NYSE:CIA Citizens (CIA) Stock Price, News & Analysis $3.56 -0.05 (-1.25%) Closing price 07/2/2025 03:59 PM EasternExtended Trading$3.58 +0.02 (+0.56%) As of 07/2/2025 06:50 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Stock (NYSE:CIA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Citizens alerts:Sign Up Key Stats Today's Range$3.51▼$3.6350-Day Range$3.30▼$4.5152-Week Range$2.33▼$5.95Volume194,519 shsAverage Volume131,558 shsMarket Capitalization$178.78 millionP/E Ratio20.97Dividend YieldN/APrice TargetN/AConsensus RatingStrong Buy Company Overview Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Read More Citizens Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreCIA MarketRank™: Citizens scored higher than 29% of companies evaluated by MarketBeat, and ranked 809th out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens.Read more about Citizens' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth18.75% Earnings GrowthEarnings for Citizens are expected to grow by 18.75% in the coming year, from $0.32 to $0.38 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens is 20.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.22.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens is 20.97, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.Price to Book Value per Share RatioCitizens has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Citizens' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted11.54% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 41.5, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 1.16%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCitizens does not currently pay a dividend.Dividend GrowthCitizens does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted11.54% of the float of Citizens has been sold short.Short Interest Ratio / Days to CoverCitizens has a short interest ratio ("days to cover") of 41.5, which indicates bearish sentiment.Change versus previous monthShort interest in Citizens has recently decreased by 1.16%, indicating that investor sentiment is improving. News and Social Media1.0 / 5News Sentiment-0.22 News SentimentCitizens has a news sentiment score of -0.22. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.86 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Citizens this week, compared to 4 articles on an average week.Search InterestOnly 1 people have searched for CIA on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Citizens insiders have bought more of their company's stock than they have sold. Specifically, they have bought $551,768.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 1.60% of the stock of Citizens is held by insiders.Percentage Held by InstitutionsOnly 13.73% of the stock of Citizens is held by institutions.Read more about Citizens' insider trading history. Receive CIA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens and its competitors with MarketBeat's FREE daily newsletter. Email Address CIA Stock News HeadlinesGovernment quietly builds massive database tracking all US citizensJuly 1 at 1:31 PM | msn.comCIA Rolled Out Dark Web Strategy Targeting ChinaJune 27, 2025 | msn.comGet Your Bank Account “Fed Invasion” Ready with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide. It will give them unprecedented powers to control your bank account. | Weiss Ratings (Ad)CIA Director Details Dark Web Strategy Targeting ChinaJune 26, 2025 | msn.comChina calls CIA videos 'absurd' attempt to recruit spiesJune 26, 2025 | msn.comChina calls CIA videos ‘absurd’ attempt to recruit spiesJune 26, 2025 | msn.comChina: CIA videos ‘absurd’ attempt to recruit spiesJune 25, 2025 | msn.comChina Accuses CIA Making "Absurd" Attempt To Recruit SpiesJune 25, 2025 | msn.comSee More Headlines CIA Stock Analysis - Frequently Asked Questions How have CIA shares performed this year? Citizens' stock was trading at $4.01 at the beginning of the year. Since then, CIA shares have decreased by 11.1% and is now trading at $3.5650. View the best growth stocks for 2025 here. How were Citizens' earnings last quarter? Citizens, Inc. (NYSE:CIA) announced its earnings results on Thursday, March, 13th. The insurance provider reported $0.07 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.10 by $0.03. The insurance provider had revenue of $63.47 million for the quarter, compared to analysts' expectations of $64.66 million. Citizens had a net margin of 3.60% and a trailing twelve-month return on equity of 5.50%. How do I buy shares of Citizens? Shares of CIA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens investors own include HubSpot (HUBS), Netflix (NFLX), Bank of America (BAC), Diamondback Energy (FANG), ForgeRock (FORG) and InMode (INMD). Company Calendar Last Earnings3/13/2025Today7/02/2025Next Earnings (Estimated)8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - LIFE Sub-IndustryLife & Health Insurance Current SymbolNYSE:CIA CIK24090 Webwww.citizensinc.com Phone(512) 837-7100Fax512-836-9785Employees220Year FoundedN/AProfitability EPS (Trailing Twelve Months)$0.17 Trailing P/E Ratio20.80 Forward P/E Ratio11.14 P/E GrowthN/ANet Income$14.91 million Net Margins3.60% Pretax Margin3.40% Return on Equity5.50% Return on Assets0.67% Debt Debt-to-Equity RatioN/A Current Ratio0.04 Quick Ratio0.04 Sales & Book Value Annual Sales$245 million Price / Sales0.73 Cash Flow$0.43 per share Price / Cash Flow8.20 Book Value$4.21 per share Price / Book0.85Miscellaneous Outstanding Shares50,150,000Free Float49,348,000Market Cap$178.78 million OptionableOptionable Beta0.36 Social Links 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? Enter your email address to see which stocks MarketBeat analysts think might become the next trillion dollar tech company.Get This Free Report This page (NYSE:CIA) was last updated on 7/3/2025 by MarketBeat.com Staff From Our PartnersTrump’s New Order Could Boost Social Security Benefits by 400%If you collect—or plan to collect—Social Security, you need to see this. A new initiative tied to President...InvestorPlace | SponsoredThe $15 Gold Fund That Pays Up to $1,152/MonthGold prices are breaking records. But while everyone else is fixated on headlines… They're missing somet...Investors Alley | SponsoredA grave, grave error.President Donald Trump made headlines last month with a staggering claim. He stated that since taking offic...Porter & Company | SponsoredBuffett’s $325 Billion Cash Problem — Solved by Gold?A bombshell announcement is just weeks away — and it could send shockwaves through the gold market. Most inves...Golden Portfolio | SponsoredAI Meltdown Imminent: Dump These Stocks Now!If you have any money in the markets, especially in AI stocks… Please click here to see Elon Musk’s new inv...Paradigm Press | SponsoredPost-Halving = Profit Season (Here’s How to Win It)It happens like clockwork. Every four years, the crypto market enters a new phase — and for those who know how...Crypto Swap Profits | SponsoredThe $7 company helping Nvidia build the world’s first trillion-dollar robot …Michael Robinson has been at the forefront of the technology market for over 40 years. Spotting some profit...Weiss Ratings | SponsoredMake 22x more from this summer’s Bitcoin boomBitcoin is on fire again. Wall Street’s piling in. ETFs are smashing volume records. And regular investors ...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.