Which has higher earnings & valuation, PAYP or FISV?

Fiserv has higher revenue and earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $2.51B 4.15 $759.22M $0.30 51.37 Fiserv $21.19B 1.32 $3.48B $5.21 10.09

Is PAYP or FISV more profitable?

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Fiserv 13.42% 15.80% 5.12%

Does the media prefer PAYP or FISV?

In the previous week, Fiserv had 20 more articles in the media than PayPay. MarketBeat recorded 21 mentions for Fiserv and 1 mentions for PayPay. Fiserv's average media sentiment score of 0.89 beat PayPay's score of 0.00 indicating that Fiserv is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Fiserv 16 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive

Which has stronger earnings and valuation, PAYP or CPAY?

Corpay has higher revenue and earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $2.51B 4.15 $759.22M $0.30 51.37 Corpay $4.53B 6.06 $1.07B $16.43 25.43

Is PAYP or CPAY more profitable?

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Corpay 22.72% 42.18% 6.34%

Does the media favor PAYP or CPAY?

In the previous week, Corpay had 10 more articles in the media than PayPay. MarketBeat recorded 11 mentions for Corpay and 1 mentions for PayPay. Corpay's average media sentiment score of 0.50 beat PayPay's score of 0.00 indicating that Corpay is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Corpay 6 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Which has stronger valuation and earnings, AFRM or PAYP?

PayPay has lower revenue, but higher earnings than Affirm. PayPay is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Affirm $3.24B 7.95 $52.19M $1.10 70.03 PayPay $2.51B 4.15 $759.22M $0.30 51.37

Is AFRM or PAYP more profitable?

Affirm has a net margin of 9.63% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 11.17% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets Affirm 9.63% 11.17% 3.14% PayPay N/A N/A N/A

Does the media refer more to AFRM or PAYP?

In the previous week, Affirm had 6 more articles in the media than PayPay. MarketBeat recorded 7 mentions for Affirm and 1 mentions for PayPay. Affirm's average media sentiment score of 0.47 beat PayPay's score of 0.00 indicating that Affirm is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Affirm 3 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral PayPay 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has stronger earnings and valuation, GPN or PAYP?

Global Payments has higher revenue and earnings than PayPay. Global Payments is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Global Payments $7.71B 3.22 $1.40B -$2.98 N/A PayPay $2.51B 4.15 $759.22M $0.30 51.37

Does the media refer more to GPN or PAYP?

In the previous week, Global Payments had 32 more articles in the media than PayPay. MarketBeat recorded 33 mentions for Global Payments and 1 mentions for PayPay. Global Payments' average media sentiment score of 0.62 beat PayPay's score of 0.00 indicating that Global Payments is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Global Payments 15 Very Positive mention(s) 3 Positive mention(s) 1 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive PayPay 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

PayPay (PAYP) Competitors

$15.41 +1.12 (+7.84%)

As of 08/21/2026 04:00 PM Eastern

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PAYP vs. FISV, CPAY, AFRM, GPN, and FIS

Should you buy PayPay stock or one of its competitors? PayPay's main competitors and comparable companies include Fiserv (FISV), Corpay (CPAY), Affirm (AFRM), Global Payments (GPN), and Fidelity National Information Services (FIS). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does PayPay compare to Fiserv?

PayPay (NASDAQ:PAYP) and Fiserv (NASDAQ:FISV) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, risk, analyst recommendations, dividends, valuation and profitability.

In the previous week, Fiserv had 20 more articles in the media than PayPay. MarketBeat recorded 21 mentions for Fiserv and 1 mentions for PayPay. Fiserv's average media sentiment score of 0.89 beat PayPay's score of 0.00 indicating that Fiserv is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Fiserv	16 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

PayPay presently has a consensus price target of $24.91, indicating a potential upside of 61.64%. Fiserv has a consensus price target of $74.20, indicating a potential upside of 41.12%. Given PayPay's stronger consensus rating and higher probable upside, analysts clearly believe PayPay is more favorable than Fiserv.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Fiserv	4 Sell rating(s)	25 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.06

91.0% of Fiserv shares are held by institutional investors. 0.1% of Fiserv shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Fiserv has higher revenue and earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$2.51B	4.15	$759.22M	$0.30	51.37
Fiserv	$21.19B	1.32	$3.48B	$5.21	10.09

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Fiserv	13.42%	15.80%	5.12%

Summary

Fiserv beats PayPay on 10 of the 16 factors compared between the two stocks.

