Guild (GHLD) Financials

$12.90 -0.26 (-1.99%)

Closing price 05/21/2025 03:59 PM Eastern

Extended Trading

$12.86 -0.04 (-0.29%)

As of 05/21/2025 04:04 PM Eastern

Annual Income Statements for Guild

This table shows Guild's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Income / (Loss) Attributable to Common Shareholders	97	-39	329	284	371	5.58
Consolidated Net Income / (Loss)	97	-39	329	284	371	5.58
Net Income / (Loss) Continuing Operations	97	-39	329	284	371	5.58
Total Pre-Tax Income	119	-46	420	387	494	5.83
Total Operating Income	229	20	469	448	554	-140
Total Gross Profit	390	192	304	652	728	189
Total Revenue	1,197	722	995	1,739	1,682	821
Operating Revenue	1,197	722	995	1,739	1,682	821
Total Cost of Revenue	807	530	691	1,087	954	632
Operating Cost of Revenue	807	530	691	1,087	954	632
Total Operating Expenses	161	171	-165	204	174	329
Selling, General & Admin Expense	107	156	38	91	159	64
Depreciation Expense	15	15	16	11	7.50	7.33
Other Operating Expenses / (Income)	39	1.19	-219	101	7.70	258
Total Other Income / (Expense), net	-110	-66	-49	-62	-60	146
Interest Expense	110	66	49	62	60	55
Income Tax Expense	22	-6.99	91	103	123	0.25
Net Income / (Loss) Attributable to Noncontrolling Interest	-0.20	-0.13	0.03	0.01	0.00	-
Basic Earnings per Share	$1.58	($0.64)	$5.39	$4.69	$6.18	$0.00
Weighted Average Basic Shares Outstanding	61.40M	60.97M	60.98M	60.51M	60M	0.00
Diluted Earnings per Share	$1.56	($0.64)	$5.35	$4.67	$6.17	$0.00
Weighted Average Diluted Shares Outstanding	62.11M	60.97M	61.38M	60.83M	60.06M	0.00
Weighted Average Basic & Diluted Shares Outstanding	61.90M	61.10M	60.89M	61.06M	60M	-
Cash Dividends to Common per Share	$0.50	$0.50	-	$2.00	-	-

This table shows Guild's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	-24	98	-67	38	28	-93	54	37	-37	-15	77
Consolidated Net Income / (Loss)	-24	98	-67	38	28	-93	54	37	-37	-15	77
Net Income / (Loss) Continuing Operations	-24	98	-67	38	28	-93	54	37	-37	-15	77
Total Pre-Tax Income	-32	129	-93	45	39	-119	74	50	-51	-23	87
Total Operating Income	-9.55	160	-59	73	55	-102	93	68	-39	-10	98
Total Gross Profit	95	162	-6.41	125	109	-94	134	109	42	-17	135
Total Revenue	290	441	193	314	249	20	277	254	171	134	273
Operating Revenue	290	441	193	314	249	20	277	254	171	134	273
Total Cost of Revenue	195	279	199	189	140	114	143	145	129	151	137
Operating Cost of Revenue	195	279	199	189	140	114	143	145	129	151	137
Total Operating Expenses	105	2.17	53	52	53	7.93	41	41	81	-6.11	37
Selling, General & Admin Expense	29	-39	49	49	49	59	37	39	21	0.63	37
Depreciation Expense	3.65	3.66	3.75	3.97	3.75	3.52	3.66	3.66	3.74	3.91	3.90
Other Operating Expenses / (Income)	72	38	0.61	-0.50	0.65	-54	0.08	-1.04	56	-11	-3.45
Total Other Income / (Expense), net	-22	-31	-33	-29	-17	-17	-19	-17	-12	-13	-11
Interest Expense	22	31	33	29	17	17	19	17	12	13	11
Income Tax Expense	-7.67	31	-26	6.94	10	-26	19	14	-14	-8.23	9.32
Net Income / (Loss) Attributable to Noncontrolling Interest	-0.06	-0.05	-0.06	0.01	-0.10	-0.12	-0.01	0.00	-0.01	0.01	-0.01
Basic Earnings per Share	($0.39)	$1.59	($1.09)	$0.61	$0.47	($1.53)	$0.89	$0.61	($0.61)	($0.24)	$1.27
Weighted Average Basic Shares Outstanding	61.91M	61.40M	61.39M	61.34M	61.11M	60.97M	60.96M	60.96M	60.90M	60.98M	60.89M
Diluted Earnings per Share	($0.39)	$1.59	($1.09)	$0.60	$0.46	($1.51)	$0.88	$0.60	($0.61)	($0.24)	$1.26
Weighted Average Diluted Shares Outstanding	61.91M	62.11M	61.39M	62.39M	62.16M	60.97M	61.91M	61.80M	60.90M	61.38M	61.56M
Weighted Average Basic & Diluted Shares Outstanding	62.21M	61.90M	61.89M	61.39M	61.34M	61.10M	61.10M	60.96M	60.96M	60.89M	61.07M

