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Everest Group (EG) Financials

Everest Group logo
$329.78 +1.63 (+0.50%)
Closing price 08/8/2025 03:59 PM Eastern
Extended Trading
$329.82 +0.03 (+0.01%)
As of 08/8/2025 04:30 PM Eastern
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Annual Income Statements for Everest Group

Annual Income Statements for Everest Group

This table shows Everest Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 978 996 514 89 1,009 514 1,379 597 2,517 1,373
Consolidated Net Income / (Loss)		 978 996 483 89 1,009 514 1,379 597 2,517 1,373
Net Income / (Loss) Continuing Operations		 978 996 514 89 1,009 514 1,379 597 2,517 1,373
Total Pre-Tax Income 		1,112 1,100 419 -242 1,099 585 1,546 588 2,154 1,493
Total Revenue		 5,677 5,794 6,622 7,361 8,231 9,598 11,866 12,060 14,587 17,281
Net Interest Income / (Expense)		 -36 -36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 36 36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 5,677 5,794 6,622 7,361 8,231 9,610 11,866 12,060 14,587 17,262
Other Service Charges		 88 -11 -21 -24 -4.66 6.00 37 -102 -14 121
Net Realized & Unrealized Capital Gains on Investments		 296 516 713 454 832 922 1,423 375 1,158 1,954
Premiums Earned		 5,293 5,320 5,938 6,932 7,404 8,682 10,406 11,787 13,443 15,187
Total Non-Interest Expense		 4,565 4,695 6,171 7,604 7,132 9,013 10,321 11,472 12,432 15,787
Marketing Expense		 1,184 1,189 1,304 1,519 1,704 1,873 2,209 2,528 2,952 3,300
Property & Liability Insurance Claims		 3,065 3,140 4,523 5,651 4,923 6,551 7,391 8,100 8,427 11,305
Insurance Policy Acquisition Costs		 257 303 319 372 441 511 583 682 846 938
Other Operating Expenses		 23 27 26 31 33 41 68 61 73 95
Amortization Expense		 - - - 31 32 36 70 101 134 149
Income Tax Expense		 134 104 -63 -331 90 71 167 -9.00 -363 120
Basic Earnings per Share		 $22.29 $23.85 $11.77 $2.18 $24.77 $12.81 $34.66 $15.19 $60.19 $31.78
Weighted Average Basic Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Diluted Earnings per Share		 $22.10 $23.68 $11.70 $2.17 $24.70 $12.78 $34.62 $15.19 $60.19 $31.78
Weighted Average Diluted Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Weighted Average Basic & Diluted Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Cash Dividends to Common per Share		 $4.00 $4.70 $5.05 $5.30 $5.75 $6.20 $6.20 $6.50 $6.80 $7.75

Quarterly Income Statements for Everest Group

This table shows Everest Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 -319 495 365 670 678 804 733 724 509 -593 210
Consolidated Net Income / (Loss)		 -319 495 365 670 678 804 733 724 509 -593 210
Net Income / (Loss) Continuing Operations		 -319 495 365 670 678 804 733 724 509 -593 209
Total Pre-Tax Income 		-401 568 408 750 725 271 832 832 577 -748 248
Total Revenue		 3,048 3,281 3,286 3,650 3,991 3,660 4,133 4,227 4,285 4,636 4,263
Net Interest Income / (Expense)		 -25 25 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 25 -25 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Non-Interest Income		 3,073 3,239 3,281 3,646 4,022 3,638 4,140 4,244 4,312 4,566 4,270
Other Service Charges		 -16 -30 -79 38 103 -76 31 23 -102 169 -73
Net Realized & Unrealized Capital Gains on Investments		 22 257 260 357 406 135 457 528 496 473 491
Premiums Earned		 3,067 3,012 3,100 3,251 3,513 3,579 3,652 3,693 3,918 3,924 3,852
Total Non-Interest Expense		 3,449 2,714 2,878 2,901 3,266 3,387 3,302 3,395 3,708 5,382 4,015
Marketing Expense		 641 652 661 686 752 853 782 790 826 902 824
Property & Liability Insurance Claims		 2,623 1,811 1,966 1,960 2,246 2,255 2,237 2,311 2,584 4,173 2,893
Insurance Policy Acquisition Costs		 169 182 200 205 215 226 224 234 236 244 238
Other Operating Expenses		 16 16 19 17 19 18 22 22 25 26 21
Amortization Expense		 - - 32 33 34 35 37 37 38 37 38
Income Tax Expense		 -82 73 43 80 47 -533 99 108 68 -155 39
Basic Earnings per Share		 ($8.22) $12.73 $9.31 $16.26 $15.63 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90
Weighted Average Basic Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Diluted Earnings per Share		 ($8.22) $12.74 $9.31 $16.26 $15.63 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90
Weighted Average Diluted Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Weighted Average Basic & Diluted Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Cash Dividends to Common per Share		 $1.65 - $1.65 $1.65 $1.75 - $1.75 $2.00 $2.00 - $2.00

