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CNFinance (CNF) Financials

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$2.68 +0.23 (+9.18%)
As of 02:01 PM Eastern
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Annual Income Statements for CNFinance

Annual Income Statements for CNFinance

This table shows CNFinance's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 34 82 125 77 18 10 20 23 5.18 -67
Consolidated Net Income / (Loss)		 34 82 125 77 18 10 20 23 5.18 -67
Net Income / (Loss) Continuing Operations		 34 82 125 77 18 10 20 23 5.18 -67
Total Pre-Tax Income 		41 124 169 104 25 15 25 29 6.62 -84
Total Revenue		 124 309 340 257 170 94 155 157 110 19
Net Interest Income / (Expense)		 115 307 342 238 173 163 137 145 102 9.14
Total Interest Income		 178 523 625 426 285 285 251 247 211 82
Loans and Leases Interest Income		 178 523 623 424 - 285 251 247 211 82
Total Interest Expense		 63 216 283 188 112 122 114 102 109 73
Long-Term Debt Interest Expense		 63 215 283 188 112 122 114 102 109 73
Total Non-Interest Income		 9.53 1.91 -1.66 18 -3.18 -69 9.56 -0.82 -4.80 6.83
Other Service Charges		 5.20 3.68 0.31 0.92 1.50 3.46 13 0.68 -3.34 9.96
Net Realized & Unrealized Capital Gains on Investments		 4.33 -1.77 -1.97 18 -4.68 -72 -3.48 -1.50 -1.46 -3.14
Other Non-Interest Income		 - - - - 0.00 0.02 8.34 12 13 2.85
Provision for Credit Losses		 16 47 63 52 12 -47 35 25 14 69
Total Non-Interest Expense		 67 138 109 76 69 127 96 103 89 34
Salaries and Employee Benefits		 43 112 70 35 39 36 29 30 23 13
Other Operating Expenses		 18 26 38 66 94 91 66 73 66 21
Income Tax Expense		 7.54 42 43 27 7.36 4.48 5.40 5.78 1.44 -16
Basic Earnings per Share		 $0.19 $0.43 $0.69 $0.39 $0.08 $0.05 $0.10 $0.12 $0.03 ($0.34)
Weighted Average Basic Shares Outstanding		 - - 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B
Diluted Earnings per Share		 $0.19 $0.40 $0.62 $0.36 $0.08 $0.05 $0.09 $0.11 $0.03 ($0.34)
Weighted Average Diluted Shares Outstanding		 - - 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B
Weighted Average Basic & Diluted Shares Outstanding		 - - 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B 1.37B

Quarterly Income Statements for CNFinance

No quarterly income statements for CNFinance are available.

Annual Cash Flow Statements for CNFinance

This table details how cash moves in and out of CNFinance's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -4.22 147 287 -210 43 43 -68 32 -115 -118
Net Cash From Operating Activities		 54 197 193 187 172 108 133 240 104 12
Net Cash From Continuing Operating Activities		 54 197 193 187 172 108 133 240 104 12
Net Income / (Loss) Continuing Operations		 34 82 125 77 18 10 20 23 5.18 -67
Consolidated Net Income / (Loss)		 34 82 125 77 18 10 20 23 5.18 -67
Provision For Loan Losses		 21 47 63 52 12 -47 35 25 14 69
Depreciation Expense		 0.95 1.66 1.94 1.57 0.93 0.60 0.33 0.25 1.58 2.28
Non-Cash Adjustments to Reconcile Net Income		 -2.10 20 -3.23 -57 78 135 127 181 135 63
Changes in Operating Assets and Liabilities, net		 0.63 46 5.68 113 63 9.31 -48 11 -52 -55
Net Cash From Investing Activities		 -674 -1,471 95 709 81 -369 -159 -350 -36 468
Net Cash From Continuing Investing Activities		 -674 -1,472 95 709 81 -369 -159 -350 -36 468
Purchase of Property, Leasehold Improvements and Equipment		 -2.18 -3.03 -2.16 -0.64 -0.50 -0.60 -13 -16 -1.09 -0.51
Purchase of Investment Securities		 -732 -55 11 250 -1,083 -1,936 -1,616 -923 -298 312
Sale of Property, Leasehold Improvements and Equipment		 0.00 0.14 0.44 0.13 0.33 0.09 0.05 0.01 0.11 0.06
Sale and/or Maturity of Investments		 60 -1,423 81 459 1,164 1,567 1,470 589 263 157
Net Cash From Financing Activities		 615 1,420 -0.37 -1,105 -210 303 -42 142 -183 -599
Net Cash From Continuing Financing Activities		 615 1,420 -0.37 -1,105 -210 303 -42 142 -183 -599
Issuance of Debt		 847 2,305 1,611 401 925 1,109 882 1,465 1,301 397
Repayment of Debt		 -231 -885 -1,657 -1,506 -1,135 -806 -918 -1,309 -1,482 -995
Repurchase of Common Equity		 - - - - 0.00 0.00 -13 -4.32 -0.63 -0.25
Other Financing Activities, Net		 - - - - 0.00 0.00 7.36 -10 0.00 0.00
Cash Interest Paid		 60 199 291 203 112 131 115 102 106 67
Cash Income Taxes Paid		 3.68 7.00 14 26 7.13 24 20 8.94 3.80 0.66

