CNFinance (CNF) Competitors

Qudian (NYSE:QD) and CNFinance (NYSE:CNF) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, profitability, community ranking, valuation, analyst recommendations, dividends, media sentiment, earnings and risk.

Do analysts rate QD or CNF?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
CNFinance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the MarketBeat Community believe in QD or CNF?

Qudian received 394 more outperform votes than CNFinance when rated by MarketBeat users. Likewise, 67.81% of users gave Qudian an outperform vote while only 56.55% of users gave CNFinance an outperform vote.

Company	Underperform	Outperform
Qudian	Outperform Votes 476 67.81%	Underperform Votes 226 32.19%
CNFinance	Outperform Votes 82 56.55%	Underperform Votes 63 43.45%

Which has more volatility & risk, QD or CNF?

Qudian has a beta of 0.64, meaning that its share price is 36% less volatile than the S&P 500. Comparatively, CNFinance has a beta of 0.26, meaning that its share price is 74% less volatile than the S&P 500.

Does the media prefer QD or CNF?

In the previous week, CNFinance had 5 more articles in the media than Qudian. MarketBeat recorded 7 mentions for CNFinance and 2 mentions for Qudian. CNFinance's average media sentiment score of 0.32 beat Qudian's score of -0.33 indicating that CNFinance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qudian	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
CNFinance	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is QD or CNF more profitable?

CNFinance has a net margin of 7.76% compared to Qudian's net margin of -59.94%. CNFinance's return on equity of 3.65% beat Qudian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qudian	-59.94%	-2.97%	-2.71%
CNFinance	7.76%	3.65%	1.03%

Which has preferable valuation and earnings, QD or CNF?

CNFinance has lower revenue, but higher earnings than Qudian. Qudian is trading at a lower price-to-earnings ratio than CNFinance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$577.49 million	0.60	-$52.48 million	-$0.20	-6.85
CNFinance	$260.58 million	N/A	$20.11 million	$0.28	10.54

Do insiders and institutionals have more ownership in QD or CNF?

14.0% of Qudian shares are owned by institutional investors. Comparatively, 11.5% of CNFinance shares are owned by institutional investors. 25.7% of Qudian shares are owned by company insiders. Comparatively, 25.8% of CNFinance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

CNFinance beats Qudian on 9 of the 14 factors compared between the two stocks.