Citigroup (C) Stock Price, News & Analysis

Company Overview

Citigroup Inc. (NYSE:C) is a global financial services company headquartered in New York City. Through its businesses, Citi provides banking, lending, credit card, wealth management, investment banking, securities, markets and treasury services to individuals, businesses, financial institutions and governments.

The company’s operations include U.S. Personal Banking, which offers consumer banking, credit cards and lending products; Wealth Management, which serves affluent and high-net-worth clients; and its Institutional Clients Group, which provides investment banking, corporate banking, markets, securities services and transaction banking. Citi also provides cross-border banking and payment solutions for multinational companies and institutional customers.

Citigroup traces its history to Citicorp and Travelers Group, which combined in 1998 to form Citigroup. The company serves customers in the United States and international markets across North America, Latin America, Europe, the Middle East, Africa and Asia-Pacific. Jane Fraser has served as Citi’s chief executive officer since 2021.

Key Stats

• Today's Range: $133.87 to $138.55
• 50-Day Range: $127.26 to $143.87
• 52-Week Range: $93.66 to $147.96
• Volume: 3.67 million shs
• Average Volume: 12.76 million shs
• Market Capitalization: $235.29 billion
• P/E Ratio: 14.90
• Dividend Yield: 1.94%
• Price Target: $145.22
• Consensus Rating: Moderate Buy

Citigroup Stock Analysis - MarketRank™

Citigroup scored higher than 91% of companies evaluated by MarketBeat, and ranked 132nd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Citigroup has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 2 strong buy ratings, 13 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Citigroup is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Citigroup has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.52%

Earnings Growth

Earnings for Citigroup are expected to grow by 15.52% in the coming year, from $11.21 to $12.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Citigroup is 14.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.11.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citigroup is 14.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.83.

Price to Earnings Growth Ratio

Citigroup has a PEG Ratio of 0.62. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Citigroup has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.76% of the float of Citigroup has been sold short.

Short Interest Ratio / Days to Cover

Citigroup has a short interest ratio ("days to cover") of 3.48, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Citigroup has recently increased by 21.19%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Citigroup pays a meaningful dividend of 1.95%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Citigroup has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Citigroup is 28.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Citigroup will have a dividend payout ratio of 20.69% next year. This indicates that Citigroup will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.52

News Sentiment

Citigroup has a news sentiment score of 0.52. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.92 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 81 news articles for Citigroup this week, compared to 9 articles on an average week.

Search Interest

Only 80 people have searched for C on MarketBeat in the last 30 days. This is a decrease of -46% compared to the previous 30 days.

MarketBeat Follows

40 people have added Citigroup to their MarketBeat watchlist in the last 30 days. This is an increase of 74% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Citigroup insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.11% of the stock of Citigroup is held by insiders.

Percentage Held by Institutions

71.72% of the stock of Citigroup is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/14/2026
• Record date for 8/28 Dividend: 8/03/2026
• Ex-Dividend for 8/28 Dividend: 8/03/2026
• Dividend Payable: 8/28/2026
• Today: 9/09/2026
• Barclays 24th Annual Global Financial Services Conference: 9/14/2026
• Next Earnings (Estimated): 10/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:C
• CIK: 831001
• Web: www.citigroup.com
• Phone: +1 (212) 559-1000
• Fax: 212-793-3946
• Employees: 226,000
• Year Founded: 1812

Price Target and Rating

• Average Price Target for Citigroup: $145.22
• High Price Target: $176.00
• Low Price Target: $87.00
• Potential Upside/Downside: +5.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.26
• Trailing P/E Ratio: 14.92
• Forward P/E Ratio: 12.32
• P/E Growth: 0.62
• Net Income: $14.31 billion
• Net Margins: 10.23%
• Pretax Margin: 14.17%
• Return on Equity: 10.15%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 1.71
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $91.38 billion
• Price / Sales: 2.58
• Cash Flow: $11.91 per share
• Price / Cash Flow: 11.60
• Book Value: $108.30 per share
• Price / Book: 1.28

Miscellaneous

• Outstanding Shares: 1,705,577,000
• Free Float: 1,703,701,000
• Market Cap: $235.60 billion
• Optionable: Optionable
• Beta: 1.12