This table details how cash moves in and out of Guild's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Change in Cash & Equivalents	-2.33	-19	-101	-92	233	44
Net Cash From Operating Activities	-660	-92	1,260	680	-468	-425
Net Cash From Continuing Operating Activities	-660	-92	1,260	680	-468	-425
Net Income / (Loss) Continuing Operations	97	-39	329	284	371	5.58
Consolidated Net Income / (Loss)	97	-39	329	284	371	5.58
Depreciation Expense	15	15	16	11	7.50	7.33
Amortization Expense	23	21	16	22	19	0.00
Non-Cash Adjustments To Reconcile Net Income	-765	-64	891	417	-888	-434
Changes in Operating Assets and Liabilities, net	-29	-24	8.19	-54	24	-3.54
Net Cash From Investing Activities	-152	-137	-7.18	-105	-18	-13
Net Cash From Continuing Investing Activities	-152	-137	-7.18	-105	-18	-13
Purchase of Property, Plant & Equipment	-9.37	-5.51	-3.68	-4.61	-8.23	-3.71
Acquisitions	-18	-8.03	-3.50	-100	0.00	-8.82
Purchase of Investments	0.00	-2.00	0.00	-	-	-
Sale and/or Maturity of Investments	41	10	0.00	-	-	-
Other Investing Activities, net	-167	-131	0.00	-	-9.83	-1.04
Net Cash From Financing Activities	810	209	-1,354	-667	719	482
Net Cash From Continuing Financing Activities	810	209	-1,354	-667	719	482
Repayment of Debt	-23,196	-14,507	-20,252	-38,657	-33,729	-20,761
Repurchase of Common Equity	-1.18	-3.27	-5.58	0.00	-4.50	-7.99
Payment of Dividends	-31	-30	0.00	-121	-37	-33
Issuance of Debt	24,042	14,752	18,913	38,111	34,496	21,289
Other Financing Activities, net	-4.83	-2.34	-8.40	0.00	-6.34	-5.25
Cash Interest Paid	45	15	30	46	46	40
Cash Income Taxes Paid	-5.35	-22	-14	121	50	14

This table details how cash moves in and out of Guild's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-4.72	13	3.97	6.00	-26	9.50	6.05	-42	7.27	-23	-85
Net Cash From Operating Activities	181	202	-11	-589	-261	19	205	-286	-30	79	252
Net Cash From Continuing Operating Activities	181	202	-11	-589	-261	19	205	-286	-30	79	252
Net Income / (Loss) Continuing Operations	-24	98	-67	38	28	-93	54	37	-37	-15	77
Consolidated Net Income / (Loss)	-24	98	-67	38	28	-93	54	37	-37	-15	77
Depreciation Expense	3.65	3.66	3.75	3.97	3.75	3.52	3.66	3.66	3.74	3.91	3.90
Amortization Expense	5.45	5.61	5.72	5.90	5.41	5.21	5.33	5.42	5.47	3.56	3.88
Non-Cash Adjustments To Reconcile Net Income	203	99	69	-655	-278	130	121	-337	21	-127	272
Changes in Operating Assets and Liabilities, net	-7.57	-3.66	-23	18	-21	-27	21	4.32	-22	213	-105
Net Cash From Investing Activities	-31	-37	-31	-44	-41	-31	-51	-39	-15	-4.20	-0.61
Net Cash From Continuing Investing Activities	-31	-37	-31	-44	-41	-31	-51	-39	-15	-4.20	-0.61
Purchase of Property, Plant & Equipment	-2.28	-2.00	-3.35	-3.43	-0.59	-0.87	-2.22	-1.35	-1.07	-0.52	-0.61
Acquisitions	0.00	-	-	-	-18	-	-2.55	-2.56	-2.92	-3.50	-
Sale and/or Maturity of Investments	9.26	8.86	8.94	14	9.19	9.36	0.73	-	0.00	-	-
Other Investing Activities, net	-38	-44	-36	-55	-32	-37	-47	-35	-11	-	-
Net Cash From Financing Activities	-155	-152	45	640	277	21	-148	283	52	-98	-336
Net Cash From Continuing Financing Activities	-155	-152	45	640	277	21	-148	283	52	-98	-336
Repayment of Debt	-5,152	-6,815	-6,849	-5,902	-3,630	-3,429	-4,431	-4,038	-2,609	-3,000	-4,584
Repurchase of Common Equity	-0.46	-0.39	-0.34	-0.20	-0.25	-1.14	-1.01	-0.55	-0.57	-2.61	-1.52
Payment of Dividends	-31	-	-	-	-	-	-30	-	-	-	-
Issuance of Debt	5,029	6,667	6,894	6,574	3,907	3,453	4,315	4,322	2,662	2,906	4,250
Other Financing Activities, net	-0.25	-3.63	-0.12	-1.09	0.00	-1.82	-	-0.52	-0.00	-1.10	-
Cash Interest Paid	8.85	15	16	11	3.53	3.27	4.92	4.17	3.00	3.93	6.60
Cash Income Taxes Paid	-0.78	0.12	-3.00	-2.11	-0.36	-4.63	-15	0.09	-2.23	-10	-1.68

This table presents Guild's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Total Assets	4,768	3,677	3,240	4,383	4,818	2,607
Total Current Assets	118	120	196	311	378	136
Cash & Equivalents	118	120	138	243	335	102
Plant, Property, & Equipment, net	19	14	0.00	0.00	0.00	0.00
Total Noncurrent Assets	4,631	3,543	3,043	4,072	4,440	1,648
Noncurrent Note & Lease Receivables	452	316	-	-	-	-
Goodwill	226	211	177	175	63	63
Other Noncurrent Operating Assets	3,953	3,015	2,834	3,856	4,377	1,585
Total Liabilities & Shareholders' Equity	4,768	3,677	3,240	4,383	4,818	2,607
Total Liabilities	3,514	2,493	1,990	3,463	4,082	2,201
Total Current Liabilities	92	63	34	57	41	48
Accounts Payable	92	63	34	57	41	35
Total Noncurrent Liabilities	3,422	2,430	1,956	3,406	4,041	1,725
Long-Term Debt	300	149	1,490	2,180	2,294	1,528
Noncurrent Deferred & Payable Income Tax Liabilities	251	225	233	142	89	86
Other Noncurrent Operating Liabilities	2,870	2,056	108	907	1,462	13
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,254	1,183	1,249	920	736	406
Total Preferred & Common Equity	1,254	1,183	1,249	920	736	406
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,254	1,183	1,249	920	736	406
Common Stock	53	48	43	43	19	22
Retained Earnings	1,201	1,135	1,206	877	717	384
Noncontrolling Interest	0.49	0.34	0.07	0.03	0.00	-