Quarterly Cash Flow Statements for CNFinance

No quarterly cash flow statements for CNFinance are available.

Annual Balance Sheets for CNFinance

This table presents CNFinance's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 2,795 2,817 1,870 1,882 2,258 2,100 2,305 2,059 1,466
Cash and Due from Banks		 183 460 245 302 350 257 282 160 48
Interest Bearing Deposits at Other Banks		 23 26 19 18 25 - 23 22 13
Trading Account Securities		 55 99 94 64 171 75 58 37 39
Loans and Leases, Net of Allowance		 0.00 0.00 1,632 0.00 0.00 -111 -110 -93 -45
Allowance for Loan and Lease Losses		 - - - - - 111 110 93 45
Loans Held for Sale		 2,495 2,183 - 1,392 1,477 267 - 484 502
Premises and Equipment, Net		 3.45 2.79 1.32 0.73 0.48 0.33 1.15 26 25
Intangible Assets		 0.51 0.61 0.54 0.50 0.63 0.51 0.42 0.42 0.00
Other Assets		 35 45 38 26 69 1,484 1,579 2,364 1,194
Total Liabilities & Shareholders' Equity		 2,795 2,817 1,870 1,882 2,258 2,100 2,305 2,059 1,466
Total Liabilities		 2,514 2,374 1,354 1,306 1,658 1,529 1,740 1,503 954
Short-Term Debt		 539 613 125 78 7.10 16 97 229 396
Long-Term Debt		 1,871 1,617 1,088 1,055 1,474 1,317 1,385 1,001 250
Other Long-Term Liabilities		 104 143 140 173 178 196 259 274 308
Commitments & Contingencies		 - - - - - - 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 281 443 517 575 599 571 565 556 512
Total Preferred & Common Equity		 281 443 517 575 599 563 565 556 512
Total Common Equity		 281 443 517 575 599 563 565 556 512
Common Stock		 87 134 135 154 160 149 145 144 150
Retained Earnings		 194 310 382 424 443 429 437 430 382
Treasury Stock		 - - - - 0.00 -13 -17 -17 -18
Accumulated Other Comprehensive Income / (Loss)		 -0.69 -0.66 -0.30 -2.84 -3.98 -1.48 -1.32 -1.21 -1.94
Noncontrolling Interest		 - - - - 0.00 7.50 0.00 0.00 0.00

Quarterly Balance Sheets for CNFinance

No quarterly balance sheets for CNFinance are available.