Annual Cash Flow Statements for Everest Group

This table details how cash moves in and out of Everest Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 -154 198 153 21 152 -6.00 639 -42 38 112
Net Cash From Operating Activities		 1,108 1,384 1,163 610 1,852 2,874 3,833 3,695 4,553 4,957
Net Cash From Continuing Operating Activities		 1,108 1,384 1,163 610 1,852 2,873 3,832 3,696 4,553 4,956
Net Income / (Loss) Continuing Operations		 978 996 483 89 1,009 514 1,379 597 2,517 1,373
Consolidated Net Income / (Loss)		 978 996 483 89 1,009 514 1,379 597 2,517 1,373
Amortization Expense		 51 49 46 29 31 50 76 55 -64 -167
Non-Cash Adjustments to Reconcile Net Income		 246 58 -72 244 -70 -107 -4.00 680 445 207
Changes in Operating Assets and Liabilities, net		 -167 280 706 248 881 2,416 2,381 2,364 1,655 3,543
Net Cash From Investing Activities		 -681 -658 -733 -280 -1,412 -3,683 -3,869 -3,418 -5,902 -4,478
Net Cash From Continuing Investing Activities		 -681 -658 -733 -280 -1,412 -3,683 -3,870 -3,418 -5,902 -4,476
Purchase of Investment Securities		 -5,233 -9,452 -11,525 -10,206 -7,540 -9,101 -10,723 -9,898 -12,718 -15,092
Sale and/or Maturity of Investments		 4,571 8,737 10,793 9,881 6,128 5,223 6,853 6,551 6,635 10,643
Other Investing Activities, net		 -23 9.39 - 46 - 195 - -71 181 -27
Net Cash From Financing Activities		 -573 -582 -275 -317 -276 800 674 -359 1,409 -383
Net Cash From Continuing Financing Activities		 -573 -582 -275 -317 -276 799 674 -359 1,410 -383
Issuance of Debt		 - - - 0.00 0.00 979 968 0.00 300 200
Issuance of Common Equity		 14 11 - - -3.13 -14 -14 -17 1,422 -24
Repayment of Debt		 - 0.00 - 0.00 0.00 299 209 -6.00 0.00 0.00
Repurchase of Common Equity		 -400 -386 -55 -83 -25 -200 -225 -61 0.00 -200
Payment of Dividends		 -175 -195 -207 -216 -234 -249 -247 -255 -288 -334
Other Financing Activities, Net		 -12 -11 -13 -17 -14 -16 -17 -20 -24 -25
Effect of Exchange Rate Changes		 -7.78 54 -1.51 7.17 -12 3.00 1.00 39 -23 16
Cash Interest Paid		 36 36 36 30 32 28 62 98 130 147
Cash Income Taxes Paid		 165 43 165 -65 -149 -170 98 171 196 397

Quarterly Cash Flow Statements for Everest Group

This table details how cash moves in and out of Everest Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Change in Cash & Equivalents		 -437 -280 212 456 -301 -329 107 26 29 -50 17
Net Cash From Operating Activities		 1,118 1,015 1,064 1,094 1,378 1,017 1,102 1,337 1,738 780 928
Net Cash From Continuing Operating Activities		 1,118 1,016 1,064 1,093 1,380 1,016 1,103 1,336 1,737 780 928
Net Income / (Loss) Continuing Operations		 -319 496 365 670 678 804 733 724 509 -593 210
Consolidated Net Income / (Loss)		 -319 496 365 670 678 804 733 724 509 -593 210
Amortization Expense		 14 6.00 -1.00 -10 -24 -29 -30 -35 -48 -54 -46
Non-Cash Adjustments to Reconcile Net Income		 174 -13 55 9.00 75 306 54 63 88 2.00 -12
Changes in Operating Assets and Liabilities, net		 1,249 527 645 424 651 -65 346 584 1,188 1,425 776
Net Cash From Investing Activities		 -1,439 -1,222 -752 -2,000 -1,594 -1,556 -849 -1,167 -1,529 -933 -569
Net Cash From Continuing Investing Activities		 -1,439 -1,222 -751 -2,000 -1,594 -1,557 -849 -1,167 -1,528 -932 -569
Purchase of Investment Securities		 -3,082 -2,960 -1,863 -2,474 -2,760 -5,621 -2,421 -2,738 -6,153 -3,780 -3,755
Sale and/or Maturity of Investments		 1,564 1,911 845 700 1,005 4,085 1,288 1,837 4,322 3,196 3,186
Net Cash From Financing Activities		 -133 -67 -103 1,372 -81 221 -153 -152 -190 112 -324
Net Cash From Continuing Financing Activities		 -133 -67 -103 1,373 -81 221 -153 -152 -190 112 -323
Issuance of Common Equity		 -1.00 -1.00 -19 1,445 -3.00 -1.00 -21 - -2.00 -1.00 -19
Repurchase of Common Equity		 -59 -1.00 0.00 - - - -35 -65 -100 - -200
Payment of Dividends		 -65 -64 -65 -71 -76 -76 -76 -87 -86 -85 -85
Other Financing Activities, Net		 -2.00 -1.00 -19 -1.00 -2.00 -2.00 -21 - -2.00 -2.00 -19
Effect of Exchange Rate Changes		 16 -7.00 3.00 -10 -5.00 -11 7.00 7.00 11 -9.00 -18
Cash Interest Paid		 3.00 47 10 54 11 55 16 58 16 57 16
Cash Income Taxes Paid		 66 4.00 2.00 71 112 11 16 187 137 57 1.00

Annual Balance Sheets for Everest Group

This table presents Everest Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 20,551 21,322 23,592 24,751 27,324 32,712 38,185 39,966 49,399 56,341
Cash and Due from Banks		 16,676 482 635 656 808 802 1,441 1,398 1,437 1,549
Trading Account Securities		 0.00 16,570 17,482 17,536 19,526 23,525 27,054 27,441 33,577 35,274
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 0.00 96 98 105 117 141 149 217 324 368
Unearned Premiums Asset		 1,483 1,678 2,133 2,527 2,705 3,093 3,809 4,229 5,481 6,247
Deferred Acquisition Cost		 372 344 412 512 582 622 872 962 1,247 1,461
Other Assets		 2,016 2,152 2,833 3,416 3,587 4,529 4,859 5,718 7,333 11,441
Total Liabilities & Shareholders' Equity		 20,551 21,322 23,592 24,751 27,324 32,712 38,185 39,966 49,399 56,341
Total Liabilities		 12,942 13,246 15,223 16,890 18,191 22,985 28,046 31,525 36,197 42,466
Short-Term Debt		 0.00 28 39 51 31 207 17 1.00 137 84
Accrued Interest Payable		 0.00 3.54 2.73 3.09 2.88 10 17 19 22 22
Long-Term Debt		 0.00 633 633 634 634 1,910 3,089 3,084 3,386 3,587
Claims and Claim Expense		 - 10,312 11,884 13,119 13,611 16,322 19,009 22,065 24,604 29,889
Unearned Premiums Liability		 0.00 1,578 2,001 2,518 3,057 3,501 4,610 5,147 6,622 7,324
Other Long-Term Liabilities		 12,942 637 612 519 813 997 1,269 1,209 1,427 1,559
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 7,609 8,075 8,369 7,861 9,133 9,726 10,139 8,441 13,202 13,875
Total Preferred & Common Equity		 7,609 8,075 8,369 7,861 9,133 9,726 10,139 8,441 13,202 13,875
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 7,609 8,075 8,369 7,861 9,133 9,726 10,140 8,441 13,202 13,876
Common Stock		 7,609 2,141 2,166 2,189 2,220 2,246 2,275 2,303 3,774 3,813
Retained Earnings		 0.00 9,423 9,686 9,531 10,307 10,567 11,700 12,042 14,270 15,309
Treasury Stock		 0.00 -3,272 -3,322 -3,398 -3,422 -3,622 -3,847 -3,908 -3,908 -4,108
Accumulated Other Comprehensive Income / (Loss)		 0.00 -217 -161 -463 28 535 12 -1,996 -934 -1,138

