CNFinance (CNF) Stock Price, News & Analysis

Company Overview

CNFinance Holdings Limited (NYSE: CNF) is a China-based holding company specializing in internet-based financial services for consumers and small- and medium-sized enterprises (SMEs). Through its subsidiaries, CNFinance develops and operates an online marketplace that connects individual and corporate borrowers with institutional and private capital providers. The company’s platform leverages technology to streamline the loan application process, enabling efficient access to credit in a traditionally underserved segment of the Chinese financial market.

The company’s core offerings include unsecured consumer loans, SME working capital financing, supply chain financing solutions and wealth management products. CNFinance employs proprietary credit assessment tools and data‐driven risk models to underwrite loans, monitor portfolio performance and manage credit exposure. Its digital infrastructure supports seamless borrower onboarding, real-time fund disbursement and automated repayment tracking, catering to both first-time borrowers and established small businesses.

Founded in 2014 and headquartered in Beijing, CNFinance completed its initial public offering on the New York Stock Exchange under the ticker symbol CNF. Since launching its flagship platform, the company has expanded service coverage across multiple provinces in mainland China, targeting major urban centers as well as regional markets. CNFinance’s leadership team combines expertise in financial services, technology development and regulatory compliance to navigate the evolving landscape of China’s online lending industry.

Key Stats

• Today's Range: $2.04 to $2.20
• 50-Day Range: $2.13 to $3.18
• 52-Week Range: $2.04 to $8.80
• Volume: 4,449 shs
• Average Volume: 39,565 shs
• Market Capitalization: $14.57 million
• P/E Ratio: 0.97
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

CNFinance Stock Analysis - MarketRank™

CNFinance scored higher than 35% of companies evaluated by MarketBeat, and ranked 752nd out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

CNFinance has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 strong buy rating, no buy ratings, 1 hold rating, and 1 sell rating.

Amount of Analyst Coverage

CNFinance has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of CNFinance is 0.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of CNFinance is 0.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.10.

Price to Book Value per Share Ratio

CNFinance has a P/B Ratio of 0.03. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.05% of the float of CNFinance has been sold short.

Short Interest Ratio / Days to Cover

CNFinance has a short interest ratio ("days to cover") of 0.17, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CNFinance has recently decreased by 5.79%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

CNFinance does not currently pay a dividend.

Dividend Growth

CNFinance does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CNFinance insiders have not sold or bought any company stock.

Percentage Held by Insiders

25.80% of the stock of CNFinance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

CNFinance has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 4/30/2026
• Today: 7/31/2026
• Next Earnings (Estimated): 8/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Banking
• Current Symbol: NYSE:CNF
• CIK: 1733868
• Web: www.cashchina.cn
• Phone: 8620162316688
• Fax: N/A
• Employees: 900
• Year Founded: 1999

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 0.97
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.96
• Current Ratio: 772.09
• Quick Ratio: 328.89

Sales & Book Value

• Annual Sales: $135.76 million
• Price / Sales: 0.11
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $72.62 per share
• Price / Book: 0.03

Miscellaneous

• Outstanding Shares: 6,858,000
• Free Float: 5,088,000
• Market Cap: $14.57 million
• Optionable: Not Optionable
• Beta: -0.17