Annual Metrics And Ratios for CNFinance

This table displays calculated financial ratios and metrics derived from CNFinance's official financial filings.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 0.00 0.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00 1,371,643,240.00
DEI Adjusted Shares Outstanding		 0.00 0.00 137,164,324.00 137,164,324.00 137,164,324.00 137,164,324.00 137,164,324.00 137,164,324.00 137,164,324.00 137,164,324.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 0.00 0.91 0.56 0.13 0.07 0.14 0.17 0.04 -0.49
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% 148.37% 10.18% -24.54% -33.96% -44.32% 64.27% 1.10% -29.58% -82.96%
EBITDA Growth		 0.00% 197.63% 35.55% -23.68% -30.96% -82.97% 65.71% 15.24% -71.94% -1,091.14%
EBIT Growth		 0.00% 200.43% 35.80% -23.74% -30.85% -83.46% 70.25% 15.75% -77.16% -1,362.56%
NOPAT Growth		 0.00% 142.11% 53.31% -38.74% -76.99% -42.07% 91.78% 18.15% -77.67% -1,229.49%
Net Income Growth		 0.00% 142.11% 53.31% -38.74% -76.99% -42.07% 91.78% 18.15% -77.67% -1,399.45%
EPS Growth		 0.00% 110.53% 55.00% -41.94% -77.78% -37.50% 80.00% 18.15% -77.67% -1,233.33%
Operating Cash Flow Growth		 0.00% 262.45% -2.33% -3.27% -7.68% -37.15% 23.15% 80.26% -56.82% -88.36%
Free Cash Flow Firm Growth		 0.00% 0.00% 105.47% 614.74% -96.17% -1,022.58% 154.14% -160.92% 323.66% 113.81%
Invested Capital Growth		 0.00% 0.00% -0.65% -35.29% -1.24% 21.72% -8.45% 7.47% -12.76% -35.16%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 33.97% 40.71% 50.08% 50.65% 52.94% 16.20% 16.34% 18.62% 7.42% -431.66%
EBIT Margin		 33.21% 40.17% 49.51% 50.04% 52.39% 15.56% 16.13% 18.46% 5.99% -443.80%
Profit (Net Income) Margin		 27.15% 26.46% 36.82% 29.89% 10.41% 10.83% 12.65% 14.78% 4.69% -357.41%
Tax Burden Percent		 81.74% 65.87% 74.36% 74.15% 70.59% 69.54% 78.43% 80.05% 78.25% 80.53%
Interest Burden Percent		 100.00% 100.00% 100.00% 80.56% 28.16% 100.11% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.26% 34.13% 25.64% 25.85% 29.41% 30.46% 21.57% 19.95% 21.75% 0.00%
Return on Invested Capital (ROIC)		 0.00% 6.07% 4.67% 3.49% 1.03% 0.54% 0.99% 1.17% 0.27% -3.97%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 6.07% 4.67% 3.49% 1.03% 0.54% 0.99% 1.17% 0.27% -4.91%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 52.10% 29.93% 12.51% 2.21% 1.20% 2.37% 2.91% 0.65% -8.62%
Return on Equity (ROE)		 0.00% 58.18% 34.60% 15.99% 3.24% 1.74% 3.35% 4.08% 0.92% -12.60%
Cash Return on Invested Capital (CROIC)		 0.00% -193.93% 5.32% 46.34% 2.28% -19.05% 9.81% -6.03% 13.90% 38.69%
Operating Return on Assets (OROA)		 0.00% 4.44% 6.01% 5.48% 4.74% 0.71% 1.15% 1.32% 0.30% -4.74%
Return on Assets (ROA)		 0.00% 2.92% 4.47% 3.28% 0.94% 0.49% 0.90% 1.05% 0.24% -3.82%
Return on Common Equity (ROCE)		 0.00% 58.18% 34.60% 15.99% 3.24% 1.74% 3.33% 4.06% 0.92% -12.60%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 29.09% 28.27% 14.86% 3.07% 1.71% 3.48% 4.11% 0.93% -13.14%
Net Operating Profit after Tax (NOPAT)		 34 82 125 77 18 10 20 23 5.18 -58
NOPAT Margin		 27.15% 26.46% 36.82% 29.89% 10.41% 10.83% 12.65% 14.78% 4.69% -310.66%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.94%
SG&A Expenses to Revenue		 37.31% 36.20% 20.65% 13.64% 22.89% 38.20% 18.95% 19.04% 21.17% 69.31%
Operating Expenses to Revenue		 53.95% 44.59% 31.94% 29.68% 40.59% 134.03% 61.62% 65.62% 80.96% 178.39%
Earnings before Interest and Taxes (EBIT)		 41 124 169 129 89 15 25 29 6.62 -84
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 42 126 170 130 90 15 25 29 8.20 -81