Quarterly Balance Sheets for Everest Group

This table presents Everest Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Total Assets		 38,144 39,966 41,839 44,668 46,318 49,399 50,937 52,560 55,864 56,341 58,132
Cash and Due from Banks		 1,679 1,398 1,610 2,067 1,765 1,437 1,544 1,570 1,599 1,549 1,567
Trading Account Securities		 25,389 27,441 28,791 29,808 30,467 33,577 34,207 35,031 36,560 35,274 38,112
Loans and Leases, Net of Allowance		 837 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 200 217 235 266 298 324 327 360 380 368 391
Unearned Premiums Asset		 4,008 4,229 4,533 4,955 5,182 5,481 5,803 6,209 6,324 6,247 6,464
Deferred Acquisition Cost		 867 962 1,011 1,086 1,156 1,247 1,331 1,422 1,475 1,461 1,494
Other Assets		 5,164 5,718 5,659 6,486 7,451 7,333 7,725 7,968 9,524 11,441 10,103
Total Liabilities & Shareholders' Equity		 38,144 39,966 41,839 44,668 46,318 49,399 50,937 52,560 55,864 56,341 58,132
Total Liabilities		 30,495 31,525 32,825 33,766 35,092 36,197 37,308 38,378 40,529 42,466 43,993
Short-Term Debt		 134 1.00 201 21 200 137 403 175 434 84 7.00
Accrued Interest Payable		 39 19 41 19 41 22 43 22 43 22 43
Long-Term Debt		 3,084 3,084 3,085 3,085 3,085 3,386 3,386 3,386 3,387 3,587 3,587
Claims and Claim Expense		 21,222 22,065 22,878 23,405 23,833 24,604 25,211 25,853 27,480 29,889 31,512
Unearned Premiums Liability		 4,795 5,147 5,418 5,943 6,295 6,622 6,826 7,313 7,462 7,324 7,253
Other Long-Term Liabilities		 1,187 1,209 1,173 1,265 1,612 1,427 1,438 1,629 1,723 1,559 1,591
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 7,649 8,441 9,014 10,902 11,226 13,202 13,628 14,182 15,335 13,875 14,140
Total Preferred & Common Equity		 7,649 8,441 9,014 10,902 11,226 13,202 13,628 14,182 15,335 13,875 14,140
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 7,649 8,441 9,014 10,903 11,226 13,202 13,628 14,183 15,336 13,876 14,140
Common Stock		 2,294 2,303 2,296 3,754 3,763 3,774 3,769 3,786 3,800 3,813 3,800
Retained Earnings		 11,610 12,042 12,342 12,940 13,542 14,270 14,927 15,565 15,988 15,309 15,434
Treasury Stock		 -3,907 -3,908 -3,908 -3,908 -3,908 -3,908 -3,943 -4,008 -4,108 -4,108 -4,308
Accumulated Other Comprehensive Income / (Loss)		 -2,348 -1,996 -1,716 -1,883 -2,171 -934 -1,125 -1,160 -344 -1,138 -786

