Equifax (EFX) Stock Price, News & Analysis

Company Overview

Equifax Inc. is a global data analytics and consumer credit reporting company that provides individuals and businesses with insights into creditworthiness and risk management. Founded in 1899 and headquartered in Atlanta, Georgia, the company has grown from its origins as the Retail Credit Company to become one of the three major credit bureaus in the United States. Equifax collects and aggregates financial and public record data on hundreds of millions of consumers and businesses worldwide, supporting lenders, employers, insurers and government agencies in making informed decisions.

The company’s core offerings include credit reports, credit scores, identity verification and fraud detection solutions. Equifax’s credit monitoring services alert consumers to changes in their credit files and potential identity theft scenarios, while its identity theft protection products provide remediation support in the event of unauthorized account activity. For business clients, Equifax delivers decisioning tools and predictive analytics platforms that streamline credit underwriting, automate account management workflows and help organizations comply with regulatory requirements.

Equifax operates across multiple regions, including North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific. In each geography, the company leverages local data sources and analytics expertise to tailor products for regional regulatory environments and market conditions. Equifax also offers human capital management solutions through its Workforce Solutions segment, providing electronic employment verification services and workforce analytics to employers and government agencies globally.

Under the leadership of President and Chief Executive Officer Mark Begor, Equifax has focused on driving digital transformation, enhancing data security and expanding its suite of analytics-driven products. The company’s executive team, including Chief Financial Officer Mark W. Rohr, emphasizes innovation in artificial intelligence and machine learning to improve risk assessment and customer engagement. Equifax’s governance practices and compliance framework aim to uphold data privacy standards and maintain trust with consumers and enterprise clients alike.

Key Stats

• Today's Range: $262.39 to $267.75
• 50-Day Range: $253.50 to $280.53
• 52-Week Range: $199.98 to $309.63
• Volume: 700,456 shs
• Average Volume: 992,333 shs
• Market Capitalization: $33.01 billion
• P/E Ratio: 54.35
• Dividend Yield: 0.75%
• Price Target: $296.53
• Consensus Rating: Moderate Buy

Equifax Stock Analysis - MarketRank™

Equifax scored higher than 98% of companies evaluated by MarketBeat, and ranked 7th out of 303 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Equifax has received a consensus rating of Moderate Buy. The company's average rating score is 2.74, and is based on 12 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Equifax has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 30.87%

Earnings Growth

Earnings for Equifax are expected to grow by 30.87% in the coming year, from $7.58 to $9.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Equifax is 54.35, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.16.

Price to Earnings Ratio vs. Sector

The P/E ratio of Equifax is 54.35, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 24.00.

Price to Earnings Growth Ratio

Equifax has a PEG Ratio of 2.88. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Equifax has a P/B Ratio of 6.84. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.37% of the float of Equifax has been sold short.

Short Interest Ratio / Days to Cover

Equifax has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equifax has recently decreased by 9.94%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Equifax has a dividend yield of 0.76%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Equifax has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Equifax is 40.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Equifax will have a dividend payout ratio of 20.16% next year. This indicates that Equifax will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.1 / 5
• Environmental Score: -0.62

Percentage of Shares Shorted

2.37% of the float of Equifax has been sold short.

Short Interest Ratio / Days to Cover

Equifax has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equifax has recently decreased by 9.94%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.05

News Sentiment

Equifax has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Equifax this week, compared to 17 articles on an average week.

Search Interest

Only 1 people have searched for EFX on MarketBeat in the last 30 days. This is a decrease of -83% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Equifax insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,204,678.00 in company stock.

Percentage Held by Insiders

Only 1.40% of the stock of Equifax is held by insiders.

Percentage Held by Institutions

96.20% of the stock of Equifax is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

EFX Stock Analysis - Frequently Asked Questions

How have EFX shares performed this year?

Equifax's stock was trading at $254.85 on January 1st, 2025. Since then, EFX shares have increased by 4.3% and is now trading at $265.75.

How were Equifax's earnings last quarter?

Equifax, Inc. (NYSE:EFX) released its quarterly earnings data on Tuesday, April, 22nd. The credit services provider reported $1.53 earnings per share for the quarter, topping analysts' consensus estimates of $1.45 by $0.08. The credit services provider earned $1.44 billion during the quarter, compared to the consensus estimate of $1.41 billion. Equifax had a net margin of 10.68% and a trailing twelve-month return on equity of 18.81%.
Read the conference call transcript.

Does Equifax have any subsidiaries?

Equifax subsidiaries include Data-Crédito, Efficient Hire, Teletrack, Appriss Insights, HealthCare Impact Associates, i2Verify, HIREtech, and more.

Who are Equifax's major shareholders?

Equifax's top institutional investors include Czech National Bank (0.02%), Fiduciary Alliance LLC, First Financial Bank Trust Division and Wesbanco Bank Inc.. Insiders that own company stock include Mark W Begor, Rodolfo O Ploder, John W Gamble Jr, Bryson R Koehler, Lisa M Nelson, Carla Chaney, Julia A Houston, Julia A Houston, James M Griggs and Karen L Fichuk.
View institutional ownership trends.

How do I buy shares of Equifax?

Shares of EFX stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Equifax own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Equifax investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 6/13 Dividend: 5/23/2025
• Ex-Dividend for 6/13 Dividend: 5/23/2025
• Dividend Payable: 6/13/2025
• Today: 7/09/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Consulting
• Sub-Industry: Research & Consulting Services
• Current Symbol: NYSE:EFX
• CIK: 33185
• Web: www.equifax.com
• Phone: (404) 885-8000
• Fax: 404-888-8682
• Employees: 14,700
• Year Founded: 1899

Price Target and Rating

• Average Price Target for Equifax: $296.53
• High Price Target: $333.00
• Low Price Target: $260.00
• Potential Upside/Downside: +11.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.74
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.89
• Trailing P/E Ratio: 54.35
• Forward P/E Ratio: 35.06
• P/E Growth: 2.88
• Net Income: $604.10 million
• Net Margins: 10.68%
• Pretax Margin: 14.46%
• Return on Equity: 18.81%
• Return on Assets: 7.60%

Debt

• Debt-to-Equity Ratio: 0.86
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $5.68 billion
• Price / Sales: 5.81
• Cash Flow: $12.91 per share
• Price / Cash Flow: 20.58
• Book Value: $38.84 per share
• Price / Book: 6.84

Miscellaneous

• Outstanding Shares: 124,200,000
• Free Float: 122,460,000
• Market Cap: $33.01 billion
• Optionable: Optionable
• Beta: 1.60