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.17 0.08 0.53 0.50 0.47 0.21 0.27 0.12 0.08
Price to Tangible Book Value (P/TBV)		 0.00 0.17 0.08 0.53 0.50 0.47 0.21 0.27 0.12 0.08
Price to Revenue (P/Rev)		 0.39 0.16 0.11 1.07 1.70 2.96 0.76 0.97 0.59 2.20
Price to Earnings (P/E)		 1.44 0.60 0.29 3.56 16.34 27.35 5.98 6.57 12.59 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 69.25% 167.66% 349.83% 28.11% 6.12% 3.66% 16.73% 15.23% 7.95% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.84 0.67 0.71 0.65 0.67 0.63 0.65 0.62 0.54
Enterprise Value to Revenue (EV/Rev)		 0.00 7.30 5.23 4.76 6.50 14.67 7.74 8.47 10.07 33.24
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 17.92 10.44 9.41 12.28 90.59 47.38 45.50 135.66 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 18.16 10.56 9.52 12.41 94.28 48.00 45.89 168.08 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 27.57 14.21 15.94 62.43 135.42 61.20 57.32 214.81 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 11.41 9.23 6.56 6.40 12.80 9.01 5.53 10.72 51.80
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 12.47 1.20 28.19 0.00 6.15 0.00 4.18 1.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 8.58 5.03 2.35 1.97 2.47 2.34 2.62 2.21 1.26
Long-Term Debt to Equity		 0.00 6.66 3.65 2.11 1.83 2.46 2.31 2.45 1.80 0.49
Financial Leverage		 0.00 8.58 6.41 3.59 2.15 2.23 2.40 2.48 2.42 1.76
Leverage Ratio		 0.00 9.95 7.75 4.88 3.44 3.52 3.72 3.88 3.89 3.30
Compound Leverage Factor		 0.00 9.95 7.75 3.93 0.97 3.53 3.72 3.88 3.89 3.30
Debt to Total Capital		 0.00% 89.56% 83.42% 70.14% 66.32% 71.19% 70.02% 72.41% 68.86% 55.76%
Short-Term Debt to Total Capital		 0.00% 20.02% 22.94% 7.23% 4.58% 0.34% 0.86% 4.73% 12.81% 34.18%
Long-Term Debt to Total Capital		 0.00% 69.53% 60.48% 62.91% 61.75% 70.85% 69.16% 67.68% 56.05% 21.59%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.39% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 0.00% 10.44% 16.58% 29.86% 33.68% 28.81% 29.59% 27.59% 31.14% 44.24%
Debt to EBITDA		 0.00 19.17 13.09 9.33 12.62 96.80 52.59 50.72 149.98 -7.95
Net Debt to EBITDA		 0.00 17.53 10.23 7.30 9.07 72.29 42.46 40.29 127.71 -7.19
Long-Term Debt to EBITDA		 0.00 14.88 9.49 8.37 11.75 96.33 51.95 47.41 122.08 -3.08
Debt to NOPAT		 0.00 29.49 17.80 15.81 64.15 144.70 67.93 63.90 237.48 -11.04
Net Debt to NOPAT		 0.00 26.97 13.92 12.37 46.09 108.07 54.84 50.75 202.22 -9.99
Long-Term Debt to NOPAT		 0.00 22.90 12.91 14.18 59.72 144.01 67.10 59.73 193.31 -4.27
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.64% 0.66% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -2,610 143 1,020 39 -361 195 -119 266 569
Operating Cash Flow to CapEx		 2,498.23% 6,817.30% 11,248.35% 36,501.84% 105,415.93% 21,188.10% 1,026.30% 1,490.21% 10,646.75% 2,707.64%
Free Cash Flow to Firm to Interest Expense		 0.00 -12.06 0.50 5.43 0.35 -2.97 1.72 -1.17 2.45 7.78
Operating Cash Flow to Interest Expense		 0.86 0.91 0.68 0.99 1.53 0.89 1.17 2.36 0.95 0.17
Operating Cash Flow Less CapEx to Interest Expense		 0.82 0.90 0.68 0.99 1.53 0.89 1.06 2.20 0.94 0.16
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.00 0.11 0.12 0.11 0.09 0.05 0.07 0.07 0.05 0.01
Fixed Asset Turnover		 0.00 89.59 109.13 124.98 165.83 157.05 383.76 211.92 8.23 0.74
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 0.00 2,691 2,674 1,730 1,709 2,080 1,904 2,046 1,785 1,157
Invested Capital Turnover		 0.00 0.23 0.13 0.12 0.10 0.05 0.08 0.08 0.06 0.01
Increase / (Decrease) in Invested Capital		 0.00 2,691 -17 -944 -21 371 -176 142 -261 -628
