NYSE:TWO Two Harbors Investments (TWO) Stock Price, News & Analysis $10.79 +0.17 (+1.60%) As of 03:58 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Two Harbors Investments Stock (NYSE:TWO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get TWO alerts:Sign Up Key Stats Today's Range$10.58▼$10.8050-Day Range$10.25▼$12.4052-Week Range$10.16▼$14.28Volume2.11 million shsAverage Volume1.32 million shsMarket Capitalization$1.12 billionP/E RatioN/ADividend Yield16.68%Price Target$13.14Consensus RatingModerate Buy Company OverviewTwo Harbors Investment Corp. is an externally managed REIT focused on the US residential mortgage market. The company strives to produce risk-adjusted returns by managing a portfolio of RMBS and other loans paired with a mortgage servicing business. The company delivers returns in the form of dividends primarily with a secondary goal of capital growth. The firm was incorporated in 2009 and is headquartered in Minnesota. Two Harbors Investment Corp. is in business to invest in, finance, and manage a portfolio of residential mortgage-backed securities. These may include non-agency securities and mortgage servicing rights as well as other financial assets (about 5% to 10% of the portfolio). However, the bulk of the portfolio is in agency-backed RMBS. The fund's strategy of pairing a mortgage servicing business with an RMBS portfolio is unique in the industry and provides many advantages for investors that include reducing exposure to interest rate fluctuations and their impact on mortgage spread. The company’s focus on agency-backed RMBS provides a level of safety because the principal and interest are backed by Fannie Mae, Freddie Mac, or other government agencies. The company’s portfolio of mortgage servicing rights allows the company to capitalize on its experience in mitigating credit risk and is supported by a robust pipeline of new business. Originators provide new business on a continual basis as new loans are created. The company may also buy bundled loans from originators or other mortgage loan owners in order to earn fees for services. Two Harbors Investment Corp. chooses to be taxed as a REIT. As such, the company distributes at least 90% of its taxable income in the form of dividends. Two Harbors Investment Corp. was externally managed until 2020. The switch to internal management better aligns the company’s goals with those of shareholders and improves the transparency of operations. Investors who wish to enroll in a share purchase or DRIP, dividend reinvestment program, should contact the company’s plan administrator, Equiniti Trust Company. Investors must be shareholders of record to participate in the plan. Read More… Two Harbors Investments Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks49th Percentile Overall ScoreTWO MarketRank™: Two Harbors Investments scored higher than 49% of companies evaluated by MarketBeat, and ranked 633rd out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingTwo Harbors Investments has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on 4 buy ratings, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageTwo Harbors Investments has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Two Harbors Investments' stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Two Harbors Investments is -21.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Two Harbors Investments is -21.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioTwo Harbors Investments has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Two Harbors Investments' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.98% of the float of Two Harbors Investments has been sold short.Short Interest Ratio / Days to CoverTwo Harbors Investments has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in Two Harbors Investments has recently increased by 6.40%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipTwo Harbors Investments is a leading dividend payer. It pays a dividend yield of 16.95%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthTwo Harbors Investments has only been increasing its dividend for 1 years.Read more about Two Harbors Investments' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted6.98% of the float of Two Harbors Investments has been sold short.Short Interest Ratio / Days to CoverTwo Harbors Investments has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in Two Harbors Investments has recently increased by 6.40%, indicating that investor sentiment is decreasing significantly. News and Social Media2.4 / 5News Sentiment0.41 News SentimentTwo Harbors Investments has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Two Harbors Investments this week, compared to 4 articles on an average week.Search Interest24 people have searched for TWO on MarketBeat in the last 30 days. This is an increase of 