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Onity Group (ONIT) Financials

Onity Group logo
$38.35 +0.92 (+2.46%)
Closing price 03:59 PM Eastern
Extended Trading
$38.40 +0.05 (+0.14%)
As of 05:21 PM Eastern
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Annual Income Statements for Onity Group

Annual Income Statements for Onity Group

This table shows Onity Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 -247 -200 -128 -71 -142 -40 18 26 -64 33 185
Consolidated Net Income / (Loss)		 -247 -199 -128 -71 -142 -40 18 26 -64 34 190
Net Income / (Loss) Continuing Operations		 -247 -199 -128 -72 -142 -40 18 26 -64 34 190
Total Pre-Tax Income 		-130 -206 -144 -71 -126 -106 -4.40 25 -58 39 63
Total Revenue		 1,741 1,387 1,195 1,063 1,020 977 1,077 1,000 1,145 1,069 1,202
Net Interest Income / (Expense)		 0.00 0.00 0.00 0.00 17 16 26 46 78 93 135
Total Interest Income		 0.00 0.00 0.00 0.00 17 16 26 46 78 93 135
Investment Securities Interest Income		 - - - - 17 16 26 46 78 93 135
Total Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 1,741 1,387 1,195 1,063 1,002 961 1,050 954 1,067 976 1,067
Other Service Charges		 1,606 1,297 1,062 965 999 763 825 896 979 875 915
Net Realized & Unrealized Capital Gains on Investments		 135 90 57 37 -83 137 226 58 87 102 152
Provision for Credit Losses		 - - - 153 - 135 - - 232 96 170
Total Non-Interest Expense		 1,478 1,223 1,235 951 674 845 929 798 708 612 661
Salaries and Employee Benefits		 415 381 359 298 314 265 298 289 229 233 253
Net Occupancy & Equipment Expense		 268 191 167 158 147 107 93 100 84 84 98
Other Operating Expenses		 696 651 709 495 213 473 539 409 395 295 311
Nonoperating Income / (Expense), net		 -393 -370 -104 -30 -472 -103 -152 -177 -262 -322 -308
Income Tax Expense		 117 -6.99 -16 0.53 16 -66 -22 -0.80 5.60 5.30 -127
Preferred Stock Dividends Declared		 - - - - - - - 0.00 0.00 0.50 4.20
Basic Earnings per Share		 ($1.97) ($1.61) ($1.01) ($7.94) ($15.86) ($4.59) $2.00 $2.97 ($8.34) $4.28 $23.07
Weighted Average Basic Shares Outstanding		 125.32M 123.99M 127.08M 8.91M 8.96M 8.75M 9.02M 8.65M 7.64M 7.82M 8.04M
Diluted Earnings per Share		 ($1.97) ($1.61) ($1.01) ($7.94) ($15.86) ($4.59) $1.93 $2.85 ($8.34) $4.13 $21.46
Weighted Average Diluted Shares Outstanding		 125.32M 123.99M 127.08M 8.91M 8.96M 8.75M 9.38M 9.00M 7.64M 8.09M 8.64M
Weighted Average Basic & Diluted Shares Outstanding		 125.40M 124.10M 127.08M 133.50M 134.10M 17.38M 18.42M 7.53M 7.68M 7.87M 8.52M

Quarterly Income Statements for Onity Group

This table shows Onity Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 8.50 -48 30 11 21 -29 21 21 18 126 6.60
Consolidated Net Income / (Loss)		 8.50 -48 30 11 21 -28 22 22 19 127 7.60
Net Income / (Loss) Continuing Operations		 8.50 -48 30 10 21 -28 22 22 19 127 7.70
Total Pre-Tax Income 		9.50 -46 32 13 28 -34 9.30 23 23 7.60 8.00
Total Revenue		 282 295 257 269 290 254 276 279 318 330 335
Net Interest Income / (Expense)		 26 18 18 23 25 29 26 32 38 40 41
Total Interest Income		 26 18 18 23 25 29 26 32 38 40 41
Investment Securities Interest Income		 26 18 18 23 25 29 26 32 38 40 41
Total Interest Expense		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Non-Interest Income		 256 277 239 246 266 225 250 247 280 290 294
Other Service Charges		 248 248 213 221 222 218 214 224 233 243 242
Net Realized & Unrealized Capital Gains on Investments		 7.80 30 26 25 44 6.40 36 22 47 47 53
Provision for Credit Losses		 16 98 12 33 32 - 39 27 45 59 69
Total Non-Interest Expense		 187 180 149 150 155 254 162 153 168 179 175
Salaries and Employee Benefits		 56 58 54 55 60 64 57 61 63 71 70
Net Occupancy & Equipment Expense		 21 21 20 21 21 22 23 24 25 26 26
Other Operating Expenses		 110 102 75 75 74 167 81 68 79 83 79
Nonoperating Income / (Expense), net		 -69 -63 -64 -73 -76 -109 -66 -76 -82 -84 -84
Income Tax Expense		 1.00 1.80 1.70 3.00 6.30 -5.70 -13 1.30 4.40 -120 0.30
Preferred Stock Dividends Declared		 - - 0.00 0.00 0.00 - 1.00 1.00 1.00 1.20 1.00
Basic Earnings per Share		 $1.10 ($6.12) $3.91 $1.34 $2.72 ($3.69) $2.68 $2.55 $2.19 $15.65 $0.78
Weighted Average Basic Shares Outstanding		 7.68M 7.64M 7.71M 7.82M 7.86M 7.82M 7.87M 8.02M 8.06M 8.04M 8.49M
Diluted Earnings per Share		 $1.05 ($6.00) $3.74 $1.33 $2.65 ($3.59) $2.50 $2.40 $2.03 $14.53 $0.74
Weighted Average Diluted Shares Outstanding		 8.06M 7.64M 8.05M 7.92M 8.06M 8.09M 8.44M 8.53M 8.72M 8.64M 8.98M
Weighted Average Basic & Diluted Shares Outstanding		 7.68M 7.68M 7.81M 7.85M 7.87M 7.87M 8.01M 8.06M 8.06M 8.52M 8.43M

