Which has better earnings & valuation, CPAY or PAYP?

Corpay has higher revenue and earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Corpay $4.53B 5.72 $1.07B $16.43 24.01 PayPay $2.51B 3.99 $759.22M $0.30 49.38

Is CPAY or PAYP more profitable?

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets Corpay 22.72% 42.18% 6.34% PayPay N/A N/A N/A

Does the media prefer CPAY or PAYP?

In the previous week, PayPay had 7 more articles in the media than Corpay. MarketBeat recorded 9 mentions for PayPay and 2 mentions for Corpay. Corpay's average media sentiment score of 0.67 beat PayPay's score of 0.10 indicating that Corpay is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Corpay 1 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive PayPay 1 Very Positive mention(s) 0 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has better earnings & valuation, PAYP or FISV?

Fiserv has higher revenue and earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio PayPay $2.51B 3.99 $759.22M $0.30 49.38 Fiserv $21.19B 1.10 $3.48B $5.21 8.45

Is PAYP or FISV more profitable?

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets PayPay N/A N/A N/A Fiserv 13.42% 15.80% 5.12%

Does the media favor PAYP or FISV?

In the previous week, Fiserv had 10 more articles in the media than PayPay. MarketBeat recorded 19 mentions for Fiserv and 9 mentions for PayPay. Fiserv's average media sentiment score of 0.17 beat PayPay's score of 0.10 indicating that Fiserv is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PayPay 1 Very Positive mention(s) 0 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Fiserv 6 Very Positive mention(s) 3 Positive mention(s) 3 Neutral mention(s) 5 Negative mention(s) 1 Very Negative mention(s) Neutral

Which has stronger valuation & earnings, AFRM or PAYP?

Affirm has higher revenue and earnings than PayPay. Affirm is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Affirm $4.26B 5.60 $1.93B $5.52 12.81 PayPay $2.51B 3.99 $759.22M $0.30 49.38

Is AFRM or PAYP more profitable?

Affirm has a net margin of 45.29% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 47.91% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets Affirm 45.29% 47.91% 14.46% PayPay N/A N/A N/A

Does the media favor AFRM or PAYP?

In the previous week, PayPay had 5 more articles in the media than Affirm. MarketBeat recorded 9 mentions for PayPay and 4 mentions for Affirm. Affirm's average media sentiment score of 0.32 beat PayPay's score of 0.10 indicating that Affirm is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Affirm 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral PayPay 1 Very Positive mention(s) 0 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Which has better valuation & earnings, GPN or PAYP?

Global Payments has higher revenue and earnings than PayPay. Global Payments is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Global Payments $7.71B 2.69 $1.40B -$2.98 N/A PayPay $2.51B 3.99 $759.22M $0.30 49.38

Does the media refer more to GPN or PAYP?

In the previous week, PayPay had 3 more articles in the media than Global Payments. MarketBeat recorded 9 mentions for PayPay and 6 mentions for Global Payments. Global Payments' average media sentiment score of 0.25 beat PayPay's score of 0.10 indicating that Global Payments is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Global Payments 2 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral PayPay 1 Very Positive mention(s) 0 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

Does the media favor CRCL or PAYP?

In the previous week, Circle Internet Group had 4 more articles in the media than PayPay. MarketBeat recorded 13 mentions for Circle Internet Group and 9 mentions for PayPay. Circle Internet Group's average media sentiment score of 0.35 beat PayPay's score of 0.10 indicating that Circle Internet Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Circle Internet Group 1 Very Positive mention(s) 4 Positive mention(s) 7 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral PayPay 1 Very Positive mention(s) 0 Positive mention(s) 8 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral

PayPay (PAYP) Competitors

$14.92 -0.22 (-1.45%)

Closing price 04:00 PM Eastern

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$15.00 +0.08 (+0.54%)

As of 07:53 PM Eastern

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PAYP vs. CPAY, FISV, AFRM, GPN, and CRCL

Should you buy PayPay stock or one of its competitors? PayPay's main competitors and comparable companies include Corpay (CPAY), Fiserv (FISV), Affirm (AFRM), Global Payments (GPN), and Circle Internet Group (CRCL). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does PayPay compare to Corpay?

Corpay (NYSE:CPAY) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, dividends, institutional ownership, media sentiment, earnings, valuation, risk and analyst recommendations.

