About Citizens (NYSE:CIA)
Citizens, Inc. is an insurance holding company. The Company operates in three business segments: Life Insurance, Home Service and Other Non-Insurance Enterprises. The Life Insurance segment issues ordinary whole life insurance in the United States and in the United States Dollar-denominated amounts to foreign residents. It operates this segment through its subsidiaries, including CICA Life Insurance Company of America (CICA) and Citizens National Life Insurance Company (CNLIC). The Home Service segment sells limited-liability, named peril property policies covering dwelling and contents. Its home service insurance products consist of small face amount ordinary whole life and pre-need policies, which are designed to fund final expenses for the insured, primarily consisting of funeral and burial costs. The Other Non-insurance Enterprises segment includes Computing Technology, Inc. and Insurance Investors, Inc. This segment also includes the results of Citizens, Inc., the parent company.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Life Insurance
- Sub-Industry: Life & Health Insurance
- Symbol: NYSE:CIA
- CUSIP: 17474010
- Web: www.citizensinc.com
Capitalization:- Market Cap: $363.09 million
- Outstanding Shares: 50,081,000
Average Prices:- 50 Day Moving Avg: $7.57
- 200 Day Moving Avg: $7.18
- 52 Week Range: $5.86 - $11.93
P/E:- Trailing P/E Ratio: 65.91
- Foreward P/E Ratio: 60.42
- P/E Growth: 0.00
Sales & Book Value:- Annual Revenue: $250.08 million
- Price / Sales: 1.45
- Book Value: $5.15 per share
- Price / Book: 1.41
Profitability:- EBITDA: $10.29 million
- Net Margins: 2.20%
- Return on Equity: 2.15%
- Return on Assets: 0.34%
Debt:- Current Ratio: 0.06%
- Quick Ratio: 0.06%
Misc:- Average Volume: 88,445 shs.
- Beta: 1.11
- Short Ratio: 60.8
Frequently Asked Questions for Citizens (NYSE:CIA)
What is Citizens' stock symbol?
Citizens trades on the New York Stock Exchange (NYSE) under the ticker symbol "CIA."
How were Citizens' earnings last quarter?
Citizens, Inc. (NYSE:CIA) announced its quarterly earnings data on Monday, November, 7th. The company reported $0.05 earnings per share (EPS) for the quarter. The firm earned $61.70 million during the quarter. Citizens had a return on equity of 2.15% and a net margin of 2.20%. View Citizens' Earnings History.
When will Citizens make its next earnings announcement?
Who are some of Citizens' key competitors?
Some companies that are related to Citizens include Live Oak Bancshares (LOB), Pennsylvania Real Estate Investment Trust (PEI), World Acceptance Corporation (WRLD), PJT Partners (PJT), PHH Corp (PHH), New York Mortgage Trust (NYMT), United Insurance Holdings Corp. (UIHC), Camden National Corporation (CAC), Park Sterling Corporation (PSTB), Midland States Bancorp (MSBI), Bridge Bancorp (BDGE), CU Bancorp (CA) (CUNB), Triumph Bancorp (TBK), Ashford Hospitality Trust (AHT), TriState Capital Holdings (TSC), QCR Holdings (QCRH), First Foundation (FFWM) and Armada Hoffler Properties (AHH).
Who are Citizens' key executives?
Citizens' management team includes the folowing people:
- Kay E. Osbourn, President, Chief Corporate Officer
- Geoffrey M. Kolander, Chief Executive Officer
- David S. Jorgensen, Chief Financial Officer, Vice President, Treasurer
- Terry B Festervand, Chief Operating Officer
- Jeff Conklin, Chief Accounting Officer
- Dottie S. Riley, Vice President - Employee Relations, Director
- Cheri D Duncan, Corporate Secretary
- Robert B. Sloan Jr., Non-Executive Independent Chairman of the Board
- Christopher W. Claus, Director
- J.D. Davis, Director
How do I buy Citizens stock?
Shares of Citizens can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Citizens' stock price today?
One share of Citizens stock can currently be purchased for approximately $7.25.
MarketBeat Community Rating for Citizens (NYSE CIA)MarketBeat's community ratings are surveys of what our community members think about Citizens and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for Citizens (NYSE:CIA) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | No ratings tracked in the last 12 months. |
| Consensus Rating: | N/A (Score: NaN) |
| Consensus Price Target: | N/A |
Consensus Price Target History for Citizens (NYSE:CIA)
Analysts' Ratings History for Citizens (NYSE:CIA)
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No equities research coverage for this company has been tracked by MarketBeat.com
Earnings History for Citizens (NYSE:CIA)Earnings History by Quarter for Citizens (NYSE CIA)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 11/6/2017 | | | | | | | N/A |  |
| 11/7/2016 | Q3 2016 | | $0.05 | | $61.70 million | View | N/A | |
| 3/24/2016 | Q4 | | ($0.04) | | $65.18 million | View | N/A | |
| 8/7/2014 | Q114 | $0.03 | $0.03 | $55.42 million | $54.75 million | View | N/A | |
| 3/11/2014 | Q413 | $0.03 | $0.02 | $55.83 million | $56.87 million | View | N/A | |
| 4/11/2013 | Q4 12 | | ($0.01) | | | View | N/A | |
| 3/11/2013 | Q4 2012 | $0.04 | ($0.01) | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for Citizens (NYSE:CIA)Current Year EPS Consensus Estimate: $0.11 EPS
Next Year EPS Consensus Estimate: $0.12 EPS
Dividend History for Citizens (NYSE:CIA)
No dividend announcements for this company have been tracked by MarketBeat.com
Insider Trading and Institutional Ownership History for Citizens (NYSE:CIA)Insider Ownership Percentage: 7.91%
Institutional Ownership Percentage: 20.68%
Insider Trades by Quarter for Citizens (NYSE:CIA)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 9/5/2017 | Robert B Sloan Jr | Director | Buy | 510 | $7.81 | $3,983.10 | |
| 12/27/2016 | Harold E Riley | Director | Sell | 14,000 | $10.53 | $147,420.00 | |
| 12/8/2016 | Robert B Sloan Jr | Director | Buy | 206 | $9.70 | $1,998.20 | |
| 9/8/2016 | Cheri D Duncan | Insider | Sell | 408 | $9.85 | $4,018.80 | |
| 6/6/2016 | Robert B Sloan Jr | Director | Buy | 247 | $8.08 | $1,995.76 | |
| 4/13/2016 | Rick D Riley | CEO | Buy | 1,331 | $7.48 | $9,955.88 | |
| 9/25/2015 | Randall H Riley | VP | Sell | 10,000 | $7.46 | $74,600.00 | |
| 5/16/2014 | Rick D Riley | Chairman | Buy | 10,000 | $6.12 | $61,200.00 | |
| 5/31/2013 | Rick D Riley | Chairman | Buy | 10,000 | $6.15 | $61,500.00 | |
(Data available from 1/1/2013 forward)
Headline Trends for Citizens (NYSE:CIA)
Latest Headlines for Citizens (NYSE:CIA)
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Citizens (CIA) Chart for Sunday, October, 22, 2017