Annual Metrics And Ratios for Everest Group

This table displays calculated financial ratios and metrics derived from Everest Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -0.04% 2.07% 14.29% 11.16% 11.81% 16.61% 23.63% 1.63% 20.95% 18.47%
EBITDA Growth		 -23.57% -1.19% -56.76% -142.85% 630.70% -43.80% 155.28% -60.33% 225.19% -36.54%
EBIT Growth		 -24.47% -1.08% -58.99% -153.70% 553.79% -46.77% 164.10% -61.94% 266.50% -30.67%
NOPAT Growth		 -18.45% 1.89% -51.55% -135.12% 695.46% -49.08% 168.29% -56.71% 321.61% -45.45%
Net Income Growth		 -18.45% 1.89% -51.55% -81.56% 1,033.70% -49.08% 168.29% -56.71% 321.61% -45.45%
EPS Growth		 -14.70% 7.15% -50.59% -81.45% 1,038.25% -48.26% 170.89% -56.12% 296.25% -47.20%
Operating Cash Flow Growth		 5.07% 24.85% -15.97% -47.53% 203.57% 55.18% 33.37% -3.60% 23.22% 8.87%
Free Cash Flow Firm Growth		 665.91% -106.85% 235.20% 83.45% -174.29% -531.89% 98.52% 10,285.14% -215.80% 120.58%
Invested Capital Growth		 -11.03% 14.82% 3.49% -5.48% 14.65% 20.88% 11.84% -12.98% 45.11% 4.91%
Revenue Q/Q Growth		 1.64% 1.67% 4.21% -0.96% 5.49% 5.77% 3.12% 1.35% 3.40% 6.86%
EBITDA Q/Q Growth		 -0.99% -0.52% 190.33% -117.10% 470.58% -12.40% 30.86% 9.22% -13.60% -44.03%
EBIT Q/Q Growth		 -1.12% -0.44% 259.46% -120.03% 546.77% -14.60% 32.70% 12.92% -12.00% -40.55%
NOPAT Q/Q Growth		 6.46% 1.66% 77.80% -115.94% 150.94% -23.08% 36.36% 11.97% 13.99% -50.43%
Net Income Q/Q Growth		 6.46% 1.66% 77.80% -91.63% 150.94% -23.08% 36.23% 12.19% 13.99% -50.43%
EPS Q/Q Growth		 3.71% 3.14% 87.50% -91.67% 149.49% -22.87% 37.82% 12.69% 11.59% -50.62%
Operating Cash Flow Q/Q Growth		 129.65% -26.71% -20.75% -7.86% 19.23% 12.45% 10.32% -0.73% 0.04% -4.56%
Free Cash Flow Firm Q/Q Growth		 123.95% -111.23% -51.29% -50.14% -15.11% -1,784.41% -102.69% 783.41% -86.77% 129.44%
Invested Capital Q/Q Growth		 -14.92% -0.17% 4.44% -5.74% 1.22% 13.57% 25.00% 6.06% 15.26% -8.40%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 20.48% 19.83% 7.50% -2.89% 13.73% 6.62% 13.66% 5.33% 14.33% 7.68%
EBIT Margin		 19.59% 18.98% 6.81% -3.29% 13.35% 6.10% 13.02% 4.88% 14.77% 8.65%
Profit (Net Income) Margin		 17.23% 17.20% 7.29% 1.21% 12.26% 5.36% 11.62% 4.95% 17.26% 7.95%
Tax Burden Percent		 87.95% 90.59% 115.10% -36.77% 91.85% 87.86% 89.20% 101.53% 116.85% 91.96%
Interest Burden Percent		 100.00% 100.00% 92.99% 100.00% 100.00% 100.00% 100.06% 100.00% 99.95% 99.93%
Effective Tax Rate		 12.05% 9.41% -15.10% 0.00% 8.15% 12.14% 10.80% -1.53% -16.85% 8.04%
Return on Invested Capital (ROIC)		 12.10% 12.19% 5.43% -1.93% 11.01% 4.75% 10.99% 4.82% 17.82% 8.01%
ROIC Less NNEP Spread (ROIC-NNEP)		 12.10% 12.19% 5.43% 36.18% 11.01% 4.75% 10.99% 4.82% 17.82% 8.01%
Return on Net Nonoperating Assets (RNNOA)		 0.53% 0.51% 0.44% 3.03% 0.87% 0.70% 2.89% 1.61% 5.44% 2.13%
Return on Equity (ROE)		 12.63% 12.71% 5.87% 1.10% 11.88% 5.45% 13.88% 6.43% 23.26% 10.14%
Cash Return on Invested Capital (CROIC)		 23.78% -1.61% 2.00% 3.71% -2.64% -14.16% -0.18% 18.70% -18.99% 3.22%
Operating Return on Assets (OROA)		 5.38% 5.25% 2.01% -1.00% 4.22% 1.95% 4.36% 1.50% 4.82% 2.83%
Return on Assets (ROA)		 4.73% 4.76% 2.15% 0.37% 3.88% 1.71% 3.89% 1.53% 5.63% 2.60%
Return on Common Equity (ROCE)		 12.29% 12.71% 5.87% 1.10% 11.88% 5.45% 13.88% 6.43% 23.26% 10.14%
Return on Equity Simple (ROE_SIMPLE)		 12.85% 12.34% 5.77% 1.13% 11.05% 5.28% 13.60% 7.07% 19.07% 9.90%
Net Operating Profit after Tax (NOPAT)		 978 996 483 -170 1,009 514 1,379 597 2,517 1,373
NOPAT Margin		 17.23% 17.20% 7.29% -2.30% 12.26% 5.36% 11.62% 4.95% 17.26% 7.95%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% -38.11% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 20.85% 20.51% 19.69% 20.63% 20.70% 19.51% 18.62% 20.96% 20.24% 19.10%
Operating Expenses to Revenue		 80.41% 81.02% 93.19% 103.29% 86.65% 93.91% 86.98% 95.12% 85.23% 91.35%
Earnings before Interest and Taxes (EBIT)		 1,112 1,100 451 -242 1,099 585 1,545 588 2,155 1,494
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 1,163 1,149 497 -213 1,130 635 1,621 643 2,091 1,327
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.87 0.94 0.95 1.01 1.13 0.91 1.03 1.48 1.14 1.12
Price to Tangible Book Value (P/TBV)		 0.87 0.94 0.95 1.01 1.13 0.91 1.03 1.48 1.14 1.12
Price to Revenue (P/Rev)		 1.16 1.31 1.20 1.08 1.26 0.92 0.88 1.04 1.03 0.90
Price to Earnings (P/E)		 6.74 7.60 15.44 88.90 10.24 17.14 7.54 20.92 5.97 11.35
Dividend Yield		 2.62% 2.54% 2.61% 2.72% 2.27% 2.81% 2.35% 2.52% 1.96% 2.14%
Earnings Yield		 14.85% 13.17% 6.48% 1.12% 9.76% 5.83% 13.26% 4.78% 16.74% 8.81%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.89 0.88 0.93 1.04 0.86 0.91 1.23 1.02 1.01
