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NU (NU) Stock Forecast & Price Target

NU logo
$15.00 -0.33 (-2.15%)
Closing price 09/9/2026 03:59 PM Eastern
Extended Trading
$15.01 +0.01 (+0.06%)
As of 07:55 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

NU - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
1
Hold
4
Buy
9

Based on 14 Wall Street analysts who have issued ratings for NU in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 14 analysts, 1 has given a sell rating, 4 have given a hold rating, and 9 have given a buy rating for NU.

Consensus Price Target

$17.91
19.40% Upside
According to the 14 analysts' twelve-month price targets for NU, the average price target is $17.91. The highest price target for NU is $21.00, while the lowest price target for NU is $13.00. The average price target represents a forecasted upside of 19.40% from the current price of $15.00.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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NU Analyst Ratings Over Time

TypeCurrent Forecast
9/10/25 to 9/10/26
1 Month Ago
8/11/25 to 8/11/26
3 Months Ago
6/12/25 to 6/12/26
1 Year Ago
9/10/24 to 9/10/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
9 Buy rating(s)
10 Buy rating(s)
10 Buy rating(s)
9 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
3 Hold rating(s)
Sell
1 Sell rating(s)
1 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$17.91$17.24$17.08$17.06
Forecasted Upside19.40% Upside26.34% Upside40.44% Upside10.04% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

NU Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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NU Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

NU Stock vs. The Competition

TypeNUFinance CompaniesBroader Market
Consensus Rating Score
2.57
2.28
2.53
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside19.40% Upside29.97% Upside16.49% Upside
News Sentiment Rating
Positive News

See Recent NU News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
8/25/2026
Wolfe Research logo
Wolfe Research
4 of 5 stars
Darrin Peller
Darrin Peller
1 of 5 stars
Lower TargetOutperform$18.00 ➝ $17.00+15.29%
8/21/2026
Weiss Ratings logo
Weiss Ratings
5 of 5 stars
 DowngradeHold (C+)Hold (C)
8/20/2026
UBS Group AG logo
UBS Group
4 of 5 stars
Boost TargetBuy$16.90 ➝ $18.20+24.71%
8/14/2026Boost TargetNeutral$13.00 ➝ $16.00+1.05%
8/14/2026Boost TargetBuy$17.00 ➝ $19.00+36.48%
7/7/2026Boost TargetOverweight$18.00 ➝ $20.00+42.50%
6/3/2026 DowngradeSector Perform$13.00+9.30%
6/2/2026Reiterated RatingNeutralUnderperform
4/14/2026 Initiated CoverageOutperform$18.00+20.35%
3/24/2026 DowngradeStrong-BuyHold
3/17/2026 Reiterated RatingOutperform
12/18/2025Reiterated RatingBuy$21.00+32.49%
12/4/2025 UpgradeNeutralOutperform
11/14/2025Boost TargetOverweight$15.00 ➝ $19.00+21.58%
8/25/2025 UpgradeOutperform$17.00+19.49%
8/20/2025UpgradeSellBuy$9.00 ➝ $18.00+37.21%
6/13/2025 Reiterated RatingOverweight
4/25/2025Boost TargetOverweight$15.00 ➝ $16.00+36.17%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 07:56 AM ET.


Should I Buy NU Stock? NU Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, September 7, 2026. Please send any questions or comments about these NU pros and cons to contact@marketbeat.com.

NU
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Nu Holdings Ltd.:

  • Nu Holdings Ltd. reported its first-ever billion-dollar quarter in net income, posting $1.1 billion in profit for the second quarter of 2026, which represents a 49% year-over-year increase and a 17% rise from the first quarter, signaling strong operational efficiency and profitability growth.
  • The company has expanded its customer base to 139 million across Brazil, Mexico, and Colombia, and recently secured a newly approved banking license, which broadens its service offerings and solidifies its position as a leading digital banking platform in Latin America.
  • Wall Street analysts maintain a Moderate Buy consensus with an average price target of $17.91, which suggests potential upside from the current stock price of $15.34, indicating that institutional investors believe the stock is undervalued relative to its growth trajectory.
  • Institutional interest in the stock is accelerating, with major funds like Wellington Management Group LLP increasing their position by 27.6% in the second quarter and FirstWave Capital Management LLC boosting its holdings by 78.9%, reflecting growing confidence among professional investors.
  • Nu Holdings Ltd. is scheduled to host its first Investor Day on December 8, 2026, in New York City, which will provide detailed insights into its long-term strategy and growth opportunities, potentially serving as a catalyst for further stock appreciation.

NU
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Nu Holdings Ltd. for these reasons:

  • Insider selling activity has been significant recently, with CEO Cristina Helena Zing Junqueira selling a total of 115,000 shares in late August 2026 and other insiders selling over 361,000 shares in the last ninety days, which may signal a lack of confidence in the stock's near-term performance.
  • Short interest in the stock has increased, with shares shorted rising to 129,510,209 as of August 14, 2026, representing a 2.67% short percentage of the float, indicating that a notable portion of the market is betting on a price decline.
  • Some analysts remain cautious, with Bank of America reaffirming an underperform rating and Scotiabank downgrading the stock to sector perform with a $13.00 target price, suggesting that certain institutional investors see limited upside or heightened risk in the current valuation.
  • The company's debt-to-equity ratio stands at 0.35, and while this is moderate, the quick ratio and current ratio are both at 0.55, which may indicate limited short-term liquidity to cover immediate liabilities, a factor that could concern risk-averse investors.
  • Despite strong earnings, the stock has experienced volatility, including a 6.4% trading up on September 2, 2026, followed by a slight decline to $15.34, suggesting that the market may be pricing in uncertainty about the sustainability of the recent profit surge.

NU Forecast - Frequently Asked Questions

According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for NU is $17.91, with a high forecast of $21.00 and a low forecast of $13.00.

14 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for NU in the last year. There is currently 1 sell rating, 4 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" NU shares.

According to analysts, NU's stock has a predicted upside of 19.40% based on their 12-month stock forecasts.

Over the previous 90 days, NU's stock had 1 downgrade by analysts.

NU has been rated by research analysts at JPMorgan Chase & Co., Needham & Company LLC, Susquehanna, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Analysts like NU more than other "finance" companies. The consensus rating for NU is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how NU compares to other companies.


MarketBeat monitors more than a dozen sources for NU analyst ratings, with the most recent rating issued on 8/25/2026.
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