This table presents Guild's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	4,550	4,644	4,580	3,956	3,497	3,533	3,182	3,344
Total Current Assets	112	106	102	95	178	171	210	194
Cash & Equivalents	112	106	102	95	114	106	148	162
Plant, Property, & Equipment, net	20	18	16	14	0.00	0.00	0.00	0.00
Total Noncurrent Assets	4,418	4,520	4,461	3,846	3,319	3,362	2,972	3,150
Noncurrent Note & Lease Receivables	482	409	376	348	-	-	-	-
Goodwill	224	228	230	233	186	185	182	173
Other Noncurrent Operating Assets	3,712	3,883	3,855	3,265	3,024	3,111	2,758	2,941
Total Liabilities & Shareholders' Equity	4,550	4,644	4,580	3,956	3,497	3,533	3,182	3,344
Total Liabilities	3,349	3,487	3,357	2,742	2,220	2,281	1,968	2,079
Total Current Liabilities	89	90	80	75	33	34	37	41
Accounts Payable	89	90	80	75	33	34	37	41
Total Noncurrent Liabilities	3,260	3,397	3,277	2,667	2,186	2,248	1,932	2,038
Long-Term Debt	340	1,889	1,888	1,243	1,699	1,776	892	933
Noncurrent Deferred & Payable Income Tax Liabilities	243	221	245	234	251	233	220	241
Other Noncurrent Operating Liabilities	2,677	1,287	1,145	1,190	108	110	701	735
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,200	1,158	1,222	1,214	1,277	1,251	1,213	1,266
Total Preferred & Common Equity	1,200	1,157	1,222	1,214	1,276	1,251	1,213	1,266
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,200	1,157	1,222	1,214	1,276	1,251	1,213	1,266
Common Stock	54	54	52	50	48	46	45	45
Retained Earnings	1,146	1,103	1,170	1,164	1,228	1,206	1,169	1,221
Noncontrolling Interest	0.43	0.54	0.62	0.61	0.48	0.06	0.06	0.06

