RLI (RLI) Stock Price, News & Analysis

Company Overview

RLI Corporation (NYSE:RLI) is a specialty property and casualty insurance company focused on underwriting niche risks for businesses and individuals. Headquartered in Peoria, Illinois, the company operates through a network of independent agents and brokers, offering customized coverage solutions. RLI’s approach emphasizes disciplined underwriting, targeted product development and strong customer service to maintain profitability and long-term growth.

Founded in 1965 as Replacement Lens, Inc., RLI initially provided insurance for contact lens manufacturers before shifting its focus to specialty insurance in the 1980s. Over the decades, the company expanded its portfolio to include a variety of commercial and personal lines. Today, RLI underwrites policies across multiple segments, leveraging its expertise in complex risk assessment and claims management.

RLI’s core product offerings encompass professional liability, general liability, surety, commercial property, commercial auto, inland marine and fidelity bonds. In addition, the company provides personal umbrella policies that extend liability protection beyond standard homeowners and auto limits. By concentrating on select markets and maintaining conservative investment practices, RLI seeks to deliver reliable coverage while preserving capital strength and financial stability.

Serving clients throughout the United States, RLI maintains a decentralized operating model that empowers regional teams to tailor solutions to local market needs. The company is led by President and Chief Executive Officer Steven J. Donnellan, who oversees strategic growth initiatives and day-to-day operations. With a track record of consistent underwriting discipline, RLI aims to balance innovation in specialty insurance products with prudent risk management.

Key Stats

• Today's Range: $59.95 to $61.56
• 50-Day Range: $59.10 to $68.56
• 52-Week Range: $59.01 to $91.14
• Volume: 841,074 shs
• Average Volume: 536,097 shs
• Market Capitalization: $5.65 billion
• P/E Ratio: 16.14
• Dividend Yield: 1.04%
• Price Target: $72.80
• Consensus Rating: Hold

RLI Stock Analysis - MarketRank™

RLI scored higher than 91% of companies evaluated by MarketBeat, and ranked 181st out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Hold

Consensus Rating

RLI has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, 5 hold ratings, and 1 sell rating.

Upside Potential

RLI has a consensus price target of $72.80, representing about 18.4% upside from its current price of $61.49.

Amount of Analyst Coverage

RLI has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 0.65%

Earnings Growth

Earnings for RLI are expected to grow by 0.65% in the coming year, from $3.08 to $3.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RLI is 16.14, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 79.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of RLI is 16.14, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.22.

Price to Book Value per Share Ratio

RLI has a P/B Ratio of 3.70. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.09% of the outstanding shares of RLI have been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in RLI has recently increased by 1.05%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

RLI pays a meaningful dividend of 1.07%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RLI has been increasing its dividend for 51 years.

Dividend Coverage

The dividend payout ratio of RLI is 18.34%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RLI will have a dividend payout ratio of 20.65% next year. This indicates that RLI will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.8 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

2.09% of the outstanding shares of RLI have been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in RLI has recently increased by 1.05%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.67

News Sentiment

RLI has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 39 news articles for RLI this week, compared to 14 articles on an average week.

Search Interest

2 people have searched for RLI on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added RLI to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, RLI insiders have bought more of their company's stock than they have sold. Specifically, they have bought $207,450.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 2.16% of the stock of RLI is held by insiders.

Percentage Held by Institutions

77.89% of the stock of RLI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RLI Stock Analysis - Frequently Asked Questions

How have RLI shares performed this year?

RLI's stock was trading at $82.4150 at the start of the year. Since then, RLI shares have decreased by 25.4% and is now trading at $61.4920.

How were RLI's earnings last quarter?

RLI Corp. (NYSE:RLI) announced its quarterly earnings results on Monday, October, 20th. The insurance provider reported $0.83 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.62 by $0.21. The insurance provider had revenue of $510.22 million for the quarter, compared to analyst estimates of $444.75 million. RLI had a trailing twelve-month return on equity of 17.16% and a net margin of 19.02%.
Read the conference call transcript.

When did RLI's stock split?

RLI shares split on the morning of Thursday, January 16th 2025.The 2-1 split was announced on Thursday, November 7th 2024. The newly minted shares were issued to shareholders after the market closes on Wednesday, January 15th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Does RLI have any subsidiaries?

RLI subsidiaries include these companies: Amphenol (Ningde) Electronics Co. Ltd.

Who are RLI's major shareholders?

RLI's top institutional investors include Argent Capital Management LLC (0.40%), Confluence Investment Management LLC (0.04%), Yousif Capital Management LLC (0.03%) and DAVENPORT & Co LLC (0.03%). Insiders that own company stock include Michael J Stone, Jeffrey D Fick, Craig W Kliethermes, Jennifer L Klobnak, Michael E Angelina, Robert P Restrepo Jr, Jordan W Graham and David B Duclos.
View institutional ownership trends.

How do I buy shares of RLI?

Shares of RLI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RLI own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RLI investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD), Netflix (NFLX) and Visa (V).

Company Calendar

• Record date for 9/19 Dividend: 8/29/2025
• Ex-Dividend for 9/19 Dividend: 8/29/2025
• Dividend Payable: 9/19/2025
• Last Earnings: 10/20/2025
• Today: 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:RLI
• CIK: 84246
• Web: www.rlicorp.com
• Phone: (309) 692-1000
• Fax: 309-692-1068
• Employees: 1,147
• Year Founded: 1965

Price Target and Rating

• Average Price Target for RLI: $72.80
• High Price Target: $85.00
• Low Price Target: $61.00
• Potential Upside/Downside: +18.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.49
• Trailing P/E Ratio: 16.06
• Forward P/E Ratio: 19.91
• P/E Growth: N/A
• Net Income: $345.78 million
• Net Margins: 19.02%
• Pretax Margin: 21.99%
• Return on Equity: 17.16%
• Return on Assets: 4.81%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.35
• Quick Ratio: 0.35

Sales & Book Value

• Annual Sales: $1.77 billion
• Price / Sales: 3.18
• Cash Flow: $3.07 per share
• Price / Cash Flow: 20.01
• Book Value: $16.61 per share
• Price / Book: 3.69

Miscellaneous

• Outstanding Shares: 91,830,000
• Free Float: 89,845,000
• Market Cap: $5.63 billion
• Optionable: Optionable
• Beta: 0.60