The Hanover Insurance Group (THG) Stock Price, News & Analysis

Company Overview

The Hanover Insurance Group, Inc. is a holding company that provides property and casualty insurance products and services through a network of independent agents. Its offerings are designed for individuals, families, businesses and specialty-market customers, with a focus on helping policyholders manage risks involving property, automobiles, liability and business operations.

The company’s personal lines business includes automobile, homeowners, renters, condominium, umbrella and related insurance products. Its commercial lines business serves small and midsize businesses with coverage such as commercial property, general liability, workers’ compensation, commercial automobile and business owners’ policies. Hanover also offers specialty insurance for areas such as professional liability, marine, surety and other industries with specialized risk profiles.

Founded in 1852, The Hanover Insurance Group is headquartered in Worcester, Massachusetts, and primarily serves customers in the United States. The company distributes its products mainly through independent insurance agents, who provide localized advice and service to personal and commercial policyholders. John C. Roche has served as the company’s president and chief executive officer.

Key Stats

• Today's Range: $225.28 to $228.96
• 50-Day Range: $207.05 to $232.95
• 52-Week Range: $166.54 to $236.07
• Volume: 949,223 shs
• Average Volume: 254,124 shs
• Market Capitalization: $7.91 billion
• P/E Ratio: 10.84
• Dividend Yield: 1.67%
• Price Target: $227.14
• Consensus Rating: Moderate Buy

The Hanover Insurance Group Stock Analysis - MarketRank™

The Hanover Insurance Group scored higher than 71% of companies evaluated by MarketBeat, and ranked 408th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

The Hanover Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.70, and is based on 2 strong buy ratings, 3 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for The Hanover Insurance Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

The Hanover Insurance Group has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -2.83%

Earnings Growth

Earnings for The Hanover Insurance Group are expected to decrease by -2.83% in the coming year, from $20.17 to $19.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of The Hanover Insurance Group is 10.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of The Hanover Insurance Group is 10.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.29.

Price to Book Value per Share Ratio

The Hanover Insurance Group has a P/B Ratio of 2.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.11% of the float of The Hanover Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hanover Insurance Group has a short interest ratio ("days to cover") of 2.51, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hanover Insurance Group has recently increased by 3.69%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

The Hanover Insurance Group pays a meaningful dividend of 1.66%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

The Hanover Insurance Group has been increasing its dividend for 20 years.

Dividend Coverage

The dividend payout ratio of The Hanover Insurance Group is 18.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, The Hanover Insurance Group will have a dividend payout ratio of 19.39% next year. This indicates that The Hanover Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.02

News Sentiment

The Hanover Insurance Group has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for The Hanover Insurance Group this week, compared to 3 articles on an average week.

MarketBeat Follows

Only 4 people have added The Hanover Insurance Group to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, The Hanover Insurance Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,145,846.00 in company stock.

Percentage Held by Insiders

2.80% of the stock of The Hanover Insurance Group is held by insiders.

Percentage Held by Institutions

86.61% of the stock of The Hanover Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/26 Dividend: 6/12/2026
• Ex-Dividend for 6/26 Dividend: 6/12/2026
• Dividend Payable: 6/26/2026
• Last Earnings: 7/28/2026
• Record date for 9/25 Dividend: 9/11/2026
• Ex-Dividend for 9/25 Dividend: 9/11/2026
• Today: 9/18/2026
• Dividend Payable: 9/25/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:THG
• CIK: 944695
• Web: www.hanover.com
• Phone: (508) 855-1000
• Fax: 508-855-8078
• Employees: 4,900
• Year Founded: 1852

Price Target and Rating

• Average Price Target for The Hanover Insurance Group: $227.14
• High Price Target: $240.00
• Low Price Target: $203.00
• Potential Upside/Downside: +0.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.70
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $20.95
• Trailing P/E Ratio: 10.84
• Forward P/E Ratio: 11.26
• P/E Growth: N/A
• Net Income: $662.50 million
• Net Margins: 11.17%
• Pretax Margin: 14.29%
• Return on Equity: 21.72%
• Return on Assets: 4.61%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.38
• Quick Ratio: 0.38

Sales & Book Value

• Annual Sales: $6.59 billion
• Price / Sales: 1.20
• Cash Flow: $19.44 per share
• Price / Cash Flow: 11.68
• Book Value: $100.37 per share
• Price / Book: 2.26

Miscellaneous

• Outstanding Shares: 34,820,000
• Free Float: 33,845,000
• Market Cap: $7.91 billion
• Optionable: Optionable
• Beta: 0.26