How does PayPay compare to Corpay?

PayPay (NASDAQ:PAYP) and Corpay (NYSE:CPAY) are both large-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, media sentiment, analyst recommendations and profitability.

In the previous week, Corpay had 10 more articles in the media than PayPay. MarketBeat recorded 11 mentions for Corpay and 1 mentions for PayPay. Corpay's average media sentiment score of 0.50 beat PayPay's score of 0.00 indicating that Corpay is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Corpay	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

98.8% of Corpay shares are held by institutional investors. 5.2% of Corpay shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Corpay has higher revenue and earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$2.51B	4.15	$759.22M	$0.30	51.37
Corpay	$4.53B	6.06	$1.07B	$16.43	25.43

PayPay currently has a consensus price target of $24.91, suggesting a potential upside of 61.64%. Corpay has a consensus price target of $426.08, suggesting a potential upside of 2.00%. Given PayPay's higher probable upside, equities research analysts plainly believe PayPay is more favorable than Corpay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Corpay	0 Sell rating(s)	3 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.80

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Corpay	22.72%	42.18%	6.34%

Summary

Corpay beats PayPay on 13 of the 16 factors compared between the two stocks.

How does PayPay compare to Affirm?

Affirm (NASDAQ:AFRM) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends.

Affirm currently has a consensus target price of $93.15, suggesting a potential upside of 20.92%. PayPay has a consensus target price of $24.91, suggesting a potential upside of 61.64%. Given PayPay's higher probable upside, analysts clearly believe PayPay is more favorable than Affirm.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Affirm	0 Sell rating(s)	7 Hold rating(s)	22 Buy rating(s)	2 Strong Buy rating(s)	2.84
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

69.3% of Affirm shares are owned by institutional investors. 11.0% of Affirm shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Affirm has a net margin of 9.63% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 11.17% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Affirm	9.63%	11.17%	3.14%
PayPay	N/A	N/A	N/A

In the previous week, Affirm had 6 more articles in the media than PayPay. MarketBeat recorded 7 mentions for Affirm and 1 mentions for PayPay. Affirm's average media sentiment score of 0.47 beat PayPay's score of 0.00 indicating that Affirm is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Affirm	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPay	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

PayPay has lower revenue, but higher earnings than Affirm. PayPay is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Affirm	$3.24B	7.95	$52.19M	$1.10	70.03
PayPay	$2.51B	4.15	$759.22M	$0.30	51.37

Summary

Affirm beats PayPay on 14 of the 16 factors compared between the two stocks.

How does PayPay compare to Global Payments?

Global Payments (NYSE:GPN) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, risk, analyst recommendations, dividends, media sentiment, institutional ownership and profitability.

89.8% of Global Payments shares are held by institutional investors. 0.6% of Global Payments shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Global Payments has higher revenue and earnings than PayPay. Global Payments is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Payments	$7.71B	3.22	$1.40B	-$2.98	N/A
PayPay	$2.51B	4.15	$759.22M	$0.30	51.37

Global Payments presently has a consensus price target of $90.92, suggesting a potential downside of 3.01%. PayPay has a consensus price target of $24.91, suggesting a potential upside of 61.64%. Given PayPay's stronger consensus rating and higher probable upside, analysts plainly believe PayPay is more favorable than Global Payments.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Payments	3 Sell rating(s)	15 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.25
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

In the previous week, Global Payments had 32 more articles in the media than PayPay. MarketBeat recorded 33 mentions for Global Payments and 1 mentions for PayPay. Global Payments' average media sentiment score of 0.62 beat PayPay's score of 0.00 indicating that Global Payments is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Global Payments	15 Very Positive mention(s)	3 Positive mention(s)	1 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
PayPay	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

PayPay has a net margin of 0.00% compared to Global Payments' net margin of -9.16%. Global Payments' return on equity of 13.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Global Payments	-9.16%	13.80%	5.73%
PayPay	N/A	N/A	N/A

Summary

Global Payments beats PayPay on 9 of the 16 factors compared between the two stocks.

