PagSeguro Digital (PAGS) Competitors

PagSeguro Digital (NYSE:PAGS) and Toast (NYSE:TOST) are both business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their community ranking, valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

Is PAGS or TOST more profitable?

PagSeguro Digital has a net margin of 10.70% compared to Toast's net margin of -6.02%. PagSeguro Digital's return on equity of 14.51% beat Toast's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PagSeguro Digital	10.70%	14.51%	3.72%
Toast	-6.02%	-21.45%	-12.99%

Do analysts rate PAGS or TOST?

PagSeguro Digital currently has a consensus target price of $16.44, suggesting a potential upside of 23.13%. Toast has a consensus target price of $26.65, suggesting a potential upside of 3.76%. Given PagSeguro Digital's stronger consensus rating and higher probable upside, equities analysts plainly believe PagSeguro Digital is more favorable than Toast.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PagSeguro Digital	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.88
Toast	1 Sell rating(s)	9 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.45

Do institutionals and insiders believe in PAGS or TOST?

45.9% of PagSeguro Digital shares are held by institutional investors. Comparatively, 82.9% of Toast shares are held by institutional investors. 13.3% of Toast shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has higher valuation and earnings, PAGS or TOST?

PagSeguro Digital has higher earnings, but lower revenue than Toast. Toast is trading at a lower price-to-earnings ratio than PagSeguro Digital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PagSeguro Digital	$3.19B	1.38	$331.23M	$1.11	12.03
Toast	$3.87B	3.01	-$246M	-$0.50	-51.37

Does the MarketBeat Community believe in PAGS or TOST?

PagSeguro Digital received 325 more outperform votes than Toast when rated by MarketBeat users. Likewise, 61.83% of users gave PagSeguro Digital an outperform vote while only 38.03% of users gave Toast an outperform vote.

Company	Underperform	Outperform
PagSeguro Digital	Outperform Votes 379 61.83%	Underperform Votes 234 38.17%
Toast	Outperform Votes 54 38.03%	Underperform Votes 88 61.97%

Does the media refer more to PAGS or TOST?

In the previous week, Toast had 13 more articles in the media than PagSeguro Digital. MarketBeat recorded 21 mentions for Toast and 8 mentions for PagSeguro Digital. PagSeguro Digital's average media sentiment score of 0.87 beat Toast's score of 0.51 indicating that PagSeguro Digital is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PagSeguro Digital	3 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Toast	11 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Which has more risk and volatility, PAGS or TOST?

PagSeguro Digital has a beta of 1.92, suggesting that its share price is 92% more volatile than the S&P 500. Comparatively, Toast has a beta of 1.76, suggesting that its share price is 76% more volatile than the S&P 500.

Summary

PagSeguro Digital beats Toast on 12 of the 18 factors compared between the two stocks.