Primerica (PRI) Stock Price, News & Analysis

Company Overview

Primerica, Inc. provides financial products and services to middle-income households in the United States and Canada. Its core business is term life insurance, which it distributes through a network of representatives who work directly with clients.

Through its investment and savings businesses, Primerica offers products and services including mutual funds, annuities, managed investment accounts, and retirement planning solutions. It also connects clients with certain third-party providers of products such as auto and homeowners insurance.

The company traces its roots to A.L. Williams, founded in 1977, and became an independent, publicly traded company in 2010 after being separated from Citigroup. Primerica serves customers across the United States and Canada.

Key Stats

• Today's Range: $294.23 to $304.18
• 50-Day Range: $272.37 to $304.46
• 52-Week Range: $230.09 to $327.28
• Volume: 260,702 shs
• Average Volume: 210,143 shs
• Market Capitalization: $8.98 billion
• P/E Ratio: 11.70
• Dividend Yield: 1.62%
• Price Target: $318.80
• Consensus Rating: Hold

Primerica Stock Analysis - MarketRank™

Primerica scored higher than 77% of companies evaluated by MarketBeat, and ranked 427th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Hold

Consensus Rating

Primerica has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on no strong buy ratings, 2 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Primerica is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Primerica has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.54%

Earnings Growth

Earnings for Primerica are expected to grow by 7.54% in the coming year, from $25.34 to $27.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Primerica is 11.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of Primerica is 11.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.01.

Price to Book Value per Share Ratio

Primerica has a P/B Ratio of 3.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.45% of the float of Primerica has been sold short.

Short Interest Ratio / Days to Cover

Primerica has a short interest ratio ("days to cover") of 7.43.

Change versus previous month

Short interest in Primerica has recently decreased by 0.64%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Primerica pays a meaningful dividend of 1.58%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Primerica has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Primerica is 18.96%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Primerica will have a dividend payout ratio of 17.61% next year. This indicates that Primerica will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.60

News Sentiment

Primerica has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for Primerica this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for PRI on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

3 people have added Primerica to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Primerica insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,005,180.00 in company stock.

Percentage Held by Insiders

0.63% of the stock of Primerica is held by insiders.

Percentage Held by Institutions

90.88% of the stock of Primerica is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 9/14 Dividend: 8/21/2026
• Ex-Dividend for 9/14 Dividend: 8/21/2026
• Dividend Payable: 9/14/2026
• Last Earnings: 11/04/2026
• Today: 11/12/2026
• Record date for 12/14 Dividend: 11/20/2026
• Ex-Dividend for 12/14 Dividend: 11/20/2026
• Dividend Payable: 12/14/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:PRI
• CIK: 1475922
• Web: www.primerica.com
• Phone: (770) 381-1000
• Fax: N/A
• Employees: 2,833
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Primerica: $318.80
• High Price Target: $360.00
• Low Price Target: $268.00
• Potential Upside/Downside: +7.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $25.31
• Trailing P/E Ratio: 11.70
• Forward P/E Ratio: 10.86
• P/E Growth: N/A
• Net Income: $751.23 million
• Net Margins: 22.86%
• Pretax Margin: 29.39%
• Return on Equity: 30.90%
• Return on Assets: 5.41%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.36
• Quick Ratio: 0.36

Sales & Book Value

• Annual Sales: $3.29 billion
• Price / Sales: 2.73
• Cash Flow: $33.26 per share
• Price / Cash Flow: 8.90
• Book Value: $93.14 per share
• Price / Book: 3.18

Miscellaneous

• Outstanding Shares: 30,350,000
• Free Float: 30,156,000
• Market Cap: $8.98 billion
• Optionable: Optionable
• Beta: 0.86