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Shift4 Payments (FOUR) Competitors

Shift4 Payments logo
$48.05 +0.19 (+0.40%)
As of 08/21/2026 03:58 PM Eastern

FOUR vs. CHYM, JKHY, PAYP, KLAR, and WEX

Should you buy Shift4 Payments stock or one of its competitors? Shift4 Payments's main competitors and comparable companies include Chime Financial (CHYM), Jack Henry & Associates (JKHY), PayPay (PAYP), Klarna Group (KLAR), and WEX (WEX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Shift4 Payments compare to Chime Financial?

Shift4 Payments (NYSE:FOUR) and Chime Financial (NASDAQ:CHYM) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, valuation, analyst recommendations, risk, media sentiment, earnings, dividends and institutional ownership.

Shift4 Payments has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shift4 Payments$4.18B0.91$119M$0.6080.08
Chime Financial$2.19B5.67-$1.01B-$0.07N/A

98.9% of Shift4 Payments shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by company insiders. Comparatively, 12.3% of Chime Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Shift4 Payments has a beta of 1.4, suggesting that its share price is 40% more volatile than the broader market. Comparatively, Chime Financial has a beta of 0.31, suggesting that its share price is 69% less volatile than the broader market.

In the previous week, Chime Financial had 20 more articles in the media than Shift4 Payments. MarketBeat recorded 24 mentions for Chime Financial and 4 mentions for Shift4 Payments. Chime Financial's average media sentiment score of 0.47 beat Shift4 Payments' score of 0.41 indicating that Chime Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shift4 Payments
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Chime Financial
8 Very Positive mention(s)
1 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Shift4 Payments presently has a consensus target price of $58.10, suggesting a potential upside of 20.92%. Chime Financial has a consensus target price of $31.39, suggesting a potential downside of 4.24%. Given Shift4 Payments' higher probable upside, equities analysts plainly believe Shift4 Payments is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shift4 Payments
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36
Chime Financial
1 Sell rating(s)
3 Hold rating(s)
14 Buy rating(s)
4 Strong Buy rating(s)
2.95

Shift4 Payments has a net margin of 2.20% compared to Chime Financial's net margin of -0.74%. Shift4 Payments' return on equity of 28.40% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Shift4 Payments2.20% 28.40% 4.61%
Chime Financial -0.74%-1.28%-0.92%

Summary

Shift4 Payments beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Shift4 Payments compare to Jack Henry & Associates?

Jack Henry & Associates (NASDAQ:JKHY) and Shift4 Payments (NYSE:FOUR) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability and institutional ownership.

Jack Henry & Associates has higher earnings, but lower revenue than Shift4 Payments. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jack Henry & Associates$2.54B4.64$455.75M$6.9723.85
Shift4 Payments$4.18B0.91$119M$0.6080.08

Jack Henry & Associates presently has a consensus price target of $190.07, suggesting a potential upside of 14.36%. Shift4 Payments has a consensus price target of $58.10, suggesting a potential upside of 20.92%. Given Shift4 Payments' higher probable upside, analysts clearly believe Shift4 Payments is more favorable than Jack Henry & Associates.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jack Henry & Associates
0 Sell rating(s)
4 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.81
Shift4 Payments
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36

98.8% of Jack Henry & Associates shares are owned by institutional investors. Comparatively, 98.9% of Shift4 Payments shares are owned by institutional investors. 0.6% of Jack Henry & Associates shares are owned by company insiders. Comparatively, 1.5% of Shift4 Payments shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Jack Henry & Associates had 30 more articles in the media than Shift4 Payments. MarketBeat recorded 34 mentions for Jack Henry & Associates and 4 mentions for Shift4 Payments. Jack Henry & Associates' average media sentiment score of 0.55 beat Shift4 Payments' score of 0.41 indicating that Jack Henry & Associates is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jack Henry & Associates
9 Very Positive mention(s)
5 Positive mention(s)
14 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Shift4 Payments
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jack Henry & Associates has a net margin of 19.76% compared to Shift4 Payments' net margin of 2.20%. Shift4 Payments' return on equity of 28.40% beat Jack Henry & Associates' return on equity.

Company Net Margins Return on Equity Return on Assets
Jack Henry & Associates19.76% 23.49% 16.34%
Shift4 Payments 2.20%28.40%4.61%

Jack Henry & Associates has a beta of 0.55, suggesting that its stock price is 45% less volatile than the broader market. Comparatively, Shift4 Payments has a beta of 1.4, suggesting that its stock price is 40% more volatile than the broader market.

Summary

Jack Henry & Associates beats Shift4 Payments on 10 of the 17 factors compared between the two stocks.

How does Shift4 Payments compare to PayPay?

Shift4 Payments (NYSE:FOUR) and PayPay (NASDAQ:PAYP) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation, risk and media sentiment.

Shift4 Payments currently has a consensus price target of $58.10, suggesting a potential upside of 20.92%. PayPay has a consensus price target of $24.91, suggesting a potential upside of 61.64%. Given PayPay's stronger consensus rating and higher possible upside, analysts clearly believe PayPay is more favorable than Shift4 Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shift4 Payments
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36
PayPay
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.69

In the previous week, Shift4 Payments had 3 more articles in the media than PayPay. MarketBeat recorded 4 mentions for Shift4 Payments and 1 mentions for PayPay. PayPay's average media sentiment score of 0.76 beat Shift4 Payments' score of 0.41 indicating that PayPay is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shift4 Payments
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
PayPay
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

PayPay has lower revenue, but higher earnings than Shift4 Payments. PayPay is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shift4 Payments$4.18B0.91$119M$0.6080.08
PayPay$2.51B4.15$759.22M$0.3051.37

Shift4 Payments has a net margin of 2.20% compared to PayPay's net margin of 0.00%. Shift4 Payments' return on equity of 28.40% beat PayPay's return on equity.

