PagSeguro Digital (PAGS) Stock Price, News & Analysis

Company Overview

PagSeguro Digital (NYSE: PAGS) is a Brazil-based financial technology company that specializes in providing digital payment solutions for merchants and consumers. Founded in 2006 as part of Universo Online (UOL), the company has developed an integrated platform offering online and point-of-sale payment processing, mobile card readers, and e-commerce tools. PagSeguro’s services are designed to simplify transactions for small and medium-sized businesses, enabling them to accept credit, debit, and QR code payments both in physical stores and through digital channels.

At the core of PagSeguro’s offerings is its suite of merchant services, which includes card readers, terminals, virtual POS, and an API-driven gateway for online transactions. In addition to payment acceptance, the company has expanded its product portfolio to include a digital banking platform called PagBank. Through PagBank, users gain access to a no-fee digital account, a Mastercard debit card, peer-to-peer transfers, savings accounts, personal loans, investment options, and insurance products, all managed via a mobile app or web interface.

Throughout its history, PagSeguro has pursued growth through innovation and partnerships. The company launched its IPO on the New York Stock Exchange in January 2018, marking one of the largest Latin American fintech listings to date. Headquartered in São Paulo, Brazil, PagSeguro has focused its operations principally on the Brazilian market, serving millions of merchants and digital account holders across the country. Its scalable technology infrastructure supports high transaction volumes and integrates seamlessly with popular e-commerce platforms and third-party software.

Under the leadership of Chief Executive Officer Ricardo Assumpção, PagSeguro continues to invest in research and development, aiming to broaden its financial services ecosystem and drive digital inclusion. The company’s strategic priorities include enhancing user experience, expanding credit and lending offerings, and leveraging data analytics to introduce tailored solutions. With a focus on small businesses and underserved consumer segments, PagSeguro is positioned to capitalize on the ongoing shift toward digital payments in Brazil.

Key Stats

• Today's Range: $8.69 to $9.07
• 50-Day Range: $8.36 to $9.99
• 52-Week Range: $6.11 to $14.82
• Volume: 3.49 million shs
• Average Volume: 5.36 million shs
• Market Capitalization: $2.87 billion
• P/E Ratio: 7.15
• Dividend Yield: 1.61%
• Price Target: $11.07
• Consensus Rating: Moderate Buy

PagSeguro Digital Stock Analysis - MarketRank™

PagSeguro Digital scored higher than 87% of companies evaluated by MarketBeat, and ranked 45th out of 317 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

PagSeguro Digital has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 4 buy ratings, 4 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

PagSeguro Digital has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 1.71%

Earnings Growth

Earnings for PagSeguro Digital are expected to grow by 1.71% in the coming year, from $1.17 to $1.19 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PagSeguro Digital is 7.15, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of PagSeguro Digital is 7.15, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 28.69.

Price to Earnings Growth Ratio

PagSeguro Digital has a PEG Ratio of 0.63. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

PagSeguro Digital has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.86% of the float of PagSeguro Digital has been sold short.

Short Interest Ratio / Days to Cover

PagSeguro Digital has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PagSeguro Digital has recently decreased by 6.53%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

PagSeguro Digital pays a meaningful dividend of 1.61%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

PagSeguro Digital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of PagSeguro Digital is 11.48%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, PagSeguro Digital will have a dividend payout ratio of 11.76% next year. This indicates that PagSeguro Digital will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.86% of the float of PagSeguro Digital has been sold short.

Short Interest Ratio / Days to Cover

PagSeguro Digital has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in PagSeguro Digital has recently decreased by 6.53%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

PagSeguro Digital has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Business Services companies.

Search Interest

8 people have searched for PAGS on MarketBeat in the last 30 days. This is an increase of 60% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added PagSeguro Digital to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PagSeguro Digital insiders have not sold or bought any company stock.

Percentage Held by Institutions

45.88% of the stock of PagSeguro Digital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PAGS Stock Analysis - Frequently Asked Questions

How have PAGS shares performed this year?

PagSeguro Digital's stock was trading at $6.26 at the beginning of the year. Since then, PAGS shares have increased by 39.3% and is now trading at $8.72.

How were PagSeguro Digital's earnings last quarter?

PagSeguro Digital Ltd. (NYSE:PAGS) announced its earnings results on Wednesday, May, 14th. The company reported $0.31 EPS for the quarter, topping analysts' consensus estimates of $0.29 by $0.02. The firm earned $857.50 million during the quarter, compared to analyst estimates of $914.45 million. PagSeguro Digital had a net margin of 11.15% and a trailing twelve-month return on equity of 15.43%.
Read the conference call transcript.

When did PagSeguro Digital IPO?

PagSeguro Digital (PAGS) raised $1.7 billion in an initial public offering on Wednesday, January 24th 2018. The company issued 92,100,000 shares at a price of $17.50-$20.50 per share. Goldman Sachs and Morgan Stanley served as the underwriters for the IPO and BofA Merrill Lynch, Bradesco BBI, Credit Suisse, Deutsche Bank Securities, Itaú BBA and J.P. Morgan were co-managers.

Who are PagSeguro Digital's major shareholders?

PagSeguro Digital's top institutional investors include Polunin Capital Partners Ltd (1.16%), Exchange Traded Concepts LLC (0.05%) and Perpetual Ltd (0.04%).

How do I buy shares of PagSeguro Digital?

Shares of PAGS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of PagSeguro Digital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that PagSeguro Digital investors own include Humana (HUM), NVIDIA (NVDA), American Water Works (AWK), Salesforce (CRM), Voyager Therapeutics (VYGR), Meta Platforms (META) and TotalEnergies (TTE).

Company Calendar

• Last Earnings: 5/14/2025
• Record date for 6/6 Dividend: 5/23/2025
• Ex-Dividend for 6/6 Dividend: 5/23/2025
• Dividend Payable: 6/06/2025
• Today: 7/13/2025
• Record date for 8/15 Dividend: 7/16/2025
• Ex-Dividend for 8/15 Dividend: 7/16/2025
• Dividend Payable: 8/15/2025
• Next Earnings (Estimated): 8/19/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NYSE:PAGS
• CIK: 1712807
• Web: www.pagseguro.uol.com.br
• Phone: 551130388123
• Fax: N/A
• Employees: 8,595
• Year Founded: N/A

Price Target and Rating

• Average Price Target for PagSeguro Digital: $11.07
• High Price Target: $14.00
• Low Price Target: $6.50
• Potential Upside/Downside: +27.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.22
• Trailing P/E Ratio: 7.15
• Forward P/E Ratio: 7.45
• P/E Growth: 0.63
• Net Income: $392.38 million
• Net Margins: 11.15%
• Pretax Margin: 12.32%
• Return on Equity: 15.43%
• Return on Assets: 3.27%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.52
• Quick Ratio: 1.52

Sales & Book Value

• Annual Sales: $3.22 billion
• Price / Sales: 0.89
• Cash Flow: $2.09 per share
• Price / Cash Flow: 4.18
• Book Value: $8.25 per share
• Price / Book: 1.06

Miscellaneous

• Outstanding Shares: 329,610,000
• Free Float: N/A
• Market Cap: $2.87 billion
• Optionable: Optionable
• Beta: 1.59