Kemper (KMPR) Stock Price, News & Analysis

Company Overview

Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance; and supplemental accident and health insurance products, such as Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

Key Stats

• Today's Range: $52.98 to $53.75
• 50-Day Range: $48.29 to $65.08
• 52-Week Range: $45.02 to $73.01
• Volume: 233,938 shs
• Average Volume: 575,811 shs
• Market Capitalization: $3.34 billion
• P/E Ratio: 10.03
• Dividend Yield: 2.41%
• Price Target: $72.75
• Consensus Rating: Moderate Buy

Kemper Stock Analysis - MarketRank™

Kemper scored higher than 97% of companies evaluated by MarketBeat, and ranked 34th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Kemper has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, no hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

Kemper has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.62%

Earnings Growth

Earnings for Kemper are expected to grow by 9.62% in the coming year, from $6.03 to $6.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kemper is 10.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.72.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kemper is 10.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.43.

Price to Book Value per Share Ratio

Kemper has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.59% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kemper has recently increased by 11.50%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Kemper pays a meaningful dividend of 2.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Kemper has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Kemper is 24.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Kemper will have a dividend payout ratio of 19.36% next year. This indicates that Kemper will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.9 / 5
• Environmental Score: -0.96

Percentage of Shares Shorted

3.59% of the float of Kemper has been sold short.

Short Interest Ratio / Days to Cover

Kemper has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kemper has recently increased by 11.50%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.24

News Sentiment

Kemper has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Kemper this week, compared to 7 articles on an average week.

Search Interest

4 people have searched for KMPR on MarketBeat in the last 30 days.

MarketBeat Follows

7 people have added Kemper to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Kemper insiders have bought more of their company's stock than they have sold. Specifically, they have bought $432,845.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.20% of the stock of Kemper is held by insiders.

Percentage Held by Institutions

86.23% of the stock of Kemper is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

KMPR Stock Analysis - Frequently Asked Questions

How have KMPR shares performed this year?

Kemper's stock was trading at $66.44 on January 1st, 2025. Since then, KMPR shares have decreased by 19.9% and is now trading at $53.22.

How were Kemper's earnings last quarter?

Kemper Corporation (NYSE:KMPR) issued its quarterly earnings results on Tuesday, August, 5th. The insurance provider reported $1.30 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $1.52 by $0.22. Kemper's revenue was up 8.5% compared to the same quarter last year.
Read the conference call transcript.

Is Kemper doing a stock buyback?

Kemper's Board of Directors initiated a share buyback plan on Tuesday, August 5th 2025, which allows the company to repurchase $500,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 12.8% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board believes its shares are undervalued.

Who are Kemper's major shareholders?

Kemper's top institutional shareholders include State Street Corp (3.53%), AQR Capital Management LLC (3.16%), Boston Partners (2.40%) and Westfield Capital Management Co. LP (2.09%). Insiders that own company stock include George N Cochran, Gerald Laderman, Matthew A Hunton, Robert Joseph Joyce, Susan D Whiting, Alberto J Paracchini and Joseph P Lacher Jr.
View institutional ownership trends.

How do I buy shares of Kemper?

Shares of KMPR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kemper own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kemper investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Advanced Micro Devices (AMD), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

• Record date for 6/3 Dividend: 5/19/2025
• Ex-Dividend for 6/3 Dividend: 5/19/2025
• Dividend Payable: 6/03/2025
• Last Earnings: 8/05/2025
• Record date for 9/2 Dividend: 8/18/2025
• Ex-Dividend for 9/2 Dividend: 8/18/2025
• Today: 8/28/2025
• Dividend Payable: 9/02/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:KMPR
• CIK: 860748
• Web: www.kemper.com
• Phone: (312) 661-4600
• Fax: 312-494-6995
• Employees: 7,400
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Kemper: $72.75
• High Price Target: $84.00
• Low Price Target: $50.00
• Potential Upside/Downside: +35.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.31
• Trailing P/E Ratio: 10.10
• Forward P/E Ratio: 8.89
• P/E Growth: N/A
• Net Income: $317.80 million
• Net Margins: 7.18%
• Pretax Margin: 8.72%
• Return on Equity: 14.39%
• Return on Assets: 3.25%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.21
• Quick Ratio: 0.21

Sales & Book Value

• Annual Sales: $4.64 billion
• Price / Sales: 0.73
• Cash Flow: $6.85 per share
• Price / Cash Flow: 7.83
• Book Value: $46.95 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 62,740,000
• Free Float: 58,853,000
• Market Cap: $3.36 billion
• Optionable: Optionable
• Beta: 1.27