This table displays calculated financial ratios and metrics derived from Guild's official financial filings.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Growth Metrics	-	-	-	-	-	-
Revenue Growth	65.84%	-27.50%	-42.78%	3.40%	104.94%	0.00%
EBITDA Growth	374.18%	-88.77%	4.06%	-17.08%	5,841.82%	0.00%
EBIT Growth	1,031.32%	-95.69%	4.74%	-19.17%	22,670.67%	0.00%
NOPAT Growth	1,215.83%	-96.14%	11.74%	-20.96%	409.80%	0.00%
Net Income Growth	347.67%	-111.91%	15.80%	-23.42%	6,544.74%	0.00%
EPS Growth	343.75%	-111.96%	14.56%	-24.31%	0.00%	0.00%
Operating Cash Flow Growth	-619.18%	-107.28%	85.11%	245.38%	-10.20%	0.00%
Free Cash Flow Firm Growth	-102.67%	125.35%	273.99%	119.80%	0.00%	0.00%
Invested Capital Growth	18.47%	-53.41%	-8.95%	6.01%	87.38%	0.00%
Revenue Q/Q Growth	54.34%	-13.69%	-27.97%	8.53%	0.00%	0.00%
EBITDA Q/Q Growth	6,439.43%	-61.61%	-23.57%	-21.25%	0.00%	0.00%
EBIT Q/Q Growth	790.37%	-81.90%	-23.94%	-23.72%	0.00%	0.00%
NOPAT Q/Q Growth	902.97%	-83.76%	-22.07%	-25.52%	0.00%	0.00%
Net Income Q/Q Growth	203.03%	-200.39%	-14.81%	-11.43%	0.00%	0.00%
EPS Q/Q Growth	201.30%	-201.59%	-14.67%	-54.04%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	21.73%	-185.20%	15.32%	-5.36%	-128.97%	0.00%
Free Cash Flow Firm Q/Q Growth	79.68%	314.10%	-45.61%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	-51.18%	-56.40%	27.72%	5.40%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-
Gross Margin	32.58%	26.57%	30.58%	37.50%	43.30%	23.02%
EBITDA Margin	22.29%	7.79%	50.32%	27.66%	34.50%	1.19%
Operating Margin	19.13%	2.80%	47.15%	25.76%	32.95%	-17.09%
EBIT Margin	19.13%	2.80%	47.15%	25.76%	32.95%	0.30%
Profit (Net Income) Margin	8.10%	-5.42%	33.02%	16.32%	22.03%	0.68%
Tax Burden Percent	81.42%	84.84%	78.24%	73.34%	75.01%	95.66%
Interest Burden Percent	52.01%	-228.00%	89.51%	86.37%	89.14%	239.52%
Effective Tax Rate	18.58%	0.00%	21.76%	26.66%	25.00%	4.34%
Return on Invested Capital (ROIC)	14.08%	0.74%	13.45%	11.84%	20.11%	-9.33%
ROIC Less NNEP Spread (ROIC-NNEP)	-70.97%	-6.98%	11.11%	9.54%	17.10%	4.21%
Return on Net Nonoperating Assets (RNNOA)	-6.12%	-3.96%	16.85%	22.44%	44.78%	10.70%
Return on Equity (ROE)	7.95%	-3.22%	30.30%	34.27%	64.90%	1.37%
Cash Return on Invested Capital (CROIC)	-2.83%	73.62%	22.82%	6.00%	-40.70%	0.00%
Operating Return on Assets (OROA)	5.42%	0.59%	12.31%	9.74%	14.93%	0.09%
Return on Assets (ROA)	2.30%	-1.13%	8.62%	6.17%	9.98%	0.21%
Return on Common Equity (ROCE)	7.95%	-3.22%	30.30%	34.27%	64.90%	1.37%
Return on Equity Simple (ROE_SIMPLE)	7.73%	-3.31%	26.31%	30.85%	50.35%	1.37%
Net Operating Profit after Tax (NOPAT)	186	14	367	329	416	-134
NOPAT Margin	15.57%	1.96%	36.89%	18.89%	24.71%	-16.35%
Net Nonoperating Expense Percent (NNEP)	85.05%	7.72%	2.34%	2.30%	3.02%	-13.54%
Return On Investment Capital (ROIC_SIMPLE)	11.99%	1.06%	-	-	-	-
Cost of Revenue to Revenue	67.42%	73.43%	69.42%	62.50%	56.70%	76.98%
SG&A Expenses to Revenue	8.95%	21.58%	3.83%	5.25%	9.45%	7.80%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	13.45%	23.76%	-16.57%	11.74%	10.36%	40.11%
Earnings before Interest and Taxes (EBIT)	229	20	469	448	554	2.43
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	267	56	501	481	580	9.77
Valuation Ratios	-	-	-	-	-	-
Price to Book Value (P/BV)	0.70	0.70	0.46	0.86	0.39	0.24
Price to Tangible Book Value (P/TBV)	0.85	0.85	0.55	1.13	0.43	0.28
Price to Revenue (P/Rev)	0.73	1.15	0.57	0.46	0.17	0.12
Price to Earnings (P/E)	8.99	0.00	1.74	2.80	0.78	17.48
Dividend Yield	7.09%	3.68%	0.00%	7.69%	0.00%	0.00%
Earnings Yield	11.12%	0.00%	57.54%	35.74%	127.81%	5.72%
Enterprise Value to Invested Capital (EV/IC)	0.74	0.71	0.74	0.96	0.83	1.06
Enterprise Value to Revenue (EV/Rev)	0.88	1.19	1.93	1.57	1.34	1.86
Enterprise Value to EBITDA (EV/EBITDA)	3.96	15.28	3.84	5.68	3.88	155.99
Enterprise Value to EBIT (EV/EBIT)	4.61	42.47	4.10	6.10	4.06	625.95
Enterprise Value to NOPAT (EV/NOPAT)	5.66	60.68	5.24	8.31	5.41	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	1.53	4.01	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.61	3.09	16.40	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-
Debt to Equity	0.24	0.13	1.19	2.37	3.12	3.76
Long-Term Debt to Equity	0.24	0.13	1.19	2.37	3.12	3.76
Financial Leverage	0.09	0.57	1.52	2.35	2.62	2.54
Leverage Ratio	3.46	2.84	3.51	5.56	6.50	6.42
Compound Leverage Factor	1.80	-6.48	3.15	4.80	5.80	15.38
Debt to Total Capital	19.30%	11.17%	54.40%	70.33%	75.71%	79.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	19.30%	11.17%	54.40%	70.33%	75.71%	79.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.03%	0.03%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	80.66%	88.81%	45.60%	29.67%	24.29%	21.00%
Debt to EBITDA	1.13	2.65	2.98	4.53	3.95	156.42
Net Debt to EBITDA	0.68	0.51	2.70	4.03	3.38	146.01
Long-Term Debt to EBITDA	1.13	2.65	2.98	4.53	3.95	156.42
Debt to NOPAT	1.61	10.50	4.06	6.64	5.52	-11.39
Net Debt to NOPAT	0.98	2.01	3.68	5.90	4.71	-10.63
Long-Term Debt to NOPAT	1.61	10.50	4.06	6.64	5.52	-11.39
Altman Z-Score	0.92	0.87	1.54	1.22	1.06	0.59
Noncontrolling Interest Sharing Ratio	0.03%	0.02%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-
Current Ratio	1.28	1.90	5.75	5.48	9.20	2.85
Quick Ratio	1.28	1.90	5.75	5.48	9.20	2.85
Cash Flow Metrics	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-37	1,404	623	167	-841	0.00
Operating Cash Flow to CapEx	-7,040.47%	-1,663.99%	34,246.68%	15,370.66%	-5,709.21%	-11,687.04%
Free Cash Flow to Firm to Interest Expense	-0.34	21.15	12.65	2.70	-13.98	0.00
Operating Cash Flow to Interest Expense	-6.01	-1.38	25.58	11.05	-7.78	-7.67
Operating Cash Flow Less CapEx to Interest Expense	-6.09	-1.47	25.51	10.98	-7.92	-7.73
Efficiency Ratios	-	-	-	-	-	-
Asset Turnover	0.28	0.21	0.26	0.38	0.45	0.31
Accounts Receivable Turnover	0.00	0.00	15.71	31.13	43.13	23.72
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	72.64	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	10.35	10.87	15.20	22.21	24.96	17.88
Days Sales Outstanding (DSO)	0.00	0.00	23.23	11.72	8.46	15.39
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	35.25	33.59	24.02	16.44	14.62	20.41
Cash Conversion Cycle (CCC)	-35.25	-33.59	-0.79	-4.71	-6.16	-5.02
Capital & Investment Metrics	-	-	-	-	-	-
Invested Capital	1,436	1,212	2,602	2,857	2,695	1,438
Invested Capital Turnover	0.90	0.38	0.36	0.63	0.81	0.57
Increase / (Decrease) in Invested Capital	224	-1,390	-256	162	1,257	0.00
Enterprise Value (EV)	1,055	859	1,923	2,731	2,249	1,524
Market Capitalization	873	831	571	794	290	98
Book Value per Share	$20.26	$19.37	$20.46	$15.07	$37.42	$62.47
Tangible Book Value per Share	$16.60	$15.91	$17.02	$11.53	$34.23	$52.80
Total Capital	1,554	1,332	2,739	3,100	3,030	1,934
Total Debt	300	149	1,490	2,180	2,294	1,528
Total Long-Term Debt	300	149	1,490	2,180	2,294	1,528
Net Debt	182	29	1,352	1,937	1,959	1,426
Capital Expenditures (CapEx)	9.37	5.51	3.68	4.43	8.20	3.63
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-92	-63	24	12	2.32	-13
Debt-free Net Working Capital (DFNWC)	26	57	162	255	337	89
Net Working Capital (NWC)	26	57	162	255	337	89
Net Nonoperating Expense (NNE)	89	53	39	45	45	-140
Net Nonoperating Obligations (NNO)	182	29	1,352	1,937	1,959	1,032
Total Depreciation and Amortization (D&A)	38	36	31	33	26	7.33
Debt-free, Cash-free Net Working Capital to Revenue	-7.72%	-8.79%	2.43%	0.66%	0.14%	-1.60%
Debt-free Net Working Capital to Revenue	2.16%	7.88%	16.29%	14.64%	20.03%	10.79%
Net Working Capital to Revenue	2.16%	7.88%	16.29%	14.64%	20.03%	10.79%
Earnings Adjustments	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.58	($0.64)	$5.39	$4.69	$6.18	$0.00
Adjusted Weighted Average Basic Shares Outstanding	61.40M	60.97M	60.98M	60.51M	60M	0.00
Adjusted Diluted Earnings per Share	$1.56	($0.64)	$5.35	$4.67	$6.17	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	62.11M	60.97M	61.38M	60.83M	60.06M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	61.90M	61.10M	60.89M	61.06M	60M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	186	14	367	329	416	-134
Normalized NOPAT Margin	15.57%	1.96%	36.89%	18.89%	24.71%	-16.35%
Pre Tax Income Margin	9.95%	-6.39%	42.20%	22.25%	29.37%	0.71%
Debt Service Ratios	-	-	-	-	-	-
EBIT to Interest Expense	2.08	0.30	9.53	7.27	9.21	0.04
NOPAT to Interest Expense	1.70	0.21	7.46	5.33	6.91	-2.42
EBIT Less CapEx to Interest Expense	2.00	0.22	9.46	7.20	9.08	-0.02
NOPAT Less CapEx to Interest Expense	1.61	0.13	7.38	5.26	6.77	-2.49
Payout Ratios	-	-	-	-	-	-
Dividend Payout Ratio	31.67%	-77.88%	0.00%	42.66%	10.03%	582.75%
Augmented Payout Ratio	32.89%	-86.24%	1.70%	42.66%	11.24%	725.96%

