Mastercard (MA) Stock Price, News & Analysis

Company Overview

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; a platform to optimize supplier payment enablement campaigns for financial institutions; and treasury intelligence platform that offers corporations with recommendations to enhance working capital performance and accelerate spend on cards. In addition, the company offers Mastercard Send, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and Mastercard Cross-Border Services enables a range of payment flows through a distribution network with a single point of access to send and receive money globally through various channels, including bank accounts, mobile wallets, cards, and cash payouts. Further, it provides cyber and intelligence solutions; insights and analytics, consulting, marketing, loyalty, processing, and payment gateway solutions for e-commerce merchants; and open banking and digital identity services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus name. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Key Stats

• Today's Range: $554.50 to $562.49
• 50-Day Range: $532.18 to $590.78
• 52-Week Range: $428.86 to $594.71
• Volume: 2.18 million shs
• Average Volume: 2.65 million shs
• Market Capitalization: $512.30 billion
• P/E Ratio: 39.40
• Dividend Yield: 0.54%
• Price Target: $612.90
• Consensus Rating: Moderate Buy

Mastercard Stock Analysis - MarketRank™

Mastercard scored higher than 94% of companies evaluated by MarketBeat, and ranked 22nd out of 304 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Mastercard has received a consensus rating of Moderate Buy. The company's average rating score is 2.94, and is based on 24 buy ratings, 5 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Mastercard has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 16.97%

Earnings Growth

Earnings for Mastercard are expected to grow by 16.97% in the coming year, from $15.91 to $18.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mastercard is 39.40, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mastercard is 39.40, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.62.

Price to Earnings Growth Ratio

Mastercard has a PEG Ratio of 2.42. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Mastercard has a P/B Ratio of 78.81. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.61% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Mastercard has a dividend yield of 0.54%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mastercard has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Mastercard is 21.32%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mastercard will have a dividend payout ratio of 16.34% next year. This indicates that Mastercard will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.60

Percentage of Shares Shorted

0.61% of the float of Mastercard has been sold short.

Short Interest Ratio / Days to Cover

Mastercard has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.11

News Sentiment

Mastercard has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 74 news articles for Mastercard this week, compared to 55 articles on an average week.

Search Interest

Only 36 people have searched for MA on MarketBeat in the last 30 days. This is a decrease of -18% compared to the previous 30 days.

MarketBeat Follows

27 people have added Mastercard to their MarketBeat watchlist in the last 30 days. This is an increase of 29% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Mastercard insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $20,351,084.00 in company stock.

Percentage Held by Insiders

Only 0.09% of the stock of Mastercard is held by insiders.

Percentage Held by Institutions

97.28% of the stock of Mastercard is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MA Stock Analysis - Frequently Asked Questions

How have MA shares performed this year?

Mastercard's stock was trading at $526.57 at the start of the year. Since then, MA stock has increased by 6.7% and is now trading at $561.91.

How were Mastercard's earnings last quarter?

Mastercard Incorporated (NYSE:MA) released its quarterly earnings data on Thursday, May, 1st. The credit services provider reported $3.73 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $3.57 by $0.16. The business's revenue was up 14.2% on a year-over-year basis.
Read the conference call transcript.

Is Mastercard doing a stock buyback?

Mastercard's Board of Directors initiated a stock buyback program on Tuesday, December 17th 2024, which allows the company to buy back $12,000,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 2.5% of its stock through open market purchases. Stock repurchase programs are typically an indication that the company's board believes its stock is undervalued.

Does Mastercard have any subsidiaries?

Mastercard subsidiaries include Dynamic Yield, Arcus, CipherTrace, Aiia, Ekata, IfOnly, Finicity, and others.

Who are Mastercard's major shareholders?

Top institutional shareholders of Mastercard include Kingstone Capital Partners Texas LLC (2.23%), Swedbank AB (0.22%), PineStone Asset Management Inc. (0.18%) and Ninety One UK Ltd (0.13%). Insiders that own company stock include Foundation Mastercard, Michael Miebach, Craig Vosburg, Timothy H Murphy, Edward Grunde Mclaughlin, J Mehra Sachin, Linda Pistecchia Kirkpatrick, Hai Ling, Venkata R Madabhushi, Raj Seshadri, Raghuvir Malhotra, Julius Genachowski, Ajay Bhalla and Sandra A Arkell.
View institutional ownership trends.

How do I buy shares of Mastercard?

Shares of MA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mastercard own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mastercard investors own include Meta Platforms (META), NVIDIA (NVDA), Broadcom (AVGO), Salesforce (CRM), BlackRock (BLK), Visa (V) and Home Depot (HD).

Company Calendar

• Record date for 5/9 Dividend: 4/09/2025
• Ex-Dividend for 5/9 Dividend: 4/09/2025
• Last Earnings: 5/01/2025
• Dividend Payable: 5/09/2025
• Record date for 8/8 Dividend: 7/09/2025
• Ex-Dividend for 8/8 Dividend: 7/09/2025
• Today: 7/23/2025
• Next Earnings (Estimated): 7/31/2025
• Dividend Payable: 8/08/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Data Processing & Outsourced Services
• Current Symbol: NYSE:MA
• Previous Symbol: NYSE:MA,
• CIK: 1141391
• Web: www.mastercard.com
• Phone: (914) 249-2000
• Fax: 914-249-4262
• Employees: 35,300
• Year Founded: 1966

Price Target and Rating

• Average Price Target for Mastercard: $612.90
• High Price Target: $685.00
• Low Price Target: $470.00
• Potential Upside/Downside: +9.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.94
• Research Coverage: 32 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.26
• Trailing P/E Ratio: 37.18
• Forward P/E Ratio: 35.32
• P/E Growth: 2.42
• Net Income: $12.87 billion
• Net Margins: 45.21%
• Pretax Margin: 54.10%
• Return on Equity: 196.87%
• Return on Assets: 29.77%

Debt

• Debt-to-Equity Ratio: 2.81
• Current Ratio: 1.11
• Quick Ratio: 1.11

Sales & Book Value

• Annual Sales: $28.17 billion
• Price / Sales: 18.19
• Cash Flow: $17.90 per share
• Price / Cash Flow: 31.39
• Book Value: $7.13 per share
• Price / Book: 78.81

Miscellaneous

• Outstanding Shares: 911,710,000
• Free Float: 910,887,000
• Market Cap: $512.30 billion
• Optionable: Optionable
• Beta: 1.02