Annual Cash Flow Statements for Onity Group

This table details how cash moves in and out of Onity Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 128 -54 0.16 94 95 -135 -94 11 -19 10 -1.00
Net Cash From Operating Activities		 582 421 409 273 152 261 -468 173 10 -574 -748
Net Cash From Continuing Operating Activities		 582 421 409 273 152 261 -468 173 11 -574 -748
Net Income / (Loss) Continuing Operations		 -247 -199 -128 -71 -142 -40 18 26 -64 34 190
Consolidated Net Income / (Loss)		 -247 -199 -128 -71 -142 -40 18 26 -64 34 190
Provision For Loan Losses		 101 81 77 49 35 26 23 21 26 24 18
Depreciation Expense		 19 25 27 27 32 19 10 11 7.00 5.40 4.40
Amortization Expense		 139 150 56 4.10 4.51 241 8.50 14 23 38 29
Non-Cash Adjustments to Reconcile Net Income		 239 -106 -4.32 -40 187 -101 -431 132 32 -685 -943
Changes in Operating Assets and Liabilities, net		 329 471 382 303 36 116 -97 -30 -14 10 -45
Net Cash From Investing Activities		 280 -792 -839 -345 -587 -528 -1,005 -149 -100 401 1,848
Net Cash From Continuing Investing Activities		 280 -792 -839 -345 -587 -528 -1,005 -149 -100 401 1,847
Purchase of Property, Leasehold Improvements and Equipment		 -37 -34 -9.05 -9.02 -1.95 -4.10 -3.30 -5.50 -2.20 -0.80 -2.90
Purchase of Investment Securities		 -1,020 -1,229 -1,454 -946 -1,175 -1,478 -2,633 -1,890 -1,164 -1,394 -1,368
Sale and/or Maturity of Investments		 1,338 470 624 571 591 954 1,638 1,746 1,108 1,797 3,223
Other Investing Activities, net		 - 0.00 0.00 39 -1.46 - -6.30 0.00 -42 -0.80 -5.10
Net Cash From Financing Activities		 -734 316 430 167 531 132 1,380 -13 71 183 -1,101
Net Cash From Continuing Financing Activities		 -734 316 430 167 531 132 1,380 37 71 183 -1,100
Issuance of Debt		 8,195 10,329 8,497 1,112 1,601 1,721 1,364 652 1,297 2,141 1,788
Issuance of Preferred Equity		 - - - - - - - 0.00 0.00 20 0.00
Repayment of Debt		 -8,932 -10,007 -8,133 -1,000 -848 -1,483 -1,915 -2,683 -1,469 -2,028 -2,947
Payment of Dividends		 - - - - - - - 0.00 0.00 -0.50 -4.20
Other Financing Activities, Net		 7.13 -0.05 53 55 -222 -102 1,921 2,068 243 51 63
Cash Interest Paid		 471 390 128 100 111 97 125 169 254 251 280
Cash Income Taxes Paid		 5.71 20 -24 11 4.08 -44 -22 -27 -4.60 13 7.60

Quarterly Cash Flow Statements for Onity Group

This table details how cash moves in and out of Onity Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -67 -11 -3.90 -1.80 31 -15 -29 20 15 -6.70 43
Net Cash From Operating Activities		 377 282 -297 -78 19 -218 -148 -599 230 -231 -1,590
Net Cash From Continuing Operating Activities		 377 282 -297 -78 19 -218 -148 -599 228 -229 -1,590
Net Income / (Loss) Continuing Operations		 8.50 -48 30 11 21 -28 22 22 19 127 7.60
Consolidated Net Income / (Loss)		 8.50 -48 30 11 21 -28 22 22 19 127 7.60
Provision For Loan Losses		 7.50 5.70 6.90 7.30 7.70 3.50 5.00 4.30 11 -2.30 6.80
Depreciation Expense		 1.50 2.10 1.40 1.40 1.30 1.30 1.20 1.10 1.00 1.10 1.10
Amortization Expense		 7.20 6.90 9.00 11 9.40 8.80 6.00 6.10 8.00 8.50 9.70
Non-Cash Adjustments to Reconcile Net Income		 346 327 -371 -94 -77 -139 -129 -686 105 -233 -1,499
Changes in Operating Assets and Liabilities, net		 6.90 -13 26 -14 56 -65 -54 54 84 -130 -116
Net Cash From Investing Activities		 -21 -57 -3.60 132 86 187 420 467 441 520 390
Net Cash From Continuing Investing Activities		 -21 -57 -3.60 132 86 187 420 467 441 520 390
Purchase of Property, Leasehold Improvements and Equipment		 -0.40 - -0.10 -0.10 -0.10 -0.50 -0.30 - -0.70 -1.90 -0.10
Purchase of Investment Securities		 -302 -292 -289 -306 -358 -442 -378 -324 -349 -317 -208
Sale and/or Maturity of Investments		 281 278 285 438 444 630 800 791 792 840 604
Other Investing Activities, net		 - -42 0.00 - -0.30 -0.80 -2.50 -0.90 -0.60 -1.10 -5.60
Net Cash From Financing Activities		 -423 -236 297 -56 -74 16 -300 152 -656 -296 1,243
Net Cash From Continuing Financing Activities		 -423 -236 297 -56 -74 17 -300 152 -656 -296 1,243
Issuance of Debt		 -160 197 378 228 837 1,161 566 1,918 270 -966 1,967
Repayment of Debt		 -629 350 -332 -558 -1,201 -1,473 -869 -2,043 -1,216 1,488 -728
Repurchase of Common Equity		 - - - - - - 0.00 - - - -6.10
Payment of Dividends		 - - 0.00 - - - -1.00 -1.10 -1.00 -1.10 -1.00
Other Financing Activities, Net		 366 -782 251 274 290 309 3.40 277 290 -817 11
Cash Interest Paid		 - - - - 68 - 46 - 61 93 55
Cash Income Taxes Paid		 - - - - 0.80 - 0.50 - -0.60 5.70 0.40

