Which has stronger earnings & valuation, PAYP or FISV?

Fiserv has lower revenue, but higher earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $390.38B 0.03 $759.22M $0.30 61.50 Fiserv $20.87B 1.31 $3.48B $5.21 9.90

Is PAYP or FISV more profitable?

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Fiserv 13.42% 15.80% 5.12%

Does the media favor PAYP or FISV?

In the previous week, Fiserv had 8 more articles in the media than PayPay. MarketBeat recorded 14 mentions for Fiserv and 6 mentions for PayPay. Fiserv's average media sentiment score of 1.24 beat PayPay's score of 0.72 indicating that Fiserv is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Fiserv 10 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has better earnings and valuation, PAYP or CPAY?

Corpay has lower revenue, but higher earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $390.38B 0.03 $759.22M $0.30 61.50 Corpay $4.53B 5.93 $1.07B $16.43 24.88

Is PAYP or CPAY more profitable?

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Corpay 22.72% 42.18% 6.34%

Does the media favor PAYP or CPAY?

In the previous week, Corpay had 4 more articles in the media than PayPay. MarketBeat recorded 10 mentions for Corpay and 6 mentions for PayPay. Corpay's average media sentiment score of 0.85 beat PayPay's score of 0.72 indicating that Corpay is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Corpay 6 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has better valuation & earnings, PAYP or CRCL?

PayPay has higher revenue and earnings than Circle Internet Group. PayPay is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $390.38B 0.03 $759.22M $0.30 61.50 Circle Internet Group $2.91B 7.92 -$69.51M $1.46 62.09

Does the media prefer PAYP or CRCL?

In the previous week, Circle Internet Group had 13 more articles in the media than PayPay. MarketBeat recorded 19 mentions for Circle Internet Group and 6 mentions for PayPay. PayPay's average media sentiment score of 0.72 beat Circle Internet Group's score of 0.44 indicating that PayPay is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Circle Internet Group 6 Very Positive mention(s) 1 Positive mention(s) 7 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral

Does the media favor GPN or PAYP?

In the previous week, Global Payments had 3 more articles in the media than PayPay. MarketBeat recorded 9 mentions for Global Payments and 6 mentions for PayPay. Global Payments' average media sentiment score of 1.33 beat PayPay's score of 0.72 indicating that Global Payments is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Global Payments 7 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PayPay 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has better earnings & valuation, PAYP or AFRM?

Affirm has lower revenue, but higher earnings than PayPay. Affirm is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $390.38B 0.03 $759.22M $0.30 61.50 Affirm $4.26B 5.66 $1.93B $5.52 12.94

Is PAYP or AFRM more profitable?

Affirm has a net margin of 45.29% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 47.91% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Affirm 45.29% 47.91% 14.46%

Does the media refer more to PAYP or AFRM?

In the previous week, Affirm had 12 more articles in the media than PayPay. MarketBeat recorded 18 mentions for Affirm and 6 mentions for PayPay. PayPay's average media sentiment score of 0.72 beat Affirm's score of 0.57 indicating that PayPay is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Affirm 6 Very Positive mention(s) 0 Positive mention(s) 9 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

PayPay (PAYP) Competitors

$18.45 +0.21 (+1.15%)

Closing price 09/11/2026 04:00 PM Eastern

Extended Trading

$18.39 -0.06 (-0.35%)

As of 09/11/2026 07:41 PM Eastern

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PAYP vs. FISV, CPAY, CRCL, GPN, and AFRM

Should you buy PayPay stock or one of its competitors? PayPay's main competitors and comparable companies include Fiserv (FISV), Corpay (CPAY), Circle Internet Group (CRCL), Global Payments (GPN), and Affirm (AFRM). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does PayPay compare to Fiserv?

PayPay (NASDAQ:PAYP) and Fiserv (NASDAQ:FISV) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends.