Enterprise Value to Revenue (EV/Rev)		 0.00 1.34 1.20 1.08 1.24 1.06 1.02 1.18 1.17 1.02
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 6.74 16.06 0.00 9.02 15.95 7.44 22.04 8.19 13.34
Enterprise Value to EBIT (EV/EBIT)		 0.00 7.04 17.69 0.00 9.28 17.31 7.81 24.11 7.95 11.85
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 7.78 16.53 0.00 10.10 19.70 8.75 23.74 6.80 12.89
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 5.60 6.86 13.02 5.50 3.52 3.15 3.84 3.76 3.57
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 44.85 24.35 0.00 0.00 0.00 6.12 0.00 32.07
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 0.08 0.08 0.09 0.07 0.22 0.31 0.37 0.27 0.26
Long-Term Debt to Equity		 0.00 0.08 0.08 0.08 0.07 0.20 0.30 0.37 0.26 0.26
Financial Leverage		 0.04 0.04 0.08 0.08 0.08 0.15 0.26 0.33 0.31 0.27
Leverage Ratio		 2.67 2.67 2.73 2.98 3.06 3.18 3.57 4.21 4.13 3.91
Compound Leverage Factor		 2.67 2.67 2.54 2.98 3.06 3.18 3.57 4.21 4.13 3.90
Debt to Total Capital		 0.00% 7.57% 7.43% 8.01% 6.78% 17.88% 23.45% 26.77% 21.06% 20.92%
Short-Term Debt to Total Capital		 0.00% 0.32% 0.43% 0.60% 0.31% 1.75% 0.13% 0.01% 0.82% 0.48%
Long-Term Debt to Total Capital		 0.00% 7.25% 7.01% 7.41% 6.47% 16.13% 23.32% 26.76% 20.25% 20.44%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 100.00% 92.43% 92.57% 91.99% 93.22% 82.12% 76.56% 73.23% 78.94% 79.08%
Debt to EBITDA		 0.00 0.58 1.35 -3.22 0.59 3.33 1.92 4.80 1.68 2.77
Net Debt to EBITDA		 0.00 0.16 0.07 -0.13 -0.13 2.07 1.03 2.62 1.00 1.60
Long-Term Debt to EBITDA		 0.00 0.55 1.27 -2.98 0.56 3.01 1.91 4.80 1.62 2.70
Debt to NOPAT		 0.00 0.66 1.39 -4.04 0.66 4.12 2.25 5.17 1.40 2.67
Net Debt to NOPAT		 0.00 0.18 0.08 -0.17 -0.14 2.56 1.21 2.83 0.83 1.55
Long-Term Debt to NOPAT		 0.00 0.64 1.31 -3.74 0.63 3.72 2.24 5.17 1.35 2.61
Noncontrolling Interest Sharing Ratio		 2.72% 0.00% 0.00% 0.00% 0.00% 0.00% -0.01% -0.01% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,921 -132 178 326 -242 -1,532 -23 2,316 -2,682 552
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 53.09 -3.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 30.62 38.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 30.62 38.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.27 0.28 0.29 0.30 0.32 0.32 0.33 0.31 0.33 0.33
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 7,609 8,736 9,041 8,546 9,797 11,843 13,245 11,526 16,725 17,546
Invested Capital Turnover		 0.70 0.71 0.75 0.84 0.90 0.89 0.95 0.97 1.03 1.01
Increase / (Decrease) in Invested Capital		 -944 1,128 305 -496 1,252 2,046 1,402 -1,719 5,199 821
Enterprise Value (EV)		 -10,090 7,747 7,978 7,945 10,195 10,126 12,063 14,175 17,124 17,700
Market Capitalization		 6,586 7,567 7,941 7,916 10,338 8,811 10,398 12,488 15,038 15,578
Book Value per Share		 $176.61 $197.57 $203.78 $193.39 $223.94 $243.36 $257.56 $215.52 $304.26 $322.86
Tangible Book Value per Share		 $176.61 $197.57 $203.78 $193.39 $223.94 $243.36 $257.56 $215.52 $304.26 $322.86
Total Capital		 7,609 8,736 9,041 8,546 9,797 11,843 13,245 11,526 16,725 17,546
Total Debt		 0.00 661 672 685 664 2,117 3,106 3,085 3,523 3,671
Total Long-Term Debt		 0.00 633 633 634 634 1,910 3,089 3,084 3,386 3,587
Net Debt		 -16,676 179 37 29 -144 1,315 1,665 1,687 2,086 2,122
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 -259 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 0.00 661 672 685 664 2,117 3,106 3,085 3,523 3,671
Total Depreciation and Amortization (D&A)		 51 49 46 29 31 50 76 55 -64 -167
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $22.29 $23.85 $11.43 $2.54 $24.77 $12.81 $34.66 $15.19 $60.19 $31.78
Adjusted Weighted Average Basic Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Adjusted Diluted Earnings per Share		 $22.10 $23.68 $11.36 $2.53 $24.70 $12.78 $34.62 $15.19 $60.19 $31.78
Adjusted Weighted Average Diluted Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $24.77 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M
Normalized Net Operating Profit after Tax (NOPAT)		 978 996 294 -170 1,009 514 1,379 412 1,508 1,373
Normalized NOPAT Margin		 17.23% 17.20% 4.43% -2.30% 12.26% 5.36% 11.62% 3.41% 10.34% 7.95%
Pre Tax Income Margin		 19.59% 18.98% 6.33% -3.29% 13.35% 6.10% 13.03% 4.88% 14.77% 8.64%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 30.72 30.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 27.02 27.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 30.72 30.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 27.02 27.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 17.91% 19.61% 42.93% 242.83% 23.21% 48.44% 17.91% 42.71% 11.44% 24.33%
Augmented Payout Ratio		 58.82% 58.38% 54.39% 336.57% 25.65% 87.35% 34.23% 52.93% 11.44% 38.89%