Annual Balance Sheets for Onity Group

This table presents Onity Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 7,380 7,656 8,403 9,394 10,406 10,651 12,147 12,399 12,514 16,435 16,171
Cash and Due from Banks		 257 257 260 329 428 285 193 208 202 185 181
Restricted Cash		 - - 43 68 64 72 71 66 54 81 84
Trading Account Securities		 - - - 243 275 388 929 623 677 1,290 11,699
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 58 63 37 33 38 17 14 20 13 11 11
Other Assets		 6,651 7,022 7,825 8,721 9,600 9,889 10,941 11,440 11,568 14,869 4,196
Total Liabilities & Shareholders' Equity		 7,380 7,656 8,403 9,394 10,406 10,651 12,147 12,399 12,514 16,435 16,171
Total Liabilities		 6,526 7,000 7,856 8,840 9,994 10,236 11,670 11,943 12,112 15,943 15,493
Short-Term Debt		 - - - - - 452 1,085 703 - 1,046 1,225
Long-Term Debt		 5,781 5,740 6,493 7,056 8,079 8,283 8,913 9,394 10,520 13,216 12,628
Other Long-Term Liabilities		 744 1,260 1,363 1,784 1,915 1,501 1,673 1,846 1,592 1,680 1,641
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest		 - - - - - - - - 0.00 50 50
Total Equity & Noncontrolling Interests		 855 655 547 555 412 415 477 457 402 443 628
Total Preferred & Common Equity		 852 653 545 555 412 415 477 457 402 443 628
Total Common Equity		 852 653 545 555 412 415 477 457 402 443 628
Common Stock		 527 528 548 555 558 556 593 547 555 559 556
Retained Earnings		 326 126 -2.08 3.57 -139 -132 -114 -88 -152 -118 72
Accumulated Other Comprehensive Income / (Loss)		 -1.76 -1.45 -1.25 -4.26 -7.59 -9.10 -2.40 -2.50 -1.20 1.20 -0.10

Quarterly Balance Sheets for Onity Group

This table presents Onity Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 13,012 13,090 13,085 13,227 16,259 16,531 16,107 17,735
Cash and Due from Banks		 194 185 203 202 178 194 173 183
Restricted Cash		 72 66 46 79 59 62 98 125
Trading Account Securities		 948 1,029 1,107 1,198 1,402 2,048 1,916 12,747
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 16 12 12 12 11 9.70 9.80 11
Other Assets		 11,742 11,761 11,716 11,707 14,609 14,217 13,911 4,670
Total Liabilities & Shareholders' Equity		 13,012 13,090 13,085 13,227 16,259 16,531 16,107 17,735
Total Liabilities		 12,567 12,658 12,638 12,759 15,749 16,000 15,556 17,056
Short-Term Debt		 1,035 2,073 - 1,356 1,577 2,196 2,062 2,193
Long-Term Debt		 9,512 8,937 11,114 9,850 12,589 12,303 11,957 13,114
Other Long-Term Liabilities		 2,020 1,648 1,525 1,553 1,583 1,501 1,536 1,750
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Redeemable Noncontrolling Interest		 - - - - 50 50 50 50
Total Equity & Noncontrolling Interests		 445 432 446 468 460 482 501 629
Total Preferred & Common Equity		 445 432 446 468 460 482 501 629
Total Common Equity		 445 432 446 468 460 482 501 629
Common Stock		 552 555 557 558 554 555 555 551
Retained Earnings		 -104 -122 -111 -90 -96 -74 -55 79
Accumulated Other Comprehensive Income / (Loss)		 -2.40 -1.10 0.20 0.20 1.30 1.30 1.40 -0.10