98.8% of Corpay shares are held by institutional investors. 5.2% of Corpay shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Corpay presently has a consensus price target of $438.93, indicating a potential upside of 11.25%. PayPay has a consensus price target of $24.45, indicating a potential upside of 65.07%. Given PayPay's higher probable upside, analysts plainly believe PayPay is more favorable than Corpay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corpay	0 Sell rating(s)	3 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.80
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

Corpay has higher revenue and earnings than PayPay. Corpay is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corpay	$4.53B	5.72	$1.07B	$16.43	24.01
PayPay	$2.51B	3.99	$759.22M	$0.30	49.38

In the previous week, PayPay had 7 more articles in the media than Corpay. MarketBeat recorded 9 mentions for PayPay and 2 mentions for Corpay. Corpay's average media sentiment score of 0.67 beat PayPay's score of 0.10 indicating that Corpay is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Corpay	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
PayPay	1 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Corpay has a net margin of 22.72% compared to PayPay's net margin of 0.00%. Corpay's return on equity of 42.18% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Corpay	22.72%	42.18%	6.34%
PayPay	N/A	N/A	N/A

Summary

Corpay beats PayPay on 12 of the 16 factors compared between the two stocks.

How does PayPay compare to Fiserv?

PayPay (NASDAQ:PAYP) and Fiserv (NASDAQ:FISV) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, analyst recommendations and profitability.

Fiserv has higher revenue and earnings than PayPay. Fiserv is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPay	$2.51B	3.99	$759.22M	$0.30	49.38
Fiserv	$21.19B	1.10	$3.48B	$5.21	8.45

In the previous week, Fiserv had 10 more articles in the media than PayPay. MarketBeat recorded 19 mentions for Fiserv and 9 mentions for PayPay. Fiserv's average media sentiment score of 0.17 beat PayPay's score of 0.10 indicating that Fiserv is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPay	1 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Fiserv	6 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	5 Negative mention(s)	1 Very Negative mention(s)	Neutral

Fiserv has a net margin of 13.42% compared to PayPay's net margin of 0.00%. Fiserv's return on equity of 15.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPay	N/A	N/A	N/A
Fiserv	13.42%	15.80%	5.12%

PayPay currently has a consensus price target of $24.45, suggesting a potential upside of 65.07%. Fiserv has a consensus price target of $73.70, suggesting a potential upside of 67.46%. Given Fiserv's higher possible upside, analysts plainly believe Fiserv is more favorable than PayPay.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69
Fiserv	4 Sell rating(s)	25 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.06

91.0% of Fiserv shares are held by institutional investors. 0.1% of Fiserv shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Fiserv beats PayPay on 11 of the 16 factors compared between the two stocks.

How does PayPay compare to Affirm?

Affirm (NASDAQ:AFRM) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, institutional ownership, dividends, profitability, media sentiment, analyst recommendations, earnings and valuation.

In the previous week, PayPay had 5 more articles in the media than Affirm. MarketBeat recorded 9 mentions for PayPay and 4 mentions for Affirm. Affirm's average media sentiment score of 0.32 beat PayPay's score of 0.10 indicating that Affirm is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Affirm	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPay	1 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Affirm has higher revenue and earnings than PayPay. Affirm is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Affirm	$4.26B	5.60	$1.93B	$5.52	12.81
PayPay	$2.51B	3.99	$759.22M	$0.30	49.38

Affirm has a net margin of 45.29% compared to PayPay's net margin of 0.00%. Affirm's return on equity of 47.91% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Affirm	45.29%	47.91%	14.46%
PayPay	N/A	N/A	N/A

Affirm presently has a consensus price target of $98.78, indicating a potential upside of 39.72%. PayPay has a consensus price target of $24.45, indicating a potential upside of 65.07%. Given PayPay's higher probable upside, analysts plainly believe PayPay is more favorable than Affirm.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Affirm	0 Sell rating(s)	8 Hold rating(s)	25 Buy rating(s)	0 Strong Buy rating(s)	2.76
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

69.3% of Affirm shares are owned by institutional investors. 11.0% of Affirm shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Affirm beats PayPay on 12 of the 16 factors compared between the two stocks.

How does PayPay compare to Global Payments?

Global Payments (NYSE:GPN) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, media sentiment, institutional ownership, profitability, earnings and risk.

