CNFinance (CNF) Stock Price, News & Analysis

Company Overview

CNFinance Holdings Limited (NYSE: CNF) is a China-based holding company specializing in internet-based financial services for consumers and small- and medium-sized enterprises (SMEs). Through its subsidiaries, CNFinance develops and operates an online marketplace that connects individual and corporate borrowers with institutional and private capital providers. The company’s platform leverages technology to streamline the loan application process, enabling efficient access to credit in a traditionally underserved segment of the Chinese financial market.

The company’s core offerings include unsecured consumer loans, SME working capital financing, supply chain financing solutions and wealth management products. CNFinance employs proprietary credit assessment tools and data‐driven risk models to underwrite loans, monitor portfolio performance and manage credit exposure. Its digital infrastructure supports seamless borrower onboarding, real-time fund disbursement and automated repayment tracking, catering to both first-time borrowers and established small businesses.

Founded in 2014 and headquartered in Beijing, CNFinance completed its initial public offering on the New York Stock Exchange under the ticker symbol CNF. Since launching its flagship platform, the company has expanded service coverage across multiple provinces in mainland China, targeting major urban centers as well as regional markets. CNFinance’s leadership team combines expertise in financial services, technology development and regulatory compliance to navigate the evolving landscape of China’s online lending industry.

Key Stats

• Today's Range: $4.76 to $4.91
• 50-Day Range: $2.40 to $6.08
• 52-Week Range: $2.36 to $15.44
• Volume: 5,798 shs
• Average Volume: 51,001 shs
• Market Capitalization: $33.55 million
• P/E Ratio: 15.77
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

CNF Stock Analysis - Frequently Asked Questions

How have CNF shares performed this year?

CNFinance's stock was trading at $9.50 at the start of the year. Since then, CNF shares have decreased by 48.5% and is now trading at $4.89.

How were CNFinance's earnings last quarter?

CNFinance Holdings Limited Sponsored ADR (NYSE:CNF) announced its quarterly earnings results on Monday, November, 22nd. The company reported $2.50 EPS for the quarter, topping analysts' consensus estimates of $0.30 by $2.20. The firm had revenue of $38.96 million for the quarter, compared to analyst estimates of $42.28 million.
Read the conference call transcript.

When did CNFinance's stock split?

CNFinance's stock reverse split on Friday, September 5th 2025.The 1-10 reverse split was announced on Friday, August 15th 2025. The number of shares owned by shareholders was adjusted after the closing bell on Thursday, September 4th 2025. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

When did CNFinance IPO?

CNFinance (CNF) raised $52 million in an IPO on Wednesday, November 7th 2018. The company issued 6,500,000 shares at a price of $7.50-$8.50 per share. Roth Capital Partners and Shenwan Hongyuan Securities served as the underwriters for the IPO.

How do I buy shares of CNFinance?

Shares of CNF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CNFinance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CNFinance investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL), Novo Nordisk A/S (NVO) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 11/22/2021
• Today: 10/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Banking
• Current Symbol: NYSE:CNF
• CIK: 1733868
• Web: www.cashchina.cn
• Phone: 8620162316688
• Fax: N/A
• Employees: 900
• Year Founded: 1999

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 15.77
• Forward P/E Ratio: 17.46
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 1.32
• Current Ratio: 681.01
• Quick Ratio: 392.34

Sales & Book Value

• Annual Sales: $205.99 million
• Price / Sales: 0.16
• Cash Flow: $1.02 per share
• Price / Cash Flow: 4.79
• Book Value: $82.30 per share
• Price / Book: 0.06

Miscellaneous

• Outstanding Shares: 6,860,000
• Free Float: 5,088,000
• Market Cap: $33.55 million
• Optionable: Not Optionable
• Beta: 0.07