Company Net Margins Return on Equity Return on Assets
Shift4 Payments2.20% 28.40% 4.61%
PayPay N/A N/A N/A

98.9% of Shift4 Payments shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Shift4 Payments beats PayPay on 10 of the 16 factors compared between the two stocks.

How does Shift4 Payments compare to Klarna Group?

Klarna Group (NYSE:KLAR) and Shift4 Payments (NYSE:FOUR) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, earnings, risk, media sentiment, institutional ownership, profitability, analyst recommendations and valuation.

Shift4 Payments has a net margin of 2.20% compared to Klarna Group's net margin of -3.54%. Shift4 Payments' return on equity of 28.40% beat Klarna Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Klarna Group-3.54% -5.39% -0.76%
Shift4 Payments 2.20%28.40%4.61%

Klarna Group presently has a consensus target price of $30.78, indicating a potential upside of 115.23%. Shift4 Payments has a consensus target price of $58.10, indicating a potential upside of 20.92%. Given Klarna Group's stronger consensus rating and higher probable upside, equities analysts plainly believe Klarna Group is more favorable than Shift4 Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Klarna Group
1 Sell rating(s)
11 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.48
Shift4 Payments
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36

98.9% of Shift4 Payments shares are owned by institutional investors. 1.5% of Shift4 Payments shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Shift4 Payments has higher revenue and earnings than Klarna Group. Klarna Group is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Klarna Group$3.51B1.54-$294M-$0.37N/A
Shift4 Payments$4.18B0.91$119M$0.6080.08

In the previous week, Klarna Group had 58 more articles in the media than Shift4 Payments. MarketBeat recorded 62 mentions for Klarna Group and 4 mentions for Shift4 Payments. Shift4 Payments' average media sentiment score of 0.41 beat Klarna Group's score of 0.11 indicating that Shift4 Payments is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Klarna Group
11 Very Positive mention(s)
8 Positive mention(s)
12 Neutral mention(s)
17 Negative mention(s)
2 Very Negative mention(s)
Neutral
Shift4 Payments
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Shift4 Payments beats Klarna Group on 10 of the 16 factors compared between the two stocks.

How does Shift4 Payments compare to WEX?

WEX (NYSE:WEX) and Shift4 Payments (NYSE:FOUR) are both mid-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, risk, analyst recommendations, media sentiment, earnings, valuation, profitability and institutional ownership.

WEX has higher earnings, but lower revenue than Shift4 Payments. WEX is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
WEX$2.66B2.56$304.10M$10.0419.94
Shift4 Payments$4.18B0.91$119M$0.6080.08

WEX presently has a consensus price target of $183.30, suggesting a potential downside of 8.42%. Shift4 Payments has a consensus price target of $58.10, suggesting a potential upside of 20.92%. Given Shift4 Payments' higher probable upside, analysts clearly believe Shift4 Payments is more favorable than WEX.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
WEX
0 Sell rating(s)
8 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.43
Shift4 Payments
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36

In the previous week, WEX had 8 more articles in the media than Shift4 Payments. MarketBeat recorded 12 mentions for WEX and 4 mentions for Shift4 Payments. WEX's average media sentiment score of 0.81 beat Shift4 Payments' score of 0.41 indicating that WEX is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
WEX
6 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Shift4 Payments
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

WEX has a net margin of 12.56% compared to Shift4 Payments' net margin of 2.20%. WEX's return on equity of 43.19% beat Shift4 Payments' return on equity.

Company Net Margins Return on Equity Return on Assets
WEX12.56% 43.19% 3.53%
Shift4 Payments 2.20%28.40%4.61%

97.5% of WEX shares are held by institutional investors. Comparatively, 98.9% of Shift4 Payments shares are held by institutional investors. 1.4% of WEX shares are held by insiders. Comparatively, 1.5% of Shift4 Payments shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

WEX has a beta of 0.82, suggesting that its share price is 18% less volatile than the broader market. Comparatively, Shift4 Payments has a beta of 1.4, suggesting that its share price is 40% more volatile than the broader market.

Summary

WEX and Shift4 Payments tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOUR and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FOUR vs. The Competition

MetricShift4 PaymentsFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$3.78B$26.84B$13.63B$24.30B
Dividend YieldN/A6.06%5.89%3.70%
P/E Ratio80.0819.5429.6130.31
Price / Sales0.91415.04520.0219.95
Price / Cash4.68148.7738.1932.49
Price / Book2.193.152.186.77
Net Income$119M$1.09B$1.31B$1.07B
7 Day Performance6.04%2.38%-0.30%-0.65%
1 Month Performance3.52%4.27%2.37%3.38%
1 Year Performance-47.22%-11.72%9.68%14.90%

Shift4 Payments Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FOUR
Shift4 Payments
3.8203 of 5 stars
$48.05
+0.4%
$58.10
+20.9%
-47.2%$3.78B$4.18B80.086,300
CHYM
Chime Financial
2.0359 of 5 stars
$31.45
-1.8%
$31.06
-1.3%
+18.3%$12.12B$2.19BN/A1,519
JKHY
Jack Henry & Associates
4.4782 of 5 stars
$149.87
-2.2%
$185.71
+23.9%
+0.4%$10.89B$2.38B20.967,400
PAYP
PayPay
4.6118 of 5 stars
$14.97
+0.5%
$24.91
+66.4%
N/A$10.08B$2.51B49.901,994
KLAR
Klarna Group
3.5558 of 5 stars
$19.55
-6.0%
$32.28
+65.1%
N/A$7.85B$3.51BN/A2,831

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This page (NYSE:FOUR) was last updated on 8/23/2026 by MarketBeat.com Staff.
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