4% compared to the previous 30 days.MarketBeat FollowsOnly 4 people have added Two Harbors Investments to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Two Harbors Investments insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.61% of the stock of Two Harbors Investments is held by insiders.Percentage Held by Institutions64.19% of the stock of Two Harbors Investments is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Two Harbors Investments' insider trading history. Receive TWO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Two Harbors Investments and its competitors with MarketBeat's FREE daily newsletter. Email Address TWO Stock News HeadlinesWhy Buy “Broke” Blue Chips? These 5 Small Caps Pay up to 17%...June 19, 2025 | marketbeat.comWith 69% ownership of the shares, Two Harbors Investment Corp. (NYSE:TWO) is heavily dominated by institutional ownersJune 29 at 12:05 PM | finance.yahoo.comCrypto Is Pumping Again – Now Comes the Real OpportunityThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in crypto. Now it’s back, and the smart money is already positioning. A free training reveals the step-by-step strategy and altcoin picks designed to help you capitalize on the next wave.June 30 at 2:00 AM | Crypto Swap Profits (Ad)TWO - Two Harbors Investment Corp Chart - MorningstarJune 27 at 6:58 PM | morningstar.comMTWO - Two Harbors Investment Corp Key Metrics - MorningstarJune 26, 2025 | morningstar.comMAnalysts Set Two Harbors Investments Corp (NYSE:TWO) PT at $13.14June 25, 2025 | americanbankingnews.comTWO Two Harbors Investment Corp. - Seeking AlphaJune 25, 2025 | seekingalpha.comTwo Harbors Investments Corp (NYSE:TWO) Sees Large Growth in Short InterestJune 20, 2025 | americanbankingnews.comSee More Headlines TWO Stock Analysis - Frequently Asked Questions How have TWO shares performed this year? Two Harbors Investments' stock was trading at $11.83 at the beginning of 2025. Since then, TWO stock has decreased by 8.8% and is now trading at $10.79. View the best growth stocks for 2025 here. How were Two Harbors Investments' earnings last quarter? Two Harbors Investments Corp (NYSE:TWO) released its quarterly earnings data on Monday, April, 28th. The real estate investment trust reported $0.24 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.28 by $0.04. The real estate investment trust had revenue of ($20.33) million for the quarter, compared to analyst estimates of ($28.53) million. Two Harbors Investments had a net margin of 3.50% and a trailing twelve-month return on equity of 8.06%. Read the conference call transcript. When did Two Harbors Investments' stock split? Two Harbors Investments shares reverse split on Wednesday, November 2nd 2022.The 1-4 reverse split was announced on Wednesday, November 2nd 2022. The number of shares owned by shareholders was adjusted after the closing bell on Wednesday, November 2nd 2022. An investor that had 100 shares of stock prior to the reverse split would have 25 shares after the split. How do I buy shares of Two Harbors Investments? Shares of TWO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Two Harbors Investments own? Based on aggregate information from My MarketBeat watchlists, some other companies that Two Harbors Investments investors own include American Water Works (AWK), DiamondRock Hospitality (DRH), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), Humana (HUM) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 4/29 Dividend4/04/2025Ex-Dividend for 4/29 Dividend4/04/2025Last Earnings4/28/2025Dividend Payable4/29/2025Today6/30/2025Record date for 7/29 Dividend7/03/2025Ex-Dividend for 7/29 Dividend7/03/2025Dividend Payable7/29/2025Next Earnings (Estimated)7/29/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry REIT - MTGE TRUST Sub-IndustryMortgage REITs Current SymbolNYSE:TWO CIK1465740 Webwww.twoharborsinvestment.com Phone(612) 453-4100Fax212-364-3289Employees100Year FoundedN/APrice Target and Rating Average Stock Price Target$13.14 High Stock Price Target$15.00 Low Stock Price Target$10.50 Potential Upside/Downside+23.7%Consensus RatingModerate Buy Rating Score (0-4)2.57 Research Coverage7 Analysts Profitability EPS (Most Recent Fiscal Year)($0.51) Trailing P/E RatioN/A Forward P/E Ratio13.12 P/E GrowthN/ANet Income$298.17 million Net Margins3.50% Pretax Margin11.40% Return on Equity8.06% Return on Assets0.97% Debt Debt-to-Equity Ratio0.77 Current Ratio1.05 Quick Ratio1.05 Sales & Book Value Annual Sales$450.15 million Price / Sales2.46 Cash Flow$1.17 per share Price / Cash Flow9.10 Book Value$14.68 per share Price / Book0.72Miscellaneous Outstanding Shares104,030,000Free Float103,390,000Market Cap$1.11 billion OptionableOptionable Beta1.28 Social Links The 10 Best AI Stocks to Own in 2025Wondering where to start (or end) with AI stocks? 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