CNFinance (CNF) Stock Price, News & Analysis

Company Overview

CNFinance Holdings Limited (NYSE: CNF) is a China-based financial services company that focuses on home equity loan facilitation. The company helps connect property-owning borrowers, particularly small business owners and entrepreneurs, with financial institutions and other funding sources.

Its services generally include borrower acquisition, loan application support, credit assessment assistance, documentation and transaction coordination, and post-origination services. The company’s lending solutions are primarily secured by residential or commercial real estate and are designed to provide financing for business operations and other eligible purposes.

Founded in 1999 and headquartered in Guangzhou, China, CNFinance has historically served customers through a network of local service locations and business partners in multiple regions of mainland China. The company became publicly listed on the New York Stock Exchange in 2018. Its operations and results are influenced by China’s property market, consumer and small-business financing demand, and financial-services regulations.

Key Stats

• Today's Range: $1.90 to $1.93
• 50-Day Range: $1.78 to $2.46
• 52-Week Range: $1.74 to $6.49
• Volume: 545 shs
• Average Volume: 9,512 shs
• Market Capitalization: $13.61 million
• P/E Ratio: 0.90
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

CNFinance Stock Analysis - MarketRank™

CNFinance scored higher than 16% of companies evaluated by MarketBeat, and ranked 791st out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

CNFinance has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

CNFinance has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of CNFinance is 0.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.75.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNFinance is 0.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.34.

Price to Book Value per Share Ratio

CNFinance has a P/B Ratio of 0.03. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.09% of the float of CNFinance has been sold short.

Short Interest Ratio / Days to Cover

CNFinance has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNFinance has recently increased by 31.90%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CNFinance does not currently pay a dividend.

Dividend Growth

CNFinance does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CNFinance insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.80% of the stock of CNFinance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

CNFinance has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/29/2026
• Today: 9/30/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:CNF
• CIK: 1733868
• Web: ir.cashchina.cn
• Phone: 8620162316688
• Fax: N/A
• Employees: 326
• Year Founded: 1999

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 0.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.95
• Current Ratio: 1,057.43
• Quick Ratio: 430.62

Sales & Book Value

• Annual Sales: -$103.08 million
• Price / Sales: -0.13
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $72.62 per share
• Price / Book: 0.03

Miscellaneous

• Outstanding Shares: 6,858,000
• Free Float: 5,088,000
• Market Cap: $12.96 million
• Optionable: Not Optionable
• Beta: -0.14