Annual Metrics And Ratios for Onity Group

This table displays calculated financial ratios and metrics derived from Onity Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 125,390,482.00 123,989,954.00 130,859,058.00 133,912,425.00 134,771,626.00 8,683,994.00 9,200,752.00 7,590,348.00 7,677,008.00 - 8,058,874.00
DEI Adjusted Shares Outstanding		 125,390,482.00 123,989,954.00 130,859,058.00 133,912,425.00 134,771,626.00 8,683,994.00 9,200,752.00 7,590,348.00 7,677,008.00 - 8,058,874.00
DEI Earnings Per Adjusted Shares Outstanding		 -1.97 -1.61 -0.98 -0.53 -1.05 -4.63 1.97 3.39 -8.30 - 23.51
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -17.54% -20.33% -13.88% -11.01% -4.09% -4.20% 10.21% -7.15% 14.52% -6.58% 12.43%
EBITDA Growth		 18.72% -19.54% -87.55% -123.26% 3,992.89% -32.76% -35.27% 36.26% 3.31% 72.79% -0.07%
EBIT Growth		 245.41% -37.66% -124.64% -1.84% 940.60% -100.95% 4,569.70% 36.75% 1.14% 77.11% 2.74%
NOPAT Growth		 245.41% -37.66% -124.64% -1.84% 940.60% -100.87% 5,013.33% 101.76% -31.37% 118.78% 258.72%
Net Income Growth		 47.46% 19.19% 35.57% 45.04% -101.32% 71.72% 145.02% 41.99% -347.86% 153.22% 459.00%
EPS Growth		 45.28% 18.27% 37.27% 45.04% -101.32% 71.06% 142.05% 47.67% -392.63% 149.52% 419.61%
Operating Cash Flow Growth		 65.01% -27.58% -2.90% -33.36% -44.26% 71.78% -279.46% 136.98% -94.00% -5,617.31% -30.36%
Free Cash Flow Firm Growth		 840.23% -65.24% -289.50% 11.04% -6.76% -3.42% -84.71% 110.61% -273.82% -1,463.57% 138.24%
Invested Capital Growth		 -11.21% -3.62% 10.08% 8.10% 11.58% 7.76% 14.47% 0.75% 3.49% 35.11% -1.53%
Revenue Q/Q Growth		 -6.99% -3.05% -3.39% 3.32% -13.43% 54.16% -15.11% 0.89% -1.58% -3.71% 6.75%
EBITDA Q/Q Growth		 443.65% 77.04% -84.99% -105.96% 389.76% -60.97% -51.18% 46.58% -41.42% 41.38% -4.67%
EBIT Q/Q Growth		 299.31% 91.32% -123.99% -660.80% 523.79% -100.83% -53.84% 54.73% -45.16% 48.07% -4.94%
NOPAT Q/Q Growth		 299.31% 91.32% -123.99% -660.80% 265.03% -101.51% -68.44% -6.94% -2.72% 96.41% 97.13%
Net Income Q/Q Growth		 54.67% 51.75% -37.21% 37.81% 20.75% 74.86% -89.62% -77.06% 38.87% 133.79% 454.09%
EPS Q/Q Growth		 52.07% 51.51% -38.36% 37.81% 20.75% 75.11% -89.83% -78.29% 22.63% 140.12% 542.52%
Operating Cash Flow Q/Q Growth		 2.50% 166.41% -14.10% -7.66% -7.98% 20.88% -17.14% -19.46% 102.82% -675.41% -1.71%
Free Cash Flow Firm Q/Q Growth		 55.60% 111.13% -675.65% -107.43% 35.21% 6.49% 0.85% 547.52% -14.85% -574.18% 157.84%
Invested Capital Q/Q Growth		 -4.86% -6.86% 2.52% 6.40% 6.24% 3.53% 0.75% -0.90% -0.64% 26.40% -0.28%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 24.20% 24.43% 3.53% -0.92% 37.47% 26.30% 15.45% 22.67% 20.45% 37.83% 33.62%
EBIT Margin		 15.10% 11.82% -3.38% -3.87% 33.90% -0.34% 13.70% 20.18% 17.82% 33.79% 30.88%
Profit (Net Income) Margin		 -14.17% -14.37% -10.75% -6.64% -13.94% -4.12% 1.68% 2.57% -5.57% 3.17% 15.76%
Tax Burden Percent		 189.98% 96.61% 89.22% 98.77% 112.36% 38.03% -411.36% 103.21% 109.64% 86.26% 302.23%
Interest Burden Percent		 -49.39% -125.90% 356.55% 173.82% -36.59% 3,203.03% -2.98% 12.35% -28.48% 10.88% 16.89%
Effective Tax Rate		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -3.21% 0.00% 13.49% -202.23%
Return on Invested Capital (ROIC)		 2.61% 1.76% -0.42% -0.39% 3.01% -0.02% 1.05% 1.98% 1.33% 2.43% 7.66%
ROIC Less NNEP Spread (ROIC-NNEP)		 -4.44% -3.69% -2.06% -1.01% -2.07% -0.48% 0.14% 0.16% -0.67% 0.19% 1.03%
Return on Net Nonoperating Assets (RNNOA)		 -28.64% -28.17% -20.95% -12.42% -32.41% -9.69% 3.01% 3.53% -16.17% 5.14% 24.72%
Return on Equity (ROE)		 -26.03% -26.41% -21.37% -12.82% -29.40% -9.72% 4.06% 5.51% -14.84% 7.58% 32.38%
Cash Return on Invested Capital (CROIC)		 14.49% 5.45% -10.02% -8.17% -7.94% -7.49% -12.44% 1.23% -2.10% -27.43% 9.20%
Operating Return on Assets (OROA)		 3.36% 2.18% -0.50% -0.46% 3.49% -0.03% 1.29% 1.64% 1.64% 2.50% 2.28%
Return on Assets (ROA)		 -3.15% -2.65% -1.60% -0.79% -1.44% -0.38% 0.16% 0.21% -0.51% 0.23% 1.16%
Return on Common Equity (ROCE)		 -25.95% -26.31% -21.30% -12.80% -29.40% -9.72% 4.06% 5.51% -14.84% 7.16% 29.62%
Return on Equity Simple (ROE_SIMPLE)		 -28.97% -30.53% -23.57% -12.73% -34.50% -9.68% 3.80% 5.63% -15.85% 7.65% 30.18%
Net Operating Profit after Tax (NOPAT)		 184 115 -28 -29 242 -2.10 103 208 143 313 1,121
NOPAT Margin		 10.57% 8.27% -2.37% -2.71% 23.73% -0.22% 9.58% 20.83% 12.48% 29.23% 93.27%
Net Nonoperating Expense Percent (NNEP)		 7.05% 5.45% 1.64% 0.62% 5.08% 0.45% 0.91% 1.82% 2.00% 2.25% 6.63%
SG&A Expenses to Revenue		 39.21% 41.23% 43.99% 42.89% 45.20% 38.12% 36.27% 38.93% 27.39% 29.63% 29.14%
Operating Expenses to Revenue		 84.90% 88.18% 103.38% 89.43% 66.10% 86.50% 86.30% 79.82% 61.89% 66.21% 55.00%
Earnings before Interest and Taxes (EBIT)		 263 164 -40 -41 346 -3.30 148 202 204 361 371
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 421 339 42 -9.82 382 257 166 227 234 405 404
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 15.39 15.35 11.27 4.85 6.72 0.60 0.77 0.51 0.59 0.55 0.59
Price to Tangible Book Value (P/TBV)		 15.39 15.35 11.27 4.85 6.72 0.60 0.77 0.51 0.59 0.55 0.59
Price to Revenue (P/Rev)		 7.53 7.23 5.14 2.53 2.72 0.26 0.34 0.23 0.21 0.23 0.31
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 20.32 9.03 0.00 7.23 1.99
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 4.92% 11.07% 0.00% 13.82% 50.24%
