Source Capital, Inc. (NYSE:SOR) is a commercial finance company specializing in providing flexible financing solutions to lower middle-market businesses across North America. The company’s primary services include accounts receivable financing, asset-based lending and strategic capital investments, designed to meet the working capital needs of companies in diverse industries such as manufacturing, distribution, and business services. By tailoring credit facilities to borrower requirements, Source Capital helps companies manage cash flow, fund growth initiatives and navigate economic cycles.
Founded in 1996 and headquartered in Dallas, Texas, Source Capital has built a nationwide presence through a combination of direct lending and partnership with referral sources. The firm’s financing programs are structured to support seasonal fluctuations, rapid expansion projects and restructuring situations, enabling clients to optimize their balance sheets without dilutive equity financing. In addition to traditional asset-based loans, the company offers factoring services, purchase order financing, and inventory financing tailored to the unique needs of its clientele.
Throughout its history, Source Capital has emphasized disciplined underwriting, risk management and customer service, which has contributed to consistent portfolio performance and long-term relationships with borrowers. The company’s seasoned credit team leverages industry expertise to assess collateral value, market dynamics and operational risks, ensuring that loan structures align with borrower cash flows. By combining financial acumen with a flexible approach, Source Capital aims to deliver timely funding solutions that foster client growth and resilience.
Source Capital’s leadership team is led by Chief Executive Officer Brian O’Connell, whose experience in commercial finance and private equity spans over two decades. Under his stewardship, the firm has expanded its product suite and deepened its market penetration, particularly in strategic geographies such as the U.S. Sun Belt and select Canadian provinces. Supported by a board of directors with extensive backgrounds in banking, finance and corporate governance, Source Capital continues to refine its offerings to address evolving market conditions and entrepreneurial capital needs.
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