This table displays calculated financial ratios and metrics derived from Guild's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	27.29%	2,130.34%	-30.38%	23.68%	45.39%	-85.26%	1.51%	-8.38%	-45.04%	-74.22%	-41.24%
EBITDA Growth	-100.70%	281.77%	-149.08%	8.07%	319.06%	-3,088.33%	-3.66%	-20.04%	-109.72%	-101.93%	-12.56%
EBIT Growth	-117.33%	257.12%	-164.03%	7.97%	242.93%	-880.38%	-5.19%	-24.15%	-113.18%	-107.57%	-13.09%
NOPAT Growth	-116.46%	270.57%	-160.75%	24.48%	250.46%	-880.38%	-21.63%	-25.30%	-112.34%	-107.79%	4.86%
Net Income Growth	-184.36%	205.12%	-223.43%	1.77%	176.35%	-520.85%	-29.89%	-36.63%	-117.88%	-135.59%	7.31%
EPS Growth	-184.78%	205.30%	-223.86%	0.00%	175.41%	-529.17%	-30.16%	-36.84%	-118.05%	-135.29%	7.69%
Operating Cash Flow Growth	169.15%	966.35%	-105.25%	-105.87%	-784.63%	-75.86%	-18.44%	-596.25%	-103.39%	188.36%	-47.40%
Free Cash Flow Firm Growth	354.73%	-107.75%	69.94%	-486.61%	-265.51%	430.57%	-188.54%	94.14%	-73.75%	462.07%	1,357.99%
Invested Capital Growth	-39.52%	18.47%	5.79%	4.28%	20.66%	-53.41%	36.47%	2.13%	-11.20%	-8.95%	-24.87%
Revenue Q/Q Growth	-34.26%	129.03%	-38.73%	26.45%	1,156.93%	-92.85%	8.86%	48.63%	27.40%	-50.76%	-1.75%
EBITDA Q/Q Growth	-100.26%	438.66%	-160.23%	29.26%	168.94%	-191.44%	32.62%	362.02%	-903.39%	-102.76%	10.07%
EBIT Q/Q Growth	-105.96%	369.16%	-181.30%	32.84%	154.05%	-209.68%	37.11%	275.85%	-270.70%	-110.61%	9.70%
NOPAT Q/Q Growth	-105.49%	392.20%	-167.41%	52.20%	156.89%	-204.08%	38.14%	283.96%	-270.70%	-108.32%	31.68%
Net Income Q/Q Growth	-124.47%	246.21%	-278.10%	32.36%	130.50%	-271.67%	46.86%	199.30%	-147.98%	-119.39%	32.73%
EPS Q/Q Growth	-124.53%	245.87%	-281.67%	30.43%	130.46%	-271.59%	46.67%	198.36%	-154.17%	-119.05%	32.63%
Operating Cash Flow Q/Q Growth	-10.55%	1,975.59%	98.17%	-125.48%	-1,479.50%	-90.77%	171.67%	-868.89%	-137.64%	-68.80%	336.09%
Free Cash Flow Firm Q/Q Growth	1,007.53%	49.62%	-229.25%	83.08%	-175.11%	295.48%	-6,325.29%	-104.77%	-11.52%	-67.38%	525.44%
Invested Capital Q/Q Growth	-0.51%	-51.18%	-2.23%	27.34%	15.46%	-56.40%	-3.63%	47.35%	-24.75%	27.72%	-27.88%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	32.78%	36.80%	-3.33%	39.89%	43.65%	-475.27%	48.44%	42.98%	24.82%	-12.30%	49.60%
EBITDA Margin	-0.15%	38.41%	-25.97%	26.42%	25.85%	-471.23%	36.84%	30.24%	-17.15%	-2.18%	38.81%
Operating Margin	-3.29%	36.30%	-30.89%	23.28%	22.16%	-515.35%	33.59%	26.67%	-22.54%	-7.75%	35.96%
EBIT Margin	-3.29%	36.30%	-30.89%	23.28%	22.16%	-515.35%	33.59%	26.67%	-22.54%	-7.75%	35.96%
Profit (Net Income) Margin	-8.26%	22.19%	-34.76%	11.96%	11.42%	-470.86%	19.61%	14.53%	-21.75%	-11.18%	28.39%
Tax Burden Percent	75.76%	75.99%	72.12%	84.42%	73.68%	78.06%	73.77%	73.23%	73.22%	64.58%	89.25%
Interest Burden Percent	331.31%	80.44%	156.04%	60.85%	69.97%	117.05%	79.13%	74.43%	131.82%	223.40%	88.45%
Effective Tax Rate	0.00%	24.01%	0.00%	15.58%	26.32%	0.00%	26.23%	26.77%	0.00%	0.00%	10.75%
Return on Invested Capital (ROIC)	-1.53%	24.94%	-5.86%	5.73%	6.04%	-136.51%	8.60%	5.69%	-6.48%	-1.98%	18.68%
ROIC Less NNEP Spread (ROIC-NNEP)	-4.04%	2.30%	-7.40%	4.32%	4.75%	-139.67%	7.34%	4.91%	-7.61%	-2.45%	17.89%
Return on Net Nonoperating Assets (RNNOA)	-2.30%	0.20%	-9.99%	5.97%	3.71%	-79.27%	6.57%	6.59%	-5.91%	-3.71%	20.66%
Return on Equity (ROE)	-3.83%	25.13%	-15.85%	11.70%	9.75%	-215.78%	15.17%	12.28%	-12.39%	-5.69%	39.34%
Cash Return on Invested Capital (CROIC)	57.15%	-2.83%	-6.44%	-1.24%	-15.50%	73.62%	-27.22%	1.92%	17.96%	22.82%	48.24%
Operating Return on Assets (OROA)	-0.97%	10.29%	-5.88%	4.93%	4.96%	-107.53%	8.21%	6.22%	-5.66%	-2.02%	12.69%
Return on Assets (ROA)	-2.45%	6.29%	-6.62%	2.53%	2.56%	-98.24%	4.79%	3.39%	-5.46%	-2.92%	10.02%
Return on Common Equity (ROCE)	-3.83%	25.13%	-15.84%	11.70%	9.74%	-215.74%	15.17%	12.28%	-12.39%	-5.69%	39.34%
Return on Equity Simple (ROE_SIMPLE)	3.72%	0.00%	-8.13%	2.22%	2.18%	0.00%	3.05%	4.96%	6.88%	0.00%	30.48%
Net Operating Profit after Tax (NOPAT)	-6.68	122	-42	62	41	-71	69	50	-27	-7.28	87
NOPAT Margin	-2.30%	27.59%	-21.62%	19.65%	16.33%	-360.74%	24.78%	19.53%	-15.78%	-5.42%	32.10%