Enterprise Value to Invested Capital (EV/IC)		 2.81 2.43 1.75 1.23 1.22 0.94 0.96 0.95 0.96 0.97 0.96
Enterprise Value to Revenue (EV/Rev)		 10.70 11.18 10.33 8.80 10.16 8.83 9.38 10.06 9.17 13.36 11.65
Enterprise Value to EBITDA (EV/EBITDA)		 44.24 45.76 292.29 0.00 27.11 33.59 60.75 44.37 44.86 35.32 34.65
Enterprise Value to EBIT (EV/EBIT)		 70.88 94.63 0.00 0.00 29.96 0.00 68.49 49.85 51.47 39.55 37.73
Enterprise Value to NOPAT (EV/NOPAT)		 101.26 135.18 0.00 0.00 42.80 0.00 97.91 48.30 73.50 45.71 12.49
Enterprise Value to Operating Cash Flow (EV/OCF)		 32.04 36.82 30.16 34.30 68.16 33.06 0.00 58.05 1,009.68 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 18.24 43.67 0.00 0.00 0.00 0.00 0.00 77.59 0.00 0.00 10.40
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 6.76 8.76 11.87 12.72 19.61 21.03 20.97 22.11 26.18 28.94 20.44
Long-Term Debt to Equity		 6.76 8.76 11.87 12.72 19.61 19.94 18.70 20.57 26.18 28.94 18.63
Financial Leverage		 6.44 7.63 10.18 12.30 15.66 20.32 21.00 21.53 24.01 27.70 24.02
Leverage Ratio		 8.25 9.96 13.36 16.16 20.48 25.45 25.56 26.30 29.02 32.36 27.85
Compound Leverage Factor		 -4.08 -12.54 47.63 28.08 -7.50 815.19 -0.76 3.25 -8.26 3.52 4.70
Debt to Total Capital		 87.12% 89.75% 92.23% 92.71% 95.15% 95.46% 95.45% 95.67% 96.32% 96.66% 95.34%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 4.94% 10.36% 6.66% 0.00% 0.00% 8.43%
Long-Term Debt to Total Capital		 87.12% 89.75% 92.23% 92.71% 95.15% 90.52% 85.09% 89.01% 96.32% 96.66% 86.91%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.05% 0.04% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.34% 0.34%
Common Equity to Total Capital		 12.83% 10.21% 7.74% 7.29% 4.85% 4.54% 4.55% 4.33% 3.68% 3.00% 4.32%
Debt to EBITDA		 13.72 16.94 153.85 -718.85 21.15 34.00 60.12 44.56 44.94 35.26 34.27
Net Debt to EBITDA		 13.11 16.18 146.68 -678.40 19.86 32.61 58.54 43.35 43.85 34.60 33.62
Long-Term Debt to EBITDA		 13.72 16.94 153.85 -718.85 21.15 32.24 53.60 41.46 44.94 35.26 31.24
Debt to NOPAT		 31.41 50.03 -229.72 -245.11 33.39 -4,159.55 96.90 48.50 73.63 45.63 12.35
Net Debt to NOPAT		 30.02 47.79 -219.02 -231.32 31.36 -3,989.43 94.34 47.18 71.85 44.78 12.12
Long-Term Debt to NOPAT		 31.41 50.03 -229.72 -245.11 33.39 -3,944.45 86.38 45.12 73.63 45.63 11.26
Noncontrolling Interest Sharing Ratio		 0.31% 0.36% 0.35% 0.17% 0.00% 0.00% 0.00% 0.00% 0.00% 5.57% 8.51%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,022 355 -673 -599 -639 -661 -1,221 130 -225 -3,522 1,347
Operating Cash Flow to CapEx		 1,551.69% 1,256.72% 4,518.07% 3,023.27% 7,775.84% 6,365.85% -14,193.94% 3,149.09% 472.73% -71,725.00% -25,793.10%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.22 0.18 0.15 0.12 0.10 0.09 0.09 0.08 0.09 0.07 0.07
Fixed Asset Turnover		 34.50 23.05 23.95 30.19 28.44 35.39 70.30 58.97 68.74 88.74 110.29
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 6,636 6,395 7,040 7,610 8,491 9,150 10,475 10,553 10,921 14,756 14,530
Invested Capital Turnover		 0.25 0.21 0.18 0.15 0.13 0.11 0.11 0.10 0.11 0.08 0.08
Increase / (Decrease) in Invested Capital		 -838 -240 645 570 881 659 1,324 79 368 3,834 -226
Enterprise Value (EV)		 18,637 15,510 12,336 9,350 10,357 8,629 10,102 10,055 10,501 14,289 14,007
Market Capitalization		 13,110 10,025 6,144 2,692 2,770 251 368 232 236 242 369
Book Value per Share		 $6.79 $5.27 $4.17 $4.14 $3.06 $47.83 $51.81 $60.17 $52.34 $56.30 $77.93
Tangible Book Value per Share		 $6.79 $5.27 $4.17 $4.14 $3.06 $47.83 $51.81 $60.17 $52.34 $56.30 $77.93
Total Capital		 6,636 6,395 7,040 7,610 8,491 9,150 10,475 10,553 10,921 14,756 14,530
Total Debt		 5,781 5,740 6,493 7,056 8,079 8,735 9,998 10,097 10,520 14,263 13,852
Total Long-Term Debt		 5,781 5,740 6,493 7,056 8,079 8,283 8,913 9,394 10,520 14,263 12,628
Net Debt		 5,524 5,484 6,191 6,659 7,587 8,378 9,735 9,822 10,265 13,997 13,588
Capital Expenditures (CapEx)		 37 34 9.05 9.02 1.95 4.10 3.30 5.50 2.20 0.80 2.90
Net Nonoperating Expense (NNE)		 431 314 100 42 384 38 85 182 207 279 932
Net Nonoperating Obligations (NNO)		 5,781 5,740 6,493 7,056 8,079 8,735 9,998 10,097 10,520 14,263 13,852
Total Depreciation and Amortization (D&A)		 158 175 83 31 36 260 19 25 30 43 33
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($1.97) ($1.61) ($1.01) ($0.53) ($1.06) ($4.59) $2.00 $2.97 ($8.34) $4.28 $23.07
Adjusted Weighted Average Basic Shares Outstanding		 125.32M 123.99M 127.08M 133.70M 134.44M 8.75M 9.02M 8.65M 7.64M 7.82M 8.04M
Adjusted Diluted Earnings per Share		 ($1.97) ($1.61) ($1.01) ($0.53) ($1.06) ($4.59) $1.93 $2.85 ($8.34) $4.13 $21.46
Adjusted Weighted Average Diluted Shares Outstanding		 125.32M 123.99M 127.08M 133.70M 134.44M 8.75M 9.38M 9.00M 7.64M 8.09M 8.64M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 ($0.53) ($1.06) ($4.59) $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 123.85M 123.99M 133.36M 133.92M 134.95M 17.38M 18.42M 7.53M 7.68M 7.87M 8.52M
Normalized Net Operating Profit after Tax (NOPAT)		 184 115 -28 -29 242 -2.10 103 141 143 313 260
Normalized NOPAT Margin		 10.57% 8.27% -2.37% -2.71% 23.73% -0.22% 9.58% 14.13% 12.48% 29.23% 21.60%
Pre Tax Income Margin		 -7.46% -14.88% -12.05% -6.72% -12.41% -10.82% -0.41% 2.49% -5.08% 3.68% 5.22%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.47% 2.22%
Augmented Payout Ratio		 -1.68% -2.95% 0.00% 0.00% 0.00% -11.44% 0.00% 0.00% 0.00% 1.47% 2.22%

