White Mountains Insurance Group (WTM) Stock Price, News & Analysis

Company Overview

White Mountains Insurance Group, Ltd. is a Bermuda-based diversified insurance and financial services holding company organized in 1985 and headquartered in Hamilton, Bermuda. The company operates through a portfolio of insurance, reinsurance and specialty finance businesses, offering a blend of underwriting expertise and investment management to institutional clients worldwide. As a publicly traded entity on the New York Stock Exchange (NYSE: WTM), White Mountains seeks to generate long-term shareholder value by combining disciplined capital management with strategic acquisitions and organic growth initiatives.

Through its principal operating subsidiaries—most notably Sirius International Insurance Group, Ltd. and Embrace Re—White Mountains underwrites property and casualty reinsurance and specialty insurance products. These offerings include treaty and facultative reinsurance in areas such as homeowners, commercial casualty and specialty liability, along with structured single-risk and multi-risk programs. The company’s specialty businesses also provide corporate-owned life insurance and niche coverage solutions tailored to sectors with unique risk profiles, such as energy, environmental liability and professional indemnity.

In addition to its underwriting activities, White Mountains maintains an active principal investment platform that targets opportunities in financial services, insurance, asset management and insurtech. This strategic investment arm seeks to identify and acquire stakes in public and private companies where White Mountains can leverage its insurance expertise, capital base and operational capabilities. The investment portfolio is managed with an emphasis on diversified risk, liquidity and long-term total returns, complementing the results generated by its insurance operations.

Governed by an experienced board of directors and led by a senior management team with deep backgrounds in insurance, reinsurance and investment management, White Mountains Insurance Group emphasizes rigorous risk controls, strong capital adequacy and prudent reserve practices. With operations spanning North America, Europe and selected global markets, the company is positioned to respond to evolving industry trends and client needs while maintaining a commitment to financial strength and underwriting discipline.

Key Stats

• Today's Range: $2,052.25 to $2,077.20
• 50-Day Range: $2,060.75 to $2,318.51
• 52-Week Range: $1,648.00 to $2,333.00
• Volume: 24,247 shs
• Average Volume: 22,026 shs
• Market Capitalization: $5.17 billion
• P/E Ratio: 5.13
• Dividend Yield: 0.05%
• Price Target: N/A
• Consensus Rating: Moderate Buy

White Mountains Insurance Group Stock Analysis - MarketRank™

White Mountains Insurance Group scored higher than 64% of companies evaluated by MarketBeat, and ranked 535th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

White Mountains Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

White Mountains Insurance Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 13.04%

Earnings Growth

Earnings for White Mountains Insurance Group are expected to grow by 13.04% in the coming year, from $115.00 to $130.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of White Mountains Insurance Group is 5.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.28.

Price to Earnings Ratio vs. Sector

The P/E ratio of White Mountains Insurance Group is 5.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.24.

Price to Book Value per Share Ratio

White Mountains Insurance Group has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.66% of the float of White Mountains Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

White Mountains Insurance Group has a short interest ratio ("days to cover") of 3.69, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in White Mountains Insurance Group has recently increased by 12.74%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

White Mountains Insurance Group has a dividend yield of 0.05%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

White Mountains Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of White Mountains Insurance Group is 0.25%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, White Mountains Insurance Group will have a dividend payout ratio of 0.77% next year. This indicates that White Mountains Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.26

News Sentiment

White Mountains Insurance Group has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.83 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for White Mountains Insurance Group this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for WTM on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, White Mountains Insurance Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.00% of the stock of White Mountains Insurance Group is held by insiders.

Percentage Held by Institutions

88.65% of the stock of White Mountains Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/25 Dividend: 3/16/2026
• Ex-Dividend for 3/25 Dividend: 3/16/2026
• Dividend Payable: 3/25/2026
• Last Earnings: 5/06/2026
• Today: 6/02/2026
• Next Earnings (Estimated): 8/06/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:WTM
• CIK: 776867
• Web: www.whitemountains.com
• Phone: (603) 640-2200
• Fax: 441-278-3170
• Employees: 1,648
• Year Founded: 1980

Profitability

• EPS (Trailing Twelve Months): $406.57
• Trailing P/E Ratio: 5.13
• Forward P/E Ratio: 18.12
• P/E Growth: N/A
• Net Income: $1.11 billion
• Net Margins: 28.44%
• Pretax Margin: 33.49%
• Return on Equity: 9.19%
• Return on Assets: 4.27%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.79
• Quick Ratio: 0.79

Sales & Book Value

• Annual Sales: $2.83 billion
• Price / Sales: 1.83
• Cash Flow: $72.79 per share
• Price / Cash Flow: 28.63
• Book Value: $2,407.32 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 2,477,000
• Free Float: 2,403,000
• Market Cap: $5.16 billion
• Optionable: Not Optionable
• Beta: 0.32