CNFinance (CNF) Competitors

CNFinance (NYSE:CNF) and OP Bancorp (NASDAQ:OPBK) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, analyst recommendations, valuation, profitability, earnings, dividends and risk.

Do institutionals & insiders believe in CNF or OPBK?

53.6% of OP Bancorp shares are owned by institutional investors. 25.8% of CNFinance shares are owned by insiders. Comparatively, 20.4% of OP Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk & volatility, CNF or OPBK?

CNFinance has a beta of -0.01, suggesting that its stock price is 101% less volatile than the S&P 500. Comparatively, OP Bancorp has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Is CNF or OPBK more profitable?

OP Bancorp has a net margin of 13.61% compared to CNFinance's net margin of 0.00%. OP Bancorp's return on equity of 10.51% beat CNFinance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNFinance	N/A	N/A	N/A
OP Bancorp	13.61%	10.51%	0.90%

Do analysts prefer CNF or OPBK?

OP Bancorp has a consensus price target of $18.00, indicating a potential upside of 32.64%. Given OP Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe OP Bancorp is more favorable than CNFinance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNFinance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
OP Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer CNF or OPBK?

In the previous week, OP Bancorp had 1 more articles in the media than CNFinance. MarketBeat recorded 2 mentions for OP Bancorp and 1 mentions for CNFinance. OP Bancorp's average media sentiment score of 1.29 beat CNFinance's score of 0.00 indicating that OP Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNFinance	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
OP Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, CNF or OPBK?

OP Bancorp has lower revenue, but higher earnings than CNFinance. CNFinance is trading at a lower price-to-earnings ratio than OP Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNFinance	$205.99M	0.24	$5.26M	$0.31	2.34
OP Bancorp	$154.05M	1.31	$21.07M	$1.42	9.56

Summary

OP Bancorp beats CNFinance on 13 of the 15 factors compared between the two stocks.