Lufax (LU) Stock Price, News & Analysis

Company Overview

Lufax Holding Ltd. (NYSE: LU) is a China-based financial services technology company that operates digital platforms for retail and small-business finance. The company connects consumers and small-business owners with financial products and services through online channels and technology-enabled processes.

Lufax’s business has historically included retail lending, wealth management and related financial services. Its platforms have provided access to consumer and small-business loans, investment products and other services offered in cooperation with financial institutions. The company uses data, risk-management tools and digital technology to support customer acquisition, credit assessment, loan servicing and financial product distribution.

Founded in 2011 with backing from Ping An Insurance Group, Lufax initially became known for its online wealth-management platform before expanding into lending and broader financial services. The company primarily serves customers in mainland China and is headquartered in Shanghai. Lufax completed its initial public offering on the New York Stock Exchange in 2020.

Key Stats

• Today's Range: $7.69 to $9.21
• 50-Day Range: $7.92 to $13.65
• 52-Week Range: $7.69 to $32.10
• Volume: 549,337 shs
• Average Volume: 148,960 shs
• Market Capitalization: $674.20 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $17.00
• Consensus Rating: Hold

Lufax Stock Analysis - MarketRank™

Lufax scored higher than 59% of companies evaluated by MarketBeat, and ranked 530th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Lufax has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and 1 sell rating.

Upside Potential

Lufax has a consensus price target of $17.00, representing about 120.0% upside from its current price of $7.73.

Amount of Analyst Coverage

Lufax has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Lufax are expected to grow in the coming year, from ($1.44) to $2.74 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lufax is -1.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lufax is -1.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Lufax has a P/B Ratio of 0.06. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.51% of the float of Lufax has been sold short.

Short Interest Ratio / Days to Cover

Lufax has a short interest ratio ("days to cover") of 2.59, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lufax has recently increased by 6.43%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Lufax does not currently pay a dividend.

Dividend Growth

Lufax does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Lufax will have a dividend payout ratio of 4.38% next year. This indicates that Lufax will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.69

News Sentiment

Lufax has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.57 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Lufax this week, compared to 7 articles on an average week.

Search Interest

Only 1 people have searched for LU on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lufax insiders have not sold or bought any company stock.

Percentage Held by Institutions

69.14% of the stock of Lufax is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 10/28/2026
• Today: 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:LU
• CIK: 1816007
• Web: www.lufaxholding.com
• Phone: 86-21-3863-6278
• Fax: N/A
• Employees: 33,163
• Year Founded: 2014

Price Target and Rating

• Average Price Target for Lufax: $17.00
• High Price Target: $20.00
• Low Price Target: $14.00
• Potential Upside/Downside: +117.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 2.85
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.69
• Quick Ratio: 1.69

Sales & Book Value

• Annual Sales: $21.45 billion
• Price / Sales: 0.03
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $131.67 per share
• Price / Book: 0.06

Miscellaneous

• Outstanding Shares: 86,669,000
• Free Float: N/A
• Market Cap: $676.80 million
• Optionable: Optionable
• Beta: 0.80