Net Nonoperating Expense Percent (NNEP)	2.51%	22.63%	1.54%	1.42%	1.29%	3.15%	1.26%	0.78%	1.12%	0.47%	0.79%
Return On Investment Capital (ROIC_SIMPLE)	-0.43%	7.83%	-	-	-	-5.36%	-	-	-	-	-
Cost of Revenue to Revenue	67.22%	63.20%	103.33%	60.11%	56.35%	575.27%	51.56%	57.02%	75.18%	112.30%	50.40%
SG&A Expenses to Revenue	10.05%	-8.93%	25.30%	15.51%	19.72%	296.36%	13.50%	15.29%	12.21%	0.47%	13.47%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	36.07%	0.49%	27.56%	16.61%	21.49%	40.08%	14.85%	16.32%	47.36%	-4.55%	13.63%
Earnings before Interest and Taxes (EBIT)	-9.55	160	-59	73	55	-102	93	68	-39	-10	98
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-0.45	169	-50	83	64	-93	102	77	-29	-2.92	106
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.79	0.70	0.88	0.74	0.72	0.70	0.51	0.51	0.48	0.46	0.41
Price to Tangible Book Value (P/TBV)	0.97	0.85	1.10	0.92	0.89	0.85	0.61	0.62	0.59	0.55	0.49
Price to Revenue (P/Rev)	0.75	0.73	1.32	1.06	1.09	1.15	0.77	0.77	0.69	0.57	0.38
Price to Earnings (P/E)	21.17	8.99	0.00	33.20	32.59	0.00	16.55	10.33	7.03	1.74	1.35
Dividend Yield	6.54%	7.09%	6.01%	6.76%	3.51%	3.68%	4.72%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	4.72%	11.12%	0.00%	3.01%	3.07%	0.00%	6.04%	9.68%	14.22%	57.54%	73.99%
Enterprise Value to Invested Capital (EV/IC)	0.82	0.74	0.95	0.90	0.85	0.71	0.77	0.79	0.68	0.74	0.63
Enterprise Value to Revenue (EV/Rev)	0.93	0.88	3.62	3.13	2.53	1.19	2.57	2.73	1.56	1.93	0.94
Enterprise Value to EBITDA (EV/EBITDA)	5.82	3.96	687.65	17.26	13.47	15.28	14.66	15.13	7.85	3.84	1.97
Enterprise Value to EBIT (EV/EBIT)	7.16	4.61	0.00	22.58	17.72	42.47	19.22	19.47	9.62	4.10	2.10
Enterprise Value to NOPAT (EV/NOPAT)	7.85	5.66	0.00	31.07	28.95	60.68	24.63	19.78	10.49	5.24	2.74
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	159.69	3.72	1.53	1.18
Enterprise Value to Free Cash Flow (EV/FCFF)	1.09	0.00	0.00	0.00	0.00	0.61	0.00	41.45	3.56	3.09	1.13
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.28	0.24	1.63	1.54	1.02	0.13	1.33	1.42	0.74	1.19	0.74
Long-Term Debt to Equity	0.28	0.24	1.63	1.54	1.02	0.13	1.33	1.42	0.74	1.19	0.74
Financial Leverage	0.57	0.09	1.35	1.38	0.78	0.57	0.89	1.34	0.78	1.52	1.16
Leverage Ratio	3.52	3.46	3.34	3.28	2.94	2.84	2.69	2.92	2.91	3.51	3.55
Compound Leverage Factor	11.67	2.79	5.22	2.00	2.06	3.33	2.13	2.18	3.83	7.85	3.14
Debt to Total Capital	22.07%	19.30%	62.00%	60.69%	50.59%	11.17%	57.08%	58.66%	42.37%	54.40%	42.45%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	22.07%	19.30%	62.00%	60.69%	50.59%	11.17%	57.08%	58.66%	42.37%	54.40%	42.45%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.03%	0.03%	0.02%	0.02%	0.02%	0.03%	0.02%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	77.90%	80.66%	37.98%	39.29%	49.39%	88.81%	42.90%	41.34%	57.63%	45.60%	57.55%
Debt to EBITDA	1.68	1.13	463.22	12.10	8.30	2.65	11.59	11.81	5.26	2.98	1.42
Net Debt to EBITDA	1.13	0.68	437.19	11.44	7.66	0.51	10.26	10.86	4.39	2.70	1.18
Long-Term Debt to EBITDA	1.68	1.13	463.22	12.10	8.30	2.65	11.59	11.81	5.26	2.98	1.42
Debt to NOPAT	2.27	1.61	-81.39	21.77	17.83	10.50	19.47	15.44	7.03	4.06	1.98
Net Debt to NOPAT	1.52	0.98	-76.82	20.59	16.47	2.01	17.23	14.20	5.87	3.68	1.64
Long-Term Debt to NOPAT	2.27	1.61	-81.39	21.77	17.83	10.50	19.47	15.44	7.03	4.06	1.98
Altman Z-Score	0.80	0.87	0.64	0.77	0.86	0.76	1.04	0.99	0.99	1.05	1.23
Noncontrolling Interest Sharing Ratio	0.04%	0.03%	0.04%	0.03%	0.03%	0.02%	0.02%	0.01%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.25	1.28	1.18	1.27	1.27	1.90	5.36	5.08	5.74	5.75	4.75
Quick Ratio	1.25	1.28	1.18	1.27	1.27	1.90	5.36	5.08	5.74	5.75	4.75
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	927	-102	-203	-62	-364	1,318	-674	-10	220	248	762
Operating Cash Flow to CapEx	7,935.95%	10,119.93%	-321.74%	-17,181.55%	-44,162.67%	2,183.41%	9,240.34%	-21,179.36%	-2,759.48%	15,098.46%	41,183.80%
Free Cash Flow to Firm to Interest Expense	41.97	-3.26	-6.08	-2.15	-21.99	75.85	-34.77	-0.61	17.93	19.37	67.26
Operating Cash Flow to Interest Expense	8.19	6.45	-0.32	-20.58	-15.81	1.09	10.58	-16.52	-2.41	6.12	22.22
Operating Cash Flow Less CapEx to Interest Expense	8.08	6.39	-0.42	-20.70	-15.84	1.04	10.47	-16.60	-2.50	6.08	22.17