89.8% of Global Payments shares are held by institutional investors. 0.6% of Global Payments shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, PayPay had 3 more articles in the media than Global Payments. MarketBeat recorded 9 mentions for PayPay and 6 mentions for Global Payments. Global Payments' average media sentiment score of 0.25 beat PayPay's score of 0.10 indicating that Global Payments is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Global Payments	2 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPay	1 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Global Payments has higher revenue and earnings than PayPay. Global Payments is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Payments	$7.71B	2.69	$1.40B	-$2.98	N/A
PayPay	$2.51B	3.99	$759.22M	$0.30	49.38

Global Payments currently has a consensus target price of $94.48, suggesting a potential upside of 20.77%. PayPay has a consensus target price of $24.45, suggesting a potential upside of 65.07%. Given PayPay's stronger consensus rating and higher probable upside, analysts plainly believe PayPay is more favorable than Global Payments.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Payments	3 Sell rating(s)	17 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.23
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

PayPay has a net margin of 0.00% compared to Global Payments' net margin of -9.16%. Global Payments' return on equity of 13.80% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Global Payments	-9.16%	13.80%	5.73%
PayPay	N/A	N/A	N/A

Summary

Global Payments and PayPay tied by winning 8 of the 16 factors compared between the two stocks.

How does PayPay compare to Circle Internet Group?

Circle Internet Group (NYSE:CRCL) and PayPay (NASDAQ:PAYP) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and dividends.

PayPay has lower revenue, but higher earnings than Circle Internet Group. PayPay is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Circle Internet Group	$2.75B	7.51	-$69.51M	$1.46	55.67
PayPay	$2.51B	3.99	$759.22M	$0.30	49.38

In the previous week, Circle Internet Group had 4 more articles in the media than PayPay. MarketBeat recorded 13 mentions for Circle Internet Group and 9 mentions for PayPay. Circle Internet Group's average media sentiment score of 0.35 beat PayPay's score of 0.10 indicating that Circle Internet Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Circle Internet Group	1 Very Positive mention(s)	4 Positive mention(s)	7 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
PayPay	1 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Circle Internet Group presently has a consensus target price of $99.94, indicating a potential upside of 22.97%. PayPay has a consensus target price of $24.45, indicating a potential upside of 65.07%. Given PayPay's stronger consensus rating and higher probable upside, analysts plainly believe PayPay is more favorable than Circle Internet Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Circle Internet Group	4 Sell rating(s)	10 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.32
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

Circle Internet Group has a net margin of 15.53% compared to PayPay's net margin of 0.00%. Circle Internet Group's return on equity of 13.58% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Circle Internet Group	15.53%	13.58%	0.58%
PayPay	N/A	N/A	N/A

Summary

Circle Internet Group beats PayPay on 10 of the 13 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAYP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PAYP vs. The Competition

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Metric	PayPay	Financial Services Industry	Finance Sector	NASDAQ Exchange
Market Cap	$10.25B	$26.75B	$13.34B	$13.10B
Dividend Yield	N/A	6.92%	6.03%	16.76%
P/E Ratio	49.73	12.17	22.80	21.54
Price / Sales	4.02	336.54	508.03	91.81
Price / Cash	10.70	264.31	46.45	51.75
Price / Book	3.51	3.17	2.70	6.30
Net Income	$759.22M	$1.11B	$1.32B	$361.43M
7 Day Performance	-9.63%	-2.08%	-1.04%	-1.67%
1 Month Performance	-5.15%	0.20%	1.00%	-3.94%
1 Year Performance	N/A	-3.22%	8.15%	2.77%

PayPay Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PAYP PayPay	4.9319 of 5 stars	$14.92 -1.5%	$24.45 +63.9%	N/A	$10.25B	$2.51B	49.73	1,994
CPAY Corpay	2.5534 of 5 stars	$395.56 -0.6%	$438.93 +11.0%	+35.8%	$26.01B	$5.02B	24.11	11,800
FISV Fiserv	4.8645 of 5 stars	$46.02 -1.0%	$73.70 +60.1%	-64.0%	$24.47B	$21.19B	8.83	38,000	Trending News
AFRM Affirm	4.4821 of 5 stars	$67.32 -5.9%	$98.78 +46.7%	-5.4%	$22.75B	$4.26B	12.22	2,358	Analyst Upgrade Gap Up
GPN Global Payments	4.2661 of 5 stars	$84.75 -2.0%	$94.48 +11.5%	-5.7%	$22.42B	$7.71B	N/A	26,000

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This page (NASDAQ:PAYP) was last updated on 10/2/2026 by MarketBeat.com Staff.

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PayPay (PAYP) Competitors