Quarterly Metrics And Ratios for Onity Group

This table displays calculated financial ratios and metrics derived from Onity Group's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 7,677,008.00 7,677,008.00 7,677,008.00 7,809,618.00 7,845,055.00 - 7,873,053.00 8,008,515.00 8,055,222.00 8,058,874.00 8,521,636.00
DEI Adjusted Shares Outstanding		 7,677,008.00 7,677,008.00 7,677,008.00 7,809,618.00 7,845,055.00 - 7,873,053.00 8,008,515.00 8,055,222.00 8,058,874.00 8,521,636.00
DEI Earnings Per Adjusted Shares Outstanding		 1.11 -6.19 3.92 1.34 2.73 - 2.81 2.68 2.32 15.78 0.89
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 6.87% -5.87% -7.00% -8.04% 3.09% -13.98% 7.56% 3.64% 9.55% 29.97% 21.49%
EBITDA Growth		 -3.43% -54.83% 270.98% 5.94% 31.54% 109.02% -22.15% 8.05% -0.26% 18.22% 23.97%
EBIT Growth		 -6.88% -66.87% 325.33% -0.23% 32.48% 99.74% -21.21% 14.75% 1.35% 21.32% 21.49%
NOPAT Growth		 -25.71% -25.33% 475.14% -18.10% 14.27% 349.40% 99.59% 39.42% 6.20% 2,792.23% -51.24%
Net Income Growth		 -76.96% 46.02% 174.88% -32.26% 151.76% 40.84% -26.58% 104.76% -12.62% 552.67% -65.61%
EPS Growth		 -74.82% 28.91% 170.04% -31.79% 152.38% 40.17% -33.16% 80.45% -23.40% 504.74% -70.40%
Operating Cash Flow Growth		 1,036.23% 389.32% -43.25% 82.35% -94.91% -177.36% 50.15% -668.68% 1,095.31% -5.78% -973.53%
Free Cash Flow Firm Growth		 -72.50% -466.97% -183.15% 77.94% -120.45% -961.16% -476.44% -2,038.85% -367.71% 146.39% 60.02%
Invested Capital Growth		 3.22% 3.49% 5.73% 1.98% 6.20% 35.11% 28.27% 30.02% 24.82% -1.53% 8.92%
Revenue Q/Q Growth		 -3.73% 4.72% -12.96% 4.79% 7.92% -12.61% 8.83% 0.98% 14.07% 3.68% 1.73%
EBITDA Q/Q Growth		 -5.83% -70.53% 197.70% -7.54% 16.92% -91.46% -3.50% 28.33% 7.92% -11.54% 1.19%
EBIT Q/Q Growth		 -9.04% -78.73% 181.38% -10.03% 20.79% -100.29% -0.13% 31.03% 6.68% -13.09% 0.00%
NOPAT Q/Q Growth		 -13.92% -83.26% 670.27% -26.23% 20.11% -34.15% 242.10% -48.47% -8.51% 1,693.30% -94.23%
Net Income Q/Q Growth		 -45.16% -658.82% 163.37% -65.12% 103.81% -231.31% 178.65% -2.71% -13.02% 580.21% -94.03%
EPS Q/Q Growth		 -46.15% -671.43% 162.33% -64.44% 99.25% -235.47% 169.64% -4.00% -15.42% 615.76% -94.91%
Operating Cash Flow Q/Q Growth		 185.50% -25.31% -205.43% 73.78% 124.65% -1,235.42% 32.06% -304.32% 138.33% -200.48% -589.46%
Free Cash Flow Firm Q/Q Growth		 61.90% -30.66% -48.65% 70.20% -280.83% -528.93% 19.25% -10.59% 16.72% 162.38% -169.61%
Invested Capital Q/Q Growth		 -3.03% -0.64% 4.77% 1.03% 0.98% 26.40% -0.54% 2.41% -3.05% -0.28% 10.02%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 30.98% 8.72% 41.35% 36.48% 39.52% 3.86% 29.93% 38.03% 35.99% 30.70% 30.54%
EBIT Margin		 27.89% 5.66% 37.30% 32.02% 35.84% -0.12% 27.32% 35.45% 33.16% 27.79% 27.32%
Profit (Net Income) Margin		 3.02% -16.11% 11.73% 3.90% 7.37% -11.08% 8.01% 7.71% 5.88% 38.59% 2.27%
Tax Burden Percent		 89.47% 103.71% 94.65% 78.36% 77.54% 83.88% 237.63% 94.30% 81.30% 1,673.68% 95.00%
Interest Burden Percent		 12.10% -274.25% 33.23% 15.56% 26.54% 11,166.67% 12.33% 23.08% 21.82% 8.30% 8.73%
Effective Tax Rate		 10.53% 0.00% 5.35% 22.39% 22.83% 0.00% -139.78% 5.70% 19.13% -1,572.37% 3.75%
Return on Invested Capital (ROIC)		 2.68% 0.43% 3.57% 2.39% 2.71% 1.74% 5.46% 2.76% 2.30% 38.08% 2.16%
ROIC Less NNEP Spread (ROIC-NNEP)		 2.08% -0.15% 3.00% 1.88% 2.17% 1.08% 4.20% 2.20% 1.77% 28.11% 1.62%
Return on Net Nonoperating Assets (RNNOA)		 43.41% -3.59% 75.82% 47.04% 51.66% 29.99% 112.24% 57.68% 43.88% 675.05% 40.07%
Return on Equity (ROE)		 46.09% -3.17% 79.39% 49.43% 54.37% 31.72% 117.70% 60.44% 46.18% 713.13% 42.24%
Cash Return on Invested Capital (CROIC)		 -1.81% -2.10% -4.20% -1.58% -4.61% -27.43% -20.69% -22.31% -17.74% 9.20% -1.34%
Operating Return on Assets (OROA)		 2.56% 0.52% 3.26% 2.68% 3.03% -0.01% 2.03% 2.63% 2.55% 2.05% 2.03%
Return on Assets (ROA)		 0.28% -1.48% 1.03% 0.33% 0.62% -0.82% 0.59% 0.57% 0.45% 2.85% 0.17%