How does PayPay compare to Fidelity National Information Services?

PayPay (NASDAQ:PAYP) and Fidelity National Information Services (NYSE:FIS) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, dividends, earnings, profitability and institutional ownership.

In the previous week, Fidelity National Information Services had 13 more articles in the media than PayPay. MarketBeat recorded 14 mentions for Fidelity National Information Services and 1 mentions for PayPay. Fidelity National Information Services' average media sentiment score of 1.60 beat PayPay's score of 0.00 indicating that Fidelity National Information Services is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Fidelity National Information Services	13 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Fidelity National Information Services has a net margin of 27.64% compared to PayPay's net margin of 0.00%. Fidelity National Information Services' return on equity of 20.95% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Fidelity National Information Services	27.64%	20.95%	8.13%

96.2% of Fidelity National Information Services shares are held by institutional investors. 0.3% of Fidelity National Information Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

PayPay currently has a consensus price target of $24.91, suggesting a potential upside of 61.64%. Fidelity National Information Services has a consensus price target of $55.39, suggesting a potential upside of 33.92%. Given PayPay's stronger consensus rating and higher probable upside, research analysts plainly believe PayPay is more favorable than Fidelity National Information Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Fidelity National Information Services	2 Sell rating(s)	10 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.39

PayPay has higher earnings, but lower revenue than Fidelity National Information Services. Fidelity National Information Services is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$2.51B	4.15	$759.22M	$0.30	51.37
Fidelity National Information Services	$10.68B	2.00	$382M	$6.51	6.35

Summary

Fidelity National Information Services beats PayPay on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAYP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PAYP vs. The Competition

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Metric	PayPay	Financial Services Industry	Finance Sector	NASDAQ Exchange
Market Cap	$10.43B	$26.84B	$13.63B	$12.85B
Dividend Yield	N/A	6.06%	5.89%	11.08%
P/E Ratio	51.37	19.54	29.61	24.24
Price / Sales	4.15	412.69	516.26	99.76
Price / Cash	10.90	148.77	38.19	53.99
Price / Book	3.68	3.15	2.18	6.20
Net Income	$759.22M	$1.09B	$1.31B	$348.59M
7 Day Performance	3.49%	2.38%	-0.30%	0.08%
1 Month Performance	-1.53%	4.27%	2.37%	3.88%
1 Year Performance	N/A	-11.72%	9.68%	16.98%

PayPay Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PAYP PayPay	4.315 of 5 stars	$15.41 +7.8%	$24.91 +61.6%	N/A	$10.43B	$2.51B	51.37	1,994	Analyst Downgrade
FISV Fiserv	4.7805 of 5 stars	$52.60 -3.3%	$74.17 +41.0%	-62.3%	$27.97B	$21.19B	10.10	38,000	Analyst Downgrade
CPAY Corpay	2.9117 of 5 stars	$410.91 -1.6%	$426.08 +3.7%	+26.3%	$26.98B	$4.53B	25.01	11,800	Insider Trade
AFRM Affirm	3.9739 of 5 stars	$74.83 -4.5%	$93.15 +24.5%	-3.1%	$25.06B	$3.24B	68.03	2,206	Upcoming Earnings
GPN Global Payments	3.6183 of 5 stars	$90.53 -2.7%	$90.68 +0.2%	+4.2%	$23.96B	$7.71B	N/A	26,000	Trending News Analyst Forecast Analyst Revision

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This page (NASDAQ:PAYP) was last updated on 8/23/2026 by MarketBeat.com Staff.

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PayPay (PAYP) Competitors