• Dividend Payable: 8/28/2026
• Last Earnings: 10/13/2026
• Record date for 11/25 Dividend: 11/02/2026
• Ex-Dividend for 11/25 Dividend: 11/02/2026
• Today: 11/03/2026
• Dividend Payable: 11/25/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/14/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 226,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $150.87
• High Price Target: $176.00
• Low Price Target: $135.00
• Potential Upside/Downside: +22.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 18 Analysts

Profitability

• EPS (Trailing Twelve Months): $10.25
• Trailing P/E Ratio: 12.00
• Forward P/E Ratio: 9.39
• P/E Growth: 0.54
• Net Income: $14.31 billion
• Net Margins: 10.97%
• Pretax Margin: 15.13%
• Return on Equity: 10.57%
• Return on Assets: 0.73%

Debt

• Debt-to-Equity Ratio: 1.78
• Current Ratio: 1.00
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $92.94 billion
• Price / Sales: 2.26
• Cash Flow: $11.77 per share
• Price / Cash Flow: 10.45
• Book Value: $113.59 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 1,705,577,000
• Free Float: 1,703,701,000
• Market Cap: $209.82 billion
• Optionable: Optionable
• Beta: 1.13