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Shift4 Payments (FOUR) Competitors

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$36.22 +0.64 (+1.79%)
Closing price 10/2/2026 03:59 PM Eastern
Extended Trading
$36.30 +0.08 (+0.22%)
As of 10/2/2026 07:56 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FOUR vs. PAYP, JKHY, CHYM, WEX, and KLAR

Should you buy Shift4 Payments stock or one of its competitors? Shift4 Payments's main competitors and comparable companies include PayPay (PAYP), Jack Henry & Associates (JKHY), Chime Financial (CHYM), WEX (WEX), and Klarna Group (KLAR). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Shift4 Payments compare to PayPay?

PayPay (NASDAQ:PAYP) and Shift4 Payments (NYSE:FOUR) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

Shift4 Payments has a net margin of 2.20% compared to PayPay's net margin of 0.00%. Shift4 Payments' return on equity of 28.40% beat PayPay's return on equity.

Company Net Margins Return on Equity Return on Assets
PayPayN/A N/A N/A
Shift4 Payments 2.20%28.40%4.61%

PayPay currently has a consensus target price of $24.45, suggesting a potential upside of 63.90%. Shift4 Payments has a consensus target price of $59.81, suggesting a potential upside of 65.14%. Given Shift4 Payments' higher probable upside, analysts plainly believe Shift4 Payments is more favorable than PayPay.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PayPay
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.69
Shift4 Payments
2 Sell rating(s)
10 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.39

98.9% of Shift4 Payments shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

PayPay has higher earnings, but lower revenue than Shift4 Payments. PayPay is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PayPay$2.51B4.02$759.22M$0.3049.73
Shift4 Payments$4.18B0.68$119M$0.6060.36

In the previous week, PayPay had 5 more articles in the media than Shift4 Payments. MarketBeat recorded 9 mentions for PayPay and 4 mentions for Shift4 Payments. Shift4 Payments' average media sentiment score of 0.12 beat PayPay's score of 0.10 indicating that Shift4 Payments is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PayPay
1 Very Positive mention(s)
0 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Shift4 Payments
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Summary

Shift4 Payments beats PayPay on 11 of the 16 factors compared between the two stocks.

How does Shift4 Payments compare to Jack Henry & Associates?

Shift4 Payments (NYSE:FOUR) and Jack Henry & Associates (NASDAQ:JKHY) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment.

Jack Henry & Associates has a net margin of 19.76% compared to Shift4 Payments' net margin of 2.20%. Shift4 Payments' return on equity of 28.40% beat Jack Henry & Associates' return on equity.

Company Net Margins Return on Equity Return on Assets
Shift4 Payments2.20% 28.40% 4.61%
Jack Henry & Associates 19.76%23.49%16.34%

Shift4 Payments presently has a consensus target price of $59.81, suggesting a potential upside of 65.14%. Jack Henry & Associates has a consensus target price of $191.47, suggesting a potential upside of 34.33%. Given Shift4 Payments' higher probable upside, analysts plainly believe Shift4 Payments is more favorable than Jack Henry & Associates.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shift4 Payments
2 Sell rating(s)
10 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.39
Jack Henry & Associates
0 Sell rating(s)
5 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.78

98.9% of Shift4 Payments shares are owned by institutional investors. Comparatively, 98.8% of Jack Henry & Associates shares are owned by institutional investors. 1.5% of Shift4 Payments shares are owned by insiders. Comparatively, 0.6% of Jack Henry & Associates shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Jack Henry & Associates had 8 more articles in the media than Shift4 Payments. MarketBeat recorded 12 mentions for Jack Henry & Associates and 4 mentions for Shift4 Payments. Shift4 Payments' average media sentiment score of 0.12 beat Jack Henry & Associates' score of -0.02 indicating that Shift4 Payments is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shift4 Payments
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Jack Henry & Associates
0 Very Positive mention(s)
3 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Shift4 Payments has a beta of 1.39, meaning that its stock price is 39% more volatile than the broader market. Comparatively, Jack Henry & Associates has a beta of 0.56, meaning that its stock price is 44% less volatile than the broader market.

Jack Henry & Associates has lower revenue, but higher earnings than Shift4 Payments. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shift4 Payments$4.18B0.68$119M$0.6060.36
Jack Henry & Associates$2.54B3.93$502.78M$6.9720.45

Summary

Jack Henry & Associates beats Shift4 Payments on 9 of the 17 factors compared between the two stocks.

How does Shift4 Payments compare to Chime Financial?

Chime Financial (NASDAQ:CHYM) and Shift4 Payments (NYSE:FOUR) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, valuation, profitability, earnings, media sentiment, dividends, analyst recommendations and institutional ownership.

Shift4 Payments has a net margin of 2.20% compared to Chime Financial's net margin of -0.74%. Shift4 Payments' return on equity of 28.40% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Shift4 Payments 2.20%28.40%4.61%

Shift4 Payments has higher revenue and earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.46B4.20-$1.01B-$0.07N/A
Shift4 Payments$4.18B0.68$119M$0.6060.36

In the previous week, Chime Financial had 3 more articles in the media than Shift4 Payments. MarketBeat recorded 7 mentions for Chime Financial and 4 mentions for Shift4 Payments. Chime Financial's average media sentiment score of 0.32 beat Shift4 Payments' score of 0.12 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
1 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Shift4 Payments
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Chime Financial has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market. Comparatively, Shift4 Payments has a beta of 1.39, indicating that its stock price is 39% more volatile than the broader market.

