SouthState (SSB) Stock Price, News & Analysis

Company Overview

SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment loans. In addition, it provides debit card, mobile and funds transfer products, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust and asset management services; and credit cards, letters of credit, and home equity lines of credit. As of December 31, 2021, it served customers through 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina, and Virginia. SouthState Corporation also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.

Key Stats

• Today's Range: $90.41 to $93.37
• 50-Day Range: N/A
• 52-Week Range: $77.74 to $114.26
• Volume: 1.11 million shs
• Average Volume: 1.01 million shs
• Market Capitalization: $9.41 billion
• P/E Ratio: 13.82
• Dividend Yield: 2.33%
• Price Target: N/A
• Consensus Rating: N/A

SouthState Stock Analysis - MarketRank™

SouthState scored higher than 73% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SouthState.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState is 11.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.11.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState is 11.20, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.05.

Price to Book Value per Share Ratio

SouthState has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.49% of the outstanding shares of SouthState have been sold short.

Short Interest Ratio / Days to Cover

SouthState has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SouthState has recently decreased by 18.81%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState pays a meaningful dividend of 2.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState is 32.19%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.49% of the outstanding shares of SouthState have been sold short.

Short Interest Ratio / Days to Cover

SouthState has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SouthState has recently decreased by 18.81%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.37

News Sentiment

SouthState has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.38 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for SouthState this week, compared to 0 articles on an average week.

Search Interest

2 people have searched for SSB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SouthState insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.70% of the stock of SouthState is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SSB Stock Analysis - Frequently Asked Questions

How have SSB shares performed this year?

SouthState's stock was trading at $98.50 on January 1st, 2025. Since then, SSB shares have decreased by 5.9% and is now trading at $92.73.

How were SouthState's earnings last quarter?

SouthState Corporation (NYSE:SSB) released its quarterly earnings data on Thursday, July, 24th. The company reported $2.30 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.00 by $0.30. The firm earned $664.77 million during the quarter, compared to analysts' expectations of $639.47 million. SouthState had a trailing twelve-month return on equity of 10.23% and a net margin of 19.27%.

How do I buy shares of SouthState?

Shares of SSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 7/24/2025
• Today: 8/03/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: State Commercial Banks – Fed Reserve System
• Sub-Industry: Banking
• Current Symbol: NYSE:SSB
• Previous Symbol: NYSE:SSB
• CIK: 764038
• Web: N/A
• Phone: (863) 293-4710
• Fax: 803-765-1966
• Employees: 4,986
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $6.71
• Trailing P/E Ratio: 11.20
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $534.78 million
• Net Margins: 19.27%
• Pretax Margin: 25.32%
• Return on Equity: 10.23%
• Return on Assets: 1.34%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 0.93
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $2.44 billion
• Price / Sales: 3.85
• Cash Flow: $8.24 per share
• Price / Cash Flow: 11.25
• Book Value: $77.18 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 101,490,000
• Free Float: 99,768,000
• Market Cap: $9.41 billion
• Optionable: N/A
• Beta: 0.79