NYSE:CIA Citizens (CIA) Stock Price, News & Analysis $5.28 -0.12 (-2.13%) Closing price 03:59 PM EasternExtended Trading$5.28 +0.01 (+0.19%) As of 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NYSE:CIA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$5.25▼$5.3850-Day Range$3.30▼$5.4452-Week Range$2.71▼$5.95Volume109,189 shsAverage Volume170,473 shsMarket Capitalization$265.02 millionP/E Ratio23.98Dividend YieldN/APrice TargetN/AConsensus RatingStrong Buy Company Overview Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read More Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks23rd Percentile Overall ScoreCIA MarketRank™: Citizens scored higher than 23% of companies evaluated by MarketBeat, and ranked 852nd out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens.Read more about Citizens' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth18.75% Earnings GrowthEarnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 23.98, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.62.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 23.98, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.Price to Book Value per Share RatioCitizens has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Citizens' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted12.14% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 21.1, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 1.10%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCitizens does not currently pay a dividend.Dividend GrowthCitizens does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted12.14% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 21.1, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 1.10%, indicating that investor sentiment is improving. News and Social Media1.6 / 5News Sentiment0.82 News SentimentCitizens has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.18 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Citizens this week, compared to 3 articles on an average week. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $129,130.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.60% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 13.73% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. 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CIA Stock News HeadlinesChampion Iron: An Undercovered Electrification Play With High Upside And Low RiskAugust 27 at 12:10 PM | seekingalpha.com'CIA' Star Tom Ellis Reveals Surprising Character Twist Ahead of 'FBI' Spin-Off Series [Exclusive]August 26 at 6:25 AM | msn.comINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.August 29 at 2:00 AM | Traders Agency (Ad)Witkoff delivered Russian medal from Putin to family of American who was killed fighting for Russia in 2024August 20, 2025 | msn.comCitizens Second Quarter 2025 Earnings: Beats ExpectationsAugust 12, 2025 | finance.yahoo.comCIA must pull its weight to free Mahmood Habibi in AfghanistanAugust 11, 2025 | msn.comOpinion - CIA must pull its weight to free Mahmood Habibi in AfghanistanAugust 10, 2025 | yahoo.comListen First, Act Later: Former CIA Officer Dale Bendler Urges Citizens to Reclaim the Lost Art of ObservationAugust 9, 2025 | theglobeandmail.comSee More Headlines CIA Stock Analysis - Frequently Asked Questions How have CIA shares performed this year? Citizens' stock was trading at $4.01 at the start of the year. Since then, CIA shares have increased by 31.1% and is now trading at $5.2570. How were Citizens' earnings last quarter? Citizens, Inc. (NYSE:CIA) released its quarterly earnings results on Thursday, August, 7th. The insurance provider reported $0.13 EPS for the quarter, beating the consensus estimate of $0.04 by $0.09. The insurance provider had revenue of $62.68 million for the quarter, compared to the consensus estimate of $62.78 million. Citizens had a net margin of 4.57% and a trailing twelve-month return on equity of 6.42%. Who are Citizens' major shareholders? Citizens' top institutional shareholders include Geode Capital Management LLC (2.06%), First Eagle Investment Management LLC (1.19%), Continental General Insurance Co. (0.86%) and Bridgeway Capital Management LLC (0.85%). Insiders that own company stock include Jon Stenberg, Gerald Shields, Jeffery P Conklin, Sheryl L Kinlaw, James Keith Morgan, Christopher W Claus, Harvey J Waite and Terry Sam Maness. View institutional ownership trends. How do I buy shares of Citizens? Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD). Company Calendar Last Earnings8/07/2025Today8/29/2025Next Earnings (Estimated)11/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - LIFE Sub-IndustryLife & Health Insurance Current SymbolNYSE:CIA CIK24090 Webwww.citizensinc.com Phone(512) 837-7100Fax512-836-9785Employees220Year Founded1969Profitability EPS (Trailing Twelve Months)$0.22 Trailing P/E Ratio24.14 Forward P/E Ratio16.67 P/E GrowthN/ANet Income$14.91 million Net Margins4.57% Pretax Margin4.83% Return on Equity6.42% Return on Assets0.81% Debt Debt-to-Equity RatioN/A Current Ratio0.04 Quick Ratio0.04 Sales & Book Value Annual Sales$245 million Price / Sales1.09 Cash Flow$0.42 per share Price / Cash Flow12.80 Book Value$4.56 per share Price / Book1.17Miscellaneous Outstanding Shares50,240,000Free Float49,441,000Market Cap$268.03 million OptionableOptionable Beta0.39 Social Links The Best High-Yield Dividend Stocks for 2025Discover the 10 Best High-Yield Dividend Stocks for 2025 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NYSE:CIA) was last updated on 8/29/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist ...Goldco Precious Metals | SponsoredThis is my Christian duty“This land I will give to you…” — a 4,000-year-old line from Genesis may hold the key to unlocking a $150 tril...Paradigm Press | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. 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