CNFinance (CNF) Stock Price, News & Analysis

Company Overview

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; and loan lending agency services for financial institutions. The company provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. It operates approximately 87 branches and sub-branches in China. The company was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.

Key Stats

• Today's Range: $0.68 to $0.71
• 50-Day Range: $0.40 to $0.80
• 52-Week Range: $0.37 to $2.84
• Volume: 83,823 shs
• Average Volume: 176,833 shs
• Market Capitalization: $48.00 million
• P/E Ratio: 2.26
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

CNFinance Stock Analysis - MarketRank™

CNFinance scored higher than 61% of companies evaluated by MarketBeat, and ranked 591st out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for CNFinance.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 82.14%

Earnings Growth

Earnings for CNFinance are expected to grow by 82.14% in the coming year, from $0.28 to $0.51 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CNFinance is 2.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.11.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNFinance is 2.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.75.

Price to Book Value per Share Ratio

CNFinance has a P/B Ratio of 0.09. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.13% of the outstanding shares of CNFinance have been sold short.

Short Interest Ratio / Days to Cover

CNFinance has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNFinance has recently increased by 24.18%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CNFinance does not currently pay a dividend.

Dividend Growth

CNFinance does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.13% of the outstanding shares of CNFinance have been sold short.

Short Interest Ratio / Days to Cover

CNFinance has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNFinance has recently increased by 24.18%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.39

News Sentiment

CNFinance has a news sentiment score of 0.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for CNFinance this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CNFinance insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.81% of the stock of CNFinance is held by insiders. A high percentage of insider ownership can be a sign of company health.

CNF Stock Analysis - Frequently Asked Questions

How have CNF shares performed this year?

CNFinance's stock was trading at $0.95 at the start of the year. Since then, CNF stock has decreased by 26.3% and is now trading at $0.6999.

How were CNFinance's earnings last quarter?

CNFinance Holdings Limited Sponsored ADR (NYSE:CNF) released its quarterly earnings data on Monday, November, 22nd. The company reported $0.25 EPS for the quarter, topping analysts' consensus estimates of $0.03 by $0.22. The company earned $38.96 million during the quarter, compared to analyst estimates of $42.28 million.
Read the conference call transcript.

When did CNFinance IPO?

CNFinance (CNF) raised $52 million in an initial public offering on Wednesday, November 7th 2018. The company issued 6,500,000 shares at $7.50-$8.50 per share. Roth Capital Partners and Shenwan Hongyuan Securities acted as the underwriters for the IPO.

Who are CNFinance's major shareholders?

Top institutional investors of CNFinance include Gagnon Securities LLC (2.82%) and Gagnon Advisors LLC (2.29%).

How do I buy shares of CNFinance?

Shares of CNF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CNFinance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CNFinance investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL), Novo Nordisk A/S (NVO) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 11/22/2021
• Today: 8/02/2025
• Next Earnings (Estimated): 8/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Banking
• Current Symbol: NYSE:CNF
• CIK: 1733868
• Web: www.cashchina.cn
• Phone: 8620162316688
• Fax: N/A
• Employees: 900
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 2.26
• Forward P/E Ratio: 2.50
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 1.87
• Current Ratio: 764.91
• Quick Ratio: 534.73

Sales & Book Value

• Annual Sales: $205.99 million
• Price / Sales: 0.23
• Cash Flow: $0.10 per share
• Price / Cash Flow: 7.33
• Book Value: $8.23 per share
• Price / Book: 0.09

Miscellaneous

• Outstanding Shares: 68,580,000
• Free Float: 50,881,000
• Market Cap: $48.00 million
• Optionable: Not Optionable
• Beta: 0.02