PagSeguro Digital (PAGS) Stock Price, News & Analysis

Company Overview

PagSeguro Digital Ltd. is a Brazil-based financial technology company that specializes in digital payment solutions for merchants and consumers. Through its online platform and a suite of physical point-of-sale devices, the company enables businesses of all sizes to accept credit and debit cards, process e-commerce transactions, and manage payments via QR codes and digital wallets. In addition to payment acceptance, PagSeguro offers prepaid accounts, funds transfers, and working-capital credit lines designed to support small and medium-sized enterprises.

The company’s product portfolio includes portable card readers, countertop terminals, and mobile point-of-sale devices that connect via Bluetooth or cellular networks. Merchants can monitor sales, track reconciliation, and access customer analytics through PagSeguro’s web interface and mobile applications. The platform also supports digital invoicing and recurring billing, making it a versatile solution for subscription-based services and online retailers. PagSeguro’s prepaid account allows users to hold and transfer balances, pay bills, and withdraw funds at ATMs using a branded card.

PagSeguro was established in 2006 as part of Universo Online (UOL), one of Brazil’s largest internet portals, and has since grown into a standalone public company. It completed its initial public offering on the New York Stock Exchange in January 2018 under the ticker “PAGS,” expanding its visibility among global investors. Headquartered in São Paulo, the company has leveraged its parent group’s technology infrastructure and customer base to rapidly scale its offerings across Brazil’s diverse retail and digital commerce sectors.

Operating predominantly within Brazil, PagSeguro serves a wide range of industries—from brick-and-mortar shops and e-commerce platforms to professional services and independent contractors. The business is guided by a management team with expertise in fintech, banking, and digital services, supported by a board of directors that oversees corporate governance and strategic growth initiatives. As the Brazilian market continues to embrace digital payments, PagSeguro aims to deepen its product integration and expand financial inclusion among underserved merchants and consumers.

Key Stats

• Today's Range: $8.76 to $9.04
• 50-Day Range: $8.38 to $10.74
• 52-Week Range: $6.11 to $11.16
• Volume: 3.43 million shs
• Average Volume: 5.05 million shs
• Market Capitalization: $2.97 billion
• P/E Ratio: 7.28
• Dividend Yield: 1.55%
• Price Target: $11.83
• Consensus Rating: Hold

PagSeguro Digital Stock Analysis - MarketRank™

PagSeguro Digital scored higher than 82% of companies evaluated by MarketBeat, and ranked 66th out of 321 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

PagSeguro Digital has received a consensus rating of Hold. The company's average rating score is 2.44, and is based on 4 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

PagSeguro Digital has a consensus price target of $11.83, representing about 31.1% upside from its current price of $9.03.

Amount of Analyst Coverage

PagSeguro Digital has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 1.71%

Earnings Growth

Earnings for PagSeguro Digital are expected to grow by 1.71% in the coming year, from $1.17 to $1.19 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PagSeguro Digital is 7.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of PagSeguro Digital is 7.28, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 22.51.

Price to Earnings Growth Ratio

PagSeguro Digital has a PEG Ratio of 0.44. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

PagSeguro Digital has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.92% of the outstanding shares of PagSeguro Digital have been sold short.

Short Interest Ratio / Days to Cover

PagSeguro Digital has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in PagSeguro Digital has recently decreased by 3.37%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

PagSeguro Digital pays a meaningful dividend of 1.60%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PagSeguro Digital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PagSeguro Digital is 11.29%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PagSeguro Digital will have a dividend payout ratio of 11.76% next year. This indicates that PagSeguro Digital will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.92% of the outstanding shares of PagSeguro Digital have been sold short.

Short Interest Ratio / Days to Cover

PagSeguro Digital has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in PagSeguro Digital has recently decreased by 3.37%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.59

News Sentiment

PagSeguro Digital has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for PagSeguro Digital this week, compared to 5 articles on an average week.

Search Interest

19 people have searched for PAGS on MarketBeat in the last 30 days. This is an increase of 46% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added PagSeguro Digital to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PagSeguro Digital insiders have not sold or bought any company stock.

Percentage Held by Institutions

45.88% of the stock of PagSeguro Digital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PAGS Stock Analysis - Frequently Asked Questions

How have PAGS shares performed this year?

PagSeguro Digital's stock was trading at $6.26 on January 1st, 2025. Since then, PAGS shares have increased by 44.2% and is now trading at $9.0250.

How were PagSeguro Digital's earnings last quarter?

PagSeguro Digital Ltd. (NYSE:PAGS) released its quarterly earnings results on Thursday, August, 14th. The company reported $0.34 earnings per share for the quarter, topping the consensus estimate of $0.31 by $0.03. The business earned $930.17 million during the quarter, compared to analysts' expectations of $901.10 million. PagSeguro Digital had a trailing twelve-month return on equity of 15.52% and a net margin of 11.04%.
Read the conference call transcript.

When did PagSeguro Digital IPO?

PagSeguro Digital (PAGS) raised $1.7 billion in an initial public offering on Wednesday, January 24th 2018. The company issued 92,100,000 shares at $17.50-$20.50 per share. Goldman Sachs and Morgan Stanley acted as the underwriters for the IPO and BofA Merrill Lynch, Bradesco BBI, Credit Suisse, Deutsche Bank Securities, Itaú BBA and J.P. Morgan were co-managers.

Who are PagSeguro Digital's major shareholders?

Top institutional investors of PagSeguro Digital include Polunin Capital Partners Ltd (1.35%), Voya Investment Management LLC (0.08%), Bellecapital International Ltd. (0.05%) and Perpetual Ltd (0.03%).

How do I buy shares of PagSeguro Digital?

Shares of PAGS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PagSeguro Digital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PagSeguro Digital investors own include Humana (HUM), NVIDIA (NVDA), American Water Works (AWK), Salesforce (CRM), Voyager Therapeutics (VYGR), Meta Platforms (META) and TotalEnergies (TTE).

Company Calendar

• Record date for 8/15 Dividend: 7/16/2025
• Ex-Dividend for 8/15 Dividend: 7/16/2025
• Last Earnings: 8/14/2025
• Dividend Payable: 8/15/2025
• Record date for 11/3 Dividend: 10/06/2025
• Ex-Dividend for 11/3 Dividend: 10/06/2025
• Today: 10/20/2025
• Dividend Payable: 11/03/2025
• Next Earnings (Estimated): 11/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:PAGS
• CIK: 1712807
• Web: www.pagseguro.uol.com.br
• Phone: 551130388123
• Fax: N/A
• Employees: 8,595
• Year Founded: N/A

Price Target and Rating

• Average Price Target for PagSeguro Digital: $11.83
• High Price Target: $14.00
• Low Price Target: $9.00
• Potential Upside/Downside: +31.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.44
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.24
• Trailing P/E Ratio: 7.28
• Forward P/E Ratio: 7.71
• P/E Growth: 0.44
• Net Income: $392.38 million
• Net Margins: 11.04%
• Pretax Margin: 12.19%
• Return on Equity: 15.52%
• Return on Assets: 3.24%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.42
• Quick Ratio: 1.42

Sales & Book Value

• Annual Sales: $3.22 billion
• Price / Sales: 0.92
• Cash Flow: $2.14 per share
• Price / Cash Flow: 4.22
• Book Value: $8.25 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 329,610,000
• Free Float: N/A
• Market Cap: $2.97 billion
• Optionable: Optionable
• Beta: 1.57