MGIC Investment (MTG) Stock Price, News & Analysis

Company Overview

MGIC Investment Corporation (NYSE: MTG) is a holding company whose principal subsidiary is Mortgage Guaranty Insurance Corporation (MGIC), a provider of private mortgage insurance in the United States. MGIC’s insurance helps lenders manage the risk associated with residential mortgages made to borrowers who have limited down payments, allowing qualified homebuyers to obtain financing with less than 20% down.

MGIC primarily offers primary mortgage insurance to mortgage lenders, banks, credit unions and other residential lending institutions. Its coverage generally protects the insured lender against losses resulting from borrower default and foreclosure, while supporting the availability of conventional mortgage credit. The company also uses risk-management and reinsurance arrangements to manage its exposure to insured mortgage loans.

MGIC traces its history to 1961, when Mortgage Guaranty Insurance Corporation was established as one of the early private mortgage insurers. Through its lender relationships and insurance platform, the company serves the U.S. residential housing market across a broad national footprint. MGIC Investment is headquartered in Milwaukee, Wisconsin.

Key Stats

• Today's Range: $29.38 to $29.73
• 50-Day Range: $28.11 to $31.48
• 52-Week Range: $24.69 to $31.89
• Volume: 315,074 shs
• Average Volume: 2.00 million shs
• Market Capitalization: $6.08 billion
• P/E Ratio: 9.24
• Dividend Yield: 2.29%
• Price Target: $30.60
• Consensus Rating: Moderate Buy

MGIC Investment Stock Analysis - MarketRank™

MGIC Investment scored higher than 83% of companies evaluated by MarketBeat, and ranked 257th out of 837 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MGIC Investment has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 2 strong buy ratings, 1 buy rating, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for MGIC Investment is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

MGIC Investment has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 5.86%

Earnings Growth

Earnings for MGIC Investment are expected to grow by 5.86% in the coming year, from $3.24 to $3.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MGIC Investment is 9.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of MGIC Investment is 9.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.35.

Price to Earnings Growth Ratio

MGIC Investment has a PEG Ratio of 0.75. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

MGIC Investment has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.97% of the float of MGIC Investment has been sold short.

Short Interest Ratio / Days to Cover

MGIC Investment has a short interest ratio ("days to cover") of 5.31.

Change versus previous month

Short interest in MGIC Investment has recently increased by 2.28%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

MGIC Investment pays a meaningful dividend of 2.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MGIC Investment has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of MGIC Investment is 21.25%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, MGIC Investment will have a dividend payout ratio of 19.83% next year. This indicates that MGIC Investment will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.96

News Sentiment

MGIC Investment has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for MGIC Investment this week, compared to 5 articles on an average week.

Search Interest

Only 1 people have searched for MTG on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, MGIC Investment insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,527,900.00 in company stock.

Percentage Held by Insiders

1.34% of the stock of MGIC Investment is held by insiders.

Percentage Held by Institutions

95.58% of the stock of MGIC Investment is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 8/20 Dividend: 8/05/2026
• Ex-Dividend for 8/20 Dividend: 8/05/2026
• Dividend Payable: 8/20/2026
• Today: 9/22/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:MTG
• CIK: 876437
• Web: www.mgic.com
• Phone: (414) 347-6480
• Fax: 414-347-6696
• Employees: 542
• Year Founded: 1957

Price Target and Rating

• Average Price Target for MGIC Investment: $30.60
• High Price Target: $35.00
• Low Price Target: $28.00
• Potential Upside/Downside: +4.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.20
• Trailing P/E Ratio: 9.19
• Forward P/E Ratio: 9.08
• P/E Growth: 0.75
• Net Income: $738.35 million
• Net Margins: 59.20%
• Pretax Margin: 73.98%
• Return on Equity: 13.90%
• Return on Assets: 10.81%

Debt

• Debt-to-Equity Ratio: 0.13
• Current Ratio: 1.19
• Quick Ratio: 1.19

Sales & Book Value

• Annual Sales: $1.21 billion
• Price / Sales: 4.97
• Cash Flow: $3.30 per share
• Price / Cash Flow: 8.91
• Book Value: $23.01 per share
• Price / Book: 1.28

Miscellaneous

• Outstanding Shares: 205,120,000
• Free Float: 202,376,000
• Market Cap: $6.04 billion
• Optionable: Optionable
• Beta: 0.65