The Hanover Insurance Group Company Profile (NYSE:THG)

About The Hanover Insurance Group (NYSE:THG)

The Hanover Insurance Group logoThe Hanover Insurance Group, Inc. is a holding company. The Company is engaged in providing property and casualty insurance products and services. The Company has four segments: Commercial Lines, Personal Lines, Chaucer and Other. It markets its domestic products and services through independent agents and brokers in the United States, and conducts business internationally through a subsidiary, Chaucer Holdings Limited, which operates through the Society and Corporation of Lloyd's (Lloyd's). Its Commercial Lines product suite provides agents and customers with products designed for small, middle and specialized markets. Its Personal Lines coverages include other personal lines, which consist of umbrella and fire, among others. The Chaucer segment consists of international business written through Lloyd's, including marine and aviation, and property. The Other segment consists of Opus Investment Management, Inc. (Opus), which provides investment advisory services to affiliates.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Property & Casualty Insurance
  • Sub-Industry: Property & Casualty Insurance
  • Symbol: NYSE:THG
  • CUSIP: 41086710
  • Web: www.hanover.com
Capitalization:
  • Market Cap: $4.16 billion
  • Outstanding Shares: 42,382,000
Average Prices:
  • 50 Day Moving Avg: $96.69
  • 200 Day Moving Avg: $91.37
  • 52 Week Range: $74.60 - $100.33
P/E:
  • Trailing P/E Ratio: 21.39
  • Foreward P/E Ratio: 13.80
  • P/E Growth: -23.45
Sales & Book Value:
  • Annual Revenue: $5.02 billion
  • Price / Sales: 0.83
  • Book Value: $70.11 per share
  • Price / Book: 1.40
Dividend:
  • Annual Dividend: $2.00
  • Dividend Yield: 2.0%
Profitability:
  • EBITDA: $342.3 million
  • Net Margins: 3.95%
  • Return on Equity: 5.83%
  • Return on Assets: 1.19%
Debt:
  • Debt-to-Equity Ratio: 0.26%
  • Current Ratio: 0.46%
  • Quick Ratio: 0.46%
Misc:
  • Average Volume: 230,266 shs.
  • Beta: 1.13
  • Short Ratio: 2.27
 

Frequently Asked Questions for The Hanover Insurance Group (NYSE:THG)

What is The Hanover Insurance Group's stock symbol?

The Hanover Insurance Group trades on the New York Stock Exchange (NYSE) under the ticker symbol "THG."

How often does The Hanover Insurance Group pay dividends? What is the dividend yield for The Hanover Insurance Group?

The Hanover Insurance Group declared a quarterly dividend on Tuesday, August 15th. Investors of record on Friday, September 15th will be given a dividend of $0.50 per share on Friday, September 29th. This represents a $2.00 annualized dividend and a dividend yield of 2.04%. The ex-dividend date is Thursday, September 14th. View The Hanover Insurance Group's Dividend History.

How were The Hanover Insurance Group's earnings last quarter?

The Hanover Insurance Group, Inc. (NYSE:THG) announced its earnings results on Wednesday, August, 2nd. The company reported $1.69 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.55 by $0.14. The business earned $1.27 billion during the quarter, compared to analyst estimates of $1.30 billion. The Hanover Insurance Group had a net margin of 3.95% and a return on equity of 5.83%. The firm's revenue was up 3.6% compared to the same quarter last year. During the same quarter in the prior year, the company earned $0.05 earnings per share. View The Hanover Insurance Group's Earnings History.

Where is The Hanover Insurance Group's stock going? Where will The Hanover Insurance Group's stock price be in 2017?

3 brokerages have issued 12-month price targets for The Hanover Insurance Group's stock. Their forecasts range from $88.00 to $91.00. On average, they anticipate The Hanover Insurance Group's stock price to reach $89.50 in the next year. View Analyst Ratings for The Hanover Insurance Group.

Who are some of The Hanover Insurance Group's key competitors?

Who are The Hanover Insurance Group's key executives?

The Hanover Insurance Group's management team includes the folowing people:

  • Michael P. Angelini, Independent Chairman of the Board
  • Joseph M. Zubretsky, President, Chief Executive Officer, Director
  • Jeffrey M. Farber, Chief Financial Officer, Executive Vice President, Senior Finance Officer
  • John Fowle, Chief Executive Officer - Chaucer Syndicates, Ltd.
  • Christine Bilotti-Peterson, Chief Human Resource Officer, Executive Vice President
  • Mark Leo Berthiaume, Executive Vice President, Chief Administrative Officer
  • Richard W. Lavey, Executive Vice President President, Personal Lines, Field Operations and Chief Marketing Officer
  • Kendall J. Huber, Executive Vice President, General Counsel, Assistant Secretary
  • Mark L. Keim, Executive Vice President, Corporate Development and Strategy
  • John C. Roche, President, Chief Executive Officer

Who owns The Hanover Insurance Group stock?