Quarterly Metrics And Ratios for Everest Group

This table displays calculated financial ratios and metrics derived from Everest Group's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 4.21% 5.14% 13.47% 28.75% 30.94% 11.55% 25.78% 15.81% 7.37% 26.67% 3.15%
EBITDA Growth		 -461.46% 10.46% 26.79% 443.38% 281.14% -57.42% 96.81% 7.85% -24.54% -427.87% -74.78%
EBIT Growth		 -355.68% 13.46% 35.10% 524.17% 280.80% -51.85% 103.68% 11.08% -20.41% -373.26% -70.16%
NOPAT Growth		 -355.68% 14.81% 22.48% 444.72% 341.54% 62.42% 100.82% 8.06% -24.93% -165.12% -71.49%
Net Income Growth		 -336.99% 15.07% 22.48% 444.72% 312.54% 62.42% 100.82% 8.06% -24.93% -173.76% -71.35%
EPS Growth		 -337.23% 15.50% 23.15% 422.83% 290.15% 49.06% 81.20% 2.71% -24.50% -171.56% -70.95%
Operating Cash Flow Growth		 -3.87% -2.59% 25.77% 52.79% 23.26% 0.20% 3.57% 22.21% 26.12% -23.30% -15.79%
Free Cash Flow Firm Growth		 -140.91% 328.11% 137.12% -64.10% -437.62% -298.51% -685.23% -126.45% -39.45% 69.41% 97.58%
Invested Capital Growth		 2.56% -12.98% -3.03% 16.65% 33.53% 45.11% 41.61% 26.66% 32.01% 4.91% 1.81%
Revenue Q/Q Growth		 7.51% 7.64% 3.33% 11.08% 9.34% -8.29% 17.22% 2.27% 1.37% 8.19% -8.05%
EBITDA Q/Q Growth		 -384.56% 248.06% -28.97% 81.57% -5.14% -65.19% 228.28% -0.50% -33.63% -251.23% 125.25%
EBIT Q/Q Growth		 -434.17% 241.40% -28.04% 83.58% -3.20% -62.34% 204.40% 0.12% -30.65% -229.29% 133.24%
NOPAT Q/Q Growth		 -328.21% 276.34% -26.26% 83.56% 1.19% 18.58% -8.83% -1.23% -29.70% -202.87% 139.92%
Net Income Q/Q Growth		 -359.35% 255.17% -26.26% 83.56% 1.19% 18.58% -8.83% -1.23% -29.70% -216.50% 135.41%
EPS Q/Q Growth		 -364.31% 254.99% -26.92% 74.65% -3.87% 21.50% -11.16% -1.01% -29.34% -215.17% 136.06%
Operating Cash Flow Q/Q Growth		 56.15% -9.21% 4.83% 2.82% 25.96% -26.20% 8.36% 21.32% 29.99% -55.12% 18.97%
Free Cash Flow Firm Q/Q Growth		 31.91% 501.31% -66.16% -277.46% -123.06% -48.18% 0.23% 31.33% -37.36% 67.49% 92.12%
Invested Capital Q/Q Growth		 -9.50% 6.06% 6.72% 13.89% 3.59% 15.26% 4.14% 1.87% 7.96% -8.40% 1.07%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -12.70% 17.46% 12.39% 20.25% 17.56% 6.67% 19.38% 18.86% 12.35% -17.26% 4.74%
EBIT Margin		 -13.16% 17.28% 12.42% 20.52% 18.17% 7.46% 20.11% 19.68% 13.47% -16.09% 5.82%
Profit (Net Income) Margin		 -10.47% 15.09% 11.11% 18.36% 16.99% 21.97% 17.74% 17.13% 11.88% -12.79% 4.93%
Tax Burden Percent		 79.55% 87.15% 89.46% 89.33% 93.52% 296.68% 88.10% 87.02% 88.21% 79.28% 84.68%
Interest Burden Percent		 100.00% 100.18% 100.00% 100.13% 100.00% 99.27% 100.12% 100.00% 100.00% 100.27% 100.00%
Effective Tax Rate		 0.00% 12.85% 10.54% 10.67% 6.48% -196.68% 11.90% 12.98% 11.79% 0.00% 15.73%
Return on Invested Capital (ROIC)		 -10.21% 14.69% 10.98% 18.58% 18.89% 22.68% 18.26% 17.13% 11.41% -11.39% 4.86%
ROIC Less NNEP Spread (ROIC-NNEP)		 -12.21% 14.69% 10.98% 18.58% 18.89% 22.68% 18.26% 17.13% 11.41% -13.32% 4.88%
Return on Net Nonoperating Assets (RNNOA)		 -2.66% 4.89% 3.82% 5.89% 6.51% 6.93% 5.71% 4.55% 3.05% -3.54% 1.30%
Return on Equity (ROE)		 -12.87% 19.59% 14.80% 24.46% 25.39% 29.61% 23.97% 21.68% 14.46% -14.93% 6.16%
Cash Return on Invested Capital (CROIC)		 2.44% 18.70% 8.39% -6.06% -11.32% -18.99% -15.03% -5.01% -11.14% 3.22% 3.04%
Operating Return on Assets (OROA)		 -4.19% 5.33% 3.84% 6.54% 6.07% 2.44% 6.63% 6.43% 4.26% -5.26% 1.86%
Return on Assets (ROA)		 -3.33% 4.66% 3.44% 5.85% 5.67% 7.17% 5.85% 5.59% 3.76% -4.18% 1.57%
Return on Common Equity (ROCE)		 -12.87% 19.59% 14.80% 24.47% 25.39% 29.61% 23.97% 21.68% 14.46% -14.93% 6.16%
Return on Equity Simple (ROE_SIMPLE)		 6.96% 0.00% 7.37% 11.11% 19.67% 0.00% 21.17% 20.72% 18.06% 0.00% 6.01%
Net Operating Profit after Tax (NOPAT)		 -281 495 365 670 678 804 733 724 509 -524 209
NOPAT Margin		 -9.21% 15.09% 11.11% 18.36% 16.99% 21.97% 17.74% 17.13% 11.88% -11.29% 4.90%
Net Nonoperating Expense Percent (NNEP)		 2.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.93% -0.03%
SG&A Expenses to Revenue		 21.03% 19.87% 20.12% 18.79% 18.84% 23.31% 18.92% 18.69% 19.28% 19.46% 19.33%
Operating Expenses to Revenue		 113.16% 82.72% 87.58% 79.48% 81.83% 92.54% 79.89% 80.32% 86.53% 116.09% 94.18%
Earnings before Interest and Taxes (EBIT)		 -401 567 408 749 725 273 831 832 577 -746 248
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -387 573 407 739 701 244 801 797 529 -800 202
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.33 1.48 1.53 1.21 1.41 1.14 1.27 1.17 1.11 1.12 1.10
Price to Tangible Book Value (P/TBV)		 1.33 1.48 1.53 1.21 1.41 1.14 1.27 1.17 1.11 1.12 1.10
Price to Revenue (P/Rev)		 0.85 1.04 1.11 1.00 1.12 1.03 1.13 1.04 1.05 0.90 0.90
Price to Earnings (P/E)		 19.04 20.92 20.74 10.88 7.17 5.97 5.98 5.63 6.12 11.35 18.35
Dividend Yield		 2.48% 2.52% 1.88% 1.97% 1.84% 1.96% 1.74% 1.90% 1.91% 2.14% 2.20%
Earnings Yield		 5.25% 4.78% 4.82% 9.19% 13.95% 16.74% 16.73% 17.75% 16.34% 8.81% 5.45%
Enterprise Value to Invested Capital (EV/IC)		 1.08 1.23 1.26 1.02 1.20 1.02 1.12 1.05 1.00 1.01 0.99