91.0% of Fiserv shares are held by institutional investors. 0.1% of Fiserv shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

PayPay currently has a consensus target price of $24.45, indicating a potential upside of 32.54%. Fiserv has a consensus target price of $74.20, indicating a potential upside of 43.85%. Given Fiserv's higher probable upside, analysts clearly believe Fiserv is more favorable than PayPay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Fiserv	4 Sell rating(s)	25 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.06

In the previous week, Fiserv had 8 more articles in the media than PayPay. MarketBeat recorded 14 mentions for Fiserv and 6 mentions for PayPay. Fiserv's average media sentiment score of 1.24 beat PayPay's score of 0.72 indicating that Fiserv is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Fiserv	10 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Fiserv has lower revenue, but higher earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$390.38B	0.03	$759.22M	$0.30	61.50
Fiserv	$20.87B	1.31	$3.48B	$5.21	9.90

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Fiserv	13.42%	15.80%	5.12%

Summary

Fiserv beats PayPay on 11 of the 16 factors compared between the two stocks.

How does PayPay compare to Corpay?

PayPay (NASDAQ:PAYP) and Corpay (NYSE:CPAY) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.

In the previous week, Corpay had 4 more articles in the media than PayPay. MarketBeat recorded 10 mentions for Corpay and 6 mentions for PayPay. Corpay's average media sentiment score of 0.85 beat PayPay's score of 0.72 indicating that Corpay is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Corpay	6 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

98.8% of Corpay shares are held by institutional investors. 5.2% of Corpay shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Corpay has lower revenue, but higher earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$390.38B	0.03	$759.22M	$0.30	61.50
Corpay	$4.53B	5.93	$1.07B	$16.43	24.88

PayPay currently has a consensus price target of $24.45, suggesting a potential upside of 32.54%. Corpay has a consensus price target of $438.93, suggesting a potential upside of 7.39%. Given PayPay's higher probable upside, equities research analysts plainly believe PayPay is more favorable than Corpay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Corpay	0 Sell rating(s)	3 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.80

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Corpay	22.72%	42.18%	6.34%

Summary

Corpay beats PayPay on 12 of the 16 factors compared between the two stocks.

How does PayPay compare to Circle Internet Group?

PayPay (NASDAQ:PAYP) and Circle Internet Group (NYSE:CRCL) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, earnings, risk, analyst recommendations, valuation and institutional ownership.

In the previous week, Circle Internet Group had 13 more articles in the media than PayPay. MarketBeat recorded 19 mentions for Circle Internet Group and 6 mentions for PayPay. PayPay's average media sentiment score of 0.72 beat Circle Internet Group's score of 0.44 indicating that PayPay is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Circle Internet Group	6 Very Positive mention(s)	1 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

PayPay has higher revenue and earnings than Circle Internet Group. PayPay is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$390.38B	0.03	$759.22M	$0.30	61.50
Circle Internet Group	$2.91B	7.92	-$69.51M	$1.46	62.09

PayPay currently has a consensus price target of $24.45, suggesting a potential upside of 32.54%. Circle Internet Group has a consensus price target of $99.67, suggesting a potential upside of 9.95%. Given PayPay's stronger consensus rating and higher probable upside, equities research analysts plainly believe PayPay is more favorable than Circle Internet Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Circle Internet Group	4 Sell rating(s)	12 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.30

Circle Internet Group has a net margin of 15.53% compared to PayPay's net margin of 0.00%. Circle Internet Group's return on equity of 13.58% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Circle Internet Group	15.53%	13.58%	0.58%

Summary

Circle Internet Group beats PayPay on 8 of the 13 factors compared between the two stocks.

How does PayPay compare to Global Payments?

Global Payments (NYSE:GPN) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, profitability, earnings, institutional ownership, valuation, media sentiment and dividends.