The Hanover Insurance Group's stock is owned by a number of of institutional and retail investors. Top institutional investors include Nationwide Fund Advisors (0.20%), APG Asset Management N.V. (0.11%), Shell Asset Management Co. (0.09%), Foster & Motley Inc. (0.08%), State Treasurer State of Michigan (0.04%) and Meeder Asset Management Inc. (0.00%). Company insiders that own The Hanover Insurance Group stock include Christine Bilotti-Peterson, Frederick H Eppinger, J Kendall Huber, Jeffrey M Farber, John C Roche, Mark Joseph Welzenbach, Richard W Lavey, Robert A Stuchbery and Warren E Barnes. View Institutional Ownership Trends for The Hanover Insurance Group.

Who sold The Hanover Insurance Group stock? Who is selling The Hanover Insurance Group stock?

The Hanover Insurance Group's stock was sold by a variety of institutional investors in the last quarter, including Foster & Motley Inc., State Treasurer State of Michigan and Nationwide Fund Advisors. Company insiders that have sold The Hanover Insurance Group stock in the last year include Christine Bilotti-Peterson, J Kendall Huber, John C Roche, Mark Joseph Welzenbach, Richard W Lavey and Warren E Barnes. View Insider Buying and Selling for The Hanover Insurance Group.

Who bought The Hanover Insurance Group stock? Who is buying The Hanover Insurance Group stock?

The Hanover Insurance Group's stock was acquired by a variety of institutional investors in the last quarter, including APG Asset Management N.V., Shell Asset Management Co. and Meeder Asset Management Inc.. View Insider Buying and Selling for The Hanover Insurance Group.

How do I buy The Hanover Insurance Group stock?

Shares of The Hanover Insurance Group can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is The Hanover Insurance Group's stock price today?

One share of The Hanover Insurance Group stock can currently be purchased for approximately $98.10.


MarketBeat Community Rating for The Hanover Insurance Group (NYSE THG)
Community Ranking:  2.0 out of 5 (star star)
Outperform Votes:  116 (Vote Outperform)
Underperform Votes:  174 (Vote Underperform)
Total Votes:  290
MarketBeat's community ratings are surveys of what our community members think about The Hanover Insurance Group and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for The Hanover Insurance Group (NYSE:THG) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Hold Rating, 2 Buy Ratings
Consensus Rating:Buy (Score: 2.67)
Consensus Price Target: $89.50 (8.77% downside)
Consensus Price Target History for The Hanover Insurance Group (NYSE:THG)
Price Target History for The Hanover Insurance Group (NYSE:THG)
Analysts' Ratings History for The Hanover Insurance Group (NYSE:THG)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/6/2017Keefe, Bruyette & WoodsReiterated RatingHold$91.00N/AView Rating Details
11/4/2016JMP SecuritiesReiterated RatingBuyN/AView Rating Details
10/24/2016Sandler O'NeillInitiated CoverageBuy$88.00N/AView Rating Details
8/3/2016BMO Capital MarketsReiterated RatingOutperform$99.00 -> $94.00N/AView Rating Details
11/12/2015Piper Jaffray CompaniesDowngradeOverweight -> Neutral$91.00 -> $87.00N/AView Rating Details
(Data available from 10/24/2015 forward)