Return on Common Equity (ROCE)		 46.09% -3.17% 79.39% 49.43% 54.36% 29.96% 111.46% 57.36% 43.92% 652.45% 38.70%
Return on Equity Simple (ROE_SIMPLE)		 -23.41% 0.00% 1.53% 0.36% 3.10% 0.00% 5.63% 7.66% 6.82% 0.00% 27.81%
Net Operating Profit after Tax (NOPAT)		 70 12 91 67 80 53 181 93 85 1,529 88
NOPAT Margin		 24.95% 3.99% 35.30% 24.85% 27.66% 20.84% 65.51% 33.43% 26.81% 463.76% 26.29%
Net Nonoperating Expense Percent (NNEP)		 0.60% 0.57% 0.56% 0.51% 0.54% 0.65% 1.26% 0.56% 0.53% 9.97% 0.55%
SG&A Expenses to Revenue		 27.18% 26.59% 28.84% 28.08% 27.77% 34.19% 29.20% 30.32% 27.78% 29.40% 28.54%
Operating Expenses to Revenue		 66.29% 61.13% 58.18% 55.82% 53.31% 100.12% 58.59% 54.75% 52.69% 54.43% 52.10%
Earnings before Interest and Taxes (EBIT)		 79 17 96 86 104 -0.30 75 99 105 92 92
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 87 26 106 98 115 9.80 83 106 114 101 102
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.45 0.59 0.48 0.42 0.54 0.55 0.55 0.63 0.64 0.59 0.53
Price to Tangible Book Value (P/TBV)		 0.45 0.59 0.48 0.42 0.54 0.55 0.55 0.63 0.64 0.59 0.53
Price to Revenue (P/Rev)		 0.17 0.21 0.18 0.17 0.23 0.23 0.23 0.28 0.29 0.31 0.27
Price to Earnings (P/E)		 0.00 0.00 31.42 117.05 17.28 7.23 10.43 8.89 10.48 1.99 1.96
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 3.18% 0.85% 5.79% 13.82% 9.59% 11.25% 9.54% 50.24% 51.07%
Enterprise Value to Invested Capital (EV/IC)		 0.95 0.96 0.96 0.96 0.96 0.97 0.97 0.97 0.97 0.96 0.96
Enterprise Value to Revenue (EV/Rev)		 9.01 9.17 9.75 10.03 10.06 13.36 13.07 13.29 12.54 11.65 12.19
Enterprise Value to EBITDA (EV/EBITDA)		 26.23 44.86 43.14 45.39 39.06 35.32 37.36 35.53 33.30 34.65 36.28
Enterprise Value to EBIT (EV/EBIT)		 28.17 51.47 49.89 54.33 45.80 39.55 41.74 38.86 36.16 37.73 39.71
Enterprise Value to NOPAT (EV/NOPAT)		 71.36 73.50 71.90 253.54 70.23 45.71 26.77 28.99 24.82 12.49 13.95
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 1,009.68 0.00 38.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.40 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 23.70 26.18 25.48 24.91 23.93 28.94 27.77 27.26 25.43 20.44 22.54
Long-Term Debt to Equity		 21.37 26.18 20.68 24.91 21.04 28.94 24.68 23.13 21.69 18.63 19.31
Financial Leverage		 20.83 24.01 25.24 25.02 23.82 27.70 26.72 26.19 24.74 24.02 24.78
Leverage Ratio		 25.60 29.02 30.31 29.89 28.73 32.36 31.15 30.28 28.77 27.85 28.59
Compound Leverage Factor		 3.10 -79.59 10.07 4.65 7.62 3,613.51 3.84 6.99 6.28 2.31 2.50
Debt to Total Capital		 95.95% 96.32% 96.22% 96.14% 95.99% 96.66% 96.52% 96.46% 96.22% 95.34% 95.75%
Short-Term Debt to Total Capital		 9.41% 0.00% 18.12% 0.00% 11.62% 0.00% 10.75% 14.61% 14.15% 8.43% 13.72%
Long-Term Debt to Total Capital		 86.54% 96.32% 78.11% 96.14% 84.37% 96.66% 85.78% 81.85% 82.06% 86.91% 82.03%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.34% 0.34% 0.33% 0.34% 0.34% 0.31%
Common Equity to Total Capital		 4.05% 3.68% 3.78% 3.86% 4.01% 3.00% 3.14% 3.21% 3.44% 4.32% 3.94%
Debt to EBITDA		 26.39 44.94 43.31 45.64 39.17 35.26 37.18 35.29 33.07 34.27 36.10
Net Debt to EBITDA		 25.73 43.85 42.32 44.62 38.19 34.60 36.56 34.67 32.43 33.62 35.38
Long-Term Debt to EBITDA		 23.80 44.94 35.16 45.64 34.43 35.26 33.04 29.95 28.20 31.24 30.93
Debt to NOPAT		 71.82 73.63 72.19 254.97 70.41 45.63 26.64 28.79 24.65 12.35 13.88
Net Debt to NOPAT		 70.01 71.85 70.54 249.25 68.65 44.78 26.19 28.28 24.17 12.12 13.60
Long-Term Debt to NOPAT		 64.77 73.63 58.60 254.97 61.89 45.63 23.67 24.43 21.02 11.26 11.89
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.01% 5.57% 5.30% 5.10% 4.90% 8.51% 8.38%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -273 -356 -530 -158 -601 -3,781 -3,054 -3,377 -2,812 1,754 -1,221
Operating Cash Flow to CapEx		 94,325.00% 0.00% -297,100.00% -77,900.00% 19,200.00% -43,600.00% -49,366.67% 0.00% 32,785.71% -12,136.84% -1,589,900.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.09 0.09 0.09 0.08 0.08 0.07 0.07 0.07 0.08 0.07 0.07