Chime Financial presently has a consensus price target of $36.53, indicating a potential upside of 34.04%. Shift4 Payments has a consensus price target of $59.81, indicating a potential upside of 65.14%. Given Shift4 Payments' higher probable upside, analysts plainly believe Shift4 Payments is more favorable than Chime Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
16 Buy rating(s)
3 Strong Buy rating(s)
2.95
Shift4 Payments
2 Sell rating(s)
10 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.39

98.9% of Shift4 Payments shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by insiders. Comparatively, 1.5% of Shift4 Payments shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Shift4 Payments beats Chime Financial on 10 of the 17 factors compared between the two stocks.

How does Shift4 Payments compare to WEX?

Shift4 Payments (NYSE:FOUR) and WEX (NYSE:WEX) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, risk, media sentiment, valuation, institutional ownership, profitability, analyst recommendations and dividends.

98.9% of Shift4 Payments shares are held by institutional investors. Comparatively, 97.5% of WEX shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by insiders. Comparatively, 1.4% of WEX shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

WEX has a net margin of 12.56% compared to Shift4 Payments' net margin of 2.20%. WEX's return on equity of 43.19% beat Shift4 Payments' return on equity.

Company Net Margins Return on Equity Return on Assets
Shift4 Payments2.20% 28.40% 4.61%
WEX 12.56%43.19%3.53%

Shift4 Payments presently has a consensus target price of $59.81, suggesting a potential upside of 65.14%. WEX has a consensus target price of $185.64, suggesting a potential upside of 9.79%. Given Shift4 Payments' higher possible upside, equities analysts clearly believe Shift4 Payments is more favorable than WEX.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shift4 Payments
2 Sell rating(s)
10 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.39
WEX
0 Sell rating(s)
8 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.43

WEX has lower revenue, but higher earnings than Shift4 Payments. WEX is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shift4 Payments$4.18B0.68$119M$0.6060.36
WEX$2.66B2.17$304.10M$10.0416.84

Shift4 Payments has a beta of 1.39, indicating that its stock price is 39% more volatile than the broader market. Comparatively, WEX has a beta of 0.84, indicating that its stock price is 16% less volatile than the broader market.

In the previous week, Shift4 Payments and Shift4 Payments both had 4 articles in the media. WEX's average media sentiment score of 0.29 beat Shift4 Payments' score of 0.12 indicating that WEX is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shift4 Payments
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
WEX
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Shift4 Payments beats WEX on 8 of the 15 factors compared between the two stocks.

How does Shift4 Payments compare to Klarna Group?

Shift4 Payments (NYSE:FOUR) and Klarna Group (NYSE:KLAR) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, risk, media sentiment, valuation, institutional ownership, profitability, analyst recommendations and dividends.

98.9% of Shift4 Payments shares are held by institutional investors. 1.5% of Shift4 Payments shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Shift4 Payments has a net margin of 2.20% compared to Klarna Group's net margin of -3.54%. Shift4 Payments' return on equity of 28.40% beat Klarna Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Shift4 Payments2.20% 28.40% 4.61%
Klarna Group -3.54%-5.39%-0.76%

Shift4 Payments presently has a consensus target price of $59.81, suggesting a potential upside of 65.14%. Klarna Group has a consensus target price of $27.79, suggesting a potential upside of 121.48%. Given Klarna Group's higher possible upside, analysts clearly believe Klarna Group is more favorable than Shift4 Payments.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shift4 Payments
2 Sell rating(s)
10 Hold rating(s)
11 Buy rating(s)
0 Strong Buy rating(s)
2.39
Klarna Group
1 Sell rating(s)
14 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.35

Shift4 Payments has higher revenue and earnings than Klarna Group. Klarna Group is trading at a lower price-to-earnings ratio than Shift4 Payments, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shift4 Payments$4.18B0.68$119M$0.6060.36
Klarna Group$3.51B1.35-$294M-$0.37N/A

In the previous week, Shift4 Payments and Shift4 Payments both had 4 articles in the media. Klarna Group's average media sentiment score of 0.54 beat Shift4 Payments' score of 0.12 indicating that Klarna Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shift4 Payments
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Klarna Group
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Shift4 Payments beats Klarna Group on 11 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOUR and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FOUR vs. The Competition

MetricShift4 PaymentsFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$2.86B$27.39B$13.41B$22.79B
Dividend YieldN/A6.87%6.03%3.73%
P/E Ratio60.3612.1222.7524.01
Price / Sales0.68340.20508.6221.42
Price / Cash3.53251.8645.5138.23
Price / Book3.153.172.704.64
Net Income$119M$1.11B$1.32B$1.08B
7 Day Performance-5.93%-2.18%-1.04%-1.06%
1 Month Performance-17.97%-2.12%0.36%-5.49%
1 Year Performance-52.86%-3.17%11.52%5.13%

Shift4 Payments Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FOUR
Shift4 Payments
3.8994 of 5 stars
$36.22
+1.8%
$59.81
+65.1%
-53.9%$2.86B$4.18B60.366,300
PAYP
PayPay
4.9344 of 5 stars
$16.00
-3.1%
$24.45
+52.8%
N/A$11.18B$2.51B53.331,994
JKHY
Jack Henry & Associates
4.4367 of 5 stars
$147.82
+0.0%
$192.18
+30.0%
-2.6%$10.36B$2.54B21.217,300
CHYM
Chime Financial
4.1143 of 5 stars
$26.69
-0.3%
$36.40
+36.4%
+29.8%$10.14B$2.19BN/A1,519
WEX
WEX
3.1681 of 5 stars
$177.14
-0.6%
$185.64
+4.8%
+6.4%$6.08B$2.66B17.646,600

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This page (NYSE:FOUR) was last updated on 10/3/2026 by MarketBeat.com Staff.
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