Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. is a leading provider of software products and cloud-based services designed specifically for property and casualty (P&C) insurance carriers. The company delivers a comprehensive platform that supports the core operations of insurance businesses, including underwriting, policy administration, claims management and billing. By integrating these critical functions, Guidewire helps insurers streamline workflows, improve operational efficiency and enhance customer experiences.

The company’s flagship offering is the Guidewire InsuranceSuite, which comprises PolicyCenter for policy administration, ClaimCenter for claims management and BillingCenter for billing operations. Complementing this suite, Guidewire provides a range of digital engagement applications such as Guidewire CustomerEngagement and ProducerEngagement, as well as analytics and data management solutions like Guidewire DataHub and InfoCenter. These tools enable insurers to leverage real-time data and advanced analytics to make informed decisions, reduce risk and accelerate time to market for new products.

Founded in 2001 and headquartered in San Mateo, California, Guidewire Software has grown from a startup into a global software vendor serving hundreds of insurers across North America, Europe and the Asia-Pacific region. The company went public in 2012 and has since expanded its presence through strategic partnerships, regional offices and a growing cloud infrastructure. Guidewire Cloud, the company’s managed cloud offering, allows clients to deploy the InsuranceSuite on a secure, resilient platform with ongoing updates and scalability.

Under the leadership of Chief Executive Officer Joshua Kobza, who was appointed in July 2021, Guidewire has emphasized product innovation, customer success and cloud transformation. The company’s executive team includes veteran technology and insurance professionals who guide its product roadmap and global expansion efforts. With a focus on delivering modern, flexible solutions, Guidewire continues to support insurers in adapting to evolving market demands and regulatory requirements.

Key Stats

• Today's Range: $215.00 to $218.60
• 50-Day Range: $207.75 to $238.31
• 52-Week Range: $142.94 to $263.20
• Volume: 558,312 shs
• Average Volume: 587,566 shs
• Market Capitalization: $18.30 billion
• P/E Ratio: 543.42
• Dividend Yield: N/A
• Price Target: $258.08
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 92% of companies evaluated by MarketBeat, and ranked 88th out of 656 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.62, and is based on 9 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Guidewire Software has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 82.69%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 82.69% in the coming year, from $0.52 to $0.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 543.42, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 270.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 543.42, which means that it is trading at a more expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 419.93.

Price to Earnings Growth Ratio

Guidewire Software has a PEG Ratio of 15.30. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 13.44. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.14% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently decreased by 15.31%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.5 / 5
• Environmental Score: -0.42

Percentage of Shares Shorted

2.14% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Guidewire Software has recently decreased by 15.31%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.37

News Sentiment

Guidewire Software has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.01 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 22 news articles for Guidewire Software this week, compared to 20 articles on an average week.

Search Interest

5 people have searched for GWRE on MarketBeat in the last 30 days. This is an increase of 67% compared to the previous 30 days.

MarketBeat Follows

Only 6 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is a decrease of -40% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,037,939.00 in company stock.

Percentage Held by Insiders

Only 0.48% of the stock of Guidewire Software is held by insiders.

GWRE Stock Analysis - Frequently Asked Questions

How have GWRE shares performed this year?

Guidewire Software's stock was trading at $168.58 at the beginning of the year. Since then, GWRE stock has increased by 28.9% and is now trading at $217.3670.

How were Guidewire Software's earnings last quarter?

Guidewire Software, Inc. (NYSE:GWRE) issued its earnings results on Tuesday, June, 3rd. The technology company reported $0.88 earnings per share for the quarter, beating analysts' consensus estimates of $0.47 by $0.41. The company's revenue was up 22.0% compared to the same quarter last year.
Read the conference call transcript.

Who are Guidewire Software's major shareholders?

Guidewire Software's top institutional shareholders include Vanguard Group Inc. (10.60%), Bamco Inc. NY (6.64%), Massachusetts Financial Services Co. MA (6.04%) and State Street Corp (2.99%). Insiders that own company stock include Michael George Rosenbaum, John P Mullen, Jeffrey Elliott Cooper, Priscilla Hung, James Winston King and Michael C Keller.
View institutional ownership trends.

How do I buy shares of Guidewire Software?

Shares of GWRE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Guidewire Software own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Guidewire Software investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 6/03/2025
• Today: 9/01/2025
• Next Earnings (Estimated): 9/04/2025
• Fiscal Year End: 7/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 3,469
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Guidewire Software: $258.08
• High Price Target: $290.00
• Low Price Target: $160.00
• Potential Upside/Downside: +18.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.62
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.40
• Trailing P/E Ratio: 543.42
• Forward P/E Ratio: 418.01
• P/E Growth: 15.3
• Net Income: -$6.10 million
• Net Margins: 3.04%
• Pretax Margin: 2.40%
• Return on Equity: 6.96%
• Return on Assets: 3.70%

Debt

• Debt-to-Equity Ratio: 0.49
• Current Ratio: 3.23
• Quick Ratio: 3.23

Sales & Book Value

• Annual Sales: $980.50 million
• Price / Sales: 18.66
• Cash Flow: $0.34 per share
• Price / Cash Flow: 648.58
• Book Value: $16.17 per share
• Price / Book: 13.44

Miscellaneous

• Outstanding Shares: 84,190,000
• Free Float: 83,791,000
• Market Cap: $18.30 billion
• Optionable: Optionable
• Beta: 1.22