Fixed Asset Turnover		 66.68 68.74 73.31 75.47 79.89 88.74 96.35 99.86 104.76 110.29 114.16
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 10,992 10,921 11,442 11,560 11,674 14,756 14,677 15,030 14,571 14,530 15,986
Invested Capital Turnover		 0.11 0.11 0.10 0.10 0.10 0.08 0.08 0.08 0.09 0.08 0.08
Increase / (Decrease) in Invested Capital		 343 368 620 225 682 3,834 3,234 3,470 2,897 -226 1,309
Enterprise Value (EV)		 10,480 10,501 10,966 11,052 11,176 14,289 14,234 14,597 14,120 14,007 15,384
Market Capitalization		 199 236 207 187 251 242 254 306 322 369 335
Book Value per Share		 $57.98 $52.34 $56.03 $57.13 $59.67 $56.30 $58.45 $60.17 $62.25 $77.93 $73.85
Tangible Book Value per Share		 $57.98 $52.34 $56.03 $57.13 $59.67 $56.30 $58.45 $60.17 $62.25 $77.93 $73.85
Total Capital		 10,992 10,921 11,442 11,560 11,674 14,756 14,677 15,030 14,571 14,530 15,986
Total Debt		 10,547 10,520 11,010 11,114 11,206 14,263 14,167 14,498 14,020 13,852 15,307
Total Long-Term Debt		 9,512 10,520 8,937 11,114 9,850 14,263 12,589 12,303 11,957 12,628 13,114
Net Debt		 10,281 10,265 10,759 10,864 10,925 13,997 13,930 14,242 13,749 13,588 14,999
Capital Expenditures (CapEx)		 0.40 0.00 0.10 0.10 0.10 0.50 0.30 0.00 0.70 1.90 0.10
Net Nonoperating Expense (NNE)		 62 59 60 56 59 81 159 72 67 1,401 81
Net Nonoperating Obligations (NNO)		 10,547 10,520 11,010 11,114 11,206 14,263 14,167 14,498 14,020 13,852 15,307
Total Depreciation and Amortization (D&A)		 8.70 9.00 10 12 11 10 7.20 7.20 9.00 9.60 11
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.10 ($6.12) $3.91 $1.34 $2.72 ($3.69) $2.68 $2.55 $2.19 $15.65 $0.78
Adjusted Weighted Average Basic Shares Outstanding		 7.68M 7.64M 7.71M 7.82M 7.86M 7.82M 7.87M 8.02M 8.06M 8.04M 8.49M
Adjusted Diluted Earnings per Share		 $1.05 ($6.00) $3.74 $1.33 $2.65 ($3.59) $2.50 $2.40 $2.03 $14.53 $0.74
Adjusted Weighted Average Diluted Shares Outstanding		 8.06M 7.64M 8.05M 7.92M 8.06M 8.09M 8.44M 8.53M 8.72M 8.64M 8.98M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 7.68M 7.68M 7.81M 7.85M 7.87M 7.87M 8.01M 8.06M 8.06M 8.52M 8.43M
Normalized Net Operating Profit after Tax (NOPAT)		 70 12 91 67 80 53 53 93 85 64 88
Normalized NOPAT Margin		 24.95% 3.99% 35.30% 24.85% 27.66% 20.84% 19.12% 33.43% 26.81% 19.41% 26.29%
Pre Tax Income Margin		 3.37% -15.54% 12.39% 4.98% 9.51% -13.21% 3.37% 8.18% 7.24% 2.31% 2.39%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 1.47% 5.79% 7.05% 10.53% 2.22% 2.40%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 1.47% 5.79% 7.05% 10.53% 2.22% 2.40%

Financials Breakdown Chart

Onity Group Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Onity Group's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Onity Group's net income appears to be on a downward trend, with a most recent value of $189.50 million in 2025, falling from -$246.71 million in 2015. The previous period was $33.90 million in 2024. Find out what analysts predict for Onity Group in the coming months.

Over the last 10 years, Onity Group's total revenue changed from $1.74 billion in 2015 to $1.20 billion in 2025, a change of -31.0%.

Onity Group's total liabilities were at $15.49 billion at the end of 2025, a 2.8% decrease from 2024, and a 137.4% increase since 2015.

In the past 10 years, Onity Group's cash and equivalents has ranged from $180.50 million in 2025 to $428.34 million in 2019, and is currently $180.50 million as of their latest financial filing in 2025.

Over the last 10 years, Onity Group's book value per share changed from 6.79 in 2015 to 77.93 in 2025, a change of 1,047.4%.


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Financial statements for NYSE:ONIT last updated on 7/9/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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