Enterprise Value to Revenue (EV/Rev)		 0.98 1.18 1.25 1.08 1.23 1.17 1.27 1.17 1.19 1.02 1.01
Enterprise Value to EBITDA (EV/EBITDA)		 19.86 22.04 21.19 10.68 7.17 8.19 7.84 7.29 8.09 13.34 24.21
Enterprise Value to EBIT (EV/EBIT)		 22.45 24.11 22.25 10.75 7.08 7.95 7.56 6.97 7.63 11.85 19.35
Enterprise Value to NOPAT (EV/NOPAT)		 21.93 23.74 23.26 11.74 7.86 6.80 6.76 6.31 6.92 12.89 20.76
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.14 3.84 3.95 3.31 3.81 3.76 4.25 3.84 3.69 3.57 3.69
Enterprise Value to Free Cash Flow (EV/FCFF)		 44.59 6.12 14.73 0.00 0.00 0.00 0.00 0.00 0.00 32.07 33.01
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.42 0.37 0.36 0.28 0.29 0.27 0.28 0.25 0.25 0.26 0.25
Long-Term Debt to Equity		 0.40 0.37 0.34 0.28 0.27 0.26 0.25 0.24 0.22 0.26 0.25
Financial Leverage		 0.22 0.33 0.35 0.32 0.34 0.31 0.31 0.27 0.27 0.27 0.27
Leverage Ratio		 4.24 4.21 4.31 4.18 4.47 4.13 4.10 3.88 3.85 3.91 3.93
Compound Leverage Factor		 4.24 4.21 4.31 4.19 4.47 4.10 4.10 3.88 3.85 3.92 3.93
Debt to Total Capital		 29.61% 26.77% 26.72% 22.17% 22.64% 21.06% 21.75% 20.07% 19.95% 20.92% 20.27%
Short-Term Debt to Total Capital		 1.23% 0.01% 1.63% 0.15% 1.38% 0.82% 2.31% 0.99% 2.27% 0.48% 0.04%
Long-Term Debt to Total Capital		 28.38% 26.76% 25.08% 22.02% 21.26% 20.25% 19.44% 19.08% 17.68% 20.44% 20.23%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 70.39% 73.23% 73.28% 77.83% 77.36% 78.94% 78.25% 79.94% 80.06% 79.08% 79.73%
Debt to EBITDA		 5.47 4.80 4.51 2.33 1.36 1.68 1.52 1.40 1.61 2.77 4.94
Net Debt to EBITDA		 2.61 2.62 2.30 0.78 0.63 1.00 0.90 0.78 0.94 1.60 2.78
Long-Term Debt to EBITDA		 5.24 4.80 4.23 2.32 1.27 1.62 1.36 1.33 1.43 2.70 4.93
Debt to NOPAT		 6.04 5.17 4.95 2.56 1.49 1.40 1.31 1.21 1.38 2.67 4.23
Net Debt to NOPAT		 2.89 2.83 2.52 0.86 0.69 0.83 0.78 0.68 0.80 1.55 2.39
Long-Term Debt to NOPAT		 5.78 5.17 4.65 2.55 1.40 1.35 1.17 1.15 1.22 2.61 4.23
Noncontrolling Interest Sharing Ratio		 0.00% -0.01% 0.00% -0.01% 0.00% 0.00% 0.00% -0.01% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -552 2,214 749 -1,330 -2,966 -4,395 -4,385 -3,011 -4,136 -1,345 -106
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -22.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 44.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 44.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.32 0.31 0.31 0.32 0.33 0.33 0.33 0.33 0.32 0.33 0.32
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 10,867 11,526 12,300 14,008 14,511 16,725 17,418 17,743 19,156 17,546 17,733
Invested Capital Turnover		 1.11 0.97 0.99 1.01 1.11 1.03 1.03 1.00 0.96 1.01 0.99
Increase / (Decrease) in Invested Capital		 271 -1,719 -384 2,000 3,644 5,199 5,118 3,735 4,645 821 315
Enterprise Value (EV)		 11,691 14,175 15,444 14,220 17,347 17,124 19,493 18,549 19,178 17,700 17,626
Market Capitalization		 10,152 12,488 13,768 13,181 15,827 15,038 17,248 16,558 16,956 15,578 15,599
Book Value per Share		 $194.09 $215.52 $230.20 $277.61 $258.64 $304.26 $313.59 $326.36 $354.40 $322.86 $329.34
Tangible Book Value per Share		 $194.09 $215.52 $230.20 $277.61 $258.64 $304.26 $313.59 $326.36 $354.40 $322.86 $329.34
Total Capital		 10,867 11,526 12,300 14,008 14,511 16,725 17,417 17,743 19,156 17,546 17,734
Total Debt		 3,218 3,085 3,286 3,106 3,285 3,523 3,789 3,561 3,821 3,671 3,594
Total Long-Term Debt		 3,084 3,084 3,085 3,085 3,085 3,386 3,386 3,386 3,387 3,587 3,587
Net Debt		 1,539 1,687 1,676 1,039 1,520 2,086 2,245 1,991 2,222 2,122 2,027
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 69 -1.00
Net Nonoperating Obligations (NNO)		 3,218 3,085 3,286 3,106 3,285 3,523 3,790 3,561 3,821 3,671 3,593
Total Depreciation and Amortization (D&A)		 14 6.00 -1.00 -10 -24 -29 -30 -35 -48 -54 -46
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($8.22) $12.73 $9.31 $16.26 $15.63 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90
Adjusted Weighted Average Basic Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Adjusted Diluted Earnings per Share		 ($8.22) $12.74 $9.31 $16.26 $15.63 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90
Adjusted Weighted Average Diluted Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 39.17M 39.16M 39.28M 43.40M 43.39M 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M
Normalized Net Operating Profit after Tax (NOPAT)		 -281 495 365 670 678 190 733 724 509 -524 209
Normalized NOPAT Margin		 -9.21% 15.09% 11.11% 18.36% 16.99% 5.18% 17.74% 17.13% 11.88% -11.29% 4.90%
Pre Tax Income Margin		 -13.16% 17.31% 12.42% 20.55% 18.17% 7.40% 20.13% 19.68% 13.47% -16.13% 5.82%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 -16.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 -11.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 -16.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 -11.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 47.35% 42.71% 39.01% 21.88% 12.50% 11.44% 10.36% 10.72% 11.73% 24.33% 40.35%
Augmented Payout Ratio		 63.33% 52.93% 48.04% 26.84% 12.55% 11.44% 12.37% 14.90% 19.78% 38.89% 83.29%