Enterprise Value (EV)		 0.00 2,253 1,780 1,224 1,103 1,386 1,201 1,329 1,112 626
Market Capitalization		 49 49 36 274 289 280 117 152 65 41
Book Value per Share		 $0.00 $43.23 $0.32 $0.38 $0.42 $0.44 $0.41 $0.41 $0.41 $0.37
Tangible Book Value per Share		 $0.00 $43.15 $0.32 $0.38 $0.42 $0.44 $0.41 $0.41 $0.41 $0.37
Total Capital		 0.00 2,691 2,674 1,730 1,709 2,080 1,904 2,046 1,785 1,157
Total Debt		 0.00 2,410 2,231 1,213 1,133 1,481 1,333 1,482 1,229 645
Total Long-Term Debt		 0.00 1,871 1,617 1,088 1,055 1,474 1,317 1,385 1,001 250
Net Debt		 0.00 2,205 1,744 949 814 1,106 1,076 1,177 1,047 584
Capital Expenditures (CapEx)		 2.18 2.90 1.71 0.51 0.16 0.51 13 16 0.97 0.45
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.80
Net Nonoperating Obligations (NNO)		 0.00 2,410 2,231 1,213 1,133 1,481 1,333 1,482 1,229 645
Total Depreciation and Amortization (D&A)		 0.95 1.66 1.94 1.57 0.93 0.60 0.33 0.25 1.58 2.28
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.69 $0.39 $0.08 $0.05 $0.10 $1.20 $0.30 ($0.34)
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 1.37B 1.37B 1.37B 1.37B 1.37B 137.16M 137.16M 1.37B
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.62 $0.36 $0.08 $0.05 $0.09 $1.10 $0.30 ($0.34)
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 1.37B 1.37B 1.37B 1.37B 1.37B 137.16M 137.16M 1.37B
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 1.37B 1.37B 1.37B 1.37B 1.37B 137.16M 137.16M 1.37B
Normalized Net Operating Profit after Tax (NOPAT)		 36 82 125 77 18 10 20 23 5.18 -58
Normalized NOPAT Margin		 29.06% 26.46% 36.82% 29.89% 10.41% 10.83% 12.65% 14.78% 4.69% -310.66%
Pre Tax Income Margin		 33.21% 40.17% 49.51% 40.31% 14.75% 15.58% 16.13% 18.46% 5.99% -443.80%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.65 0.57 0.60 0.68 0.79 0.12 0.22 0.28 0.06 -1.14
NOPAT to Interest Expense		 0.53 0.38 0.44 0.41 0.16 0.08 0.17 0.23 0.05 -0.80
EBIT Less CapEx to Interest Expense		 0.62 0.56 0.59 0.68 0.79 0.12 0.11 0.13 0.05 -1.15
NOPAT Less CapEx to Interest Expense		 0.50 0.36 0.44 0.41 0.16 0.08 0.06 0.07 0.04 -0.80
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 64.74% 18.64% 12.11% -0.38%

Quarterly Metrics And Ratios for CNFinance

No quarterly metrics and ratios for CNFinance are available.


Financials Breakdown Chart

CNFinance Financials - Frequently Asked Questions

According to the most recent income statement we have on file, CNFinance's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

CNFinance's net income appears to be on a downward trend, with a most recent value of -$67.27 million in 2025, falling from $33.76 million in 2016. The previous period was $5.18 million in 2024. See where experts think CNFinance is headed by visiting CNFinance's forecast page.

Over the last 9 years, CNFinance's total revenue changed from $124.37 million in 2016 to $18.82 million in 2025, a change of -84.9%.

CNFinance's total liabilities were at $953.58 million at the end of 2025, a 36.5% decrease from 2024, and a 62.1% decrease since 2017.

In the past 8 years, CNFinance's cash and equivalents has ranged from $48.36 million in 2025 to $460.18 million in 2018, and is currently $48.36 million as of their latest financial filing in 2025.

Over the last 9 years, CNFinance's book value per share changed from 0.00 in 2016 to 0.37 in 2025, a change of 37.3%.


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Financial statements for NYSE:CNF last updated on 7/16/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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