Lloyds Banking Group (LYG) Stock Forecast & Price Target

$4.53 +0.01 (+0.22%)

Closing price 03:59 PM Eastern

Extended Trading

$4.52 -0.01 (-0.22%)

As of 07:35 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Moderate Buy

Based on 7 Analyst Ratings

Sell
0

Hold
2

Buy
5

Based on 7 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 7 analysts, 2 have given a hold rating, 4 have given a buy rating, and 1 has given a strong buy rating for LYG.

Consensus Price Target

N/A

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LYG Analyst Ratings Over Time

Type	Current Forecast 8/18/24 to 8/18/25	1 Month Ago 7/19/24 to 7/19/25	3 Months Ago 5/20/24 to 5/20/25	1 Year Ago 8/19/23 to 8/18/24
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	4 Buy rating(s)	2 Buy rating(s)	3 Buy rating(s)	4 Buy rating(s)
Hold	2 Hold rating(s)	5 Hold rating(s)	6 Hold rating(s)	4 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	N/A	N/A	N/A	$2.75
Forecasted Upside	N/A	N/A	N/A	-8.94% Downside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

LYG Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

LYG Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Lloyds Banking Group Stock vs. The Competition

Type	Lloyds Banking Group	Finance Companies	S&P 500
Consensus Rating Score	2.86	2.54	2.53
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy
Predicted Upside	N/A	21.42% Upside	11.84% Upside
News Sentiment Rating	Positive News See Recent LYG News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
8/5/2025	The Goldman Sachs Group 3 of 5 stars		Upgrade	Neutral ➝ Buy
8/4/2025	Morgan Stanley 3 of 5 stars		Reiterated Rating	Overweight ➝ Overweight
8/4/2025	Royal Bank Of Canada 3 of 5 stars		Upgrade	Sector Perform ➝ Outperform
8/1/2025	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Underweight ➝ Neutral
7/17/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Hold ➝ Moderate Buy
4/1/2025	HSBC Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Hold ➝ Buy
3/20/2025	Hsbc Global Res Subscribe to MarketBeat All Access for the recommendation accuracy rating	R. Down Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong-Buy
9/5/2024	Kepler Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold
8/5/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Coombs Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Buy ➝ Neutral
7/30/2024	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Napier Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy ➝ Neutral
7/5/2024	BNP Paribas Subscribe to MarketBeat All Access for the recommendation accuracy rating	G. Stebbings Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Outperform
5/9/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy
4/25/2024	Berenberg Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold	$2.75	+8.05%
3/21/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Buy

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 09:27 PM ET.

Should I Buy Lloyds Banking Group Stock? LYG Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, August 14, 2025. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

The stock has recently been upgraded by multiple analysts, indicating growing confidence in its performance and potential for appreciation.
Lloyds Banking Group plc reported earnings per share (EPS) that exceeded analysts' expectations, showcasing strong financial health and operational efficiency.
The current stock price is around $4.55, reflecting a positive trend and potential for further growth given its recent performance.
The company has a solid market capitalization, which suggests stability and the ability to weather economic fluctuations.
With a dividend yield of 370.0%, investors can expect substantial returns on their investment through regular income, enhancing overall profitability.

Lloyds Banking Group
Bear Case

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

The company has a relatively high debt-to-equity ratio, which may indicate increased financial risk and potential challenges in managing debt obligations.
Despite recent upgrades, some analysts still maintain a hold rating, suggesting that not all market participants are convinced of the stock's upside potential.
The quick ratio is below 1, indicating that the company may face challenges in meeting short-term liabilities without selling inventory.
Market volatility could impact stock performance, and the financial sector is often sensitive to economic changes, which could pose risks to investors.
Recent cuts to dividends may signal caution in future payouts, potentially affecting income-focused investors.

LYG Forecast - Frequently Asked Questions

: 7 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last twelve months. There are currently 2 hold ratings, 4 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" LYG shares.
: According to analysts, Lloyds Banking Group's stock has a predicted downside of -100.00% based on their 12-month stock forecasts.
: Over the previous 90 days, Lloyds Banking Group's stock had 4 upgrades by analysts.
: Lloyds Banking Group has been rated by research analysts at JPMorgan Chase & Co., Keefe, Bruyette & Woods, Morgan Stanley, Royal Bank Of Canada, and The Goldman Sachs Group in the past 90 days.
: Analysts like Lloyds Banking Group more than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.86 while the average consensus rating score for "finance" companies is 2.54. Learn more on how LYG compares to other companies.

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This page (NYSE:LYG) was last updated on 8/18/2025 by MarketBeat.com Staff

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Lloyds Banking Group (LYG) Stock Forecast & Price Target