Key Financial Trends

Everest Re Group (EG) has shown solid financial performance and resilience over the past few years based on their quarterly financial statements analysis from Q3 2022 through Q1 2025. Here are the key highlights and trends identified:

  • Consistent Net Income Growth: The company reported positive net income for most quarters, with Q1 2025 showing $210 million and strong quarterly profits in 2024 and 2023, indicating profitability stability.
  • Improved Earnings Per Share (EPS): EPS has generally grown over the past four years, reaching $4.90 in Q1 2025 on a diluted basis, up from around $9-16 in 2023-2024 quarters, showing effective shareholder value creation relative to share count.
  • Strong Operating Cash Flow: Positive net cash from operating activities in recent quarters like $928 million in Q1 2025 demonstrates the company’s ability to convert earnings to cash effectively, supporting liquidity and potential reinvestment.
  • Growing Total Revenue: Despite some fluctuations, total revenue increased from about $3.0 billion in Q3 2022 to over $4.26 billion in Q1 2025, mainly driven by premiums earned and capital gains, reflecting business expansion and investment income growth.
  • Capital Gains on Investments: Net realized and unrealized capital gains steadily contribute significant income, with $491 million in Q1 2025, providing a valuable boost to overall earnings.
  • Capital Deployment: The company engages in share repurchases and pays dividends consistently (e.g., $2.00 dividend per share in Q1 2025), signaling confidence in financial health and commitment to shareholder returns.
  • Stable Balance Sheet: Total assets rose from about $38 billion in Q3 2022 to $58.1 billion in Q1 2025, with liabilities and equity proportionally increasing, indicating growth while maintaining financial structure.
  • Investment Portfolio Size: Trading account securities represent a sizable asset category (~$38 billion in Q1 2025), reflecting heavy investment exposure which supports income but also adds market risk.
  • Volatility in Net Income: There were quarters such as Q4 2024 showing losses (-$593 million), evidencing volatility likely due to underwriting results or investment fluctuations which could concern risk-averse investors.
  • High Claims and Expenses: Claims and claim expenses remain high in absolute terms (around $2.9 billion to $3.7 billion recent quarters), pressuring margins and requiring ongoing underwriting discipline.

Summary: Everest Re Group has demonstrated steady growth in revenue, profitability, and cash generation over recent years, supported by a strong investment portfolio and prudent capital management. While there are volatility and elevated insurance claims expenses, the company's ability to generate capital gains and maintain shareholder distributions is a positive signal. Investors should watch for how the company manages underwriting risks and claims going forward, as well as monitor capital market conditions impacting investment income.

08/09/25 11:32 AMAI Generated. May Contain Errors.

Frequently Asked Questions About Everest Group's Financials

When does Everest Group's fiscal year end?

According to the most recent income statement we have on file, Everest Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Everest Group's net income changed over the last 9 years?

Everest Group's net income appears to be on an upward trend, with a most recent value of $1.37 billion in 2024, rising from $977.87 million in 2015. The previous period was $2.52 billion in 2023. Find out what analysts predict for Everest Group in the coming months.

How has Everest Group's revenue changed over the last 9 years?

Over the last 9 years, Everest Group's total revenue changed from $5.68 billion in 2015 to $17.28 billion in 2024, a change of 204.4%.

How much debt does Everest Group have?

Everest Group's total liabilities were at $42.47 billion at the end of 2024, a 17.3% increase from 2023, and a 228.1% increase since 2015.

How much cash does Everest Group have?

In the past 9 years, Everest Group's cash and equivalents has ranged from $481.92 million in 2016 to $16.68 billion in 2015, and is currently $1.55 billion as of their latest financial filing in 2024.

How has Everest Group's book value per share changed over the last 9 years?

Over the last 9 years, Everest Group's book value per share changed from 176.61 in 2015 to 322.86 in 2024, a change of 82.8%.


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This page (NYSE:EG) was last updated on 8/9/2025 by MarketBeat.com Staff
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