Earnings

Earnings History for The Hanover Insurance Group (NYSE:THG)
Earnings by Quarter for The Hanover Insurance Group (NYSE:THG)
Earnings History by Quarter for The Hanover Insurance Group (NYSE THG)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
8/2/2017Q2 2017$1.55$1.69$1.30 billion$1.27 billionViewListenView Earnings Details
5/3/2017Q1 2017$1.73$0.95$1.22 billion$1.19 billionViewListenView Earnings Details
2/2/2017Q416$1.50($0.46)$1.07 billion$1.08 billionViewListenView Earnings Details
7/28/2016Q216$1.22$1.24$1.23 billion$1.22 billionViewListenView Earnings Details
5/4/2016Q116$1.55$1.64$1.22 billion$1.14 billionViewN/AView Earnings Details
2/4/2016Q415$1.60$1.82$1.08 billion$1.05 billionViewN/AView Earnings Details
10/28/2015Q315$1.44$1.61$1.21 billion$1.23 billionViewListenView Earnings Details
7/29/2015Q2$1.41$1.56$1.31 billion$1.30 billionViewListenView Earnings Details
4/30/2015Q115$1.00$1.27$4.71 billion$1.22 billionViewN/AView Earnings Details
2/4/2015Q414$1.46$2.00$1.08 billion$1.29 billionViewN/AView Earnings Details
10/29/2014Q314$0.97$1.22$1.22 billion$1.27 billionViewN/AView Earnings Details
7/31/2014Q214$1.24$1.30$1.29 billion$1.27 billionViewN/AView Earnings Details
4/29/2014Q114$0.96$1.05$1.13 billion$1.17 billionViewListenView Earnings Details
2/6/2014Q413$1.11$1.33$1.09 billion$1.05 billionViewListenView Earnings Details
10/31/2013Q313$0.80$1.36$1.18 billion$1.18 billionViewListenView Earnings Details
7/31/2013Q2 2013$0.71$1.05$1.29 billion$1.24 billionViewListenView Earnings Details
4/29/2013Q1 2013$1.05$1.32$1.08 billion$1.08 billionViewListenView Earnings Details
2/6/2013Q4 2012($1.80)($1.65)$1.03 billion$1.03 billionViewListenView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for The Hanover Insurance Group (NYSE:THG)
2017 EPS Consensus Estimate: $3.65
2018 EPS Consensus Estimate: $7.20
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$1.73$1.73$1.73
Q2 20171$1.47$1.47$1.47
Q3 20171($1.58)($1.58)($1.58)
Q4 20171$2.03$2.03$2.03
Q1 20181$1.70$1.70$1.70
Q2 20181$1.59$1.59$1.59
Q3 20181$1.65$1.65$1.65
Q4 20181$2.26$2.26$2.26
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for The Hanover Insurance Group (NYSE:THG)
Most Recent Dividend:9/29/2017
Annual Dividend:$2.00
Dividend Yield:2.04%
Dividend Growth:11.40% (3 Year Average)
Payout Ratio:43.29% (Trailing 12 Months of Earnings)
52.08% (Based on This Year's Estimates)
28.13% (Based on Next Year's Estimates)
Track Record:5 Years of Consecutive Dividend Growth
Dividend Payments by Quarter for The Hanover Insurance Group (NYSE:THG)