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.30	0.28	0.19	0.21	0.22	0.21	0.24	0.23	0.25	0.26	0.35
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	17.46	18.79	17.69	15.71	32.79
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	73.24	72.64	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	10.26	10.35	10.45	10.28	9.72	10.87	15.30	14.38	13.97	15.20	15.41
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	20.90	19.43	20.63	23.23	11.13
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	35.59	35.25	34.93	35.50	37.55	33.59	23.86	25.39	26.13	24.02	23.68
Cash Conversion Cycle (CCC)	-35.59	-35.25	-34.93	-35.50	-37.55	-33.59	-2.96	-5.96	-5.49	-0.79	-12.55
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,429	1,436	2,941	3,008	2,362	1,212	2,780	2,884	1,958	2,602	2,037
Invested Capital Turnover	0.66	0.90	0.27	0.29	0.37	0.38	0.35	0.29	0.41	0.36	0.58
Increase / (Decrease) in Invested Capital	-933	224	161	123	404	-1,390	743	60	-247	-256	-674
Enterprise Value (EV)	1,176	1,055	2,804	2,693	2,018	859	2,148	2,275	1,331	1,923	1,293
Market Capitalization	947	873	1,021	907	870	831	645	642	587	571	521
Book Value per Share	$19.38	$20.26	$18.85	$19.92	$19.86	$19.37	$20.94	$20.53	$19.93	$20.46	$20.79
Tangible Book Value per Share	$15.77	$16.60	$15.14	$16.16	$16.05	$15.91	$17.44	$17.02	$16.42	$17.02	$17.36
Total Capital	1,540	1,554	3,047	3,110	2,457	1,332	2,976	3,027	2,105	2,739	2,199
Total Debt	340	300	1,889	1,888	1,243	149	1,699	1,776	892	1,490	933
Total Long-Term Debt	340	300	1,889	1,888	1,243	149	1,699	1,776	892	1,490	933
Net Debt	228	182	1,783	1,785	1,148	29	1,503	1,633	744	1,352	771
Capital Expenditures (CapEx)	2.28	2.00	3.35	3.43	0.59	0.87	2.22	1.35	1.07	0.52	0.61
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-89	-92	-90	-80	-75	-63	30	31	26	24	-8.81
Debt-free Net Working Capital (DFNWC)	22	26	16	22	20	57	145	137	173	162	153
Net Working Capital (NWC)	22	26	16	22	20	57	145	137	173	162	153
Net Nonoperating Expense (NNE)	17	24	25	24	12	22	14	13	10	7.72	10
Net Nonoperating Obligations (NNO)	228	182	1,783	1,785	1,148	29	1,503	1,633	744	1,352	771
Total Depreciation and Amortization (D&A)	9.10	9.27	9.47	9.87	9.16	8.73	9.00	9.08	9.21	7.47	7.77
Debt-free, Cash-free Net Working Capital to Revenue	-7.10%	-7.72%	-11.56%	-9.34%	-9.36%	-8.79%	3.64%	3.78%	2.99%	2.43%	-0.64%
Debt-free Net Working Capital to Revenue	1.78%	2.16%	2.13%	2.55%	2.54%	7.88%	17.32%	16.51%	20.27%	16.29%	11.10%
Net Working Capital to Revenue	1.78%	2.16%	2.13%	2.55%	2.54%	7.88%	17.32%	16.51%	20.27%	16.29%	11.10%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.39)	$1.59	($1.09)	$0.61	$0.47	($1.53)	$0.89	$0.61	($0.61)	($0.24)	$1.27
Adjusted Weighted Average Basic Shares Outstanding	61.91M	61.40M	61.39M	61.34M	61.11M	60.97M	60.96M	60.96M	60.90M	60.98M	60.89M
Adjusted Diluted Earnings per Share	($0.39)	$1.59	($1.09)	$0.60	$0.46	($1.51)	$0.88	$0.60	($0.61)	($0.24)	$1.26
Adjusted Weighted Average Diluted Shares Outstanding	61.91M	62.11M	61.39M	62.39M	62.16M	60.97M	61.91M	61.80M	60.90M	61.38M	61.56M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	62.21M	61.90M	61.89M	61.39M	61.34M	61.10M	61.10M	60.96M	60.96M	60.89M	61.07M
Normalized Net Operating Profit after Tax (NOPAT)	-6.68	122	-42	62	41	-71	69	50	-27	-7.28	87
Normalized NOPAT Margin	-2.30%	27.59%	-21.62%	19.65%	16.33%	-360.74%	24.78%	19.53%	-15.78%	-5.42%	32.10%
Pre Tax Income Margin	-10.91%	29.20%	-48.20%	14.17%	15.51%	-603.22%	26.58%	19.85%	-29.71%	-17.31%	31.81%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-0.43	5.11	-1.78	2.55	3.33	-5.86	4.79	3.91	-3.14	-0.81	8.66
NOPAT to Interest Expense	-0.30	3.89	-1.25	2.16	2.45	-4.11	3.53	2.86	-2.20	-0.57	7.72
EBIT Less CapEx to Interest Expense	-0.54	5.05	-1.89	2.43	3.29	-5.91	4.68	3.83	-3.23	-0.85	8.60
NOPAT Less CapEx to Interest Expense	-0.41	3.82	-1.35	2.04	2.42	-4.16	3.42	2.79	-2.29	-0.61	7.67
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	138.32%	31.67%	-32.63%	225.65%	0.00%	-77.88%	78.18%	0.00%	0.00%	0.00%	15.83%
Augmented Payout Ratio	141.42%	32.89%	-34.69%	235.27%	11.18%	-86.24%	90.35%	8.46%	7.37%	1.70%	16.60%

