Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc. is a global financial services company headquartered in New York City and listed on the New York Stock Exchange under the symbol C. Through its subsidiaries and businesses, Citi provides banking, lending, investment, payments, wealth management and other financial services to consumers, businesses, governments and institutional clients.

Citi’s principal businesses include Services, which supports institutional clients with treasury, trade, securities services and related solutions; Markets, which provides sales, trading, research and financing services; Banking, which offers investment banking and corporate banking; and Wealth, which provides private banking and wealth management. Its U.S. Personal Banking operations include branded cards, retail services and residential lending. The company serves clients in the United States and across international markets, with a particularly significant presence in major global financial centers and emerging markets.

Citigroup traces its history to City Bank of New York, founded in 1812. The modern company was created in 1998 through the merger of Citicorp and Travelers Group. Jane Fraser serves as Citi’s chief executive officer and has led the company since 2021.

Key Stats

• Today's Range: $125.35 to $128.09
• 50-Day Range: $127.11 to $139.21
• 52-Week Range: $93.66 to $147.96
• Volume: 7.90 million shs
• Average Volume: 10.06 million shs
• Market Capitalization: $218.24 billion
• P/E Ratio: 13.82
• Dividend Yield: 2.09%
• Price Target: $151.28
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 100% of companies evaluated by MarketBeat, and ranked 10th out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 1 strong buy rating, 14 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Citigroup has a consensus price target of $151.28, representing about 18.2% upside from its current price of $127.96.

Amount of Analyst Coverage

Citigroup has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.46%

Earnings Growth

Earnings for Citigroup are expected to grow by 15.46% in the coming year, from $11.19 to $12.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 13.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 13.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.64.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.56. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 1.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.45% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 2.85, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently decreased by 5.81%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 2.10%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 28.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 20.74% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 0.37

News Sentiment

Citigroup has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 75 news articles for Citigroup this week, compared to 8 articles on an average week.

Search Interest

90 people have searched for C on MarketBeat in the last 30 days. This is an increase of 22% compared to the previous 30 days.

MarketBeat Follows

34 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 162% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.11% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/14/2026
• Record date for 8/28 Dividend: 8/03/2026
• Ex-Dividend for 8/28 Dividend: 8/03/2026
• Dividend Payable: 8/28/2026
• Today: 10/09/2026
• Next Earnings (Estimated): 10/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 226,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $151.28
• High Price Target: $176.00
• Low Price Target: $135.00
• Potential Upside/Downside: +18.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 18 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.26
• Trailing P/E Ratio: 13.82
• Forward P/E Ratio: 11.44
• P/E Growth: 0.56
• Net Income: $14.31 billion
• Net Margins: 10.23%
• Pretax Margin: 14.17%
• Return on Equity: 10.15%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 1.71
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $168.30 billion
• Price / Sales: 1.30
• Cash Flow: $11.94 per share
• Price / Cash Flow: 10.72
• Book Value: $108.30 per share
• Price / Book: 1.18

Miscellaneous

• Outstanding Shares: 1,705,580,000
• Free Float: 1,703,701,000
• Market Cap: $218.24 billion
• Optionable: Optionable
• Beta: 1.13