Dividend History by Quarter for The Hanover Insurance Group (NYSE THG)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
8/15/2017quarterly$0.502.01%9/14/20179/15/20179/29/2017
5/16/2017quarterly$0.502.48%6/7/20176/9/20176/30/2017
2/21/2017quarterly$0.502.2%3/8/20173/10/20173/31/2017
12/6/2016quarterly$0.5012/14/201612/16/201612/30/2016
8/23/2016quarterly$0.469/14/20169/16/20169/30/2016
5/24/2016quarterly$0.466/8/20166/10/20166/24/2016
2/23/2016quarterly$0.463/9/20163/11/20163/25/2016
12/7/2015quarterly$0.4612/16/201512/18/201512/31/2015
8/25/2015$0.419/9/20159/11/20159/25/2015
5/19/2015quarterly$0.412.29%6/10/20156/12/20156/26/2015
2/27/2015quarterly$0.412.33%3/11/20153/13/20153/27/2015
12/5/2014quarterly$0.412.24%12/11/201412/15/201412/26/2014
8/19/2014quarterly$0.372.36%9/10/20149/12/20149/26/2014
5/20/2014quarterly$0.372.46%6/11/20146/13/20146/27/2014
2/19/2014quarterly$0.372.54%3/12/20143/14/20143/28/2014
12/6/2013quarterly$0.372.44%12/12/201312/16/201312/27/2013
8/20/2013quarterly$0.332.43%9/11/20139/13/20139/27/2013
5/14/2013quarterly$0.332.57%6/12/20136/14/20136/28/2013
2/26/2013quarterly$0.333.09%3/13/20133/15/20133/29/2013
12/9/2012quarterly$0.333.46%12/13/201212/17/201212/28/2012
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for The Hanover Insurance Group (NYSE:THG)
Insider Ownership Percentage: 1.08%
Institutional Ownership Percentage: 84.16%
Insider Trades by Quarter for The Hanover Insurance Group (NYSE:THG)
Institutional Ownership by Quarter for The Hanover Insurance Group (NYSE:THG)
Insider Trades by Quarter for The Hanover Insurance Group (NYSE:THG)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
8/25/2017Christine Bilotti-PetersonInsiderSell2,570$98.58$253,350.60View SEC Filing  
8/9/2017Mark Joseph WelzenbachInsiderSell9,600$97.94$940,224.00View SEC Filing  
8/7/2017J Kendall HuberInsiderSell20,960$97.33$2,040,036.80View SEC Filing  
8/4/2017John C RocheInsiderSell17,500$96.00$1,680,000.00View SEC Filing  
2/28/2017Jeffrey M FarberInsiderBuy2,500$90.07$225,175.00View SEC Filing  
2/27/2017Richard W LaveyInsiderSell26,250$90.07$2,364,337.50View SEC Filing  
2/27/2017Warren E BarnesVPSell3,226$90.33$291,404.58View SEC Filing  
8/1/2016Christine Bilotti-PetersonInsiderSell3,600$82.31$296,316.00View SEC Filing  
5/26/2016J Kendall HuberEVPSell35,750$86.35$3,087,012.50View SEC Filing  
5/20/2016Richard W LaveyEVPSell2,500$86.65$216,625.00View SEC Filing  
5/18/2016Frederick H EppingerCEOSell85,000$86.06$7,315,100.00View SEC Filing  
2/29/2016Warren E BarnesVPSell2,018$84.01$169,532.18View SEC Filing  
2/19/2016Warren E BarnesVPSell800$83.51$66,808.00View SEC Filing  
2/17/2016Mark Joseph WelzenbachSVPSell6,250$82.11$513,187.50View SEC Filing  
2/10/2016Robert A StuchberyInsiderSell11,500$81.99$942,885.00View SEC Filing  
2/8/2016Robert A StuchberyInsiderSell6,000$81.08$486,480.00View SEC Filing  
1/22/2016Warren E BarnesVPSell653$78.18$51,051.54View SEC Filing  
1/20/2016Warren E. BarnesVPSell1,500$77.17$115,755.00View SEC Filing  
11/23/2015John C. RocheEVPSell4,513$84.70$382,251.10View SEC Filing  
11/18/2015Frederick H EppingerCEOSell100,000$84.50$8,450,000.00View SEC Filing  
5/6/2015Mark Joseph WelzenbachSVPSell8,606$70.09$603,194.54View SEC Filing  
5/4/2015Robert A StuchberyCEOSell14,314$71.83$1,028,174.62View SEC Filing  
2/10/2015Andrew S RobinsonEVPSell21,675$71.56$1,551,063.00View SEC Filing  
2/6/2015Mark Joseph WelzenbachSVPSell11,250$72.04$810,450.00View SEC Filing  
11/17/2014Daniel T HenryDirectorBuy5,000$69.10$345,500.00View SEC Filing  
11/7/2014Robert J MurrayDirectorSell2,300$68.98$158,654.00View SEC Filing  
11/5/2014J Kendall HuberEVPSell6,476$69.17$447,944.92View SEC Filing  
11/4/2014Gregory D TranterEVPSell4,922$68.24$335,877.28View SEC Filing  
10/31/2014J Kendall HuberEVPSell35,000$67.00$2,345,000.00View SEC Filing  
10/28/2014John C RocheEVPSell9,126$65.00$593,190.00View SEC Filing  
8/8/2014Andrew S RobinsonEVPSell13,700$60.51$828,987.00View SEC Filing  
8/5/2014Andrew S RobinsonEVPSell10,981$60.50$664,350.50View SEC Filing  
6/13/2014Mark R DesrochersSVPSell7,500$63.00$472,500.00View SEC Filing  
5/30/2014Richard W LaveySVPSell6,880$60.36$415,276.80View SEC Filing  
5/15/2014Gregory TranterEVPSell10,500$59.29$622,545.00View SEC Filing  
5/5/2014Gregory TranterEVPSell18,750$58.96$1,105,500.00View SEC Filing  
5/2/2014Mark Joseph WelzenbachSVPSell12,500$59.72$746,500.00View SEC Filing  
4/2/2014John RocheEVPSell6,250$62.00$387,500.00View SEC Filing  
3/17/2014John RocheEVPSell4,834$59.99$289,991.66View SEC Filing  
3/3/2014Gregory TranterEVPSell20,000$58.06$1,161,200.00View SEC Filing  
2/18/2014Mark DesrochersSVPSell5,000$59.04$295,200.00View SEC Filing  
2/13/2014Andrew RobinsonEVPSell25,000$57.50$1,437,500.00View SEC Filing  
11/20/2013J Kendall HuberEVPSell12,500$59.45$743,125.00View SEC Filing  
11/14/2013Richard LaveySVPSell7,500$60.77$455,775.00View SEC Filing  
11/5/2013Gregory TranterEVPSell23,850$59.39$1,416,451.50View SEC Filing  
8/9/2013J Kendall HuberEVPSell25,050$55.40$1,387,770.00View SEC Filing  
8/7/2013Mark Joseph WelzenbachSVPSell7,915$54.73$433,187.95View SEC Filing  
8/5/2013Gregory TranterEVPSell46,000$55.65$2,559,900.00View SEC Filing  
5/10/2013Andrew S RobinsonEVPSell3,889$50.48$196,316.72View SEC Filing  
5/1/2013Gregory D TranterEVPSell40,000$49.51$1,980,400.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for The Hanover Insurance Group (NYSE:THG)
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The Hanover Insurance Group (THG) Chart for Tuesday, October, 24, 2017

This page was last updated on 10/24/2017 by MarketBeat.com Staff

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