Frequently Asked Questions About Guild's Financials

When does Guild's financial year end?

According to the most recent income statement we have on file, Guild's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Guild's net income changed over the last 5 years?

Guild's net income appears to be on a downward trend, with a most recent value of $96.93 million in 2024, rising from $5.58 million in 2019. The previous period was -$39.14 million in 2023. Check out Guild's forecast to explore projected trends and price targets.

What is Guild's operating income?

Guild's total operating income in 2024 was $228.90 million, based on the following breakdown:

Total Gross Profit: $389.81 million
Total Operating Expenses: $160.91 million

How has Guild revenue changed over the last 5 years?

Over the last 5 years, Guild's total revenue changed from $820.81 million in 2019 to $1.20 billion in 2024, a change of 45.8%.

How much debt does Guild have?

Guild's total liabilities were at $3.51 billion at the end of 2024, a 41.0% increase from 2023, and a 59.6% increase since 2019.

How much cash does Guild have?

In the past 5 years, Guild's cash and equivalents has ranged from $101.74 million in 2019 to $334.62 million in 2020, and is currently $118.20 million as of their latest financial filing in 2024.

How has Guild's book value per share changed over the last 5 years?

Over the last 5 years, Guild's book value per share changed from 62.47 in 2019 to 20.26 in 2024, a change of -67.6%.

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This page (NYSE:GHLD) was last updated on 5/22/2025 by MarketBeat.com Staff

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Guild (GHLD) Financials

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Guild (GHLD) Financials

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