Guidewire Software (GWRE) Stock Price, News & Analysis

Company Overview

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; and Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore cloud-native applications; and Guidewire Cyence, a cyber-risk economic modeling product. The company was incorporated in 2001 and is headquartered in San Mateo, California.

Key Stats

• Today's Range: $210.76 to $215.27
• 50-Day Range: $172.43 to $216.55
• 52-Week Range: $107.65 to $219.59
• Volume: 881,209 shs
• Average Volume: 935,946 shs
• Market Capitalization: $18.03 billion
• P/E Ratio: 596.94
• Dividend Yield: N/A
• Price Target: $207.42
• Consensus Rating: Moderate Buy

Guidewire Software Stock Analysis - MarketRank™

Guidewire Software scored higher than 62% of companies evaluated by MarketBeat, and ranked 337th out of 648 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Guidewire Software has received a consensus rating of Moderate Buy. The company's average rating score is 2.62, and is based on 9 buy ratings, 3 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Guidewire Software has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 82.69%

Earnings Growth

Earnings for Guidewire Software are expected to grow by 82.69% in the coming year, from $0.52 to $0.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Guidewire Software is 596.94, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.27.

Price to Earnings Ratio vs. Sector

The P/E ratio of Guidewire Software is 596.94, which means that it is trading at a more expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 45.00.

Price to Earnings Growth Ratio

Guidewire Software has a PEG Ratio of 37.21. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Guidewire Software has a P/B Ratio of 13.29. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.63% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Guidewire Software has recently increased by 16.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Guidewire Software does not currently pay a dividend.

Dividend Growth

Guidewire Software does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.5 / 5
• Environmental Score: -0.41

Percentage of Shares Shorted

4.63% of the float of Guidewire Software has been sold short.

Short Interest Ratio / Days to Cover

Guidewire Software has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Guidewire Software has recently increased by 16.67%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.04

News Sentiment

Guidewire Software has a news sentiment score of 1.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.86 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 20 news articles for Guidewire Software this week, compared to 13 articles on an average week.

Search Interest

9 people have searched for GWRE on MarketBeat in the last 30 days. This is an increase of 800% compared to the previous 30 days.

MarketBeat Follows

6 people have added Guidewire Software to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Guidewire Software insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,222,685.00 in company stock.

Percentage Held by Insiders

Only 0.48% of the stock of Guidewire Software is held by insiders.

GWRE Stock Analysis - Frequently Asked Questions

How have GWRE shares performed this year?

Guidewire Software's stock was trading at $168.58 at the beginning of the year. Since then, GWRE stock has increased by 27.5% and is now trading at $214.90.
View the best growth stocks for 2025 here.

How were Guidewire Software's earnings last quarter?

Guidewire Software, Inc. (NYSE:GWRE) announced its quarterly earnings results on Thursday, March, 6th. The technology company reported $0.08 EPS for the quarter, missing analysts' consensus estimates of $0.52 by $0.44. The technology company had revenue of $289.48 million for the quarter, compared to analysts' expectations of $285.74 million. Guidewire Software had a trailing twelve-month return on equity of 2.38% and a net margin of 2.91%.
Read the conference call transcript.

Who are Guidewire Software's major shareholders?

Guidewire Software's top institutional shareholders include Vanguard Group Inc. (10.39%), Massachusetts Financial Services Co. MA (6.15%), Linonia Partnership LP (4.05%) and Route One Investment Company L.P. (2.45%). Insiders that own company stock include Michael George Rosenbaum, John P Mullen, Jeffrey Elliott Cooper, James Winston King, Priscilla Hung, Michael C Keller, Marcus Ryu and Andrew William Fraser Brown.
View institutional ownership trends.

How do I buy shares of Guidewire Software?

Shares of GWRE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Guidewire Software own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Guidewire Software investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), ServiceNow (NOW) and Jabil (JBL).

Company Calendar

• Last Earnings: 3/06/2025
• Today: 6/01/2025
• Next Earnings (Estimated): 6/03/2025
• Fiscal Year End: 7/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: Prepackaged software
• Sub-Industry: Application Software
• Current Symbol: NYSE:GWRE
• CIK: 1528396
• Web: www.guidewire.com
• Phone: (650) 357-9100
• Fax: 650-357-9101
• Employees: 3,380
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $207.42
• High Stock Price Target: $240.00
• Low Stock Price Target: $95.00
• Potential Upside/Downside: -3.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.62
• Research Coverage: 13 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($0.21)
• Trailing P/E Ratio: 596.94
• Forward P/E Ratio: 413.27
• P/E Growth: 37.21
• Net Income: -$6.10 million
• Net Margins: 2.91%
• Pretax Margin: 1.40%
• Return on Equity: 2.38%
• Return on Assets: 1.38%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 2.66
• Quick Ratio: 2.66

Sales & Book Value

• Annual Sales: $1.08 billion
• Price / Sales: 16.62
• Cash Flow: $0.34 per share
• Price / Cash Flow: 627.07
• Book Value: $16.17 per share
• Price / Book: 13.29

Miscellaneous

• Outstanding Shares: 83,881,000
• Free Float: 83,118,000
• Market Cap: $18.03 billion
• Optionable: Optionable
• Beta: 1.18