PayPay has a net margin of 0.00% compared to Global Payments' net margin of -9.16%. Global Payments' return on equity of 13.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Global Payments	-9.16%	13.80%	5.73%
PayPay	N/A	N/A	N/A

89.8% of Global Payments shares are owned by institutional investors. 0.6% of Global Payments shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Global Payments has higher earnings, but lower revenue than PayPay. Global Payments is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Payments	$7.71B	3.04	$1.40B	-$2.98	N/A
PayPay	$390.38B	0.03	$759.22M	$0.30	61.50

In the previous week, Global Payments had 3 more articles in the media than PayPay. MarketBeat recorded 9 mentions for Global Payments and 6 mentions for PayPay. Global Payments' average media sentiment score of 1.33 beat PayPay's score of 0.72 indicating that Global Payments is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Global Payments	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PayPay	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Global Payments currently has a consensus target price of $92.85, suggesting a potential upside of 4.96%. PayPay has a consensus target price of $24.45, suggesting a potential upside of 32.54%. Given PayPay's stronger consensus rating and higher probable upside, analysts clearly believe PayPay is more favorable than Global Payments.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Payments	3 Sell rating(s)	17 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.21
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

Summary

Global Payments beats PayPay on 9 of the 16 factors compared between the two stocks.

How does PayPay compare to Affirm?

PayPay (NASDAQ:PAYP) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership and profitability.

PayPay currently has a consensus target price of $24.45, suggesting a potential upside of 32.54%. Affirm has a consensus target price of $99.33, suggesting a potential upside of 39.04%. Given Affirm's stronger consensus rating and higher probable upside, analysts clearly believe Affirm is more favorable than PayPay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Affirm	0 Sell rating(s)	8 Hold rating(s)	24 Buy rating(s)	0 Strong Buy rating(s)	2.75

69.3% of Affirm shares are held by institutional investors. 11.0% of Affirm shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Affirm has lower revenue, but higher earnings than PayPay. Affirm is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$390.38B	0.03	$759.22M	$0.30	61.50
Affirm	$4.26B	5.66	$1.93B	$5.52	12.94

Affirm has a net margin of 45.29% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 47.91% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Affirm	45.29%	47.91%	14.46%

In the previous week, Affirm had 12 more articles in the media than PayPay. MarketBeat recorded 18 mentions for Affirm and 6 mentions for PayPay. PayPay's average media sentiment score of 0.72 beat Affirm's score of 0.57 indicating that PayPay is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Affirm	6 Very Positive mention(s)	0 Positive mention(s)	9 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Affirm beats PayPay on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAYP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PAYP vs. The Competition

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Metric	PayPay	Financial Services Industry	Finance Sector	NASDAQ Exchange
Market Cap	$12.49B	$27.44B	$13.99B	$12.72B
Dividend Yield	N/A	6.11%	5.94%	11.15%
P/E Ratio	61.50	19.61	25.67	25.29
Price / Sales	0.03	440.50	506.91	98.94
Price / Cash	12.90	175.03	40.16	51.44
Price / Book	4.34	3.23	2.75	6.20
Net Income	$759.22M	$1.11B	$1.32B	$358.50M
7 Day Performance	8.27%	-0.85%	-1.17%	-2.35%
1 Month Performance	23.66%	12.27%	0.25%	-2.77%
1 Year Performance	N/A	-12.30%	9.27%	7.63%

PayPay Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PAYP PayPay	4.7153 of 5 stars	$18.45 +1.2%	$24.45 +32.5%	N/A	$12.49B	$2.51B	N/A	1,994	News Coverage Lockup Expiration
FISV Fiserv	4.6332 of 5 stars	$53.00 flat	$74.20 +40.0%	-61.9%	$28.18B	$21.19B	10.17	38,000	Positive News Analyst Forecast
CPAY Corpay	3.4865 of 5 stars	$416.09 -0.1%	$438.93 +5.5%	+30.5%	$27.32B	$4.53B	25.33	11,800
CRCL Circle Internet Group	3.4374 of 5 stars	$101.79 -0.3%	$99.35 -2.4%	-32.3%	$25.84B	$2.75B	69.72	1,100	Analyst Forecast Insider Trade
GPN Global Payments	3.8055 of 5 stars	$92.76 +0.2%	$92.52 -0.3%	+2.0%	$24.55B	$7.71B	N/A	26,000	Positive News Analyst Upgrade

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This page (NASDAQ:PAYP) was last updated on 9/12/2026 by MarketBeat.com Staff.

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PayPay (PAYP) Competitors